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Community economic and demographic research

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Material Information

Title:
Community economic and demographic research Ruskin CDBG area
Physical Description:
1 online resource (i, 23 p.) : maps. ;
Language:
English
Creator:
University of South Florida -- Center for Economic Development Research
Hillsborough County (Fla.) -- Economic Development Dept
Publisher:
Center for Economic Development Research
Place of Publication:
Tampa, Fla
Publication Date:

Subjects

Subjects / Keywords:
Community development -- Florida -- Hillsborough County   ( lcsh )
Genre:
statistics   ( marcgt )
non-fiction   ( marcgt )

Notes

Statement of Responsibility:
prepared for Hillsborough County Economic Development Department by the Center for Economic Development Research, College of Business Administration, University of South Florida.
General Note:
Title from PDF of cover (viewed Oct. 26, 2009).
General Note:
"September 2004."
General Note:
Seven accompanying statistical tables in Excel format issued online in separate file.

Record Information

Source Institution:
University of South Florida Library
Holding Location:
University of South Florida
Rights Management:
All applicable rights reserved by the source institution and holding location.
Resource Identifier:
aleph - 002037963
oclc - 459796218
usfldc doi - C63-00111
usfldc handle - c63.111
System ID:
SFS0000377:00001


This item is only available as the following downloads:


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Community Economic and Demographic Research Ruskin CDBG Area Prepared for Hillsborough County Economic Development Department by the CENTER FOR ECONOMIC DEVELOPMENT RESEARCH College of Business Administration 1101 Channelside Dr., 2nd Floor N., Tampa, Florida 33602 Office: (813) 905-5854 or Fax: (813) 905-5856 September 2004

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i Preface In order to determine opportunities for business expansion within their Community Development Block Grant (CDBG) program target areas, the Hillsborough County Economic Development Department commissioned the Center for Economic Development Research (CEDR) to perform two tasks: (1) develop an inventory of businesses and demographic characteristics for a representative, benchmark community, and (2) compare metrics developed in Task (1) to similar metrics for selected CDBG areas to determine the relative scarcity or abundance of business establishments within those areas. This report, and the appropriate tables of the CD “CDBG Area Community Economic and Demographic Research,” are in partial fulfillment of the second task. The Center for Economic Development Research initiates and conducts innovative research on economic development. The Center’s education programs are designed to cultivate excellence in regional development. Our information system serves to enhance development efforts at the University of South Florida, its College of Business, and throughout the Tampa Bay region. Robert Anderson, Dean, College of Business Administration (COBA), USF Dennis Colie, Director, Center for Economic Development Research (CEDR), COBA, USF, Co-principal Investigator Dave Sobush, Research Associate, CEDR, COBA, USF, Economist and Co-principal Investigator September 2004

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1 Introduction In order to assess economic conditions within the county’s Community Development Block Grant (CDBG) program target areas, the Hillsborough County Economic Development Department commissioned CEDR to create an inventory of business establishments within a benchmark CDBG area and to normalize this inventory to the demographic characteristics of the benchmark area. Repeating the same procedure for the Ruskin CDBG area, we then compare the Ruskin CDBG area to the benchmark for analysis of the relative abundance or scarcity of businesses within the Ruskin CDBG area. Methodology Business Establishments Florida’s Agency for Workforce Innovation (AWI) collects monthly employment and wage information for all businesses covered by the state’s unemployment insurance program. Using AWI’s Enhanced Quarterly Unemployment Insurance (EQUI) database, we geocoded all Hillsborough County business that participated in the state’s unemployment insurance program during the third quarter (July-September) of 2003, the latest date for which data was available. By overlaying the shapefile of the Ruskin CDBG area, we can isolate those businesses located within the Ruskin CDBG area.1 Figure R1 depicts the Ruskin CDBG area. Figure R1 – Ruskin CDBG Area Ruskin For the Ruskin CDBG area, we identified 178 business establishments, depicted by the dots in Figure R2 1 All CDBG area shapefiles obtained from Hillsborough County’s GIS website http://maps.hillsboroughcounty.org on April 12th, 2004.

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2 Figure R2 – Ruskin CDBG Area Business Establishments # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # # In addition to employment and wage data, the EQUI database also classifies businesses by their NAICS code. Table R1 is the inventory of business establishments within the Ruskin CDBG area by NAICS.2 NAICS is the acronym for North American Industrial Classification System, which replaced the Standard Industrial Classification (SIC) code developed by the government to classify industries. NAICS codes range in detail from 2-digit sectors (such as 52 Finance and Insurance) to 6-digit industries (such as 524210 Insurance Agencies and Brokerages). Demographic Characteristics The ArcView Business Analyst software package contains demographic data collected at the block group level. Block groups are subdivisions of Census tracts: small, relatively permanent statistical subdivisions of a county. Census tracts usually have between 2,500 and 8,000 persons and do not cross county boundaries. Table R1S summarizes the demography of the Ruskin CDBG area. 2 This table, and others referenced in this report, can be found on the CD “Community Economic and Demographic Research, September 2004.” Table numbers followed by an “S” appear in the body of this report.

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3 Table R1S – Demographic Summary of Ruskin CDBG Amount Percent Population (2005) White 5,83689.92% Black 811.25% American Indian, Eskimo, or Aleut 240.38% Asian or Pacific Islander 370.57% Other 5127.88% Hispanic Origin 2,25734.78% Total (Excluding Hispanic Origin) 6,490100.00% Age & Gender (2005) Population Age <18 1,40621.66% Population Age 65+ 1,49122.97% Population Male 3,23349.81% Population Female 3,25850.19% Income (2005) Per Capita $ 17,192 n/a Average Household Income $ 44,045 n/a Table R2 is the full demographic report produced using the Business Analyst software. We use the data from this report in conjunction with the business establishment data to calculate the descriptive statistics. Calculation and Analysis of Descriptive Statistics To calculate the descriptive statistics, we take the number of establishments for each industry category, divide by a demographic characteristic, and multiply by 1,000. Therefore, each descriptive statistic represents the number of establishments for every 1,000 of the specified demographic characteristic.3 For instance, in the 3rd quarter of 2003, the Ruskin CDBG area had 4 Child Day Care Services establishments (NAICS industry 624410), and a projected 2005 population of 6,490. Thus, the descriptive statistic is 0.6163. In the Ruskin CDBG area, for every 1,000 people, there are 0.6163 Child Day Care Services establishments. For this report, we have selected the following demographic characteristics: population, household population, population by major age group, per capita income (all estimated for year 2005) and year 2000 consumer spending patterns. We present the descriptive statistics in Table R3. For analytical purposes, we then present two other tables. Table R4 presents, for each demographic characteristic, the absolute difference between the descriptive statistic 3 Note: “Consumer Expenditures” is expressed in thousands of dollars; therefore, the descriptive statistic shows the number of establishments per million dollars of consumer expenditure.

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4 of the Ruskin CDBG area and that of the benchmark area. Table R5 presents, for each demographic characteristic, the percent difference between the descriptive statistic of the Ruskin CDBG area and that of the benchmark area. Table R6 and Table R7 present, respectively, those 6-digit NAICS codes found in the Ruskin CDBG area, but not in the benchmark area, and those found in the benchmark area, but not in the Ruskin CDBG area. We preface our summary with the following caveat: business establishments may be engaged in multiple industries, whereas the unemployment insurance data this report is based upon allows businesses to indicate participation in only one industry. This, in conjunction with the fact that only those businesses participating in the unemployment insurance program are captured in the database (i.e. sole proprietorships are not included in the data), biases our estimates of establishments downward. Summary of Research Findings We summarize our findings by displaying relatively scarce business establishment types, classified by 6-digit NAICS code. The relative differences from the benchmark norm highlight opportunities for business expansion as well as highlight priorities for business retention. In this summary, we present only the absolute descriptive statistic differences for population and per capita income – the demographic characteristics we believe most important to this analysis. We also examined percent differences, but found these differences similar to the absolute differences and therefore do not display them in this summary. Table R2S displays those establishment types with negative absolute differences in the population descriptive statistic from the benchmark norm for the Ruskin CDBG area. Normalized for population, these establishment types are scarce in the Ruskin CDBG area, relative to the CDBG benchmark area. Table R2S – Ruskin CDBG Area Establishment Types Scarce by Population Relative to CDBG Benchmark Area NAICS Description Difference in Population Descriptive Statistic Shortage of Establishments 621111 Offices of Physicians (except Mental Health Specialists) (0.3307) 2.15 561320 Temporary Help Services (0.0697) 0.45 524126 Direct Property and Casualty Insurance Carriers (0.0448) 0.29 621210 Offices of Dentists (0.0324) 0.21 531210 Offices of Real Estate Agents and Brokers (0.0075) 0.05 Table R3S displays those establishment types with negative absolute differences in the per capita income descriptive statistic from the benchmark norm for the Ruskin CDBG area. Normalized for per capita income, these establishment types are scarce in the Ruskin CDBG area, relative to the CDBG benchmark area.

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5 Table R3S – Ruskin CDBG Area Establishment Types Scarce by Per Capita Income Relative to CDBG Benchmark Area NAICS Description Difference in Per Capita Income Descriptive Statistic Shortage of Establishments 621111 Offices of Physicians (except Mental Health Specialists) (1.9403) 33.36 722211 Limited-Service Restaurants (1.6052) 27.60 447110 Gasoline Stations with Convenience Stores (1.1952) 20.55 561730 Landscaping Services (1.0927) 18.79 425120 Wholesale Trade Agents and Brokers (1.0484) 18.02 445110 Supermarkets and Other Grocery (except Convenience) Stores (0.9598) 16.50 811111 General Automotive Repair (0.9251) 15.90 561320 Temporary Help Services (0.8642) 14.86 236115 New Single-Family Housing Construction (except Operative Builders) (0.8573) 14.74 441310 Automotive Parts and Accessories Stores (0.8061) 13.86 524126 Direct Property and Casualty Insurance Carriers (0.7617) 13.09 722110 Hotels (except Casino Hotels) and Motels (0.7340) 12.62 621210 Offices of Dentists (0.7104) 12.21 524210 Insurance Agencies and Brokerages (0.7036) 12.10 238221 Residential Plumbing and HVAC Contractors (0.6966) 11.98 238211 Residential Electrical Contractors (0.6523) 11.21 624410 Child Day Care Services (0.6384) 10.98 531210 Offices of Real Estate Agents and Brokers (0.6080) 10.45 238212 Nonresidential Electrical Contractors (0.5567) 9.57 531110 Lessors of Residential Buildings and Dwellings (0.5567) 9.57 541512 Computer Systems Design Services (0.5567) 9.57 541110 Offices of Lawyers (0.4986) 8.57 561110 Office Administrative Services (0.4542) 7.81 713990 All Other Amusement and Recreation Industries (0.4404) 7.57 445120 Convenience Stores (0.4030) 6.93 111219 Other Vegetables (except Potato) and Melon Farming (0.3754) 6.45 722410 Drinking Places (Alcoholic Beverages) (0.3517) 6.05 541511 Custom Computer Programming Services (0.3449) 5.93 111421 Nursery and Tree Production (0.3005) 5.17 423990 Other Miscellaneous Durable Goods Merchants Wholesalers (0.2493) 4.29 444110 Home Centers (0.2493) 4.29 446110 Pharmacies and Drug Stores (0.2493) 4.29 452990 All Other General Merchandise Stores (0.2493) 4.29 484220 Special Freight (except Used Goods) Trucking, Local (0.2493) 4.29 531311 Residential Property Managers (0.2493) 4.29 541940 Veterinary Services (0.2493) 4.29 812112 Beauty Salons (0.2493) 4.29 522110 Commercial Banking (0.2424) 4.17 811121 Automotive Body, Paint, and Interior Repair and Maintenance (0.2424) 4.17 238912 Nonresidential Site Preparation Contractors (0.1980) 3.40

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6 Table R3S (Continued) – Ruskin CDBG Area Establishment Types Scarce by Per Capita Income Relative to CDBG Benchmark Area NAICS Description Difference in Per Capita Income Descriptive Statistic Shortage of Establishments 423110 Automobile and Other Motor Vehicle Merchant Wholesalers (0.1980) 3.40 423120 Motor Vehicle Supplies and New Parts Merchant Wholesalers (0.1980) 3.40 423810 Construction and Mining (except Oil Well) Machinery and Equipment Merchant Wholesalers (0.1980) 3.40 441120 Used Car Dealers (0.1980) 3.40 441320 Tire Dealers (0.1980) 3.40 453110 Florists (0.1980) 3.40 453998 All Other Miscellaneous Store Retailers (except Tobacco Stores) (0.1980) 3.40 522310 Mortgage and Nonmortgage Loan Brokers (0.1980) 3.40 811490 Other Personal and Household Goods Repair and Maintenance (0.1980) 3.40 813910 Business Associations (0.1980) 3.40 221112 Electric Power Distribution (0.1912) 3.29 813410 Civic and Social Organizations (0.1912) 3.29 531190 Lessors of Other Real Estate Property (0.1842) 3.17 238141 Residential Masonry Contractors (0.1468) 2.52 238161 Residential Roofing Contractors (0.1468) 2.52 238222 Nonresidential Plumbing and HVAC Contractors (0.1468) 2.52 238331 Residential Flooring Contractors (0.1468) 2.52 332312 Fabricated Structural Metal Manufacturing (0.1468) 2.52 441110 New Car Dealers (0.1468) 2.52 522298 All Other Nondepository Credit Intermediation (0.1468) 2.52 531320 Offices of Real Estate Appraisers (0.1468) 2.52 541211 Offices of Certified Public Accountants (0.1468) 2.52 811412 Appliance Repair and Maintenance (0.1468) 2.52 111422 Floriculture Production (0.1399) 2.41 541611 Administrative Management and General Management (0.1399) 2.41 237990 Other Heavy and Civil Engineering Construction (0.0955) 1.64 238151 Residential Glass and Glazing Contractors (0.0955) 1.64 238341 Residential Tile and Terrazzo Contractors (0.0955) 1.64 238351 Residential Finish Carpentry Contractors (0.0955) 1.64 339116 Dental Laboratories (0.0955) 1.64 424930 Flower, Nursery Stock, and Florists' supplies Merchant Wholesalers (0.0955) 1.64 442210 Floor Covering Stores (0.0955) 1.64 443111 Household Appliance Stores (0.0955) 1.64 444220 Nursery, Garden Center, and Farm Supply Stores (0.0955) 1.64 445230 Fruit and Vegetable Markets (0.0955) 1.64 522220 Sales Financing (0.0955) 1.64 541320 Landscape Architectural Services (0.0955) 1.64 621498 All other Outpatient Care Centers (0.0955) 1.64 713930 Marinas (0.0955) 1.64 444130 Hardware Stores (0.0887) 1.52

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7 Table R3S (Continued) – Ruskin CDBG Area Establishment Types Scarce by Per Capita Income Relative to CDBG Benchmark Area NAICS Description Difference in Per Capita Income Descriptive Statistic Shortage of Establishments 813110 Religious Organizations (0.0887) 1.52 111310 Orange Groves (0.0748) 1.29 115112 Soil Preparation, Planting, and Cultivating (0.0443) 0.76 115114 Postharvest Crop Activities (except Cotton Ginning) (0.0443) 0.76 115115 Farm Labor contractors and Crew Leaders (0.0443) 0.76 238352 Nonresidential Finish Carpentry Contractors (0.0443) 0.76 238392 Other Nonresidential Finishing Contractors (0.0443) 0.76 332323 Ornamental and Architectural Metal Work Manufacturing (0.0443) 0.76 441222 Boat Dealers (0.0443) 0.76 441229 All other Motor Vehicle Dealers (0.0443) 0.76 448210 Shoe Stores (0.0443) 0.76 453310 Used Merchandise Stores (0.0443) 0.76 541213 Tax Preparation Services (0.0443) 0.76 561612 Security Guards and Patrol Services (0.0443) 0.76 811122 Automotive Glass Replacement Shops (0.0443) 0.76 812310 Coin-Operated Laundries and Drycleaners (0.0443) 0.76 Table R4S displays those establishment types present in the CDBG benchmark area, but absent in the Ruskin CDBG area. By definition, these establishment types are scarce in the Ruskin CDBG area relative to the CDBG benchmark area. We also present, normalized for population, the relative shortage of establishments in the Ruskin CDBG area for these establishment types. Table R4S – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 423830 Industrial Machinery and Equipment Merchant Wholesalers 18 0.2238 1.4524 541330 Engineering Services 17 0.2113 1.3717 541219 Other Accounting Services 13 0.1616 1.0490 111333 Strawberry Farming 11 0.1368 0.8876 238991 All other Residential Trade Contractors 10 0.1243 0.8069 493110 General Warehousing and Storage 10 0.1243 0.8069 517110 Wired Telecommunications Carriers 10 0.1243 0.8069 721110 Hotels (except Casino Hotels) and Motels 10 0.1243 0.8069 423450 Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers 9 0.1119 0.7262 811310 Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance 9 0.1119 0.7262 238311 Residential Drywall Contractors 8 0.0995 0.6455 424910 Farm Supplies Merchant Wholesalers 8 0.0995 0.6455

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8 Table R4S (Continued) – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 444190 Other Building Material Dealers 8 0.0995 0.6455 517310 Telecommunications Resellers 8 0.0995 0.6455 424130 Industrial and Personal Service Paper Merchant Wholesalers 7 0.0870 0.5648 443112 Radio, Television, and Other Electronic Stores 7 0.0870 0.5648 484121 General freight trucking, Long-distance, Truckload 7 0.0870 0.5648 561720 Janitorial Services 7 0.0870 0.5648 423310 Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers 6 0.0746 0.4841 423690 Other Electronic Parts and Equipment Merchant Wholesalers 6 0.0746 0.4841 423930 Recyclable Material Merchant Wholesalers 6 0.0746 0.4841 424990 Other Miscellaneous Nondurable Goods Merchant Wholesalers 6 0.0746 0.4841 517212 Cellular and Other Wireless telecommunications 6 0.0746 0.4841 561330 Professional Employer Organization 6 0.0746 0.4841 814110 Private Households 6 0.0746 0.4841 236118 Residential Remodelers 5 0.0622 0.4034 237210 Land Subdivision 5 0.0622 0.4034 237310 Highway, Street, and Bridge Construction 5 0.0622 0.4034 238992 All other Nonresidential Trade Contractors 5 0.0622 0.4034 423430 Computer and Computer Peripheral Equipment and Software Merchant Wholesalers 5 0.0622 0.4034 423610 Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers 5 0.0622 0.4034 423820 Farm and Garden Machinery and Equipment Merchant Wholesalers 5 0.0622 0.4034 424490 Other Grocery and Related Products Merchant Wholesalers 5 0.0622 0.4034 454210 Vending Machine Operators 5 0.0622 0.4034 484210 Used Household and Office Goods Moving 5 0.0622 0.4034 518210 Data Processing, Hosting, and Related Services 5 0.0622 0.4034 522292 Real Estate Credit 5 0.0622 0.4034 532299 All Other Consumer Goods Rental 5 0.0622 0.4034 541613 Marketing consulting Services 5 0.0622 0.4034 551114 Corporate, subsidiary, and Regional Managing Offices 5 0.0622 0.4034 722310 Food Service Contractors 5 0.0622 0.4034 813930 Labor Unions and Similar Labor Organizations 5 0.0622 0.4034 221310 Water Supply and Irrigation Systems 4 0.0497 0.3228 236220 Commercial and Industrial Building Construction 4 0.0497 0.3228 238111 Residential Poured Foundation Contractors 4 0.0497 0.3228 238321 Residential Painting Contractors 4 0.0497 0.3228 321920 Wood Container and Pallet Manufacturing 4 0.0497 0.3228 337110 Wood Kitchen Cabinet and Countertop Manufacturing 4 0.0497 0.3228 424480 Fresh Fruit and Vegetable Merchant Wholesalers 4 0.0497 0.3228

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9 Table R4S (Continued) – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 443120 Computer and Software Stores 4 0.0497 0.3228 448120 Women's Clothing Stores 4 0.0497 0.3228 453210 Office Supplies and Stationery Stores 4 0.0497 0.3228 454113 Mail-Order Houses 4 0.0497 0.3228 531130 Lessors of Miniwarehouses and Self-Storage Units 4 0.0497 0.3228 532291 Home Health Equipment Rental 4 0.0497 0.3228 561310 Employment Placement Agencies 4 0.0497 0.3228 561621 Security Systems Services (except Locksmiths) 4 0.0497 0.3228 561740 Carpet and Upholstery Cleaning Services 4 0.0497 0.3228 561790 Other Services to Buildings and Dwellings 4 0.0497 0.3228 561990 All Other Support Services 4 0.0497 0.3228 621610 Home Health Care Services 4 0.0497 0.3228 622110 General Medical and Surgical Hospitals 4 0.0497 0.3228 811192 Car Washes 4 0.0497 0.3228 812320 Drycleaning and Laundry Services (except CoinOperated) 4 0.0497 0.3228 237110 Water and Sewer Line and Related Structures Construction 3 0.0373 0.2421 238121 Residential Structural Steel Contractors 3 0.0373 0.2421 238131 Residential Farming Contractors 3 0.0373 0.2421 333911 Pump and Pumping Equipment Manufacturing 3 0.0373 0.2421 423390 Other Construction Material Merchant Wholesalers 3 0.0373 0.2421 423710 Hardware Merchant Wholesalers 3 0.0373 0.2421 423860 Transportation Equipment and Supplies (except Motor Vehicle) Merchant Wholesalers 3 0.0373 0.2421 424120 Stationery and Office supplies Merchant Wholesalers 3 0.0373 0.2421 424610 Plastics Materials and Basic Forms and Shapes merchant Wholesalers 3 0.0373 0.2421 425110 Business to Business Electronic Markets 3 0.0373 0.2421 448140 Family Clothing Stores 3 0.0373 0.2421 451110 Sporting Good Stores 3 0.0373 0.2421 453220 Gift, Novelty, and Souvenir Stores 3 0.0373 0.2421 453910 Pet and Pet Supplies Stores 3 0.0373 0.2421 484122 General Freight trucking, Log Distance, Less Than Truckload 3 0.0373 0.2421 488510 Freight Transportation Arrangement 3 0.0373 0.2421 493190 Other Warehousing and Storage 3 0.0373 0.2421 511120 Periodical Publishers 3 0.0373 0.2421 524291 Claims Adjusting 3 0.0373 0.2421 531120 Lessors and Nonresidential Buildings (except Miniwarehouses) 3 0.0373 0.2421 532120 Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing 3 0.0373 0.2421 532230 Video Tape and Disc Rental 3 0.0373 0.2421

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10 Table R4S (Continued) – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 532412 Construction, Mining, and Forestry Machinery and Equipment Rental and Leasing 3 0.0373 0.2421 541618 Other Management Consulting Services 3 0.0373 0.2421 541620 Environmental Consulting Services 3 0.0373 0.2421 541890 Other Services Related to Advertising 3 0.0373 0.2421 541990 All Other Professional, Scientific, and Technical Services3 0.0373 0.2421 561422 Telemarketing Bureaus 3 0.0373 0.2421 561710 Exterminating and Pest Control Services 3 0.0373 0.2421 611310 Colleges, Universities, and Professional Schools 3 0.0373 0.2421 611430 Professional and Management Development Training 3 0.0373 0.2421 621310 Offices of Chiropractors 3 0.0373 0.2421 621340 Offices of Physical, Occupational and Speech Therapists, and Audiologists 3 0.0373 0.2421 713940 Fitness and Recreational Sports Centers 3 0.0373 0.2421 722213 Snack and Nonalcoholic Beverage Bars 3 0.0373 0.2421 811118 Other Automotive Mechanical and Electrical Repair and Maintenance 3 0.0373 0.2421 812910 Pet Care (except Veterinary) Services 3 0.0373 0.2421 813990 Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) 3 0.0373 0.2421 112111 Beef Cattle Ranching and Farming 2 0.0249 0.1614 238122 Nonresidential Structural Steel Contractors 2 0.0249 0.1614 238291 Other Residential Equipment Contractors 2 0.0249 0.1614 238292 Other Nonresidential Equipment Contractors 2 0.0249 0.1614 312111 Soft Drink Manufacturing 2 0.0249 0.1614 312113 Ice Manufacturing 2 0.0249 0.1614 312229 Other Tobacco Product Manufacturing 2 0.0249 0.1614 322211 Corrugated and Solid Fiber Box Manufacturing 2 0.0249 0.1614 326299 All Other Rubber Product Manufacturing 2 0.0249 0.1614 331316 Aluminum Extruded Product Manufacturing 2 0.0249 0.1614 334290 Other Communications Equipment Manufacturing 2 0.0249 0.1614 334417 Electronic Connector Manufacturing 2 0.0249 0.1614 335121 Residential Electric Lighting Fixture Manufacturing 2 0.0249 0.1614 423130 Tire and Tube Merchant Wholesalers 2 0.0249 0.1614 423220 Home Furnishing Merchant Wholesalers 2 0.0249 0.1614 423440 Other Commercial Equipment Merchant Wholesalers 2 0.0249 0.1614 423490 Other Professional Equipment and Supplies Merchant Wholesalers 2 0.0249 0.1614 423720 Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Wholesalers 2 0.0249 0.1614 423730 Warm Air Heating and Air-conditioning Equipment and Supplies Merchant Wholesalers 2 0.0249 0.1614 424210 Drugs and Druggists' Sundries Merchant Wholesalers 2 0.0249 0.1614 424410 General Line Grocery Merchant Wholesalers 2 0.0249 0.1614 424450 Confectionery Merchant Wholesalers 2 0.0249 0.1614

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11 Table R4S (Continued) – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 424690 Other chemical and Allied Products Merchant Wholesalers 2 0.0249 0.1614 442299 Other Home Furnishings Stores 2 0.0249 0.1614 445299 All Other Specialty Food Stores 2 0.0249 0.1614 448310 Jewelry Stores 2 0.0249 0.1614 453991 Tobacco Stores 2 0.0249 0.1614 484110 General Freight Trucking, Local 2 0.0249 0.1614 488390 Other Support Activities for Water Transportation 2 0.0249 0.1614 488410 Motor Vehicle Towing 2 0.0249 0.1614 522120 Savings Institutions 2 0.0249 0.1614 522130 Credit Unions 2 0.0249 0.1614 523120 Securities Brokerage 2 0.0249 0.1614 524114 Direct Health and Medical Insurance Carriers 2 0.0249 0.1614 531390 Other Activities Related to Real Estate 2 0.0249 0.1614 532111 Passenger Car Rental 2 0.0249 0.1614 532310 General Rental Centers 2 0.0249 0.1614 541310 Architectural Services 2 0.0249 0.1614 541350 Building Inspection Services 2 0.0249 0.1614 541380 Testing Laboratories 2 0.0249 0.1614 541612 Human Resources and Executive Search Consulting Services 2 0.0249 0.1614 541720 Research and Development in the Social Sciences and Humanities 2 0.0249 0.1614 561510 Travel Agencies 2 0.0249 0.1614 562119 Other Waste Collection 2 0.0249 0.1614 611710 Educational Support Services 2 0.0249 0.1614 621320 Offices of Optometrists 2 0.0249 0.1614 621511 Medical Laboratories 2 0.0249 0.1614 621512 Diagnostic Imaging Centers 2 0.0249 0.1614 624120 Services for the Elderly and Persons with Disabilities 2 0.0249 0.1614 624310 Vocational Rehabilitation Services 2 0.0249 0.1614 711510 Independent Artists, Writers, and Performers 2 0.0249 0.1614 713910 Golf Courses and Country Clubs 2 0.0249 0.1614 722320 Caterers 2 0.0249 0.1614 811112 Automotive Exhaust System Repair 2 0.0249 0.1614 811191 Automotive Oil Change and Lubrication Shops 2 0.0249 0.1614 811198 All Other Automotive Repair and Maintenance 2 0.0249 0.1614 811212 Computer and Office Machine Repair and Maintenance 2 0.0249 0.1614 811219 Other Electronic and Precision Equipment Repair and Maintenance 2 0.0249 0.1614 812111 Barber Shops 2 0.0249 0.1614 812199 Other Personal Care Services 2 0.0249 0.1614 111334 Berry (except Strawberry) Farming 1 0.0124 0.0807 112210 Hog and Pig Farming 1 0.0124 0.0807

PAGE 14

12 Table R4S (Continued) – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 112511 Finfish Farming and Fish Hatcheries 1 0.0124 0.0807 114112 Shellfish Fishing 1 0.0124 0.0807 115210 Support Activities for Animal Production 1 0.0124 0.0807 212321 Construction Sand and Gravel Mining 1 0.0124 0.0807 236116 New Multifamily Housing Construction (except Operative Builders) 1 0.0124 0.0807 236117 New Housing Operative Builders 1 0.0124 0.0807 237130 Power and Communication Line and Related Structures Construction 1 0.0124 0.0807 238112 Nonresidential Poured Foundation Contractors 1 0.0124 0.0807 238142 Nonresidential Masonry Contractors 1 0.0124 0.0807 238162 Nonresidential Roofing Contractors 1 0.0124 0.0807 238312 Nonresidential Drywall Contractors 1 0.0124 0.0807 238322 Nonresidential Painting Contractors 1 0.0124 0.0807 238391 Other Residential Finishing Contractors 1 0.0124 0.0807 311520 Ice Cream and Frozen Dessert Manufacturing 1 0.0124 0.0807 311611 Animal (except Poultry) Slaughtering 1 0.0124 0.0807 311712 Fresh and Frozen Seafood Processing 1 0.0124 0.0807 311811 Retail Bakeries 1 0.0124 0.0807 311823 Dry Pasta Manufacturing 1 0.0124 0.0807 313311 Broadwoven Fabric Finishing Mills 1 0.0124 0.0807 314129 Other Household Textile Product Mills 1 0.0124 0.0807 315232 Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing 1 0.0124 0.0807 316999 All Other Leather Good Manufacturing 1 0.0124 0.0807 321113 Sawmills 1 0.0124 0.0807 321114 Wood Preservation 1 0.0124 0.0807 321214 Truss Manufacturing 1 0.0124 0.0807 323114 Quick Printing 1 0.0124 0.0807 323115 Digital Printing 1 0.0124 0.0807 325412 Pharmaceutical Preparation Manufacturing 1 0.0124 0.0807 325612 Polish and Other Sanitation Good Manufacturing 1 0.0124 0.0807 326122 Plastic Pipe and Pipe fitting Manufacturing 1 0.0124 0.0807 326140 Polystyrene Foam Product Manufacturing 1 0.0124 0.0807 326199 All Other Plastics Product Manufacturing 1 0.0124 0.0807 327121 Brick and Structural Clay Tile Manufacturing 1 0.0124 0.0807 331319 Other Aluminum Rolling and Drawing 1 0.0124 0.0807 332116 Metal Stamping 1 0.0124 0.0807 332213 Saw Blade and Handsaw Manufacturing 1 0.0124 0.0807 332510 Hardware Manufacturing 1 0.0124 0.0807 332813 Electroplating, Plating, Polishing, Anodizing, and Coloring 1 0.0124 0.0807 332912 Fluid Power Valve and Hose Fitting Manufacturing 1 0.0124 0.0807 332994 Small Arms Manufacturing 1 0.0124 0.0807

PAGE 15

13 Table R4S (Continued) – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 333312 Commercial Laundry, Drycleaning, and Pressing Machine Manufacturing 1 0.0124 0.0807 333411 Air Purification Equipment Manufacturing 1 0.0124 0.0807 333613 Mechanical Power Transmission Equipment Manufacturing 1 0.0124 0.0807 334111 Electroplating, Plating, Polishing, Anodizing, and Coloring 1 0.0124 0.0807 334119 Other Computer Peripheral Equipment Manufacturing 1 0.0124 0.0807 334515 Instrument Manufacturing for Measuring and Testing Electricity and Electrical Signals 1 0.0124 0.0807 334519 Other Measuring and Controlling Device Manufacturing 1 0.0124 0.0807 335931 Current-Carrying Wiring Device Manufacturing 1 0.0124 0.0807 336211 Motor Vehicle Body Manufacturing 1 0.0124 0.0807 336413 Other Aircraft Parts and Auxiliary Equipment 1 0.0124 0.0807 337215 Showcase, Partition, Shelving, and Locker Manufacturing1 0.0124 0.0807 339113 Surgical Appliance and Supplies Manufacturing 1 0.0124 0.0807 339920 Sporting and Athletic Goods Manufacturing 1 0.0124 0.0807 339950 Sign Manufacturing 1 0.0124 0.0807 423210 Furniture Merchant Wholesalers 1 0.0124 0.0807 423320 Brick, Stone, and Related Construction Material Merchant Wholesalers 1 0.0124 0.0807 423330 Roofing, Siding, and Insulation Material Merchant Wholesalers 1 0.0124 0.0807 423420 Office Equipment Merchant Wholesalers 1 0.0124 0.0807 423510 Metal Service Centers and Other Metal Merchant Wholesalers 1 0.0124 0.0807 423620 Electrical and Electronic Appliance, Television, Radio Set merchant Wholesalers 1 0.0124 0.0807 423740 Refrigeration Equipment and Supplies Merchant Wholesalers 1 0.0124 0.0807 423840 Industrial Supplies Merchant Wholesalers 1 0.0124 0.0807 423910 Sporting and Recreational Goods and Supplies Merchant Wholesalers 1 0.0124 0.0807 424420 Packaged Frozen Food Merchant Wholesalers 1 0.0124 0.0807 424460 Fish and Seafood Merchant Wholesalers 1 0.0124 0.0807 424470 Meat and Meat Product Merchant Wholesalers 1 0.0124 0.0807 424710 Petroleum Bulk Stations and Terminals 1 0.0124 0.0807 424720 Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals) 1 0.0124 0.0807 424820 Wine and Distilled Alcoholic Beverage Merchant Wholesalers 1 0.0124 0.0807 424940 Tobacco and Tobacco Product Merchant Wholesalers 1 0.0124 0.0807 424950 Paint, Varnish, and Supplies Merchant Wholesalers 1 0.0124 0.0807 441210 Recreational Vehicle Dealers 1 0.0124 0.0807 444120 Paint and Wall Paper Stores 1 0.0124 0.0807 445210 Meat Markets 1 0.0124 0.0807

PAGE 16

14 Table R4S (Continued) – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 445220 Fish and Seafood Markets 1 0.0124 0.0807 445310 Beer, wine, and Liquor Stores 1 0.0124 0.0807 446120 Cosmetics, Beauty Supplies, and Perfume Stores 1 0.0124 0.0807 446191 Food (Health) supplement Stores 1 0.0124 0.0807 446199 All Other Health and Personal Care Stores 1 0.0124 0.0807 447190 Other Gasoline Stations 1 0.0124 0.0807 448130 Children's and Infants' clothing Stores 1 0.0124 0.0807 448190 Other Clothing Stores 1 0.0124 0.0807 451120 Hobby, Toy, and Game Stores 1 0.0124 0.0807 451211 Book Stores 1 0.0124 0.0807 454312 Liquefied Petroleum Gas (Bottled Gas) Dealers 1 0.0124 0.0807 454390 Other Direct Selling Establishments 1 0.0124 0.0807 484230 Specialize Freight (except Used Goods) Trucking, LongDistance 1 0.0124 0.0807 488190 Other Support Activities for Air Transportation 1 0.0124 0.0807 488330 Navigational Services to Shipping 1 0.0124 0.0807 491110 Postal Service 1 0.0124 0.0807 492110 Couriers 1 0.0124 0.0807 492210 Local Messengers and Local Delivery 1 0.0124 0.0807 512110 Motion Picture and Video Production 1 0.0124 0.0807 515210 Cable and Other Subscription Programming 1 0.0124 0.0807 518112 Web Search Portals 1 0.0124 0.0807 522390 Other Activities Related to Credit Intermediation 1 0.0124 0.0807 523110 Investment Banking and Securities Dealing 1 0.0124 0.0807 523910 Miscellaneous Intermediation 1 0.0124 0.0807 523930 Investment Advice 1 0.0124 0.0807 523991 Trust, Fiduciary, and Custody Activities 1 0.0124 0.0807 524113 Direct Life Insurance Carriers 1 0.0124 0.0807 531312 Nonresidential Property Managers 1 0.0124 0.0807 532210 Consumer Electronics and Appliances Rental 1 0.0124 0.0807 532220 Formal Wear and Costume Rental 1 0.0124 0.0807 532490 Other Commercial and Industrial Machinery and Equipment Rental and Leasing 1 0.0124 0.0807 533110 Lessors of Nonfinancial Intangible Assets (except Copyrighted Works) 1 0.0124 0.0807 541199 All Other Legal Services 1 0.0124 0.0807 541340 Drafting Services 1 0.0124 0.0807 541370 Surveying and Mapping (except Geophysical) Services 1 0.0124 0.0807 541430 Graphic Design Services 1 0.0124 0.0807 541519 Other Computer Related Services 1 0.0124 0.0807 541614 Process, Physical Distribution, and Logistics Consulting Services 1 0.0124 0.0807 541690 Other Scientific and Technical Consulting Services 1 0.0124 0.0807 541830 Media Buying Agencies 1 0.0124 0.0807

PAGE 17

15 Table R4S (Continued) – Population Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 541870 Advertising Material Distribution Services 1 0.0124 0.0807 551112 Offices of Other Holding Companies 1 0.0124 0.0807 561421 Telephone Answering Services 1 0.0124 0.0807 561591 Convention and Visitor Bureaus 1 0.0124 0.0807 561611 Investigation Services 1 0.0124 0.0807 561910 Packaging and Labeling Services 1 0.0124 0.0807 562111 Solid Waste Collection 1 0.0124 0.0807 562998 All Other Miscellaneous Waste Management Services 1 0.0124 0.0807 611610 Fine Arts Schools 1 0.0124 0.0807 611692 Automobile Driving Schools 1 0.0124 0.0807 621420 Outpatient Mental Health and Substance Abuse Centers 1 0.0124 0.0807 621492 Kidney Dialysis Centers 1 0.0124 0.0807 623990 Other Residential Care Facilities 1 0.0124 0.0807 624210 Community Food Services 1 0.0124 0.0807 711190 Other Performing Arts Companies 1 0.0124 0.0807 711410 Agents and Managers for Artists, Athletes, Entertainers, and Other Public Figures 1 0.0124 0.0807 721211 RV (Recreational Vehicle) Parks and Campgrounds 1 0.0124 0.0807 722212 Cafeterias 1 0.0124 0.0807 722330 Mobile Food Services 1 0.0124 0.0807 811211 Consumer Electronics Repair and Maintenance 1 0.0124 0.0807 812113 Nail Salons 1 0.0124 0.0807 812191 Diet and Weight Reducing Centers 1 0.0124 0.0807 812210 Funeral Homes and Funeral Services 1 0.0124 0.0807 812332 Industrial Launderers 1 0.0124 0.0807 Table R5S displays those establishment types present in the CDBG benchmark area, but absent in the Ruskin CDBG area. By definition, these establishment types are scarce in the Ruskin CDBG area relative to the CDBG benchmark area. We also present, normalized for per capita income, the relative shortage of establishments in the Ruskin CDBG area for these establishment types. Table R5S – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 423830 Industrial Machinery and Equipment Merchant Wholesalers 18 0.9224 15.8573 541330 Engineering Services 17 0.8711 14.9763 541219 Other Accounting Services 13 0.6662 11.4525 111333 Strawberry Farming 11 0.5637 9.6906 238991 All other Residential Trade Contractors 10 0.5124 8.8096 493110 General Warehousing and Storage 10 0.5124 8.8096

PAGE 18

16 Table R5S (Continued) – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 517110 Wired Telecommunications Carriers 10 0.5124 8.8096 721110 Hotels (except Casino Hotels) and Motels 10 0.5124 8.8096 423450 Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers 9 0.4612 7.9286 811310 Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance 9 0.4612 7.9286 238311 Residential Drywall Contractors 8 0.4099 7.0477 424910 Farm Supplies Merchant Wholesalers 8 0.4099 7.0477 444190 Other Building Material Dealers 8 0.4099 7.0477 517310 Telecommunications Resellers 8 0.4099 7.0477 424130 Industrial and Personal Service Paper Merchant Wholesalers 7 0.3587 6.1667 443112 Radio, Television, and Other Electronic Stores 7 0.3587 6.1667 484121 General freight trucking, Long-distance, Truckload 7 0.3587 6.1667 561720 Janitorial Services 7 0.3587 6.1667 423310 Lumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers 6 0.3075 5.2858 423690 Other Electronic Parts and Equipment Merchant Wholesalers 6 0.3075 5.2858 423930 Recyclable Material Merchant Wholesalers 6 0.3075 5.2858 424990 Other Miscellaneous Nondurable Goods Merchant Wholesalers 6 0.3075 5.2858 517212 Cellular and Other Wireless telecommunications 6 0.3075 5.2858 561330 Professional Employer Organization 6 0.3075 5.2858 814110 Private Households 6 0.3075 5.2858 236118 Residential Remodelers 5 0.2562 4.4048 237210 Land Subdivision 5 0.2562 4.4048 237310 Highway, Street, and Bridge Construction 5 0.2562 4.4048 238992 All other Nonresidential Trade Contractors 5 0.2562 4.4048 423430 Computer and Computer Peripheral Equipment and Software Merchant Wholesalers 5 0.2562 4.4048 423610 Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers 5 0.2562 4.4048 423820 Farm and Garden Machinery and Equipment Merchant Wholesalers 5 0.2562 4.4048 424490 Other Grocery and Related Products Merchant Wholesalers 5 0.2562 4.4048 454210 Vending Machine Operators 5 0.2562 4.4048 484210 Used Household and Office Goods Moving 5 0.2562 4.4048 518210 Data Processing, Hosting, and Related Services 5 0.2562 4.4048 522292 Real Estate Credit 5 0.2562 4.4048 532299 All Other Consumer Goods Rental 5 0.2562 4.4048 541613 Marketing consulting Services 5 0.2562 4.4048 551114 Corporate, subsidiary, and Regional Managing Offices 5 0.2562 4.4048 722310 Food Service Contractors 5 0.2562 4.4048 813930 Labor Unions and Similar Labor Organizations 5 0.2562 4.4048 221310 Water Supply and Irrigation Systems 4 0.2050 3.5238 236220 Commercial and Industrial Building Construction 4 0.2050 3.5238

PAGE 19

17 Table R5S (Continued) – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 238111 Residential Poured Foundation Contractors 4 0.2050 3.5238 238321 Residential Painting Contractors 4 0.2050 3.5238 321920 Wood Container and Pallet Manufacturing 4 0.2050 3.5238 337110 Wood Kitchen Cabinet and Countertop Manufacturing 4 0.2050 3.5238 424480 Fresh Fruit and Vegetable Merchant Wholesalers 4 0.2050 3.5238 443120 Computer and Software Stores 4 0.2050 3.5238 448120 Women's Clothing Stores 4 0.2050 3.5238 453210 Office Supplies and Stationery Stores 4 0.2050 3.5238 454113 Mail-Order Houses 4 0.2050 3.5238 531130 Lessors of Miniwarehouses and Self-Storage Units 4 0.2050 3.5238 532291 Home Health Equipment Rental 4 0.2050 3.5238 561310 Employment Placement Agencies 4 0.2050 3.5238 561621 Security Systems Services (except Locksmiths) 4 0.2050 3.5238 561740 Carpet and Upholstery Cleaning Services 4 0.2050 3.5238 561790 Other Services to Buildings and Dwellings 4 0.2050 3.5238 561990 All Other Support Services 4 0.2050 3.5238 621610 Home Health Care Services 4 0.2050 3.5238 622110 General Medical and Surgical Hospitals 4 0.2050 3.5238 811192 Car Washes 4 0.2050 3.5238 812320 Drycleaning and Laundry Services (except CoinOperated) 4 0.2050 3.5238 237110 Water and Sewer Line and Related Structures Construction 3 0.1537 2.6429 238121 Residential Structural Steel Contractors 3 0.1537 2.6429 238131 Residential Farming Contractors 3 0.1537 2.6429 333911 Pump and Pumping Equipment Manufacturing 3 0.1537 2.6429 423390 Other Construction Material Merchant Wholesalers 3 0.1537 2.6429 423710 Hardware Merchant Wholesalers 3 0.1537 2.6429 423860 Transportation Equipment and Supplies (except Motor Vehicle) Merchant Wholesalers 3 0.1537 2.6429 424120 Stationery and Office supplies Merchant Wholesalers 3 0.1537 2.6429 424610 Plastics Materials and Basic Forms and Shapes merchant Wholesalers 3 0.1537 2.6429 425110 Business to Business Electronic Markets 3 0.1537 2.6429 448140 Family Clothing Stores 3 0.1537 2.6429 451110 Sporting Good Stores 3 0.1537 2.6429 453220 Gift, Novelty, and Souvenir Stores 3 0.1537 2.6429 453910 Pet and Pet Supplies Stores 3 0.1537 2.6429 484122 General Freight trucking, Log Distance, Less Than Truckload 3 0.1537 2.6429 488510 Freight Transportation Arrangement 3 0.1537 2.6429 493190 Other Warehousing and Storage 3 0.1537 2.6429 511120 Periodical Publishers 3 0.1537 2.6429 524291 Claims Adjusting 3 0.1537 2.6429 531120 Lessors and Nonresidential Buildings (except Miniwarehouses) 3 0.1537 2.6429 532120 Truck, Utility Trailer, and RV (Recreational Vehicle) Rental and Leasing 3 0.1537 2.6429

PAGE 20

18 Table R5S (Continued) – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 532230 Video Tape and Disc Rental 3 0.1537 2.6429 532412 Construction, Mining, and Forestry Machinery and Equipment Rental and Leasing 3 0.1537 2.6429 541618 Other Management Consulting Services 3 0.1537 2.6429 541620 Environmental Consulting Services 3 0.1537 2.6429 541890 Other Services Related to Advertising 3 0.1537 2.6429 541990 All Other Professional, Scientific, and Technical Services 3 0.1537 2.6429 561422 Telemarketing Bureaus 3 0.1537 2.6429 561710 Exterminating and Pest Control Services 3 0.1537 2.6429 611310 Colleges, Universities, and Professional Schools 3 0.1537 2.6429 611430 Professional and Management Development Training 3 0.1537 2.6429 621310 Offices of Chiropractors 3 0.1537 2.6429 621340 Offices of Physical, Occupational and Speech Therapists, and Audiologists 3 0.1537 2.6429 713940 Fitness and Recreational Sports Centers 3 0.1537 2.6429 722213 Snack and Nonalcoholic Beverage Bars 3 0.1537 2.6429 811118 Other Automotive Mechanical and Electrical Repair and Maintenance 3 0.1537 2.6429 812910 Pet Care (except Veterinary) Services 3 0.1537 2.6429 813990 Other Similar Organizations (except Business, Professional, Labor, and Political Organizations) 3 0.1537 2.6429 112111 Beef Cattle Ranching and Farming 2 0.1025 1.7619 238122 Nonresidential Structural Steel Contractors 2 0.1025 1.7619 238291 Other Residential Equipment Contractors 2 0.1025 1.7619 238292 Other Nonresidential Equipment Contractors 2 0.1025 1.7619 312111 Soft Drink Manufacturing 2 0.1025 1.7619 312113 Ice Manufacturing 2 0.1025 1.7619 312229 Other Tobacco Product Manufacturing 2 0.1025 1.7619 322211 Corrugated and Solid Fiber Box Manufacturing 2 0.1025 1.7619 326299 All Other Rubber Product Manufacturing 2 0.1025 1.7619 331316 Aluminum Extruded Product Manufacturing 2 0.1025 1.7619 334290 Other Communications Equipment Manufacturing 2 0.1025 1.7619 334417 Electronic Connector Manufacturing 2 0.1025 1.7619 335121 Residential Electric Lighting Fixture Manufacturing 2 0.1025 1.7619 423130 Tire and Tube Merchant Wholesalers 2 0.1025 1.7619 423220 Home Furnishing Merchant Wholesalers 2 0.1025 1.7619 423440 Other Commercial Equipment Merchant Wholesalers 2 0.1025 1.7619 423490 Other Professional Equipment and Supplies Merchant Wholesalers 2 0.1025 1.7619 423720 Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Wholesalers 2 0.1025 1.7619 423730 Warm Air Heating and Air-conditioning Equipment and Supplies Merchant Wholesalers 2 0.1025 1.7619 424210 Drugs and Druggists' Sundries Merchant Wholesalers 2 0.1025 1.7619 424410 General Line Grocery Merchant Wholesalers 2 0.1025 1.7619 424450 Confectionery Merchant Wholesalers 2 0.1025 1.7619 424690 Other chemical and Allied Products Merchant Wholesalers 2 0.1025 1.7619

PAGE 21

19 Table R5S (Continued) – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 442299 Other Home Furnishings Stores 2 0.1025 1.7619 445299 All Other Specialty Food Stores 2 0.1025 1.7619 448310 Jewelry Stores 2 0.1025 1.7619 453991 Tobacco Stores 2 0.1025 1.7619 484110 General Freight Trucking, Local 2 0.1025 1.7619 488390 Other Support Activities for Water Transportation 2 0.1025 1.7619 488410 Motor Vehicle Towing 2 0.1025 1.7619 522120 Savings Institutions 2 0.1025 1.7619 522130 Credit Unions 2 0.1025 1.7619 523120 Securities Brokerage 2 0.1025 1.7619 524114 Direct Health and Medical Insurance Carriers 2 0.1025 1.7619 531390 Other Activities Related to Real Estate 2 0.1025 1.7619 532111 Passenger Car Rental 2 0.1025 1.7619 532310 General Rental Centers 2 0.1025 1.7619 541310 Architectural Services 2 0.1025 1.7619 541350 Building Inspection Services 2 0.1025 1.7619 541380 Testing Laboratories 2 0.1025 1.7619 541612 Human Resources and Executive Search Consulting Services 2 0.1025 1.7619 541720 Research and Development in the Social Sciences and Humanities 2 0.1025 1.7619 561510 Travel Agencies 2 0.1025 1.7619 562119 Other Waste Collection 2 0.1025 1.7619 611710 Educational Support Services 2 0.1025 1.7619 621320 Offices of Optometrists 2 0.1025 1.7619 621511 Medical Laboratories 2 0.1025 1.7619 621512 Diagnostic Imaging Centers 2 0.1025 1.7619 624120 Services for the Elderly and Persons with Disabilities 2 0.1025 1.7619 624310 Vocational Rehabilitation Services 2 0.1025 1.7619 711510 Independent Artists, Writers, and Performers 2 0.1025 1.7619 713910 Golf Courses and Country Clubs 2 0.1025 1.7619 722320 Caterers 2 0.1025 1.7619 811112 Automotive Exhaust System Repair 2 0.1025 1.7619 811191 Automotive Oil Change and Lubrication Shops 2 0.1025 1.7619 811198 All Other Automotive Repair and Maintenance 2 0.1025 1.7619 811212 Computer and Office Machine Repair and Maintenance 2 0.1025 1.7619 811219 Other Electronic and Precision Equipment Repair and Maintenance 2 0.1025 1.7619 812111 Barber Shops 2 0.1025 1.7619 812199 Other Personal Care Services 2 0.1025 1.7619 111334 Berry (except Strawberry) Farming 1 0.0512 0.8810 112210 Hog and Pig Farming 1 0.0512 0.8810 112511 Finfish Farming and Fish Hatcheries 1 0.0512 0.8810 114112 Shellfish Fishing 1 0.0512 0.8810 115210 Support Activities for Animal Production 1 0.0512 0.8810 212321 Construction Sand and Gravel Mining 1 0.0512 0.8810 236116 New Multifamily Housing Construction (except Operative Builders) 1 0.0512 0.8810

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20 Table R5S (Continued) – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 236117 New Housing Operative Builders 1 0.0512 0.8810 237130 Power and Communication Line and Related Structures Construction 1 0.0512 0.8810 238112 Nonresidential Poured Foundation Contractors 1 0.0512 0.8810 238142 Nonresidential Masonry Contractors 1 0.0512 0.8810 238162 Nonresidential Roofing Contractors 1 0.0512 0.8810 238312 Nonresidential Drywall Contractors 1 0.0512 0.8810 238322 Nonresidential Painting Contractors 1 0.0512 0.8810 238391 Other Residential Finishing Contractors 1 0.0512 0.8810 311520 Ice Cream and Frozen Dessert Manufacturing 1 0.0512 0.8810 311611 Animal (except Poultry) Slaughtering 1 0.0512 0.8810 311712 Fresh and Frozen Seafood Processing 1 0.0512 0.8810 311811 Retail Bakeries 1 0.0512 0.8810 311823 Dry Pasta Manufacturing 1 0.0512 0.8810 313311 Broadwoven Fabric Finishing Mills 1 0.0512 0.8810 314129 Other Household Textile Product Mills 1 0.0512 0.8810 315232 Women's and Girls' Cut and Sew Blouse and Shirt Manufacturing 1 0.0512 0.8810 316999 All Other Leather Good Manufacturing 1 0.0512 0.8810 321113 Sawmills 1 0.0512 0.8810 321114 Wood Preservation 1 0.0512 0.8810 321214 Truss Manufacturing 1 0.0512 0.8810 323114 Quick Printing 1 0.0512 0.8810 323115 Digital Printing 1 0.0512 0.8810 325412 Pharmaceutical Preparation Manufacturing 1 0.0512 0.8810 325612 Polish and Other Sanitation Good Manufacturing 1 0.0512 0.8810 326122 Plastic Pipe and Pipe fitting Manufacturing 1 0.0512 0.8810 326140 Polystyrene Foam Product Manufacturing 1 0.0512 0.8810 326199 All Other Plastics Product Manufacturing 1 0.0512 0.8810 327121 Brick and Structural Clay Tile Manufacturing 1 0.0512 0.8810 331319 Other Aluminum Rolling and Drawing 1 0.0512 0.8810 332116 Metal Stamping 1 0.0512 0.8810 332213 Saw Blade and Handsaw Manufacturing 1 0.0512 0.8810 332510 Hardware Manufacturing 1 0.0512 0.8810 332813 Electroplating, Plating, Polishing, Anodizing, and Coloring 1 0.0512 0.8810 332912 Fluid Power Valve and Hose Fitting Manufacturing 1 0.0512 0.8810 332994 Small Arms Manufacturing 1 0.0512 0.8810 333312 Commercial Laundry, Drycleaning, and Pressing Machine Manufacturing 1 0.0512 0.8810 333411 Air Purification Equipment Manufacturing 1 0.0512 0.8810 333613 Mechanical Power Transmission Equipment Manufacturing 1 0.0512 0.8810 334111 Electroplating, Plating, Polishing, Anodizing, and Coloring 1 0.0512 0.8810 334119 Other Computer Peripheral Equipment Manufacturing 1 0.0512 0.8810 334515 Instrument Manufacturing for Measuring and Testing Electricity and Electrical Signals 1 0.0512 0.8810

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21 Table R5S (Continued) – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 334519 Other Measuring and Controlling Device Manufacturing 1 0.0512 0.8810 335931 Current-Carrying Wiring Device Manufacturing 1 0.0512 0.8810 336211 Motor Vehicle Body Manufacturing 1 0.0512 0.8810 336413 Other Aircraft Parts and Auxiliary Equipment 1 0.0512 0.8810 337215 Showcase, Partition, Shelving, and Locker Manufacturing 1 0.0512 0.8810 339113 Surgical Appliance and Supplies Manufacturing 1 0.0512 0.8810 339920 Sporting and Athletic Goods Manufacturing 1 0.0512 0.8810 339950 Sign Manufacturing 1 0.0512 0.8810 423210 Furniture Merchant Wholesalers 1 0.0512 0.8810 423320 Brick, Stone, and Related Construction Material Merchant Wholesalers 1 0.0512 0.8810 423330 Roofing, Siding, and Insulation Material Merchant Wholesalers 1 0.0512 0.8810 423420 Office Equipment Merchant Wholesalers 1 0.0512 0.8810 423510 Metal Service Centers and Other Metal Merchant Wholesalers 1 0.0512 0.8810 423620 Electrical and Electronic Appliance, Television, Radio Set merchant Wholesalers 1 0.0512 0.8810 423740 Refrigeration Equipment and Supplies Merchant Wholesalers 1 0.0512 0.8810 423840 Industrial Supplies Merchant Wholesalers 1 0.0512 0.8810 423910 Sporting and Recreational Goods and Supplies Merchant Wholesalers 1 0.0512 0.8810 424420 Packaged Frozen Food Merchant Wholesalers 1 0.0512 0.8810 424460 Fish and Seafood Merchant Wholesalers 1 0.0512 0.8810 424470 Meat and Meat Product Merchant Wholesalers 1 0.0512 0.8810 424710 Petroleum Bulk Stations and Terminals 1 0.0512 0.8810 424720 Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals) 1 0.0512 0.8810 424820 Wine and Distilled Alcoholic Beverage Merchant Wholesalers 1 0.0512 0.8810 424940 Tobacco and Tobacco Product Merchant Wholesalers 1 0.0512 0.8810 424950 Paint, Varnish, and Supplies Merchant Wholesalers 1 0.0512 0.8810 441210 Recreational Vehicle Dealers 1 0.0512 0.8810 444120 Paint and Wall Paper Stores 1 0.0512 0.8810 445210 Meat Markets 1 0.0512 0.8810 445220 Fish and Seafood Markets 1 0.0512 0.8810 445310 Beer, wine, and Liquor Stores 1 0.0512 0.8810 446120 Cosmetics, Beauty Supplies, and Perfume Stores 1 0.0512 0.8810 446191 Food (Health) supplement Stores 1 0.0512 0.8810 446199 All Other Health and Personal Care Stores 1 0.0512 0.8810 447190 Other Gasoline Stations 1 0.0512 0.8810 448130 Children's and Infants' clothing Stores 1 0.0512 0.8810 448190 Other Clothing Stores 1 0.0512 0.8810 451120 Hobby, Toy, and Game Stores 1 0.0512 0.8810 451211 Book Stores 1 0.0512 0.8810 454312 Liquefied Petroleum Gas (Bottled Gas) Dealers 1 0.0512 0.8810 454390 Other Direct Selling Establishments 1 0.0512 0.8810

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22 Table R5S (Continued) – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 484230 Specialize Freight (except Used Goods) Trucking, LongDistance 1 0.0512 0.8810 488190 Other Support Activities for Air Transportation 1 0.0512 0.8810 488330 Navigational Services to Shipping 1 0.0512 0.8810 491110 Postal Service 1 0.0512 0.8810 492110 Couriers 1 0.0512 0.8810 492210 Local Messengers and Local Delivery 1 0.0512 0.8810 512110 Motion Picture and Video Production 1 0.0512 0.8810 515210 Cable and Other Subscription Programming 1 0.0512 0.8810 518112 Web Search Portals 1 0.0512 0.8810 522390 Other Activities Related to Credit Intermediation 1 0.0512 0.8810 523110 Investment Banking and Securities Dealing 1 0.0512 0.8810 523910 Miscellaneous Intermediation 1 0.0512 0.8810 523930 Investment Advice 1 0.0512 0.8810 523991 Trust, Fiduciary, and Custody Activities 1 0.0512 0.8810 524113 Direct Life Insurance Carriers 1 0.0512 0.8810 531312 Nonresidential Property Managers 1 0.0512 0.8810 532210 Consumer Electronics and Appliances Rental 1 0.0512 0.8810 532220 Formal Wear and Costume Rental 1 0.0512 0.8810 532490 Other Commercial and Industrial Machinery and Equipment Rental and Leasing 1 0.0512 0.8810 533110 Lessors of Nonfinancial Intangible Assets (except Copyrighted Works) 1 0.0512 0.8810 541199 All Other Legal Services 1 0.0512 0.8810 541340 Drafting Services 1 0.0512 0.8810 541370 Surveying and Mapping (except Geophysical) Services 1 0.0512 0.8810 541430 Graphic Design Services 1 0.0512 0.8810 541519 Other Computer Related Services 1 0.0512 0.8810 541614 Process, Physical Distribution, and Logistics Consulting Services 1 0.0512 0.8810 541690 Other Scientific and Technical Consulting Services 1 0.0512 0.8810 541830 Media Buying Agencies 1 0.0512 0.8810 541870 Advertising Material Distribution Services 1 0.0512 0.8810 551112 Offices of Other Holding Companies 1 0.0512 0.8810 561421 Telephone Answering Services 1 0.0512 0.8810 561591 Convention and Visitor Bureaus 1 0.0512 0.8810 561611 Investigation Services 1 0.0512 0.8810 561910 Packaging and Labeling Services 1 0.0512 0.8810 562111 Solid Waste Collection 1 0.0512 0.8810 562998 All Other Miscellaneous Waste Management Services 1 0.0512 0.8810 611610 Fine Arts Schools 1 0.0512 0.8810 611692 Automobile Driving Schools 1 0.0512 0.8810 621420 Outpatient Mental Health and Substance Abuse Centers 1 0.0512 0.8810 621492 Kidney Dialysis Centers 1 0.0512 0.8810 623990 Other Residential Care Facilities 1 0.0512 0.8810 624210 Community Food Services 1 0.0512 0.8810 711190 Other Performing Arts Companies 1 0.0512 0.8810

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23 Table R5S (Continued) – Per Capita Income Descriptive Statistics and Shortage of Establishments for Establishment Types Present in CDBG Benchmark Area, but not in Ruskin CDBG Area NAICS Description Number of Establishments Descriptive Statistic Shortage of Establishments 711410 Agents and Managers for Artists, Athletes, Entertainers, and Other Public Figures 1 0.0512 0.8810 721211 RV (Recreational Vehicle) Parks and Campgrounds 1 0.0512 0.8810 722212 Cafeterias 1 0.0512 0.8810 722330 Mobile Food Services 1 0.0512 0.8810 811211 Consumer Electronics Repair and Maintenance 1 0.0512 0.8810 812113 Nail Salons 1 0.0512 0.8810 812191 Diet and Weight Reducing Centers 1 0.0512 0.8810 812210 Funeral Homes and Funeral Services 1 0.0512 0.8810 812332 Industrial Launderers 1 0.0512 0.8810 Conclusions In order to focus our analysis, we chose to report on establishments when normalized by total population and by per capita income, due to their straightforward effects on economic behavior. In addition to these two demographic characteristics, Table R3 (located on the CD “Community Economic and Demographic Research, September 2004”) contains descriptive statistics for 67 other Ruskin CDBG area characteristics, including population by major age group and consumer spending patterns – expenditures by the residents of the Ruskin CDBG area. These other 67 descriptive statistics may also be used to normalize establishments, as needed. The number of establishment types found to be relatively scarce in the Ruskin CDBG area varies greatly depending on if the establishment types are normalized by population or by per capita income. Normalizing by population consistently yields fewer scarce establishment types, suggesting that this characteristic contributes more greatly to the decision of an entrepreneur to establish a business in an area. For example, our findings suggest that the Ruskin CDBG area, based on the per capita income of its residents, has 33.36 fewer Offices of Physicians (except Mental Health Specialists) – NAICS code 621111 – than it should. However, based solely on the total population of the area, a deficit of 2.15 NAICS code 621111 establishments is revealed. We feel that 33 establishments is too much for the market to “miss;” entrepreneurs would have filled the gap if establishments normalized by per capita income was the descriptive statistic of interest in the decision to open a business. Therefore we conclude that an establishment type scarce in terms of population is a more accurate assessment of under-representation in the marketplace. In addition to those establishment types present in the benchmark CDBG area, but absent in the Ruskin CDBG area (Tables R4S and R5S), business expansion should focus on attracting professional services, more specifically the offices of physicians and dentists, to the Ruskin CDBG area. The data also suggests that insurance and real estate operations are under-represented within the Ruskin CDBG area. Temporary Help Services (NAICS code 561320) establishments are relatively scarce in the Ruskin area, but due to the nature of this industry – providing temporary labor to other businesses – we expect that this industry will thrive only when its customers set up operations within or close to the Ruskin CDBG area.