A favorite of fortune, or, Striking it rich in Wall Street

A favorite of fortune, or, Striking it rich in Wall Street

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A favorite of fortune, or, Striking it rich in Wall Street
Series Title:
Fame and fortune weekly : stories of boys who make money
A self-made man (J. Perkins Tracy)
Place of Publication:
New York
Frank Tousey
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1 online resource (28 pages)


Subjects / Keywords:
Dime novels -- Periodicals ( lcsh )
Wealth ( lcsh )
Entrepreneurship -- Fiction ( lcsh )
Boys ( lcsh )
serial ( sobekcm )

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Source Institution:
University of South Florida
Holding Location:
University of South Florida
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All applicable rights reserved by the source institution and holding location.
Resource Identifier:
F18-00058 ( USFLDC DOI )
f18.58 ( USFLDC Handle )
031068120 ( ALEPH )
833161324 ( OCLC )

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"'l'his is where we get square with you, young man," cried William Higgins', down and shaking his red, hairy fl.st before Jack's face. "You ought to be thankful that we don't blow the top of your head off."


Fame and Fortune Weekly STORIES OF BOYS WHO MAKE MONEY 1-d Weekl11-B11 Subscription 12.tKJ per 71ear. Entered according to .&ct of Congf'ess, in the year 190tl, in the oJ!lce of the Librarian o f Congreu, Wa.Mngton, D. C., by Frank Tou sey, Publisher, U Union Square, New Y ork, No. 45. NEW YORK, AUGUST 10, 19 0 6 Priee 5 Cents A Favorite Of Fortune OR1. Striking it Rich in Wall Street By A SELFMADE MAN CHAPTER I JAOK HOLLAND AND HIS FRIEND DIOK GARLAN D ARRIVES IN NEW YORK "Keh! Keh, young gents! Keh! Keh!" These were the cries tbat greeted a couple of well-built, good-looking boys as they came out of the Grand Central Station, on J!'orty-second street, New York City, one dull March afternoon. They had just arri.ed on the Montreal Express from Athens, a large town in northern New York, and thi s was their first appearance in the great American metropolis No one would have taken them for country boys, however. They were well-dres ed, in city style, bright as a couple of new pennies, and active and alert as a pair qf monkeys. Their names were Jack Holland and Dick Garland, and their ages were about the same-that is, fifteen. / They stopped ;md stared for a moment at the line of beckoning and boisterol\6 cabmen drawn up across the sidewalk. I "Keh, gents! Where do you want to go?" asked one of the men, stepping up to Jack and reaching for his grip. "Don't .be in such a rush, cabby," said Jack drawing back. "We don't want a cab. We're going to take a car." The cabmen drew back with a look of disappointment and began ;yelling at somebody else. "What car do we take, Jack?" asked Diek, loeking up and down the street in a puzzled way. "The crosstown one. We change at Eighth avenue to a car that'll take us down to Twenty-third, within half a block of Mrs. Blake's place." "All right. You've got the directions, so it's up to you to land us at our destination all right "Don't you worry, Dick. We'll get to Blake's in time for dinner." "I. hope we will, for I'm beginning to feel rather holl o w under my vest." "It seemed to me that you ate enough a.t Poughkeepsie to last you for a week," grinned Jack. "What are you talking about? I didn't have more tha n a bite." "If you call that a bite t don't know what you consider a full meal. Mrs. Blake has agreed to give us a double room with board for ten per; but maybe s he'll raibe the ante after she gets on to the size of your appetite "Oh, you get out." "Come on. Move lively. Here comes our ca:r." "How dp you know it's our car?" "Don't you. see that little sign above the motorman's head. It says 'crosstown.' Come, now, follow me if you don't want to get lost." Jack led the way, signalled the motorman, and they 1\'ere soon aboard the car." "Let us out at Eighth avenue, conductor," said J a.ck, as he tendered a dime for their fare.


A FA VO RITE OF FORTUNE: The man nodded and handed the boy two transfers get a raise our paternal parents will have to supply the which entitled them to their ride down Eighth needful to make good our other expenses. My governor .av-enne on another line without extra charge. allows me $2 "One would think you lived in New York all your life "Same here." from the style you put on," chuckled Dick "We can't be high rollers on that, ean we, Dick?" "Ho Do you s'pose I want to advertise myself as a grinned Jack. jay?" grinned Jack. "I should say not. We'll have to .economize. Save the "See that you don't slip up on yourself before we get to pennies and the dollars will take care of themselves." Twenty-third street You'll never hear the last of it from "I'd rather look out for the dollars." me if you land us in a hole "How can you when you won't have any to look out for "I'll land you nowhere but at our boarding-house on for some yet?" Twenty-third street." "Ob, I'm' going to be rich some day. I'll have money to "See that you do. New York is a fine place, it?" burn." said Dick, enthusiastically. "You think you will." "Bet your life it is," replied Jack, who shared his com"I know I will pilnion's admiration for the chief city of America. "How can you tell?" 'What are they putting up yonder?" asked D_ick, point"An old gypsy woman told me so." ing to the section of Bryant Park where the city was erect"She was stuffing you, like all fortune tellers." ing the new public library b uilding on the corner of Fifth "Well, one of her prophecies has come true already." avenue and Forty-second street. "What is that?" asked Dick, with some interest. "A building," snickered Jack. "She said I'd go to a big city inside of a year, and here "Any fool can see that. It must be some public edifice. I am in New York." "I'd like to know what it is." "When did she tell you tl1at ?" "Why don't you ask the conductor, then?" "Eleven months ago. She said I'd make loads of money "I'd rather you'd ask him." before I reached twenty-one." "Thanks. 0You can't use me for a cat's paw, Dicky old "Loads of it, eh?" snickered Dick. boy. I'm not giving my ignorance away. "Yes. She said that I was one of Fortune's favorites." "Oh, you make me tired," snorted Dick. "She was giving you a pipe dream." "You ain't half as tired as the wheel on that wagon "Well, I've got six years ahead of me to make good." yonder," chuckled Jack. "Do you really put any faith in her words?" asked Dick, "How smart we

A FA VO RITE OF FORTUNE. "When the transfer people deliver them." "Thanks. When will that be?" "About eight o'clock. If they come at half-past seven we can take in a show." "What show?'' "We might go to the Grand Opera House. It's handy." "Where is it?" "Just back of you on the corner of the street. Why don t you use your eyes? I saw it the moment I got off the car "I wasn't thinking about theatres." "Neither was I, but I always see what's before my eye::;. "How much furthe r have we got to walk? "Two doors Here we are. This is Mrs. Blake's." Jack opened a small iron gate, walked up a narrow gravel path, mounted a flight of steps and pulled an old fashioned bell knob Dick was right behind him, and1 heard the j angle of a bell somewhere in the basement. A answered the summons and Jack asked for Mrs. Blake. I "Is there anything I can do for you two?" "Not at present, Mary Ellen. We will call you if w e need you." The gir l gave Jack a look that made Dick cover his mouth to prevent himself from laughing outright. 'rhen she walked solemnly to the door, opened it a:nd walked out. CHAPTER II. JACK IN WALL STREET Jack and bis friend Dick opened up their grips and took therefrom their combs, bru s hes and other toilet inciden tals. Then they washed up, removing such evidences oi their long journe y from their clothes as they noticed, and after that sat down by one of the windows to criticise the rear prospect, or backs of the houses fronting on Twenty fourth street. "She's out Are you the boys she expects?" Presently there came a knock on the door. "I guess we are, M!s s Sally," replied Jack. "Come in," cried Jack, wondering if that was Mary "My name isn t Sally," r e plied the servant with a toss Ellen back again. of her head. "It's Mary Ellen." A tall, thin, genteel-looking woman walked into the "Thanks, Mary Ellen. Will you guide us to our room?" room. "Will you tell me your names, please? There are so She was attired in a dark dress and had eye-glasses many sneak thieves in New York that one can't be too perche d on h e r nose. careful whom we admit to the house." "Good a;ternoon, young gentlemen. I am pleased to "I hope we don't look like that gentry, Mary Ellen. make your acquaintance and welcome you to New York." My name is Jack Holland, and this young man is known She held out one hand as she advanced. as Dick Garland We hail from Athens, not Greece, but "You are Mrs. Blake, I pre s ume," said Jack, advancing good old New York State." to meet her. "You seem to be the parties the missus expects. Step "I am. You are--" in s ide, and I'll show you upstairs." "Jack Holland." "Have you an elevator?" chuckled Jack. "Ah! It was your father--" "No, we haven't," replied the girl, tartly. "Who wrote you and secured this room. Exactly. Al"How far up do we have to go?" me to introduce my friend, Dick Garland." "Third floor back." Mrs. ,Blake bowed, and s o did 1'ick. "All right Lead on We .will follow you." "]:trus t you like your room, young man." The y w e r e prese ntay u s hered into a very plea s ant, "I don't see anything the matter with it," replied Jack. thou g h not elaborately furni s hed room. "I set a very good table, as I wrote your father." "The bath room i s on the floor below at the end of the "I believe we sha ll offer no objection to that," said Jack, hall." with a s light grin. "I don't eat much myself, but my "Thanks Mary Ellen," replied Jack. friend Dick--" "If the room gets too warm for you turn off that dam"Oh, come off, Jack. None of your jokes, please." per in the ba s eboard," said the girl, pointing to the hot"Y 01.1 mustn't stin t your appetites, young gentlemen, I air flue. enjoy seein g my boarders eat." "Thanks again, Mary Ellen; but I've been told it never "Thanks, madam. We will endeavor to oblige you in gets too warm in a New York boardiiig-house except in that particu lar. At lea st my friend Dick--" summ e r, and that's some distance away yet." "Drop it," .growled Dick, punching him in the ribs. The girl looked suspiciously at Jack, but he kept a "Dinner will be ready in half an hour. I pre s ume both straight face. o'f you are hungry after your journey. Come right down "We alway s keep a good fire in the f urn ace," she said, las soon as you hear the bell." rath e r haughtily the boys thought. "I ought to know, for "Thank you, ma'am, we will." I look afte r it myself." As the boarding missus had nothing more to say she "The n we'll take your word for it, Mary excu sed herself and l eft the room.


A FA VO RITE OF FORTUNE. "What did you mean by telling her that you don't eat As soon as they had finished their meal they returned much? Don't you know that you can make any dinner to their room to await the arrival of their trunks. table look as if it, had been struck by lightning after you The baggage came at quarter past seven, which left have been seated at it for ten minutes?" them free to go to the Grand Opera House, a popu "Dicky, my boy, you're dreaming. Everybody in our lar musical comedy held the boards. house eats more than I do. Mother said she wouldn't They returned to their boarding place at eleven and miss me at the table." went at once to bed. "Oh, you go and bag your head. You just wanted to Next morning after breakfast Jack and Dick walked up make yourself solid with the madam at my expense. You to Broadway together and took a car bound for the Bat were going to say that I had an appetite like a rhinoceros, tery. only I choked you off in time." They got off at Wall street and walked down that nar"All right. Have .it your own way. The proof of the row thoroughfare, past Nassau street, until they came to pudding is in the eating." No. -, an office building, on the second floor front of "What do you mean by that?" asked Dick, suspiciously. which was the office of Howard Golding, stock broker, "When you send your plate in for a second helpwhere Jack was going to work as messenger. ing--" Here they parted for the time being, Dick going a few "What of it? Didn't Mrs. Blake say just now that doors further on to the office of Fletcher & Co., stock mustn't, stint our appetites? That she enjoyed seeing her brokers, which was a step or two below the street level. boarders eat?" 1 j Mr. Golding was an old friend of Jack's father, and he "Sure she said it, but some people don't always say had written to Mr. Holland, who had a large family, and what they mean. Remember the meat trust preys upon was not in very affluent circumstances, offering to take his :Mrs. Blake. So does the milk trust, and all the other son Jack into his office and put him in the way of learning trusts." the brokerage business . "And so does the boarder who asks her for trust, too," Mr. Holland gratefully accepted the offer, but the boy snickered Dick. didn't want to come to New York without his chum, Dick "That so bad," grinned Jack. "It's about the Garland,.who was also anxious to get a position in Wall brightest thing you've said in a good while. It does you Street. good to associate with me." Accordingly Jack's father wrote to Mr. Golding asking "Oh, come now, I like that. Just as if you were the j if he could find an opening in another office for young only pebble on the beach." Dick. 1 At that moment the clang of a bell in the lower regions The broker very obligingly interested himself in tlie was heard. matter, and secured for Dick the position of messenger in "That's the signal we're waiting for,'' remarked Jack, Fletcher & Co's. jumping to his feet. The two delighted boys inade hurried preparations for They descended to the dining-room in the basement, leaving their homes, and on the morning of the day we being guided thereto by certain sounds that could not be I introduced them to the reader at the Grand Central depot mistaken. they boarded the Montreal Express at the Athens depot, "Sit here, young gentlemen," said Mrs. Blake, indicatand as we have seen duly reached New York. ing two chairs near the head of the table. As soon as Jack left his chum he walked up the stair Mary Ellen brought in two plates of rather watery vege-way to the second floor and entered the outer office of table soup, and before the boys had finished it other boardHoward Golding. ers came dow, n and Jack and Dick were introduced to A pleasant-featured boy was seated in the room reading them. a newspaper, and our hero asked him if Mr. Golding Mr. Blake, a ponderous-looking man, with a very mild was in. manner, sat at the head of the table next to Jack. 1 "He hasn't got here yet," was the reply he received, so A slick-looking young man, who said he worked in an Jack said he'd take a seat and wait till the broker made office in lower Broadway, occupied a place opposite the his appearance, which he did.in about half an hour. boys, with a tall, angular literary lady on his left. "So you are George Holland's son Jack, eh?" said Mr. There were also a widow with two grown-up daughters, Golding with a smile when the boy introduced himself. whose ages could only be guessed at, a couple of store "Yes, sir," replied Jack in his pleasant, bright way. clerks, who had to return to their work after the meal, The broker regarded him with an approving eye. three young women stenographers and several others. "When did you arrive in the city?" Neither Jack nor Dick had much to say, though the "Yesterday afternoon, sir." sharp young man tried to engage them in conversation. "You friend Garland came with you, I suppose ?" The stenographers cast eyes in their direction quite "Yes, sir. We came downtown together this morning; oten, remarking among themselves what nice young fel-1 and he went to Fletcher & Co,, where you were so kind as lows they appeared to be. to get him a position."


A FAVORITE OF FORTUNE. Ii Mr. Gqlding asked Jack many questions, told him what I note for the broker, which he handed in to Mr. Day and would be expected of him as the office messenger, and then hurried away. called his present messenger inside. The cashier called Will Baldwin, handed him the note, "William," said the broker, "this is your successor. He and told him to take it over to the Exchange. is a stranger in New York. Kindly initiate him in his "Come along, Jack. I will introduce you to the.stampduties, so that when you leave me he will be qualified to ing grounds of the bulls and bears." take your place." The two boys, who were now on excellent terms, de"Yes, sir," replied the other boy, regarding Jack with parted for New street together. considerable interest. "What is your name?" he asked, A few minutes later they entered the rear end of the when the two walked out into the reception-room. large room used by the members of the New York Stock "Jack Holland." Exchange for the ttansaction of their business. "Mine is Will Baldwin. Where do you hail from?" Jack wasn't easily astonished at anything he saw, but "A thens, Saratoga county, in this State." this case was an exception. "There's not much of the hayseed about you," said Will, While they stood at the gate waiting for an attendant with a smile. to hunt up Mr. Golding he gazed al:inost open-mouthed at "I hope not," replied Jack, with a grin. "Though I'm the scene of noise and confusion which the :floor prepretty green as far as this town is concerned." sented. "You won't remain so long. Now, as the old man has "Looks like rough house, doesn't it?" grinned Will. put it up to me to break you in, you had better go about "Bet your life it does. Those chaps around that post with me everywhere." yonder aren't engaged in a free fight, are they?" he asked. "That suits me." "Well, hardly." Baldwin then explained to his successor exactly what his "The mob a:round the man in the center seem to be duties would be. shaking their fists or their fingers and howling at him to "When you're in the office you will occupy this chair. beat the bal).d. What's he done to them?" When 'visitors call and inquire for Mr. Golding, if he is in "It'-s hard to say what he has done or means to do to you will take their names into the private room, and if the them, but just now he is bidding for a certain stock, which boss is willing to see them you will show them into his they are anxious to let him have." sanctum-:-otherwise nit. When business is brisk, which "Gee!" gasped Jack, "I can't make head or tail of this happens at any moment, in longer or shorter spells, acsort of thing. The room is full of men, shouting, gesticu cording to how the market is going and the interest the lating and acting like crazy men. Who are those two outside public takes in the Street, you will be kept on the persons on the platform who seem to be taking things hop, skip and jump for four or five hours a day carrying pretty easy?" messages to the offices of var!ous brokers in this neighbor"The gentleman in the swinging chair is the chairman hood, to the New street entrance of the New York Stock of the Exchange. He opens business and closes it with Exchange, to banks, trust companies and other places, as that gavel you see on the desk in front of him. He also required. During those times you' re not likely to get a '.reads out notices and communications occasionally. The chance to lunch until two o'clock. When times are dull other chap is a visitor, I guess." you will be able' to eat earlier if you want to. One of your Mingled with the uproar made by the perspiring brokers duties will be to take the day's deposit to the Manhattan J could hear the incessant tick of telegraph ic instru N ational Bank. You wi).l also have to go to the postoffice men ts and the tingle of the telephone bells in the numertwice a day. By the way, I'd better intro ciuce you to Mr. ous little booths. Day, our cashier. Come with me." On one side of the room was a long blackboard, with the Jack was made acquainted with tlie cashier, and that names of all the listed stocks inscribed in initials in a line gentleman expressed his pleasure at knowing him. across the top of the board. Will also introduced Jack to Miss Dickie Lingard, the A man and a couple of boys were continually chalking stenographer, and to the clerks in the counting-room'-who up quotations in little spaces the initials. welcomed the new employee with much cordiality. Mr. Golding came up, took the message from Will's CHAPTER III. AMONG THE BULLS AND BEARS. hailds, read it and walked away. "You'll get used to this place in a short time," said Baldwin, as the boys left the Exchange, and the strident roar melted away behind them. Everywhere Will carried a message that day Jack went with him. They also went to luncli together 'down at a Broad Soon after ten o'clock Mr. Golding went to the Exstreet quick lunch counter. change. '.A short time afterward a messenger boy entered >yith a Whenever they ran across a prominent broker _on the street Will pointed him out to Jack, and the new messen-


A FAVORITE OF FORTUNE. ---============p================ ger r egis tered h:ls countenance in his brain for iuture use if needed Jack asked his companion many questions about stock market methods, all of which Baldwin obligingly answered to the. best of his ability. The more Jack saw of the financial district the more interested in it he became. I The brokers seemed to be a merry lot, in spite of their b u ccaneering methods on the floor of the Exchange. An evidence of this was presented to Jack when he and Will visited the Board room for the second time before the place closed for the day . A stout, dignified looking broker was walking across the :floor when a fellow member on the edge of a crowd aro u nd the Eri e standard suddenly turned arounh and with a sly stroke sent his tall hat spinning upon the :floor. The victim, amid a general titter, cbased his head gear, and then returned to wreak vengeance on the guilty one. He thought he had recognized his aggressqr, who, with an innocent expression on his countenance, was intent o n his memorandum book. It happened, however, that his suspicions centered o n the man beside the real mischief maker, and with a vigor ous sweep of his hand he knocked the gentleman's hat off with the remark that "two could play at that game." Walking up to Jack, he told him that he was off for the day. "How do you like it as far as you've gone?" Jack asked him, with a grin. "Tiptop. Fletcher's regular messenger is s howing me the ropes. He leaves Saturday for Philadelphia, where he has a job with his uncle. How are you getting on?" "Like a bird. Let me introduce you to Will Baldwin. He's got charge of me for the present. :Baldwin, this i s my old chum, Dick Garland." "Glad to know you, said Will, as the two boys shook hands. "Same here." "You're from At h ens, too, aren't y ou?" "Sure thing It's the greatest town in the country next to New York "Don t him, Will," said Jack, with a chuckle. "He'll get over it in time." "Get over what?" a s ked Dick, suspiciously. Jack tapped hi s forehead and looked solemn. "Do you mean to say I'm--" b e gan Di ck. "Lightheaded? Sure you ar e," r e plied Jack. "Well, if you haven't a nerv e !" cri e d Dick indignantl y more lightheaded than you are." "You aren't?" replied Jack, in seeming astonishment. "I' ll leave it to you, Baldwin Look at the color of his hair." His mistake involved h i m in a scrimmage with aggrieved party, and a dozen other brokers got mixed up in it before matters were finally straightened out. Dick tumbled to the joke, for he was someihing of a Jack, who had been an interested obs erver of this horseblond and grinned. play, was tickled to death, and laughed l ong and loud over "All right," he retort ed. "You got me that time, but the scrap I'll get s quare with you at the fir s t chance, see if I don't." "You wouldn't think men engaged in serious business "Say," said Baldwin. "You fellows better come along would cut u p l ik e that," he said to Baldwin when they got with me, and I'll show you all around the dis trict, so that outside you can get the lay of the ground." "Oh, they're up to a.11 sorts of larks. Broker s are unlike This proposition was agreeable to Jac k and Dick, and any other clas s of men in bus iness hours The y often act for the next two hour s Will pilot e d them aroun d the neigh ju s t like a pack of schoolboys It seem s t o b e one of the borhood from Pearl s tre e t to Broadway and from Wall cus tom s of the Street from way back." stree t to the Batte ry. "I think I'd like to .be a broker," s aid Jack. H e told the m the names of th e diff e rent streets, point e d "We ll, you're in line now to pick up the bus iness. If out all the promin ent office buildin gs a nd ot h e r edifices of you make your s elf s olid with Mr. Golding, he ll give you note, and worked in a good many laughabl e e xperiences e v er y opportunity to g e t ahe ad. Study up s to c k e x change had been .through durin g hi s two yea r s s tay the method s take a little :flyer in the market once in awhile, Stre et. if you have the cas h to spare, s o as to get your hand in, "By the way, Baldwin," s aid Jack, "you didn t tell me and maybe some day, whe n you have acquired funds why you are getting out of Wall Street I s houldn t think e nou gh, you will be able to hang out your own shing l e." you' d want .to give up s uch a fine job." "I should think a m a n would require a great deal of gomg to Chicago with my folks. M y father ha s capital to carr y on this bu s iness, where a s ingle transac-jus t got a dandy pos ition a s gene,ral manager of a l a r ge t ion often amounts to a hundred thou s and dollars or manufacturing plant out ther e and h e s g o in g to give me more." a swell posish. I get $8 here, while in Chi c a g o I'm g oin g "Yes, but not so much as you may imagine. I haven't to start in at $10, with the certainty of a raise ever y on c e t ime to explain all that to you now, but you'll get to in awhile as I des erve it." i t yourself in the course of time if you continue to work "That's isn't so bad I wish you luck" said Jack in Wall Street Shortly afterward Jack and Dick parted from Baldwin At three o c lock Dick Gar l and entered Gol ding's office. and wen t to their boarding hou s e


A FA VO RITE O F F ORTUNE. land their breath as they saw the safe slipping out of CHAPTER IV. the embrace of the remaining ropes. Its descent to the s idewalk was now only a matter of a S AVED BY .A. HAIR. few and the men on the wagon shouted hoarse cries of warning to nearby pedestrians, which were take n "Jack," said Mr. Golding, coming out of his private up by passers by a s they s kipped hastily from the dange r office and handing hi s messenger an enve l ope, "take this zone. -to Mr. Bullo c k." Jack started to fly, too, when at that critical moment "Yes, sir," r e plied the boy promptly, springing from an old gentleman came out of the main entrance to the hi s chair, where he had been reading the previous day's building and s tarted directly across the walk under the quotations in the Wall Street News. suspended safe. Jac k put on hi s hat and darted for the door opening on "Great Scott!" gasped the boy. "He'll be killed." t o th e corridor, whil e his employer went into the rai l ed -off A medley of cries were hurled at the old gentleman. counting-room to see his He heard them, realized that s omething was wrong, a n d Our her., had now been a year in Wall Street, and wha t stopped stock still in the wors t spot of all, appare n tly he thought b e didn't know about the :financial district confu s ed and uncertain what to do. wasn t worth m e ntioning. It,was a thrilling moment, for nearly five hundre d p eo-He had bu c kled right do.wn to business from the start ple, not one of whom dared rush to his assista nce. in a way that plea s ed Mr. Golding immensely. There was one, :Qowever, who was equa l to the emer N aturally bri g ht, hi s daily experiences in Wall Street gency. gave him an burni s h that was reflected in his ac-That one was Jack Holland, boy though he was. tivity, hi s gentl e manly deportment an.d his cleverI).ess. He saw that in a few seconds the sfi{e woul d b rele a soo He became a gen e ral favorite among all the broker s and descend like a fl.ash on the old gentleman's hea,8.. with whom h e came in contact. "I must save him,,'' he muttered. They were always glad to see him when he came into To resolve todo a thing was to act with Jack Holla nd. their offices with a message, and when they met him on Without was ting a moment to calculate his chances he the s treet the y often stopped and had a short chat with darted right for the old gentleman, while a cry of surp r ise him, for Jack invariably had something interesting to s a y and almo s t horror arose from the crowd. He and Dick Garland were the same old chum s they Crack _, had been s ince they were knee high to a grasshopper, and The ropes parted and like a fl.ash o f li ght d o w n came the y s till boarded with Mrs. Blake on Twenty -third street. the safe Some of the new boarders said they seemed to own the But .Tack had swept the o l d gent l ema n w ith him d o w n hou se, for the y were fir s t favorites with the missus, but into the doorway of a broker's office just as t he safe struck of course that was only jealousy on their part. the pavement with a crash that was hea r d s ome blocks At any rate, the boys managed to get all tha t was comaway. ing to them for their money, and pe r haps a li t tle more A cloud of fractured pavemen t splinters arose into t h e Jack started for Broad stree t at a smart pace air. He knew that Bullock & Co. had their offices i n the Much of it followed Jack and the man he h ad saved by Vanderpool building, in Exchange place a hair, and fell upon their c l othes as t hey lay upon the It was near the noon hour and the streets were crowded floor of the broker's office, the plate glass windows o f with brok e r s mes s enger boys and others whose busine s s or which were s mashed in by the shock they sustained. curio s ity called them to that locality A tre mendous crowd gathe red about the scen e o f the Half way down the block between Wall s treet and Exdisa s ter. cha n g e plac'l some men with a stout wagon were hoisting The safe had bored its way t11l'ou gh sidewalk g i rder s a small s te e l s afe to the tenth floor -of a tall office bui l ding. and all into the c e llar extension beneath, and left a yawnThere were th e u s ual warning signs, tin with i n g, ragged opening in its path. the word "Danger" painted in red letters on them, posted There was exc itemet t o burn in the locali ty on eith e r side of the s idewalk in front of the building, but The windows above and around and across t h e stree t many persons paid very little attention to them were peopl e d with startled faces, of whom had actuJack s topped for a mom ent to wat c h the ascendally see n th e accident, but had been aroused b y the crash ing s afe, on which a man was perched to keep it from While this was going on Jack picked h i mself u p a nd defacing the projecting parts of the b u ilding assisted the terrified old gentlema n t o his f e et. Suddenly one of the ropes holding the safe snapped, The stranger, a very respectab l e looking man of nea rly with a report lik e a pi s tol. seventy years of age, was as white as a ghos t and t r embled A s econd followed and th,.e man grabbed the pulley ropes like an aspen l eaf to save himself. I "Wha w h a t has h a p pe n ed ? h e gasped, f aintly A h u ndred peopl e attracted by the noise, looked up l "A safe fe ll from the ninth :floo r of t his b uil ding, and


8 A FA VORI'I;'E OF FORTUNE. you were right under it until I dashed you out o P the way," replied Jack, in unsteady tones, for now that the crisis was over the reaction was beginning to tell on him. The clerks of the office, and the broker himself, who happened to be in, now gathered about the pair and offered to assist them. "Please bring a glass of water for this old gentleman," asked Jack, "arnil a chair also. He can hardly stand up." The chair and the water were speedily brought, while a crowd of curious people stood just outside the door and windows and gazed in at them. Among them were many who had seen the boy make his heroic rescue, and they were detailing the circumstances to those who had not. The universal feeling 0 the crowd toward Jack, whom nobody recognized, was that of undisgui sed admiration. Had he come out at that moment they would have cheered him to the echo, and every small boy would have followed him to his destination, as i he were a notable character visiting the district. Several 0 the clerks in the broker's office had seen what the l:>oy did, and they were telling their boss and their fellow clerks what a brave lad Jack was. "I believe you have saved my life, my lad," s aid the old gentleman at length, when he had become more c omposed. "I won' t say I haven't, sir," replied Jack. "I am very glad indeed I was able to do something for you. It would have been terrible had you been killed Why, my blood turned cold when I saw you come out of the entrance of this building and stop right under that s afe after the ropes had s napped and it was toppling over on the of falling." At this point a gentleman push ed hi s way through the crowd at the doorway and entered the office. He stepped right up to the old gentleman a s if he kp.ew him. "You had a very narrow escape, Mr. Richard son, and you owe your life to this brave boy. I saw the whole occurrence. It was the nerviest act I ever saw or heard. tell of. Allow me to shake you by the hand, y oung man. I cons ider it an honor to do so. I s hould like to know name. If I am not mi s taken you work in this neigh borhood and I have seen you before." "My name i s Jack Holland. I am messenger for How ard Golding, No. -Wall street." "Write that down for me, Mr. Church," said old Mr. Richardson, eagerly.1 The gentl e man a card from his pocket, did so and handed the card to the re s cued man. Then he turned to the boy again. "I have heard about you, my boy," he s aid "I am a broker, too, and my name i s William Chur c h. I am v e r y glad to know you personally. : Thi s old g e ntleman, whom you hav e s o signally aided, i s Mr. L e e Ri c hard s on, a r e tire d stoc k broker onc e one of the promin ent li ghts of the Street I am sure he is very grateful to you for what you have done for him." "I s hall nev e r for g et you, Holland," s aid Mr. Richard son in a tone which left no doubt a s to the sincerity of his sentim ents "You mus t l e t me take you upstairs and introdu c e you to my s on, who bas an office on the fourth :floor. H e will want to thank you for s aving my life." "But I don t want any more thanks, s ir. You have thanked me and that is enough. I can't stay here any longer an yway, a s I have a message to deliver at the Van derpool building." "I can t let you go off without--" Two poli c e officers and a reporter for a morning daily now came into the office and Jack found that he would ;not be permitt ed to e s cape yet awhile. The office r s que s tioned him and made notes in their books, and the reporter talked with him and made short hand note s in his book. Th e n they turned their atte ntion to the old gentleman, and while they were engag e d with him Jack took advan tage of hi s c hance and made a break for the doorway. The crowd parted to let him pass, and they l ooked at him a s if he was the Pres ident of the United S ta tes on a tour of Wall Street. H e got c lear of th. e people at la s t, skipped across Broad st reet and e ntered Exchange place. Ha s t e nin g into the Vanderpool building, he took an e l e vator for the fifth :floor, reached Bullock & Co., and delivered his message. CHAPTER V. THE M ASONIC OHARM. Nob o d y in Bullo c k 's office had heard about the accident, and Jack didn t care to enlighten them. H e waited till Mr. Bullock gave him an answer to the not e and then h e starte d back for hi s own office. Th e r e was s till a bi g crowd gathered around the scene 0 the safe a ffair but the y oun g h ero of the oce a s ion kept o n t h e oppos it e si d e of Broad st re e t and passed on toward W a ll street wit lrnut bein g r ecog niz e d by any of the eye witnesses of the occurrence A s h e was crossin g the street n e ar Morgan 's Bank he almo s t ran into Dick, who was looking down Broad. "What s all the excit e m ent abo ut, Jack?" hi s chum asked point i n g at th e distant crowd. "Som e m e n w e re r a i s in g a s afe to the tenth floor of that buildin g Whe n it rea c h e d the ninth :floor the ropes s napp e d and the s afe fell to the s idewalk, going right through to the c ellar." "Oh, that's what it is, Anybody hurt?" "I g uess not," r e plied Jac k with a twinkle in his eye. "Did you see the drop?" "No." "The s af e c ompany will h ave a nice little bill to pa y for the damage, don't you think?" "I s hould imagine so."


A FA VORI'rE OF FORTUNE. 9 Dick continued on down Broad street, while J ack kept "Gee whiz That's a lot of money to put into an orna-on his own way. ment." .As he was stepping up on the sidewalk in front of the "He can afford to put $9,000 into such a thing if he bank the glitter of the sunshine on something bright atwanted to. He's said to be worth half a million." tracted the boy's attention. "May I carry it over to his office, sir?" He stooped down and picked up a magnificent Masonic "Certainly. He ought to give you $100 for fetching watch charm, encrusted with diamonds. that back to him." "My stars This is a handsome ornament," he ex-"I wouldn't kick if he did; but I'll be satisfied if he claimed. "I wonder who it belongs to? I'll bet somebody gives me $10. It ought to be worth that to him." is cursing his unlucky star fbr losing this thing." "Oh, he'll give you more than $10. He thinks a good What Jack assumed to be the owner's initials were endeal of that charm. I'll bet a hat he's all broke up over graved on the inside of the charm, but the)'. didn't throw its loss." much light on the subject. .Tack put on his hat and ran over to Mr. Sangree's office, "It must be worth two or three hundred dollars," he which was on the other side of Wall street. thought. "I'll show it to Mr. Golding. Perhaps he might "Mr. Sangree in?" he asked the office boy. know the owner." "What do you want to see him about? Got a message?" His employ.er wasn't in when he got back to the office, "Never you mind, sonny. Just run in and tell him I so he went into the stenographer's den and showed it to want to sef him on important business." "Wh ?" Miss Lingard. o are you, anyway "Isn't that just lovely!" she exclaimed. "Did you find "My name is Holland. Sorry I haven't a card, but I that?" guess remember it long enough to carry it into the private office." "That's what I did, Dickie." The boy gave him a sour look and went into his em "Where, for goodness sake?" ployer's sanctum. "Not far from the Stock Exchange." "Wh d "th t? W If?" Presently he came back. at are you gomg to o wi i ear it yourse, "M S t t kn th tu f b "Why should I wear it? I'm not a Mason. I'm going r. angree wan s 0 ow e na re 0 your usiness." to to find the owner." I "H d t t d th t ?" ".All right. Ask him if he lost a Masonic watch charm." ow o you expec o o a . d d b k c l "If I 't fi d t th I'll d t t ,, The boy carried the message ms1 e an came ac lO can n ou any o er way a ver ise i 1 d b th b k "You ought to get a reward for returning it. It looks Y e ro er. . ,, t b 1 bl,, d th 1 th 1 Did you find a Masomc watch charm? he asked Jack, o e very va ua "'' sa1 e gir, exammmg e Jewe .t t f 11 m some exci emen care u y. "I did." "Well, Dickie, I shouldn't reruse a small compensation, "'Let me see it." as I'm not very flush these days." Jack took it out of his pocket. "You boys never seem to have a cent,." "That's mine," he said, in a tone of intense relief. "I "What would you expect me to have on $S per, with my lost it alter I left the Exchange less than an hour age. board, lodging, clothes and other incidentals to come out Where did you find it?" of it? I think I'm doing pretty well to keep out of debt. "On the edge of the gutter opposhe Morgan's Bank." Never mind, I'm going to be rich some day." "By jove! I'm glad you found it. How did you guess "You say that very nicely, Jack," laughed the girl. it belonged to me?" "Sure I do. Don't you believe it?" "My employer Mr. Golding told me that he had seen "I everything you say, Jack," replied Dickie, it on you." ' with a roguish glance. I "I was going to advertise for it and offer $200 reward "You do like fun. I'll tell you what--Excuse me, : for its return. You are entitled to that, my young friend. there's somebody just come into the outside room/' and !Just step into my office." Jack hurried out of the counting-room. "I don't ask you to give me so much as that, sir. In It was Mr. Golding. fact, I have no to expect anything. It was my duty The boy followed him into his ;irivate office. to return it to you as soon as I found out that you were its "I found this charm on t}fe street opposite the Morgan owner." Bank," said Jack, exhibiting his find. "Do you recognize "That's all right; but most persons wouldn't look at the initials on the sir?" the matter with such honest eyes as yours. Sit down. On "Why, that's George Sangree's. Masonic charm," replied second thought, I'll make it $300. What did you say your the broker in some surprise. name was?" "I guess you're right. The intials are G. E. S." "Jack Holland." "I know I'111 right. Every broker on the floor knows Mr. Sangree immediately drew his check for $300 and that charm by sight. He says it's worth $900." handed it to tl:ie boy. ..


10 A FAVORITE OF FORTUNE. "I am very much obliged to you, sir," said Jack. "But I don't think I'm entitled to such a large sum." let that worry you, Holland. That charm cost me $900, and I wouldn't lose it for good for tWice $900. You have done me a great favor, my boy, and won't forget it. Good day." With his check in his pocket Jack returned to Mr. Gold. ing's office. CHAPTER VI. JACK'S FIRST VENTURE 1N STOCKS. The late editions of the afternoon papers had the story of the safe accident on Broad street, and Jack Holland was rated as a hero of the first magnitude. On their way to the Broadway car Dick and his chum as usual bought their evening papers. Dick was the first to notice the account of the affair printed under a big scare head. "Here's the account of that safe that fe11 in Broad street at noon to-day," he said as they seated themselves in the uptown car. "That so?" replied Jack, opening his own paper and looking for the story himself. He was curious to see what the newspaper said about the accident. For a few moments they were both deeply absorbed in tpe article. "Howling dervishes!" exclaimed Dick, suddenly, as his bulging eyes read the words that detailed the thrilling rescue of old Mr. Lee Richardson, a retired stock broker, by Jack Holland, a messenger employed by Howard Gdld ing, No. Wall street. "What does this mean?" "What's the matter?" grinned Jack, who easily understood the cause of his chum's astoni s hment. "Say, is this you, or am I dreaming?" Jack chuckled. "Did you actually save that old gentleman from being mashed into a pulp by that safe?" ''I guess I did," admitted his friend. "Then why the dickens didn't you tell me about it when I met you on Broad street and asked you what was the cause of the c:i:owd the building?" "Oh, I was in a hurry to get back to the office." "That's all rot. It wouldn't have taken you a minute to have put me wise to the affair. Are you going back on me these days?" "Certainly not." "Then why didn't you tell me?" "I thought I'd let you find it out yourself." "That wasn't a square deal," retorted Dick, in an aggrieved tone. "Nonsense _, "You can't wriggle out of it that way. You didn't treat me fair." "Look here, Dick, what are you kicking about? If I'd tcld you what I had done it have looked as if I was trying to blow my own horn. I didn't want to give you the idea that I thought myself a little tin hero just be cause I happened to do what the newspaper calls a big thing. I saw the old gentleman standing right in line with that toppling safe. He seemed too paralyzed to move away. I just jumped right in and yanked him out of danger; I didn't do it because I wanted to have bouquets thrown at me afterward. I simply wanted to save him from imminent peril. I am happy to know that I was suc cessful. That'' s all there is to it.". "Well, you might have told me on Broad street as well as now," insisted Dick. "What's the difference? You know all about it naw. Yo-q'll oblige me by letting the matter drop." Diek saw that Jack didn't want to discuss the affair further, so he said no more and contented himself by n ishing the story in the paper. He certajnly could not help admiring the nerve his friend had exhibited in such a desperate emergency. He knew that he never could have done such a thing himself. By the time they reached their boarding-house EJeveral of Mrs. Blake's boarders had read the story. One of them cut it.out of the paper, and when she came down to dinner started it on a tour around the table. It had made the circuit before the boys came into. the dining-room. The result was that Jack Holland was regarded with unusual interest when he took his seat. Of course the subject was presently brought up, and Jack discovered how emba rrassing it sometimes is to be suddenly brought into the limelight of public .attention. The boarders wanted to know all about the details which had escaped the but the boy refused to gratify their curiosity on the ground that he didn't care to talk about the matter. After he and Dick got back to their room, Jack told bis chum about the Masonic charm he had found in the gutter in front of Morgan's Bank. "It belonged to George Sangree, the broker, and I re turned it to him." "How did you find out that it was his property?" a s ked Dick. "Mr. Golding recognized it." "Did he give you anything for recovering it?" "Yes. He gave me this check," replied Jack, e x hibit ing it. "Three hundred dolfars !" exclaimed his friend. "Gee whiz!" "Mr. Sangree said tlie charm is worth $900, and that he wouldn't have lost it for good for twice that "You're lucky. What are you going to 'do with all that money?" "Well, I'll tell you. I'm going to soak it right into fifty shares of D. & E."


A FAVORITE OF FORTUNE. 11 "You are?" I ture. "Now you must call and see us at our home. We "I am. I heard yesterday that D. & E. is going to adlive at No. Madison avenue. When shall we look for vance, and so I've deeided to fake a shy at it. It closed you? Can you call Sunday and take dinner with us?" to-day at 57 7-8. Let us call it 58. Fifty sha res on a ten Jack said he would be happy to do so. per cent. margin will call for $290. If it goes up a couple "Very well. We shall expect to see you on Sunday at of points I'll clear $100." three. My father is suffering from the shock to his sys" And suppose it goes the other way?" tem to-day, but I guess he'll be all right in a day or so." "I'm not supposing any such thing." With these words Mr. Richardson shook hands with "But it is just as likely to go back two or three points Jack and went away. as it i s to advance." The 'boy then asked Mr. Golding if he could go out on a "I don t think so. At any rate, I'm going to take the little business matter of his own which would not take him risk." long, and having obtained permission to do so, he ran "You wouldn't catch me putting $290 up on stocks. around to a little bank in Nassau street that made a spec-I'm no chump." ialty of buying and selling stocks for its customers and "Then you think I'm a chump, do you_?" others, and asked the margin clerk to buy for him :fifty "I think you're foolish. Three hundred dollars is a lot shares of D. & E. at 58, the ruling price, putting up his of money. If I had it I'd hold on to it with a double $300 check and receiving $10 back. copper -fa stened grip." Jack now having a personal interest in the stock mar"Nothing ventured nothing gained, Dickie." ket, watched the office ticker with more interest than he "Ho That's the principle that brings so many lambs ever did before. to the Wall Street slaughter-house." He experienced a spasm of joy when he notfoe'd that "Well, I'm willing to be a lamb for once at any rate," D. & E. had gone up half a point. Jack remarked laughingly. "That's $25 I've made already." "I hope you won't lose your :fleece, old fellow," grinned He forgot, however, that had he tried to realize at that Dick; "but I have my doubts about it." moment on his deal the bank's commission would have cut "As long as it isn't your fleece don't worry." that amount exactly in half. Of course by next morning every broker in the district It did not matter, though, as he had no thought of clos had read about the safe accident, and perhaps :fifty

HJ A FAVORITE OF FORTUNE. Next day D. & E. went to 63, and Jack felt pretty good over the prospects of quite a profit on his :first venture ":When are you going to realize?" asked Dick that night after dinner. He had begun to take almost as much interest in his friend's deal as Jack did himself. "I haven't decided,'' replied Jack. "How high do you think it will go?" "I haven't any idea; but I'm willing to bank on 65." "You'll double your money if it goes as high as that." "That would suit me." "I wish I was in your shoes?" said Dick, a bit enviously. "You do, eh? Have you changed front about risking your money in the market?" laughed Jack. "I don't know,'' answered Dick, doubtfully. "It doesn't matter anyway, as I have no money to invest." "Neither did I have any until I was so lucky as to :find Mr Sangree's charm I've been itching a long time for a few dollars to make a venture in stocks. When a fellow is brokers talking about a pool that was being formed to boom a certain stock that had not been greatly in demand for many months. Since his entrance into Wall Street Jack had heard a good deal about the maneuvers of brokers at times to corner some stock and force a rise in its price for the pur pose of unloading their holdings at a large profit. He had come to look upon these sort of things as pretty risky ventures, even when the promoters were backed by large capital. He knew, however, that a successful pool often earned millions for its members. It was rare for an outsider to get next to the purposes of such a combination; therefore Jack felt that he had got hold of a good thing. The stock this particular pool had &.elected to boost was C. & 0., then selling at 72. He met Dick that day at a lunch eounter. "How would you like to make a few dollars, chappie ?" he said to his friend. ./ lucky, as I believe I am, he can afford to take chances." "Well, say, if you know where I can make any just let "Suppose you win $200 or $300, are you going to bank me know, will you?" it?" "I'm going to put my boodle in C. & 0., which is_ruling "Sure, till I see another opportunity to make a haul." at 72. If you can raise $36 you can go in on five shares. "You'd better look out. You may wind up by going I'm going to buy 120." .. r broke." "What do you know about C. & 0. ?" asked Dick. "Then I'll commence over again as soon as I get a fresh "I know it'p going to go up soon." stake." "How do you know that?" "I guess you've got a touch of the fever,'' said Dick, "I can't tell you that, Dick, for it's one of my secrets. getting up and reaching for his hat. "Going out?" But if you will hand me $36 of your good money I feel Business was pretty brisk at the office next day, and reasonably sure of doubling it for you in a short time." Jack only got an occasional peep at the indicator. Dick considered the matter for awhile, and finally deHe found that D. & E. showed no signs of a relapse. cided to risk that amount, which represented more than The fact that the general tone of the market was buoyhalf of his savings. ant also encouraged him to hold on for a while longer. Accordingly Jack that afternoon bought 125 shares of D. & E. closed at 64 3-8 that afternoon. C. & 0. at the little bank on Nassau street, putting up Next day the entire market advanced under heavy buy$900. ing and D. & E. wtmt up three points. Several days elapsed before there was any decided move-Things were steady on the following day, but on Friday ment for the better in the stock in which the two boys D. & E. advanced to 70.. were interested, then it began to go up an eighth of a "I guess I'll sell out,'' Jack said to himself Saturday point at a time. morning. "I never expected this stock to go so high. I I At the end of ten days it was selling at 80 and was at don't think l can afford to be hoggish. In reaching after tracting considerable attention on the :floor of the Exihe earth I am likely to fall into the soup." change. Having decided to sell, he took the first chance he got Dick was as tickled as a child over a new toy. to. run around to the little Nassau street bank al111 order Jack, however, took things more coolly. his holdings closed out. He had already been through the mill, as H were; beHe received a statement on Monday"'showing that his sides he felt that he was operating on a sure thing. profits on the deal amounted to $587. The only thing that troubled him was when should he His first plunge in the market was therefore perfedly sell out. satisfactory. He had to rely entirely on his own judgment in the CHAPTER VII. MRS. BLAKE'S NEW BOARDERS. ;One day not long after Jack realized on h,is D. & E. venture he accidentally overheard a couple of well-known matt'er, as he could form no idea at all as to the plans of the pool. Two days later things got lively around the C & O. standard in the Exchange, and in one day the stock rose to 90. This represented a pront of $18 a share on paper to


A FAVORITE OF FORTUNE. 13 boys, and Dick wanted Jack to realize right away, so he "That's right. He's mighty entertaining. I wonder could get his fingers on the $60, less expenses, he figured what they do for a living?" was coming to him. "You 've got me. They seem to have plenty money. I "I wouldn't take any more chances, Jack," he said that saw Higgins pull out of his pocket a wad as big as a base. night. ball." "I'm going to risk it up to 95," replied his chum. While the boys were talking a knock came at their door. "It may never go to 95," replied Dick, anxiously. "Come in," said Jack. "I'm willing to bet it will." The door opened and Edward Moreland stood on the "I'd sell out my chances for $75 now, and be glad to threshold. do so." "I beg your pardon, my dear fellows. I hope I don't "If I had $'l'5 lying around loose I'd take you up, but I disturb you." haven't." "Not at all," rep,lied Dick. "Walk in." "You're $2,160 ahead of the game at this point. I "Thanks. I merely called to see if you had a match." should think you'd be glad to get out while the chance is "We've loads of matches. Help yqurself to as many as yours." you want. You'll :find them in that safe on the wall "No. I've got the nerve to hold on for a day or two yonder." more at any rate." "The fact is I smoke a great deal," remarked Moreland, Next day the excitement in connection with the boom who held a briar root pipe in his hand; "so you see it's an in C. & 0. increased. awful bother to be out of lucifers when you want them." There was such a demand for the stock that it rose Their visitor helped himself to a few matches and starts teadily to 96, at" which point Jack notified the bank to ed as if for the door. sell. "Don't be in a hurry," said. Dick. "Sit down awhile. Everything pointed to the shares going to par, but the Nothing like being sociable, you know. boya thought he wouldn't risk it any further, especially as "Thank you, I will," smiled Moreland, taking a conhe knew it would be a great disappointment to Dick if the venient chair and drawing up close to the boys. "You stock got on the toboggan before they got out from under. have a nice room here." Dick felt like standing on his head for very joy when "Pretty fair as things go. Yours is much better." Jack told him he ha

14 A FA VO RITE OF FORTUNE. seeuritics as his share of his sister's estate, which was 1 calling me to Philadelphia on very important business. I recently settled up. I believe he is thinking of turning will, therefore, intrust to you these securities to hand to them into cash. He has some idea of embarking in busiyour employer. Tell him I will call for the market value ness in this city. I shall 'recommend him to call on your of the bonds, less his commission of course, some time in employer. Perhaps you could make a little commission if the afternoon. Probably not before four o'clock. This will you introduced him to Mr. Golding. I dare say Higgins give him time to verify the genuineness of the securities. would be glad to put a few dollars in your way." I shall want the money in gold, as I have to use it in that "No," replied Jack. "I wouldn't look for any commisshape." sion in suc h a transaction. l Mr. Higgins will come down Mr. Higgins produced a huge oblong envelope from his to our office I'll introduce him to Mr. Golding. He will pocket, and took therefrom ten $1,000 bonds of the C. R. find my boss a perfect gentleman to deal with." I. & P. gen. 4's, and handed them to Jack. "I'll tell Higgins," said Moreland, putting up his pipe "I will merely ask you to sign that memorandum Te-and rising from his chair. "He'll be much obliged to you. ceipt, designating the numbers of the bonds, showing that 'Thanks for the matches." you have received them from me," added Mr. Higgins, "You're welcome," replied Jack, as their visitor walked giving the paper to him. out of the room. Before signing the receipt Jack looked the bonds care: fully over, and so far as his inexperienced judgment could determine the bonds appeared to be an right. CHAPTER VIII. "Thank you, young man," said Higgins as he took and pocketed 'the receipt. "Don't forget to mention to Mr. THE c. R. I. & P. R. R. BONDS; Golding that I want the money in gold. I shall, of course, have to depend to you to identify me when I call for the On the following evening Edward Moreland knocked cash." on the door of \ the boys' room, and, being told to come in, "That will be all right," replied Jack. entered, accompanied by his room-mate, William Higgins. "As you are doing me a great favor in this matter I "We have taken the liberty of intruding upon you for a shall make it all right with you," said Higgins. few minutes," said Moreland, with one of his engaging "If you mean by that that you_intend to pay me in any smiles. way I hope you will forget it," answered Jack. "Don't mention it," replied Jack, pleasantly. "Help "But I shouldn't be satisfied unless--" yourselves to chairs. Nothing like being sociable, you "I am always glad accommodate a person I know, know." Mr. Higgins," interrupted Jack. "So long as the person "Thank you," answered Moreland with a hearty genialappreciates the favor that is all that is necessary ity that was so taking in him, while Higgins bowed with"Higgins certainly appreciates your kindness," inter-out a smile and pulled a chair up for himself. posed Moreland at this point. "I will gua:Ntntee that. Neither o.f the boys cared much for the society of the He doesn't propose to offend you by offering you pay, but elder man, but ordinary politeness, together with their it is possible he might like to make you a small present liking for his companion, caused them to extend to him something that would indicate his appreciation. You the hospitality of their apartment. understand what I mean," and the young man smiled "I told you last evening that Mr. Higgins has some meaningly. bonds to dispose of," said Moreland, in an off-hand way, "All right," replied Jack, with a grin. "I what you looking at Jack. are driving at." "That's right," admitted Holland. In a few minutes the two gentlemen took their depar"You kindly offered to introduce him to Mr. Golding." ture. "I will do so if he calls at our office and I am in at the "It seems to me Mr. Higgins .has a great deal of confitime."/ deuce in your honesty," remarked Dick when the boys "So I told Mr. Higgins, and he feels greatly obliged to, were alone once more. "What do you suppose those bonds you for your offer." are worth?" "I shan't forget it, young man," interposed Higgins, "I'll tell you in a moment," answered Jack, diving into with the nearest approach to a smile the boys had yet seen his pocket and bringing forth a printed paper giving the on his countenance. "Moreland and I are both strangers quotations of all stocks and bonds which had changed in this city, and it is sometimes well to have a friend at ha?ds that day. court, as folks call it. These securities, which I have He looked down the bond list, arranged in alphabetical brought with me to show you, came to lll!l by tbe will of order, until he came to a spot-on which he rested his finger. my sister. I am going to sell them, as I want the money "There was one sale to-day of ten $100 0. R. I. & P. to invest in business. I intended to go to your office togen. 4's at 102 1-2. 'I'he value of these bonds are morrow morning and offer them to Mr. Golding. I find I $1,000 each. Their market value is consequently $1,025." cannot do this because I lrnve just received a telegram "And you have ten of them?"


A FAVORITE OF FORTUNE. ll) "Exactl y T o tal v alu e $10,250." H o w can Higgin s t e ll but that would be a great temp fat i on t o you ? What g uarantee ha s h e that you might not sell the bonds y ourself and s kip with the pro c eed s ?" "It would not b e eas y for m e to do that; even were I b u ilt that way. I would hav e to show how I cam e by the bond s b e fore I coulcl di spos e of them. Mr. Higgin s is safe e n o ugh i n l e aving the m in my hand s But to tell the trnth, Di ck, I don t like .the responsibility. Suppose I shoul d lose these securitie s b e fore I reached tl1e office, whe r e would I be at?" "If you used ordinary car e you coulcl not be held respon sible a s Mr. Hig gins voluntarily intrusted them to you for hi s own b e n efit," not for yours. You did not ask h i m to l e t you carry the bonds to y our boss." W e ll, I clon' t see what he wanted me to take them clown at all for." "Wants t o s ave tim e I s uppose. H e s g oing to Phila del phi a in th e m o rnin g ancl w ill b e back only in time to go to y our office to get toe money That's the way I understand the matter." I s uppo s e i t 's all but looks kind of funny to me, s a i d Jac k thou g htfully. The boys didn t go out that eve ning, and whe n they r e t ire d Jack took the pr e caution to place the enve lope con \ a inin g the bonds b e tw e en the mattre s s and the springs of the b ed. Whe n Jack and Di c k left t1rn hou s e in the morning to go t o bu s in e s s Edward Mor e land, who was s tanding b y the gate joined the m and walked up toward Broadway with them. / H e s aid h e was going to Staten Island on bu s iness and too k t h e sam e car downtown. A s the boys starte d to l e ave the car at Wall stre et, he accompanied the m, s aying he recollected that he had a c all to make in P e arl str e et. All thre e walk e d d own Wall stre et tog ethe r, until the y cam e to the e ntran c e of the building where Jack work e d "This i s whe re you hang out eh?" remarked Moreland, looking up at the building. "What floor?" CHAPTER IX. A TIP ON A. & f. A s soon as Mr. Golding appeared at the office Jack took the envelOiJe containing the ten C. R. I. & P. R. R. bonds in to him, and explain e d that they belonged to Mrs. Blake s new boarder, William Higgins, who wished t o ex c hange them for their value in gold coin. "To what extent are you acquainted with this William Higgins, Jack?" asked .. the broker. "Well, s ir, to tell the honest truth, I know noi)iing whatev e r about him except that he has been board!ng at our house about a week." "Did he mention how he came by these bonds, and give any rea s on for wanting to sell them?" "He said hi s s ister l(!ft them to him by w ill, and his r e a s on for di spos ing of them is that he needs the money to invest in some business the natll'l'f of which be didn't s tate "He told you that, did he?" "Yes, sir." "Why does he want money all in gold?" '.'He didn t say "Why did he send these bonds to me by you instead of bringing them him s elf? Rather an odd of doing bus in ess, don't you think?" "He s aid that he had to go to Philadelphia this morn i ng on urg ent bus iness, and as he wanted the money in a lrnrr y and knew you would have to verify them before lmying, he thought Im could save time by sending them by me. He will call for th e money himself this afternoon whe n he gets back to this city, which will be about four o' clock." Mr . Golding did not look thoro u ghly satisfied with this explanation Howe v e r, lie s aid he would look into the securit ies, and ii' h e felt r e a s onably a s sured of their genuineness he would probabl y bu y them. Soon after that he sent the boy with a message to the Mills Building. "Second in front," an s wered Jack. Jack took the elevator to the sixth floor, an d thence Wh e n do y ou get off?" made hi s way down the corridor toward the office of a well" About five o 'clock these days." known broker. "You said you lock e d up, didn t you?" Here he delivered his message, and there being no an"Yes; but I wis h s omebody e l s e had that cheerful duty." s wer he ha s tened back to the elevator again. "We ll, y ou want to b e s ure and have that money ready As he came in sight of it the cage had just stoppe d at for H igg in s whe n he call s after he g e ts back from Philathe floor, g oing down, and a stout, well-dressed gentleman de l p hia." was boarding it. "If the b o nd s are all right the cashier will have the The gentleman put his hand to his hip pocket and drew money r eady .'' out his handkerchief as he stepped in. "I'm s ati sfie d the bond s are all right," nodded MoreJack, who made a wild dash to catc h the cage, sa w someJ and in a positiv e way "I w is h I owned a few as good thing all out of his pocket onto the marble floor. o nes myself. W ell, good-by. I'll see you to-night The elevator man ignored the boy, slammed the door They s hook hand s and Jack ru s hed upstairs to open the shut, and in another moment the cage vanished downward office in r e adiness or the clerk s out of sight.


16 A FA VO RITE OF FORTUNE. "He might just as well have waited for me as not," breathed Jack, very much annoyed, as he slid up to the iron framework surrounding the elevator. Then he noticed a folded piece of paper on the floor at his feet. "That must be what that gentleman pulled out of his pocket with his handkerchief," he said, looking down and picking it up. It looked like a note of some kind, and as there was no address on it, Jack hesitated whether he ought to open it or not on the chance of the owner's name and address being on the inside, in which event, if the note seemed to bf: of any value, he could return it to him. Finally he decided to look into it while waiting for the next cage to come down. The note was he aded with a date, beneath which was the following "0. G. S.: shares. Tips like this only comes to a person about once in a life-time, and he would be a chump if he let it get away from him." Jack signalled the descending elevator, caught it and was presently in the street once more. But his head was chock full of the prospects of making a big haul out of A. & P. as he hurried back to the office. The more he thought over the situation the more re-, solved he grew to risking the money he had already made ill the market by going the hog in A. & P. "That old gypsy fortune teller told me that I would make a barrel of money before I reached twenty-one, and this seems like a first-class chance to hasten the good work. I've been uncommonly anyway in my two previous ventures, and thaJ encourages me to believe that I ought follow my fortunate streak up. If I'm really a favorite of fortune, as the gypsy said, why, I simply can't lose." Jack, however, was too sensible a lad to rely purely on blind luck, especially when up against such a ticklish proposition as the stock market. That afternoon he investigated in a quiet way the latest known developments in A. & P., and from what he learned in various quarters, when taken in connection with the contents of the note he had picked up, he felt assured that he could afford to take the chances. Jack, for reasons which he deemed good and sufficient, had not deposited his $3,700 in the savings bank, but had_ put it into a small tin box which he had placed in the Jack was so interested in the contents of the foregoing office safe. "The consolidation is now an assured fact, a:o.d will be publicly announced in forty-eight hours. Put every cent you can beg, borrow or -13teal, I was going to say, but you know what I mean-in A. & P., which is now ruling at 68, but which I assure you will be among the clouds in a week or ten days. All of us on the inside will make a barrel of money out of the rise. It is an Al copper-fastened cinch for us wise guys, and don't make any mistake about it. "Yours, T. R." note that he permitted the next descending cage to pass About half-past two o'clock he went to Mr. Day, the on down without signa.lling it. cashier, and asked him for the box. H'e Tead it over a second time before the truth dawned It was immediately handed to him. upon him that he had actually got hold of a pointer that Jack took it aside, unlocked it and helped himself to was worth having. $3,400. He remembehd seeing reports from time to time in the He had calculated that this was the amount he would papers in reference to the contemplated merger have to put up on 500 shares of A. & P. at 68, on a margin of the L. G. & W. with th& A. & P.; but these rumors were of ten per cent. denied almost as fast as they appeared. Having received permission to absent himself from the If A'. & P. succeeded in absorbing the L. G. & W. it office for a few minutes, he ran a.round to the little Nassau would give the former trunk line entrance into the coal street bank and purchased the shares. and iron regions that would be greatly to its advantage, "Now I'm in it for fair, sink or swim," he said to him in which case its stock was'bound to advance with a :rush self as he walked out of the bank with the memorandum in the market. of the transaction in his pocket. And now, according to this note, written evidently by When he got back to the office Mr. Golding called him a man on the inside, the consolidation of the roads had into his pTivate room and told him that he had decided actually taken place, and the fact would become public not to purchase the C. R. I. & P. bonds until he had had property in forty-eight hours from the time the note was an interview with Mr. Higgins himself. written; which bore the date of the previous afternoon "Tell him, when he comes here this afternoon for the at 4 o'clock. money, that I will see him in the morning any time be-At any rate, Jack judged that he had twenty-foll' hours tween 9 :30 an'd 10 if he will call." before him to decide whether he would get in on the "All right, sir." ground floor with the other fortunate ones. Mr. Golding then put on his hat and overcoat and went "If T. R., who seems to be in a position to know, calls borne. this oppo, rtunity to acquire A. & P. at its present low At four o'clock Jack was surprised to see Edward More-:figure an Al copper-fastened cinch, I think there's only land walk into the reception-room. one thing I should do, and that is go my limit on the "Didn't expect to see me, did you?" he said, laughingly.


A FAVORITE OF FORTUNE. "No," replied the boy. "You're a.bout the last person I would have looked for." "Well, it'a the unexpected that always happens, you know." That's right." "I didn't drop in simply to make you a call, Holland," Moreland went on, his eyes taking in every detail of the office, "but to tell you that I received a telegram from Higgins stating that he would be obliged to take a later train, and that he will not be able to reach this office before 5 :30. He told me to ask you to wait for him with the money." "I would do so with pleasure if it merely depended on me, Mr. Holland; but Mr. Golding has directed me to say that he wants to see Mr. Higgins personally before he will buy the bonds." A look of vexation came over Edward Moreland's face at this intelligence, and he said, in a tone unusually dis agreeable for him : "Then Mr. Golding did not procure the gold to pay for the bonds?" "I don't think so," replied Jack, rather surprised at the unusual interest Moreland seemed to take in his compan ion's affairs. "Higgins will be greatly disappointed," went on the young man, with a frown. "I am very sorry," answered Jack, "but it is no fault of mine." "I suppose not," interjected Moreland, glancing through the cashier's window at Mr. Day, who was counting a tray of $20 gold pieces, something like $12,000, which had been delivered in an express package a few moments before, and which had to be kept in the office overnight, as it was after banking hours. The young man's eyes glistened strangely, perhaps ava riciously, as he saw the gold and heard the musical clink of the coin. "I will remain here till Mr. Higgins arrives and explain the situation to him," said Jack. Moreland made no reply, but seemed to be studying the region behind the brass fence which shut off the counting room. Finally he turned around abruptly. "What did you say?" he asked the boy. Jack repeated the remark. "Do so," answered Moreland. "He certainly wouldn't like it if he came here and foun d the office shut up." With these words he nodded shortly and left the room with a quick step. CHAPTER X. THE UNMASUNG bF WILLIAM HIGGINS AND EDWARD MORELAND. It was after five when a cab stopped in front of the building where Mr. Golding had his office. Mr. William Higgins got out with a good-sized satchel in his hand, mounted the stairs to the second floor and entered Golding's outer office. The janitor's assistant was sweeping the t.om. Higgins looked around for Jack Holland and spied him seated behind the brass fence reading an afternoon news paper. He put down the satchel on a chair just as the boy, who had been on the lookout for him, noticed that he had arrived. J a.ck came out at once to meet him. "I am sorry, Mr. Higgins, that the money is not read) for you, but--" "I understand. I met Moreland and he told me that Mr. Golding wants to see me personally l;iefore he con cludes the transaction." J a.ck was both surprised and pleased to see that Mr. Higgins took the matter in such a good-natured way. He was prepared for a. somewhat unpleasant interview, instead of which the man showed not the least symptom oi annoyance. "Mr. Golding will expect to see you between 9 :30 and 10 in the morning." "All right," responded Higgins. "I find that a day or two will not make any difference with me now." "I W?S afraid you would find some fault with me; but l assure you--" "Don't say a word," replied Mr. Higgins in an un usually cheerful tone. "Why should I blame you? You have done all I asked you to do. On the whole it is much better "as it is, for I i;;bouldn't care to take the money away with me at this hour as matters stand. H the money was ready for me I should allow it to remain in your safe till morning. I suppose Mr. Golding is often obliged to keep considerable money in his safe over night." "Not often, sir. This afternoon, however, we received an express package--" Jack suddenly became conscious that he was saying too much and he stopped abruptly . "Yes, yes, I understand. Out-of-town customer, I sup pose. Package came too late for its contents to be sent to the bank. Such things will happen occasionally, you know," he rattled on in an off-hand way. "Well, Holland, I ani. extremely obliged to you for staying here on my account. I shan't forget it." "Don't mention ii:, Mr. Higgins. Glad to oblige you." "I shouldn't have come here after I met Moreland, onlJ I knew you would be waiting for me to show up. So I took a cab and came around. Now it w ill be almost toe. late for us to get to Twenty-third street in time for dih ner, so I shall insist that you dine with me at the Astor House." Mr. Higgins clapped the boy familiarly on the shoulder and started toward the door without paying any attention to the satchel he had brought with him. "I'm much oblige to you, Mr. Higgins, for the invita.-


18 A FAVORITE O F FORTUNE. tion, but I guess I can get to the h o use in time for di n ner, r e pl ied J ack, as they walked o u t into the corridor. "Well, I w ant you to dine with me anyway I 've. kept you down Iwe l ong pa s t your tim e so it's only fair I s hould m ake s ome a mends Come, now, I'll take no re" I know i t 's a t o ask you," said Higgins; "but--" "That's all r i ght," r e pli e d J ack, goodnat u red l y, wal k in g unconsci o u s l y into the trap t hese men had spread to c atch him fu s al." Higgin s and M o r e land exchanged g l ances of satisfac All right M:c. H iggi ns; have it you r own way." tion as an three rose from the ir seats and th e car was Mr. H igg in s lin ked his arm i n the boy's and they walked s topped for them to aligh t down t h e s t ai r s t ogethe r as if they were o l d friends They took the next c ar b o und for the B atte ry, and the H e led J ack to the cab, a n d ope n i n g the door said : clock on 'l':n.i.nity s teeple was s trikin g e i ght w h e n t liey got ."Jump in. out at Wan s treet. Jac k d i d so, M r. H iggins foll owing after telling the A few minutes late r they ascend e d t h e d eser t e d stair dri v er to take them to the Asto r H ouse, and the vehic l e way leading to Mr. G o ldin g's office. s tarted for Broadway at a good pace T h e night wat c hman in th e corr ido r b e low h ad l ooked It w a s seven o'clock and quite dark by the time they hard at the m but being well a cquainted w ith Holland, to fini s h e d thei r m ea l a n d stepped o u t on Broadway a g ain whom h e n o dd ed h e m ade n o remark o n thei r presence They s t arte d up the t h oroughfare tog e ther in a leis u rely there at that hour. way on foot, a nd h ad got opposite City Hall Park when a Jack unlo c k e d the office door a n d stepped forward to man who h ad b een on the looko-at for them, came out of turn o n the e lectric l ig h t w h en Higgins said : a doorway a nd wal ked toward them. "Never mind li ghting np. I know ju s t w h e r e I l eft "Why h e llo, M ore l and, what are you doing down 11ere tlrnt s at c h el," and h e made a step for ward at thi s h o ur ?" asked H iggins as if the meeting was enMoreland was the la s t t o enter, and as he d i d so h e tire ly accidental i n stead of as it r eally was, a prearranged deftly s natched the k e y out o f the lock, closed t h e door affair. s oftl y a nd locked i t fro m i.he in side "I went over t o J e rsey City after meeting y ou on a He conveyed the fa ct t o H igg in s by some p r econce rtJd little m atter of bu siness got my dinner over the re and s i g nal, and the b e ard e d ma n sudde nl y t urn ed u p o n J ack ha v e onl y jus t got back a n swere d Mor elan d and s aid sh a rpl y : All ri gh t We' ll t ake the next car uptown "Do y ou kn o w h o w m u c h gol d t h ere was i n that Adams When a c a r came a l o n g they j umped on board and sat E:tpress pa ckage that was left here this afternoo n after down. banking hour s? Higgin s and hi s roommate got talking on vario:us sub The que s tion n e arly paral y zed t h e boy, who sta r ed at j ects till they ha d p assed Canal street, when M o reland the s p e ak e r throu g h the g l o o m of the office as if 11is ears s uddenl y rem a r ked : had deceived him. "Why w hat did you d o with that satchel you had whe n "Why don t you an s w e r, y ou l ittle monkey?" dema n ded I m e t y ou a t the ferry? You said you were going to take Higg ins, grip pin g Jack b y t he shou lder. it to the h o u se, as--" "Wh y wha t do you m e an, Mr. lliggins ?" asked the "By G eorge !" excl a ime d Higgin s in apparent e xcite 1 a s toni s h e d lad. ment, I m u s t have l eft it at thf! A s tor Hou s e No, I "I m e an jus t what I s aid repl ied Higgins roug hly. d i dn t. I r e m embe r I had it in my h a nd whe n I went "I don t w is h t o b e i m p e r t in ent, Mr. Higgins," said into y our office, H olland I reco ll ect I laid it down on a J ack, coldl y ; "but I fail t o see wha t in te rest you can h ave ch a ir j us t as you came out from behind th e bras s s creen to in that packag e." t a lk to me. Yo u did n't see it in my hand when we came "That's my bu s iness. M o r e l a n d and I have made u p out did you?" o u r mind s to g e t possess ion of that m oney anc1 an ything N o,'' r e pli ed J ack e l s e of value w e c an conven ient l y take away with u s i n Then it's ther e now. I m u s t have it, for it contains eluding those boncls w h ich you brought down here We thi ngs I h ave to make u s e of t o night. You can get i n to have s impl y mau e use o f you to get in t o t h is office, a n d in your office a t any t ime, can't you, H o ll and?" order to k eep you qui e t u n til w e are done with our b u s i Yes, a nswer ed J ack, rather reluctantly, for he didn t ness we will jus t t a k e the lib erty of making you r our r e l ish t he idea of h a v in g to r eturn to Wall stree t that prisoner evening. The two rascal s for s u c h it was now appare n t they "It's to o ba d but I'll have t o impose o n your good w e re, thought they had an e asy thin g in J ack, as he was nature s o fa r as to ask you to go b a c k with me, so tha t I onl y a boy; but they m ade a g reat mistak e c a n recover m y p ackage I don't see how I coul d have I n an in stant he realiz e d the trap w h ich h a d been spr un g been so car e less." upon him and he tried t o thin k of some d esperate expedi' "Must you r e all y have i t to -night?" aske d the boy. ent for d efe a t in g their object I positive l y mu st As they s tarted to la y their h a nds on him h e sprang "All rig ht. I'll g o back with y ou away from them, darted into the c oun t in g room a nd made


A FAVORITE OF FORTUNE. 19 for the cashier's loaded revolver. desk where he knew he wo'Uld find a then he would defend his employer's property if he lost his life in the end. He probably would have suceeeded in his object but for the activity of Moreland, who dashed after and clutched him just as he reached the desk. "Rel-" cry, which J ack hoped might reach the ears of the night watchman, was stifled by a sinewy grip upon his throat, and a moment later Higgins was binding his arms with a length of soft rope he took from his pocket. "Hold him until I can get a towel to gag him," the bearded rascal said to his associate in villainy. This part of the business was speedily accomplished, and the two men tossed their victim down alongside of the cashier's big safe. CHAPTER XI. TURNING THE TABLES. The sof tness of the rope rather defeated his efforts, but the careless way in which Higgins had in his hurry tied him was in hi s favor. The greatest advantage he had, howeve.r, was the small size of hi s hands, which were long, thin and tapering, what people call genteel. Given time enough, Jack was certain he could free him self The ra sca l s were expert safe breakers, and made short work 0 the s mall one. The stee l face around the lock was drilled, a fuse inserted and the door blown out with very little noise. Moreland uttered a c huckl e of joy, for it was in this safe the cashier deposited the $12,000 in gold coin which had come to the office in tbe express package. The young crook grabbed up the satchel, placed it on the table fitted with drawers, and, taking the tray of coin out of the safe, empt ied it into the bag. While he was doing thi s the bearded rascal approached Higgin s took a folding pocket dark lantern from his their prisoner. pocket, straightened it out into shape, and, s trikin g a Thi s is where we get square with you, young man," match, lit the small lamp inside. cried William Higg ins, s tooping and shaking his red, hairy With the aid of this light the tw o crooks examined the fist before Jack's ace. "You ought to be thankful that lay of the counting-room, already partially familiar to we don't blow the whole top off your head." Moreland. He regarded the h e lpless boy with a triumphant and There were two safes in the room-the big one against I evil expression, while Jack returned his gaze without which Jack had been laid and a smaller one close to a :flinching. square table fitted with drawers. "You're a nervier kid I took you to be," grinned "We'll tackle the small one first and see what's in it," Higgins; "but it doesn't matter, for we've got you dead to said Higgins, who appea r ed to be the lea der of the ente rrights. To-morrow you'll have a nice warm time of it prise. trying to squ are yourself with the boss, I'm thinking, for He hurried into the reception-room and presently rethe ni ght watchman knows it was you who let us in here turned with the satchel he had left there on hi s first visit to-night. We n ever could hav e got by him without trouble tJ the office. but for you Reall y," with a sa rdonic chuckle, "we ought Unlocking it he emptied out a c oll ect ion of :fine stee l to be ever la sting l y obliged to you for your kindness in burglar's tools on the floor. makin g things s o easy for us." He and Moreland lost no time putting the parts to1 "Well, are you ready to tackle the big safe now, Bill?" gether asked Moreland. Then they li!Ommenced their operations on the s mall "Yes. The bonds are in there, no doubt, as well as lots safe. of other secu rities which we could raise money on if we Jack watched them with staring eyes, conscious that he onl y had them. It would b e a shame to go away with just was playing a very unenviable part in the little drama. the gold alone when we are not likely to get such a snap He kicked himsel for having been such a fool as to fall soon aga in." so easily into the trap they had sprea d for his un s u s peet-"That's right," agreed Moreland, lighting a Turkish ing feet cigarette he took from his pocket. "I believe in lifting But it was too late now to gain anythi n g by crying over everything in s ight:" spilled milk. They began to sel ect the tools they w e re going to use, He was in their clutches and he didn't see any way by the mos t important of which was the :fine highly tempered which he could thwart their criminal purposes. steel drill they had employed to such advantage on the However, he didn't intend to give up wholly to despair small safe. simply because things looked dark. In a moment or two they began work on the large So, while their attention was wholly absorbed with the safe. opening of the safe, he wrestled silently with his bonds. Jack, though now clos e to them, but partially hid from I he only could get his hands free, lie might be abl e to their s i ght, recommenced hi s cautious struggles to free his reach the revolver in the drawer of the cashier's desk; hand s from the rope.


20 A FAVORITE OF FORTUNE. 'l'hey paid no attention whatever to the boy, being sa,tisHe now felt in a position to cope even with the burly ficd that they had nothing whatev.f)r to fear from him. William Higgins. Ten minutes passed away in this manner, and nothing But he thought he might be able to catch him by a to be heard but the deep breathing of Higgins, who strategic move. \ms manipulating the drill, and the soft whirr of the diaHis idea was to creep to the door of the washroom, slam mond pointed instrument on the steel face of the safe the door to before the rascal caught on to the situation, door. and by turning the key, which was always in the lock, Jack looked up at the clock and dimly saw that it was make him a prisoner. now quarter past nine. This would give him the chance to communicate with At that mqment something gave way in the drill and the Old Slip police station by telephone and tell the officer Higgins uttered an exclamation of pain. in charge how things stood in Mr. Golding's office. "What's the matter?" asked ;Moreland, who just then While waiting for the policemen to come to take charge was seleeting another steel tool from the bunch on the of the erooks he could easily keep Higgins in subjection floor. at the point of the revolver if he attempted to force his "The bit has broken and I've nearly smashed one of my way from the lavatory. thumbs against the safe," replied with a subd ued Besides, a shot fired in the hall would su.mmon the night curse. watchman to his aid if need be. "Well, here' s another bit." But Jack preferred not to call in the watchman, as he "Then tackle this job yourself while I go and put my wanted to secure all the glory of outwitting the two rascals hand under the faucet." himself. "Don't be long, Bill. We can't be all night over this He carried out this programme to the letter, and the thing," answered the younger crook, tossing his halfreader may well believe that William Higgins was a pretty smoked cigarette aside and taking up his associate's work, thoroughly surprised man when he found himself securely after inserting a new bit into the drill. 1 locked into the washroom. It was at this moment that Jack succeeded in freeing Jack hastened to the telephone an'd soon communicated his hands. the situation to the police .. '

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