Money to burn, or, The shrewdest boy in Wall Street

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Money to burn, or, The shrewdest boy in Wall Street
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Fame and fortune weekly : stories of boys who make money
A self-made man (J. Perkins Tracy)
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New York
Frank Tousey
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1 online resource (28 pages)


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Dime novels -- Periodicals ( lcsh )
Wealth ( lcsh )
Entrepreneurship -- Fiction ( lcsh )
Boys ( lcsh )
serial ( sobekcm )

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University of South Florida
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University of South Florida
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All applicable rights reserved by the source institution and holding location.
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F18-00075 ( USFLDC DOI )
f18.75 ( USFLDC Handle )
031307982 ( ALEPH )
837609062 ( OCLC )

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Dime Novel Collection
Fame and Fortune Weekly

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"What shall we do with him?" asked Spicer. Bristow pointed at theiron-bound chest. While Oscar Lovett held the lid open the two men lifted the unconscious boy into the box. Then the cover was slammed down upon him.


FameandFprtuneWcekly I STORIES OF BOYS WHO MAKE MONEY luued Weekl11-B11 Subscription 12.60 per year. Entered according to Act of Congrea, in the y ear 1 9 07 in the oJflc e o f t h e Librarian of Con g reH, Wa.hing ton D C., b11 F rank Touse11, Publisher, 24 Union Squar, N e w Y ork. No. 68. NEW YORK, J ANUARY 18, 1907. PRICE 5 CENTS DB, THE SHREWDEST BOY IN WALL STREET By A SELFMADE MAN CHAPTER I BOB HOWARD SPOILS A HOLDU P "What' s that?" e xclaimed Bob Howard. "I believe s o me one is in trouble It was close on to midnight, and Bob, who had b e en visiti ng a friend in Brooklyn, was returning to his home in the upper part of Harl e m. H e had left a s ubway train at the 135th and Lenpx Avenue s tation, and had arrived at the corner of Seventh Avenue on his way westward, when his sharp ears were sal u t e d by a cry for help that brought him to a s u dden s tand s till. up Seventh Ave nue in the direction whence the cry had come, and saw two apparently w e ll-dress e d men strugg lin g w i t h a t hird und e r the g lar e of a gas lamp. "Looks lik e a hold-up thou ght Bob. "I'll have to go to t h a t ma n 's assi s tance b e fore h e s knocked out." Most p ers ons, in Bob's place, would have thought twice before buttin g i nto an affair that promi sed trollble for t h e interfe r e r : Tha t 's one 0 the reasons why the midnight thug so often has t hings his own way A pol icema n is not !!-lways within hailing dis tance, and the average c i t izen i s e ndowed w ith a large bump of cau tion. Bob however, was bu ilt diff e r e ntly. H e had good n e r v e and was plucky to a degree. Besides, bein g a master i n the art of self defence, he had a great deal o f c o nfidence i n his ability to hol d his own in a mix-up He had a cons i derab le amount o f chivalry in h is nature, to o which promp t e d him to take the part of the weaker side. Therefore he started for the struggling trio on the run, just as one of the men rai sed some kind of weapon in the air and brought it down on the head of the person he and his companion a s saulting. . Whatever the thing was, it crash e d through the victim's derby hat, coming into contact with hi s s ku ll s tretched him motionles s at the foot of the lamp post. The two a gg ressors immediatel y threw themselves upon t h e insen s ible man and b e gan hurried l y to rifle hi s pock ets. It was at thi s poirit that Bob made a spring from the s oft earth of the s tre e t whi c h had deadened hi s a pproach in g footsteps, upon the curb s tone and reached out for the kne e ling man nearest him. 'Hi s g lanced up, and seeing th e boy, who, bei n g s tout and tall for hi s years, mi ght eas il y have been taken for a smooth-faced m a n in th e g loom utter e d a cry of warn i ng, starte d to hi s feet and mad e off up the s t reet. Bob had caught a fair glimpse of hi s fa c e and was s ur pri sed at hi s prosperou s appearance, whic h belied th e crooked work he was enga ged in. The other man al s o sprang up with something white


MONEY TO BURN. in his hand, which he had just taken from the stricken person on the side walk, and made an effort to fly, too. He, also, was well dressed, and wore a moustache and a silk hat. Bob, however, got a grip on the corner of his cape overcoat. "Hold on!" he cried. "Not s o fast!" The man, with, a smothered imprecation, struck at :Sob. The boy warded off the blow and let out with his right fist. Swat! The gentlemanly-looking rascal staggered backward his silk hat fell to the walk, and the paper fluttered into the gutter. Then, taking advantage of the fact that Bob had lost hi s grip on his cape, the man, without stoppin g to recover his hat, started up the avenue as hard as he coul d run. Bob made no effort to pur s u e him, but turned his atten tion to the unconscious victim of the coward l y assault. His dented hat la y besid e him, but there was no wound on his head, only a s mall lump which Bob felt with his fingers as he parted his hair. "He got off easy," th o u ght th e boy. "It have been a glancing blow, and his derby broke the force of it, anyway." Even as he spoke the gentleman began to revive. He r aised himself on hi s elbow and looked sOiIIlewhat wildly about "What's the matter?" he asked, in a puzzled tone. "What has happened to me?" "Why, .you were assaulted by two men," said Bob, "and--" "Yes, yes ; I recollect now. The rascals They got away, I suppose?" "The_y did, though I handed one of them a stiff tap in the jaw that I bet he'll rememb e r for an hour or longer." "Then you saved me from being robbed," said the gen tleman, allowing Bob to help him on "I hope so. They were both going through your clothes 1 when I came up. I don't know whether they got anything or not. Your diamond scarf pin and your watchchain--" "That isn t what the y were after," replied the gentle man, as Bob picked up hi s derby and tried to straighten it out. "No?" replied the boy, in some surprise. "What else?" "A valuable paper." "Then you know them?" "I know one of them. Although I have not him for I did not dream until to-night that he has the in s tincts of a scoundr el. That dent looks as if it might have been made by a s1ungs hot," said the gentleman, ex amining the break in his hat. '.'That's what it does. I was a littl e distance away when I saw the chap with the silk hat hit you with some kind of a weapon. You went down like a shot, and I thought he had killed you." "Well, I am very much obliged to you for coming to my aid, young man." "Don't mention it, sir. You are welcome." "What is your name?" "Robert Howard." "You're a bright-looking lad and I sha.'n't forget the obligation you have placed me under." "I hope you won't worry about that, sir," replied Bob, with a cheerful smile "You live in this neighborhood, I supp ose," said the gentleman, beginning to feel in his pockets, probably to find out if any of his property was missing. "Yes, sir. T live at No. --136th Street, corner of Eighth Avenue." "The scoundre l s !" oriecl the gentle man. "They succeed-ed in getting what they were after!" "What was that, sir?" "A paper of considerable importance to one of them." "A paper!" Bob suddenly remembered that a paper had fallen from the hand of the man he struck. He immediately looked around on the si dewalk. .At first he saw nothing of that nature in sight. Then, as his eyes took in t)le gutter, he saw a paper lying there. He picked it up. "It isn't this, is it, sir?" he inquired. The gentleman seized it eagerly, unfolded and examined it by the light of the gas lamp. "That's the document," he replied, in a tone of satis faction "Where was it?" "In the gutter I saw it drop from the man with the silk hat." "He was Bristow! Thanks to you, my lad, they missed their mark to-night. Will you walk with me as far as my apartments? It is only a step." "Certainly, sir,'' replied Bob, cheerfully. "I should like you to call and see me to-morrow evening, if you wil1, Howard. By the way, I haven't introduced IflYSelf. My namr is Warren Boyd." "Warren Boyd!" exdaimecl Bob. "Are you the big Wall Street operator, with an office in the Barnum Build ing?" "I am that gentleman. You have heard of me before, then?" "Often. I was employed for two years as messenger for Hicks & Harley, at No. --Broad Street, until last week, when the firm was so badly in the slump of Utah Southern that it went to the wall, and all of the employees lost their jobs." "Indeed!" replied Mr Boyd, with some interest. "Then you are thoroughly acquainted with Wall Street and the methods down there?" "Yes, sir." "You say you are out of a situation?" "Yes, sir; and I feel like a lost shee p."


M0:0TEY TO B U RN. 3 "My m esse nger boy re s i g n e d yest erda y W o ulcl you lik e to have the p l ace?" "Yes, sir; v e ry much," Bob, eage rl y "Then it's yours. Call at m y office a t ten in th e morn i ng, a n d I w ill introduce you to the duties of y our new pos i tion. / "Than k you, sir. I'll be on hand, you ma y be sure.') Bob parte d from Mr Boyd at the entrance to a s w e ll apartment ho u s e on the avenue, and hurrie d homeward, fee lin g like a bird. CHAPTER II. BOB G OES TO WORK FOR WARR EN BOYD B o b Howa).'d was just s evente e n, and as bright as a new s tee l trap. He lived with hi s widowed mother, s ixteen -yearold si s ter and :'j'Oung er brother i n the top flat of one oi the cor ner hou s e s of Eighth Ave nu e and 136th Street. After workin g two years in Wall Stree t h e had jus t lost hi s position, a s h e had e x plained to Mr Boy d throug h the fai l ure of the firm that had emplo ye d him He was a prime favorit e with all the brok e rs who were acqu ainted with h im and woul d not hav e b ee n long o u t o f a job if he hadn't caught on with the millionair e oper ator of the Barn u m Bui l ding His s i ster was employ e d as s teno g raplier and bookk e eper for a Broadway manuffi cturing establi s hment whil e his y oun ger broth e r attended the publi c sch ool. Hic k s & H arley w e r e payin g him $7 a wee k whe n the firm collap s ed, and he had turned $5. 5 0 o i thi s into the hou s e That wa s ju s t about enou g h to pay th e balanc e of month l y r ent of t h e flat The losR of that amount of income wou l d h ave proved a m atte r io th e l ittle f a mil y if he hadn t secur e d another s ituation within a short time. That wa s why Bob whi s tl e d jo y full y a s he continued on hi s way home, for he had g ood n e w s to impart to his moth e r and s i ster next morning Promptly at ten o'clock Bob enter e d the of Warre n Bo y d's office in the Barnum Building ne x t morning. To a clerk who a s ked his bu s iness, he said he had been to l d by Mr. Boyd the night previous to call at ten o clock. "Take a seat, the n s aid the clerk "Mr. Boy d ha sn't arrived yet, but ought to be h e r e any mom ent." So Bob sat down and waited for the big operator to show up. He did not hav e l o n g to w ait, f o r Mr Boye.I came i n shortly He recogn i zed his y oung vis itor at once, and invited him into his private room. "Glad to see you, y oun g m an h e s aid, genially. "I s u p pos e y o u are prepared to take hold at on ce?" "Yes, sir," replied Bob, -pro m ptl y "You s ay you were em pl oyed b y H icks & Harley until that firm went t o t he wa ll th e oth e r d ay? "Yes, sir. "How l ong did y ou work fo r them?" Two years and thre e month s "And before tha t ? "I was atte nd i n g Hi g h but the s udden death of my father compe ll e d me t o l ea v e in order to d b something to he l p s up p or t t he famil y." "I see. "I have a reco m me ndation fro m Mr Hicks," continued the boy, p utting b is han d i nto his jacket p ocke t. "It isn' t necessa r y f or y ou t o show it, Bob-I shall call you Bob hereaf t er-w h a t y o u di d for m e last night is a sufficient r ecomme nd ation; in f a c t the best you could have. I feel myself under v e r y g r eat obli g ation s to you and am much pl e a sed to be a b l e to put a si tuation in y our way ju s t when you n eed o n e Yo u look bri ght and s mart, and r h ave littl e dou b t tha t you w ill fill the bill to my compl ete s ati s fa c tion." "It won't b e my f ault i f I don' t sir." "Now, one t h i n g I want to impress s trongly on your mincl, and that is absolute secrecy as to what e v e r you see or h ear in thi s office. I d on t s a y thi s b e cau s e I have any doubt as to yo u r l oyal t y to y ol\r e mpl o y e r but b e cause I wis h to warn you that y ou a re l i k e l y to be approached with bribe s by p erso n s who are an x iou s to find out any crumb of information that y ou mi ght acci d e ntally pick up. It is very important to my i n t e rest s tha t I can plac e thorough confidence i n my employees, fo r m atter s of vital conseq u e nc e frequently o ri g i nate in this office, and s hould any hint of thei r import become prematur e l y known on the ou ts id e it m ight l ea d t o the failur e o f or alarge financial l oss to, i nteres t s i dentified with my own. I had to call for t h e i mme di ate r esig nation o f y our pre decessor becau s e I had good re aso n to s u s pect that h e had yi e lded to tempta tion." "You need h a v e no f e ar o f me o n that account, sir," re plied Bob, earnest l y "I thi n k not, f or y ou app ea r to b e of a different mold from my late messenge r. N o w Bob anoth e r thing-I hop e y ou have said not h i n g to a nyone about last night's affair." "Only to my m oth e r and s i s t e r sir." "Then see t o it that it goes no further. I do not intend to bring i t to the n otice o f the poli c e a s the man who struc k me that cowa rdl y blow, whi c h mi ght have killed m e i s a clos e re l ative o f my wife's a man who has an office in thi s street an d to a ll outward a pp e arances is as res pectable as anyone in the di strict." "Very well s i r I s h a ll say nothing about the matter at all. "I shal l consider i t a fa vor, B o b and w on't forget it. Now I will introduce you to my cashie r and h e ad book keeper, and t hen yo u may take your Beat in the waiting room Yo u r d u ties will b e s omewhat s imilar to thos e you


4 MONEY TO BURN. were called upon to perform in your late position. As to wages, you will begin with $8." Bob was. delighted to hear that he was to commence with a dollar more than he had received from Hicks & Harley, after two years' service. Mr. B?yd was not a member of the Stock Exchange, and consequently did not do any business direct, but he had a score of brokers at his beck and call who were always ready to execute the orders which issued from his office. Many wealthy people, who were seldom seen in the Street, did trading through Warren Boyd, and some of his clients were ladies in the inner circle of the "Four Hundred" N ew York's socia l set. llfr. Boyd was the president and controlling factor of a big New Jersey traction corporation, and he also was a director in many large business enterprises. Therefore it will not be wondered at that he was regarded as one of the solid men of Wall Street. The messenger boys of the financial district had always looked upon Bob's predecessor with envy, for the job was considered as one above the common. Mr. Boyd was known to pay his employees higher wages than the average, and to treat them uncommonly well at the close of the year . In fact, it was the current opinion that not one of those who worked for the millionaire operator received less thl}n a month's salary as a Christmas present. Bob had been three days at his new place, which he liked first class, when, having been dispatched on an errand to the Mills Building, he met a friend named Fred Price, who was employed by Howard Bristow, a lawyer, with an office in the Bullion Building, on Wall Street. "Hello, Bob Got an6ther job?" asked Fred, observing the e11velope in Howard's hand. "Flure thing," laughed Mr. Boyd's new messenger. "You don't suppose I can afford to loaf around indefinitely, do you?" "Well, hardly," replied his friend. "Who are you working for now?" "Warren Boyd." "Is that straight?" asked Price, in some surprise. "Straight as an arrow." "Christopher You're in luck." "I agree with you It's a dandy place." "That's what I've heard. There's hardly a boy in the Street but would jump at the chance to work for Warren Boyd. know I would." "I thpught you had a pretty soft job?" "So I have, but it only pays $6. My boss isn't as liberal ::.s he ought to be_, although he is something of a sport." "A spqrt, eh?" "'l'bat's what I call him. He wears the shiniest dicer and the swellest ties in the Street. As for his shoes, you could see yourself in them. I be1ieve he has them touched up every time he goes out. He has some bang-up lady cli ents, too. All of them want divorces, I believe, and lots of alimony. The more alimony he gets for them the bigger his fee." "Is that Mr. Bristow's specialty?" "It's one of his specialties," grinned Fred. "He's something of a promoter, also. Gets up sto ck companies and the like. I have an idea that some of them are pure fakes, but don't let that out, mind!" "Where are you bound now?" "Round to a Broad Sheet' stationer's for some blanks." "You don't seem to be in a gr11at rush." "Why should I be? The boss hasn't got down yet, and I don't believe he ll show up before noon. It's my opinion he'a a high roller, and paints the town red at night. He hardly ever gets to the office before eleven or twelve, and sometimes he looks as if he was about bunged up. I'll bet be makes the money fly. I only wish he'd make some more fly my way." "You have more money to spend than I do," said Bob. "You'd have iore if you'd only do as I tell you," winked Fred. "I don't fancy your methods of raising the wind, Fred. Pool-rooms and bucket-shops don't strike me as the correct thing by a whole lot." 1 "Why not? What's the matter with them?" "They foster the gambling habit." "What's the matter with the different exchanges? What's the ticker but the greatest gambling indicator on record? What are the brokers doing down here every working day of their lives but betting on a big game of chance?" "There's all the difference in the world between legiti mate games of chance and illegitimate ones." "I don't see any differel)ce between betting on horses and betting on the rise or fall of a stock, or wheat, or produce, or any old thing, for that matter." "All right," said Bob, "we won't argue the matter a.J?.Y further. I don't mean to tackle either 8t pool-room or a bucht-shop, but I'll bet you I'll have money to burn one of these days." "Then I suppose you expect to make it out of the stock market through some regular brokerage house?" "I'll make it that way or not at all." "When are you going to get your start?" "That's the problem I haven't solved yet." "When you do, let me know," laughed Fred, as the boys parted in front of the shop where Price was bound. CHAPTER III. WHAT A BANANA PEEL BROUGHT BOB. Next morning, about eleven o'clock, when Bob had re turned from his second errand, Mr. Boyd called him into his private room. A small, square pasteboard box, with the imprint of Ben edict Bros., the jewelers, stood on his desk. I


MONEY TO BPRN. 5 "Bob," said the operator, "take a seat a moment. A few nights ago you saved me from a lot of trouble, as well as a large monetary loss. I feel I have not expressed my gratitude in a sufficiently substantial manner. I gave you a position in my office, it is true, but that really counts for nothing, as I had to have a new boy anyhow, and you're easily worth every cent I am paying you. I didn't feel as if I ought to pay you a sum of for what you did, for you look like a boy who would be apt to refuse such a thing as a monetary compensation, so I am going to sub stitute a little present, which I think you will appreciate." Mr. Boyd took up the box. "Permit me, therefore, to present you with this watch and chain as a slight evidence oJ my appreciation of your kindly action in interfering in my behalf on the occasion in question." The wealthy operator handed Bob the box with a smile. He opened it, and saw, resting in a of cotton within, a handsome gold watch and heavy chain. .On the plain, polished case was Bob's monogram, artis tically engraved, while on the inside of the back case was the following inscription: "From W. B. to R. H., April 16, 190-." "I am very much obliged to you, Mr. Boyd, sa id Bob, as soon as he found his tongue. "I did not expect to re ceive so 'handsome and valuable a present for doing what I can only look upon as my duty. I shall value it much above its intrinsic worth, a s an evidence of yoi.u good opin ion, which I hope always to deserve." "Well," laughed the operator, "that was quite a neat lit tle speech. I have known several distinguished men who were unable to express themselves as well wlrnn taken by surprise by a presentation committee. I am g lad you like the watch, and I hope you will wear it every day, and not keep it merely as a Sunday ornament." "I shall be glad to do so," replied Bob. "Very well. That will be all for the present," said Mr. Boy d turning to his desk. When Bob returned to the waiting-room he placed the watch in his vest pocket and attached the chain to the proper button-hole. He looked at the watch half a dozen times that morning to note the time, though there was a big clock in the room, and he felt very proud of his new possession. A little after twelve o'clock he was sent to the office of a certain prominent broker in the Vanderpoel Building with an important note. The broker was engaged with a couple of orl:her Stock Exchange men in his private office when Bob arrived. "You'll have to wait until Mr. Hale is disengaged," said a clerk. "Take a seat." "I wish you'd tell him I have a very important note here from Mr. Boyd, to which he wishes an immediate reply," s aid Bob. well, I'll tell him," replied the clerk. In a few moments he came back and told the boy to carry the note into Mr. Hale's room. Bob hastened to do so. As he entered the inner office he overheard Mr. Hale say: "So M. & N. is the stock that is going to be boomed, eh? Very well; you may count me in on it for $100,000." No one, to look at the young messenger, would have thought the words interested him in the slightest degree. :Ere handed the envelope he had in his hand to Mr. Hale, and waited patiently for that gentleman to tear it open, reaJ it, and scratch a hasty answer, which he enclosed in a fresh envelope and handed to Bob with a nod. All the way back to his office Bob pondered over the tip that had just come into his possession. That it was a first-class one the boy did not for a moment doubt. How he could use it to his own advap.tage was the prob lem that bothered Bob. He hadn't a cent he could invest on the strength of it, and he knew that o:utside of a bucket-shop, which he strongly o bjected to, ten shares of any stock was about the lowest amount any reputable broker would buy or sell on a margin for a customer. This was the first bona fide tip he had ever got hold of during his two years' experience in Wall Street, and his blood fairly thrilled ill his veins at the possibilities it opened to him to make a stake if he only had the cash to put up on a few shares of M. & N. He thought first of con:fiding his knowledge to Mr. Boyd, but his acquaintance with his new employer was so short that he had no means of judging how he would take it. Besides, it was not impossible that he himself might be interested in this combination that was being formed to boom the stock "By George! If I only knew where I could borrow a few dollars for a couple of weeks; but I don>t, and there's the rub. This is one of the great disadvantages of being strapped when there's something worth while running to waste for the want of a little capital. I'll neYer be able to get ahead until I can make a start, and I'm afraid I'll never have a better chance than I have now. Here is good fortune knocking at my door, and I can t go out and take it by the hand. Was ever anything more unfortunate?" That was the tenor of the boy's thoughts as he hurried along the Indeed, he was so engrossed with his reflections about the tip that he paid little attention where he was stepping, the result being that he trod upon the slippery side of a banana skin, and the next moment he landed with sur prising rapidity in the gutter. Naturally, this acrobatic performance could not fail to at tract attention in such a crowded location as, the corner of Wall and Broad streets, and several hurrying messenger boys stopped long enough to give him the laugh. Bob sat up feeling confused and jarred, for his head had struck the edge of the curb no gentle blow, and a lump was forming just over his ear.


6 MONEY TO BURN. The envelope he was carrying had fl-uttered from his I he remarked. "Haven't had a mix-up with another meshand and alighted on top of anoth e r n ear b y senger, have you?" A sympathetic pas s erby picked up both, together with "No, s ir. I had a bad fall .from a banana s kin," and he Bob's hat, and after helping the boy on his feet, pressed explained the circumstance s to his employ e r. the former in his hand and the latter on his head. "You had a narrow escape from a seriou s kno c kout, "Thank you, sir," said Bob, grat e fully. young man. Y()u might have broken an arm or fractured Then he walked off, feeling decidedly cheap. your skull. Banana skins are a constant menace to on e's The fact that his fingers now grasped two envelopes did physical well-being, and ought to be aboli s hed from the not occur to him. community . I had a friend who lost hi s life through one." He had forgotten all about the tip he had been thinking When Bob returned to his chair in the waiting-room, about when he met with his unfortunate tumble. after bathing his head at the ba sin in the lavatory, h e It was his sore head, now beginning to pain him considthought of the sealed and unaddres sed envelope he had in erably, that occupied all of his thoughts. his pocket. "Gee! I've got quite a lump the re," he breathed, as he He took it out, and after feeling of its contents, tore the felt the growing "It's lucky that I didn't end off and looked inside. fracture my skull on that curbstone. People have done so There were several bank bills in it. before now." "My gracious!" he exclaimed. "Why, it's money I" "What's the matter with you?" asked the elevator man He shook the bills out into his hand and found there as he stepped into the cage. "Are you sick? You look w e re five $1,000 notes. pale." "Gee whiz!" he fairly gasped. "What a find!" "I had a fall in front of the Morgan Bank just now, and it's taken all the starch out of me for awhile," explained Bob. "You boys try to make too quick time s ometimes," laughed the employee, "and in a while either you or some unfortunate passerby comes to grief." "It wasn't that," replied Bob, with a sickly smile. "It was a banana peel." "Oh!" grinned the elevator man. "It landed me in the gutter, and as the curbstone was harder than my head I got the worst of the affair." "Made you feel like thirty cent s didn't it?" "That's right. It's the fir s t time a banana skin ever knocked me out. I've seen others get the experience, and thought it awfully funny." "Well, is it funny?" "Not on your life it. isn't. I don't want any more of it," said Bob, getting out in the corridor of the second :floor. As he walked down to Mr. Boyd's office he became aware for the first time that he held an extra envelope, a white one, in his hand. "Where did I get this?" he asked him s elf, looking at it in some surprise. "Oh, I remember; that gentl e man must have put it in my hand with my own, thinking I had dropped iioth of them." The white envelope was sealed, and there seemed to be an enclosure in it. There was no writing whatever on it to indicate to whom it belonged. "I'll look into it by and by," thought Bob, putting it into his pocket. Then he entered Mr. Boyd's room and handed him the answer he had brought back. T'he operator gave him a sharp look. "You look as if you'd been up something, Bob," CHAPTER IV. THE KIND OF BOY BOB WAS. "Five thousand dollars!" ejaculated Bob, after examin ing each bill separately. "Somebody is probably pullin g his hair over the loss of this money. What s hall I do a.bout it? I could keep it, and nobody be the wiser. I never wanted money more than I do at this moment. But then I'd be as good as a thief, and that's something my con science wouldn't s tand for. But how am I to find the owner? I guess the proper thing for me to do is to speak to Mr. Boyd about it and take his advice." So Bob, who had not a thought of keeping what did not belong to him, if by any possibility the owner of the money could be located, went and knocked at the door of the operator's private room. "Come in," was the response. Bob entered, and Mr. Boyd regarded him inquiringly. "Mr. Boyd, a curious thing happened to me in connection with that fall I had in front of the Morgan Bank." "Indeed What was it?" "When I went down, the envelope I was bringing back to you flew out of my hand, and it must have landed near another envelope, for a gentleman picked two envelopes up and handed them to me after he had helped me up. I notice that I had two in my hand till I got out of the ele vator. Then I looked at the s econd one and saw it was in a white envelope, sealed and unaddressed. It felt a s if there was something i nside of it. I jus t opened it, and found five $1,000 bill s." "What's that!" exclaimed the ast.onished opera.tor. "There's the whole business," said Bob, laying the eh velope and the five bills on Mr. Boyd's desk. "I want to


MONEY TO BURN . know whether you think there is any chance of the owner J cashier is iikely to learn of the fact, and in that way we of that money turning up to claim it. I s hall g e t a line on the owner of the bills. Otherwise, the The big operator took up the bills and examined them only chance of being able i.o return it will be through an car e fully. advertisement. If the owner doesn't advertise, why then "The y app ear to be genume. In fact, there isn't much you can do so in a guarded way. That's about a ll that can que s tion of that fact. This is the envelope they were in, be said on the subject." eh?" "Yes sir." Mr. Boy d looked it over as carefully as he had the money. "There's not the slightest clue to the owner of the money. You say a passerby pic ked it up and handed it to you, thinking it had bee n dropped by you with the other env e lope?" ".Yes, sir." "Weren't you tempted at all to keep this money and say nothing about it to anyone?" asked Mr. Boyd, watching his new messenger narrowly. "No, sir. My mother didn't bring me up that way. She ha s told me morn than oncejhat no good comes of dishonesty, and it certainly would be a dishonest. act to retain tho s e bills without making some effort to find out who they belong to," said Bob, in such a square, honest way that Mr Boyd saw that he was a thoroughly upright lad at hea:r;t, and that knowledge gave him a thrill of satisfaction. "I am glad to know that you have such excellent prin ciples, Bob," said, in a friendlier tone than he hacl yet assumed toward his new employee. "You must have a splendid mother." "The best in the world!" exclaimed Bob, emphatically. ''I can easily see that you appreciate such a great bless ing A good mother is almost sure to turn out on the world a good son. Well, you came to ask my advice about this money, didn't you?" "Yes, sir." "Then I will say that until its owner is found you have a perfect right to retain it in your possession. It will pr6b a bly be advertised for, though I have no doubt the person who 1ost it will consider that a sort of forlorn hope Money is the easiest thing in the worla to negotiate. You could carrv thm;e bills to five different savings banks, and each would accept one and open an account with you. If I had lost that envelope I shoulcl corn;icler I had about one chance in a thousand of ever seeing it or the money again. Nine hundred and ninety nine people out of the thousand would argue that it was perfectly honest to hold on to that money under the circumstances. At least that seems to be my e x p e rience with the world Now l et us see how we shall try to find the man who los t that envelope as you fell in front of the Morg'an Bank, it is possible the money might have been dropped by a d e positor. If you wish, I will notify the bank that a sum of money was found by my messenger in the gutter at the corner. Of course, I will not mention the amount, neither will I say it was in an envelope. The owner will have to prove his propeTty in order to regain it. 'l.'here are sharpers who would try to get hold of this money if the y hacl the slightest clue to work upon If a depositor, or anyone who drew money from the bank, lost it, the "I think you had better put it in your safe and keep it awhile, sir. I don't care to lake the chance of carrying it aTound with me," said Bob. "Very well; I will do so. I'll write the .pote to the Mor gan Bank, and you can take it over there right away and hand it to the cashier." Mr. Boyd dirl so, and Bob, whose head now felt very much better, carried it over. The cashier read the nole and then turned to Bob. "Are you Mr Boycl's messenger?" "I am." "Then it was you who founcl the money? "That's right." "You are evidently an honest boy." "I hope so, sir." "You might have kept those bills ancl said nothing abou t them. l\foi:;t boys would have clone so. I hope your hon csty will be suitably rewarded, for I can place you in com munication with the lady who lost that envelope She re port e d her loss about half an hour ago." "It was a lady, then?" said Bob. "Yes I will enclose her name and address in a repl y to Mr. Boyd." In a few minutes Bob was speeding back to the office. "It was a lady who lost that money, Mr. Boyd," said Bob, laying the cashier's note on his desk. "How do you know that?" "The cashier told m'e so. He sent you her name aml address." The operator opened the envelope, and found that it was a Mrs Jack Hubbard, of No. Madison Avenue, who hacl lost a sealed and unadclressecl envelope containing five $1,000 bills, which she had received from the Morgan Bank on a certified check "You had better take the money up to her after you arc through to clay," said Mr. Boyd. "She seems to be the owner without doubt; but to make sure, you must make her identify the envelope and the bills, as near as possible At half past thl'ee Bob took a subway express train to the Grand Central Station, and then walked up Madison A venue to his destination. rre ran up the steps of a four story brownstone front house and rang t he bell. "Is Mrs Jack Hub bard at home?" he asked the trim young maicl who opened the door "I will see. What name shall I say?" "Robert Howard, of the Barnum Building, Wall Street. Tell Mrs Hubbard I have called in relation to an e::1:ebpe she lost in front of the Morgan Bank." "Very well. Remain in the hall until I go upstai:s."


a MONEY TO BURN. The maid soon came to the h e ad of the s tairs and asked found i t especiall y a s t he e nvelope contain e d n o clu e to Bob to come up. my id entity I s uppose you foun d t ha.t out a t t h e Morgan She showed him into a splendidly furnish e d s itting-roo!ll Bank?" on the :floor above. "Yes ma'am." A lady attired in a superb teagown, with diamond ring s "The loss of the money would not have seriously in-on her fingers and diamond pendants in her was seated conv e nienced me, for I am w e ll off; but for all that I did in a rocking chair nea r a window, with a book in her hand s not lik e to lo s e it. Now I think y ou ar e e ntitled to som e She was undoubtedly a very handsome and refined reco g nition of your h o nesty, and for y our troble in bringwoman. ing the money up to me. In addition to my thank s I "Sit down," she said, waving her beautifully mold e d arm, wis h you to accept one of these bill s," and s h e h eld ou t on which :flashed a diamond-studded bra cele t, at a convento Bob. ient chair. "You say you called in reference to the en"I beg your pardon, ma am, but I hope you do not think velope I lost this noon ? that I expect e d to b e paid for r eturning y our money to "Yes, ma'am." you?" h e said, not offering to take the bill. "Am I to understand that that envelope was found?" "Certainl y not," s he r e pli ed. "Had you been that kind she asked, eagerly. of boy you probabl y would ha v e k ept all of the mone y in "I found an envelope containing a sum of money near the firs t place. I wish you to take this bill a s an evidenc e the Morgan Bank to-day, which I suppose you can deo f my appr e ciation of your conduct. I can easily afford scribe with sufficient accuracy to establish your right to to give it to y ou, and I should not be satisfied i:f you reit." fused to accept it. "The envelope was a plain white one, with no writing on "We ll ma'am, if you insist--" it," she replied. "It was sealed, and contained five $1,000 "I do," s he replied, firmly. notes, one of which, I remember, had the of the "I thank you' v e ry much, Mr s Hubbard said Bob, takN ational Bank of Commerce on it. The others I could not i n g it 'alld putting it in hi s pocket. identify in that respect." "You are welcome. I presume you are re g ularl y em"The money seems to he yours, all right, Mrs. Hubbard," ployed in Wall Street?" said Bob, pulling the opened envelope from his pocket. "I "Yes ma'am. I am Warren Boy d's mesaenger, at the take great pleasure in re s toring it to you." Barnum Bu i lding." With those words, Bob tendered her the envelope. "Indeed! I have frequently heard of Mr. Boyd. He i s CHAPTER V BOB COMES INTO $1,000, AND BUYS 150 SHARES OF M. & N "I am very much obliged to you," she said, taki ng the envelope and withdrawing the bills from it. "Yes, these look to be the same. You found them, you s ay?" "Yes ma'am. If you wish, I will tell you jus t how it happened," replied Bob. a very wealthy man." "I believe he is." Mr s Hubbard th e n asked Bob about him s elf, where J:ie li v ed, and kindr e d questions, to all of which he gave very fra1:!_k r e plie s "I hope you, will c all and see me again s he s aid, when B o b rose to go. "I s hall b e ver y much pleased to num b er you amon g m y fri e n ds I am a widow. M y hu s band di ed sev e r a l years ago and l eft me very c omfortable. This house is m y own Y o u w ill always find m e hom e Wedn esday evenings, a s tha t i s my reception da y I hop e I s hall have th e pleasure of seein g y ou a gain a t an e a rl y dat e." "I should be glad to learn," said Mrs. Hubbard, dently favorably impres sed by the boy's good look s gentlemanly deportment. evi-Bob prom ise d to call within a r e asonabl e time, and then and was. s hown out b y the trim m a id. Bob then detailed the accident which had happ e n e d to him in front of th e Morgan Bank and how the whi te e n velope containing the money c ame into his posse&si on. "You are c ertainl y a v e r y hone s t boy," s aid Mr s Hub bard admiringly, whe n Bob had fini s hed hi s s tory. "You might eas il y have retained that m o ney." "I don't think I s hould have felt parti c ularl y happ y i:f I had made no e ffort to find the per son who los t it. Five thousand dollar s i s a lot of money, and I could not tell but it might have a v e r y serio us loss to the o wner." "Five thou s and dollar s i s of c our se, important ite m," replied the lady. "I felt quit e badl y o v e r i ts loss, for I never expected to have it to me b y the p e r son who On hi s way home h e fig:ur e d out what h e w a s g oing to do with tha t $ 1 000 bill. H e would bu y 150 s hares o f M. & N., whi c h was rulin g at 59, with it. 'fha t w ould cost h i m nearl y $900 for m a r gi n and t h e ot h e r $ 100 h e int e nded to mak e a p resent to his m othe r H e didn t inte nd, however t o te ll e ith e r h e r o r hi s s i s t er th a t he was contemplatin g a deal in the stock ma rket for h e kn e w they w o ul d n o t exactl y a pprove o f the ri s k which t hey w o uld con s ider i t in v olved. They woul d scarce l y be abl e t o und ers t and t he value of the t ip h e had picked u p t hat m orn i ng, an d consequently h e felt they would worr y whil e the transactio n was in the b a lance.


MONEY TO BURN. 9 What they didn't know wouldn't trouble them, and Bob believed he was justified in not taking them into the mat ter. "Some day I'll s urprise mother by presenting her with the price of a house and lot, and then she'll forgive me for keeping a secret from her," thought the boy, as he entered the flat house and proceeded upstairs to their apartments. It was nearly six when he walked into the dining-room and found the table set for supper. "You are lute to-night, Robert," said his mother, after he had kissed her. "I had to call on a lady who lives in Madison Avenue," he replied. His sister seldom got home much before half-past six, and the meal always waited for her. Bob followed his mother into the kitchen, and there told her about his .ischance at the corner of Wall and Broad Streets, which resulted in his finding the envelope with the $5,000 in it. "It turned out to be a lady who lost the money. She lives in a swell house in Madison Avenue, and I carried the money up there and restored it to her. She made me a very handsome present in cash, $100 of which I'll give you to-morrow, after I have had the bill changed." "That will come in very handy for me, indeed, Robert," replied his mother, with a smile. "Your accident turned out very fortunate, I must say, and I am very thankful you escaped a serious injury." When his s i ster got home, and heard the s tory, she was exceedingly curious to learn how much her brother had received from Mrs. Hubbard, but Bob wouldn't tell her. "I think you're real mean not to tell me," she pouted. "Brothers ought not to have any secrets from their sisters." "Is that a fact, Nellie?" he laughed. "Then you shouldn't keep any secreti from me." "I don't." "Well, now, I thought you did. I just heard you were going to an entertainment with Charlie Case to-morrow evening, and I don't recollect that you said a word to me about it." "Oh, that's different," she replied, with a little blush. "You don't always tell me when you're going out any where." "That's right. Well, I'll tell you some day what I got from Mr s Hubbard." "But I want to know now," persisted his sister. "If I was to tell you, you'd know as much as I do about it," laughed Bob. "You're too provoking for anything. I think he might tell me, don't you, mother?" But Bob didn't tell her, and they had a sham battle over it, which ended by him giving her a hearty kiss and then running out to visit a friend in the next block. The fir s t thing Bob did next morning as he rode down to Wall Street was to look up the market report, and see if M. & N. had advanced in price. He found it had not. A few thousand shares had changed hands the day prev ious at 59. When he reached the office he got hold of a review of the stock market for severai months past, and found that ) M. & N. was at present selling lower than its normal value. From that he figured that, aside from any booming on the part of the syndicate that proposed to handle it, the. stock ought to go up several points as soon as the tone of the market, which of late had been unsteady, improved. He therefore determined to purchase the 150 shares he had already set his mind on just as soon as he got the op portunity to do so. He had long known that there was a little bank in Nassau Street, not far from Wall, that made a specialty of doing business on the stock market for small investors whose capital was limited. This bank had the names of several hundred junior clerks of the financial district on its books, and accepted com missions to buy or sell on a ten per cent. margin ten shares and upward of any stock listed on the exchanges. So when Bob went to lunch that day, around one o'clock, he managed to find time enough to run up to this bank and make the first stock deal of his career. "What is your name?" asked the margin clerk, when he applied for the 150 shares of M. & N. "Robert Howard." "Where are you employed?" was the next question. "With Warren Boyd, Barnum Building." "The margin you will have to put up is $880." "All right," answered Bob, handing over the $1,000 bill. He received $120 back and a memorandum receipt and statement of the transaction. That completed the formalities, and Bob returned to the office, feeling that at last he had a personal interest in the stock market. He was delighted over the fate of his $880 when he noticed on the ticker that M. & N. closed half a point higher that day than he had paid for the shares. Now he had unlimited confidence in the tip he had obtained from Mr. Hale's lips, as well as in the future advancing powers of the stock itself. He had told Boyd that Mrs. Hubbard had presented him with one of the $1,000 bills when he carried the money to her the afternoon before, and the operator had congratu lated him on his good fortune. His employer, presuming that he intended depositing the money in a savings bank, was not inquisitive as to what he proposed doing with the bill, and thus Bob was saved from answering any awkward questions on the subject. When he got home that afternoon he handed his mother five $20 notes, for which he insisted on having five kisses. After supper he gave his sister $10, and evaded further inquiries on her part as to the exact amount he had received, from Mrs. Hubbard. That night he dreamed that M. & N. went up to $250 a share, and that he made a small fortune in consequence.


10 MONEY TO BURN. had shares declined to part wii.h. them when they believed CHAPTER VI. it was bound to go higher. result was that the price began to soar in earnest .BOB J\!AKES A GOOD 'rIHNG OUT OF M. & N., A 'D RECEIVES A The syndicate men gobbled up every share that was SHADY offered, and during the whole of the five-hour session M. & N. was i.hc center of interest. Although Bob kept a watchful eye on the ticker when The stock closed that afternoon at 70, with every proseyer the opportunity was his, he did not permit his interest pect of opening next morning at a higher figure. i n h i s investment to interfere in the slightest degree with Bob felt uncommon l y good when he went home that his duties in the office. night, for his shares were worth $11 apiece mote than H i s activity i n getting wbout the district, ancl his cor -when he bought them, or a total of $1,650, out of whit!h the rectness in delivering the messages confided to him, com-commission and interest charge,s of the bank would have m ended him more and more to the attentio'Il of Mr. Boyd, to come. who felt that at last he had secured a je\vel of a messenHis mother wanted to know what made him so happy, ger. but he only winked, and told her he'd let her know all For several days there was no noticeable activity in M. about it in a day or two. & N shares, and Bob was beginning to wonder when the Next morning M. & N. opened at 70i, and by noon was syndicatEl that proposed to boom the stock was going to hard to get at 75. get busy, when he saw one morning by the market report At that figure Bob saw the record on the ticker of 800 that some 40,000 shares of the stock had changed hands shares sold. the day before, and that the price had advanced to 60. The problem which now presented itself to him was when Well, that looks a bit enGouraging," he said to himself. ought he to sell? "I guess the pool brokers have commenced to buy at last." He knew well enough that it was a dangerous matter to He was kept ve.,ry busy all that clay running errands, hold on for the last dollar. an d di d not get a chance to look at the ticker in the office Too many experienced brokers and speculators slipped up u n til after the Exchange had closed for the day. by reaching out for top--notch prices. Then he found that M & N. had been in the active list to As J ong as there was such a demand for the shares, Bob the extent of many thousand shares, and that it had adthought he was safe enough in holding on a little longer; vanced to 61. but still, as the bottom might give way at any moment, he "That looks still better. If I was to close my deal out didn't feel easy in his mind after the price reached 75. at this point, I would be over $500 in pocket, but, of course, He was kept so busy at the office that he found no time I woul dn't be such a fool." to go around to the bank in Nassau Street, and so the ExNe>d; day the stock went up two points, but on the change closed with the stock at 80i. follo wmg morning it dropped back to GOg. The bank wouldn't act on a telephone message, for how However, it soon recovered, and closed at 63 that aftercould the clerk who received such a Il'.\essage know the noon. identity of the person who sent it? Bob was tick led to death over the showing made by his As he had not left a copy of his signature there either, s to c k an d felt confide n t that he would easily double h i s a written message would also be worthless. money. The bank, however, kept open till four o'clock for the "I'll have money to burn yet," he chuckled "I know one accommodation of those having stock transactions on hand, boy who made $5,000 in two weeks in the market, and I but no depositor could draw or put money in after three. he ard o f two others who captured large rake-offs in the At a quarter to four Bob was released for the day, and sam e way. What they did I'll bet I can do, if I use good he took advantage of the fact to stop at the bank, see the judgment and keep my eyes and ears wide open. The mesmargin clerk, and order his shares sold at the opening senger boys of Wall Street have the finest chances in the price in the morning. w or ld to catch on to snaps; but not one in fifty lmows He was somewhat nervous that night lest something how to make use of the pointers that come his way." might crop up that woul d cause a when the Exchange M. & N fluctuated around 64 for a clay or two, and then opened at ten o'clock next day. one morning, when the Stock Exchange opened for busiHowever, nothing happened, and M. & N. began business ness, the news passed from mouth to mouth that the road at 81i, at which figure his 150 shares were disposed of. had gobbled up a competing line, and, as a consequence, a The stock continued to advance during the day, and lot of the brokers started in to buy the stock. when Bob saw it was up to 86, he was sorry he hadn't held O thers followed their lead, and soon there was a mob of on a while longer scr eaming operators bunched around the M. & N stand "Well," he reflected, "a bird in the hand is worth two ard. in the b u sh. I know where I'm at. I know that I have The s tock s u dde nl y became very scarce, as those w h o made over $3,000, and that the money is as good as if it


M ONEY T O B URN. 11 wa s in my pocket I won't have to worry any mo re a b out a slump, which is bound to come sooner or late r Next morning he received a statement of account a n d a check for something over $4,100 in the early mail, which included the $880 he had put u p as a margin Bob looked long an d l ovingly at that check J ust to think that ten days ago I wasn't worth 1a cent and now I am quite a littl e capitalist This is a :fin e be ginning. If I can only do as well next time, I'll soon be on my way to wealth Whe n he went to lunch he took the check to the Nassau bank and asked the cashier to give him a certificate of d eposit for the $4,000, and the balance in cash He was accommodated. "Now I'll give mother anot h er :fifty, s i s twen t y -five, and I'll bu y a n e w suit and a few other things I need for my s elf he said to himself, as he walked back to the office. A s he was about to run up the stairs, for he seldom both e r e d with the ele vator ju s t for the one-story r ide, he fel t a tou c h on hi s s houlder He turned and confronted a well-dressed boy of his own age whom he did not rememb e r ever having seen before "You' re Bob Howard, aren't you?" asked t he l ad. "Yes, that' s my name "Boyd' s new messenger, eh?" "Yes." "Do you know who I am?" "I do not." "My name i s O s car Lovett." "Oh You u sed to work for-.-" "Warren Boyd," interrupted the youth, with a grin "Exactly. You've got my place. How do you like it, so far?" "Tip top "It's all right. I left because I could do better." Bob didn t b e lieve that, because he had heard from Mr. Boyd 's own lip s that he had discharged his late messenger :for cause. However, he didn t give expression to his thoughts. H e s imply waited to :find out what Oscar Lovett wanted with him. "I've been trying to see you for severa l days," sai d Lov ett, assuming a confidential and friend l y manner "What for?" asked Bob, curiously. "I want to put you on to the good things you're nex t to," with a wink. "I don t quit e understand what you mean." "Come out on the sidewalk, and I'll put you wise to a thing or two." Bob's curio s ity induced him to follow Lovett o u tside "Now see here, Howard you look like a clever chap, who would b e w illin g to take advantage of any chance that w o uld put a n hone s t dollar in y our poc ket." Bob didn t fancy this remark, but he said "I work e d nearly a year for Boyd, and I found out that b y kee pin g my e y e s and ears wide open I could catc h on to a valua hle tip now and then, see?" Bob saw, and began to suspect what O scar Lovett waa getting at. "I captured more tnan one pointer that woul d h ave made my fortune if I'd had sufficient money to back i t. B u t I didn't, so the only thing I could do was to sell it t o someone who had the spondulix. Of course, I had to be cautiou s about that, for a fellow couldn t go out on the Street an d try to make an indi s criminate sale. Someone woul d soo n have reported to Mr B. what I was doing, an d t h en m y -. name would have been Tom Flynn-that is, I woul d have got the G. B." "That is just what you did get,'' thought B o b but, of cour se, he didn't say so. He was anxiou s to hear all that Lovett had to say "I made .cautiou s inquiries h e re and there amo n g fly lad s and after a while I got ne x t to a man who was in the market for good hps, and was willing to trea t the f e llow white that produ ced a winner N_ow that I'm out of B oyd's ot course I can t get hold of any more good things i n t h a t quarter but you can, see? You stand just where I d id and the tip s are bound to come your way if you're wide awak e enough to catch them on the fly. Now, when you get o n e you won't know how to u s e it to advantage, for, of cou rse, you haven't any capital. Well I can introduce you to the man who will buy your tip s and give you good money for them Now, as that' s worth something, I want to make a deal with you, see? I'll make you known to th i s m an if you'll agre e to divy up hal of what you get I'll w ant you to s ign a paper in the presence of the man, so that I can be s ure I'll get whatever is due me How does that strike you, eh?" "Who is this man?" "You'll know just as soon as you make1this agreem ent with us H e's perfectly responsible He has an office i n thi s s treet, and I will guarantee that he' ll treat you per f e ctly fair. It will be a regular snap for you Afte r you get a stake you will be able not only to sell t he t i p, as usual, but to u s e it yoursel, also. Catch on?" "I don t think it is a fair thing to sell a t i p that you get in your own office," replied Bob, looking Lovett in the e ye. "It's too much like skin n ing the boss. "Ho! It wouldn't hurt Boyd any, while it would put a hundred or more dollars in your clothes. B etter th ink over wl:iat I've said, and let me know l ater on. I'm telli n g you this because I rather like you, and because it will put a few dollars in my pocket as well. Oscar Lovett winked knowing l y "Six months from now, when you have a good-size d wad in your pocket, you'll say I'm your best friend," he con tinued, with a cheerful grin. "I'll meet you agai n in a day or two, and if you're the chap I think you are, we' ll go around to the man I spoke about, and I'll g ive you a knock down to him. After that it will a ll be c l ear sai lin g for you Whenever you get hold of something you t h ink is good y ou mu s t run up to his office and let him jud ge o f its merits. I..f it's something worth his whi le, h e' ll mak e you a good offer, and when you get the mo ney all you' ll


MONEY TO BURN. ----======== -=======:-:= = =============--=== h a 1e to do i s to send me half and keep the rest. You'll hav e a cinch." Bob was so indignant with Lovett for making this propositiob that he felt like kicking him into the gutter. On second thoughts,. he concluded not to have a run-in with him just then, but to let him think he meant to consi rler the matter. He gave Lovett a hint to that effect, and Oscar went off with a smile of satisfaction on his countenance. CHAPTER VII. BOB GETS A TIP ON D. & G. "Well, I don't wonder you lost your job," thought Bob, as he watched Lovett walk away. "You ought to be kicked from here to Broadway for the admission you have made, and I wouldn't mind doing the job. You've got an awful nerve to make such a proposal to me. Just as if I would do such a thing! Thank goodness, I'm not built that way!" Bob ran upstairs and sat down in his customary seat. Before Mr. Boyd went home :for the day he intended to tell him the whole particulars of his unsolicited interview with Oscar Lovett, and ask the operator whether he thought it would be of any benefit for him to pretend to agree to the scheme so as to find out and expose this man whe> was buying up tips from messenger boys. Accordingly, when Bob saw his employer come out o:f his private room with his coat and hat on, he went up and spoke to him. "May I speak to you for a few moment s sir?" "Certainly. What is it?" "I'd sooner talk in your private room." Mr. Boyd looked surprised, but nevertheless led the way back and motioned Bob to a chair. "Now, what is it you have to tell me, Bob?" "The first day I came to work here, you warned me ihat I might be approached by someone who wol1ld attempt to bribe me with a view of learning some of the confidential business of this office that I might accidentally learn." "I did," nodded the operator. "Have you been approached already?" "I have; this afternoon." "By a stranger, I presume?" "A stranger to me, but not to you." "Eh?" "Your late messenger, Oscar Lovett, is the person I refer to, sir." "Oscar Lovett! And what did he want with you?" Bob gave him the gist of the interview. "Well, I was not much mistaken in my final estimate of him. So he admitted that he picked up tip s in this offic e and sold them?" "He did." "What answer did you make him?" "A non-committal one. I thought maybe you might want to find out who this man i s who bought those tip s from Lovett. If you did, I could pretend to fall in with y our late messenger's proposal, get an introduction to the man, and then let"you know who he is. If you don't want to know, I'll tell Lovett, when I see him again, that I have decided not to take him vp, and that will end the ter." "Bob, I am satisfied that I can trust you :fully. When yqu see Lovett, agree to his arrangement, get an intro duction to this man, and let we know who he is. Then I will decide what I shall do about the matter." "All right, sir. I will do that, though I would rather pitch into Lovett give him a licking :fe>r his cheek in making such a proposal to me!" Two days later, when Bob came o-q.t of his :favorite quick lunch house, he found Oscar Lovett waiting for him "Well," he said, with an inquiring look, "thought that matter over I was speaking to you about?" "Ye s replied Bob. "The idea is aJl right, but there are two objections to it." "What are they?" asked Lovett. "In the fir s t place, I'm afraid it's rather a dangerous matter to work. -If Mr. Boyd should suspect me e>f such a scheme, the firs t thing I knew I would b e on the outs_." "How is he going to suspect you? He never got on to me." "What a liar you are!" thought Boo. "You must be fly," continued Lovett. "You mustn't let on about what you learn. Only a chump would do" that, and you don't look like one. What's the other objection ?" "I think you want too much yourself." "What !-a half?" "Yes." "Well I'll tell you what I'll do. it half for the firs t tip, and a third of the profits of whatever els e you c atch on to." Bob pretended to consider the matter a while, and then a g reed to that. "It's a bargai:n, is it?" asked Lovett, eagerly. "It is." "All right. I'll have a talk with the man and make a date for you to meet him. So long. You'll hear from me in a few day s." Lovett walked off, and Bob returned to the office. Later on he Mr. Boyd that he had closed with O s car and made him acquainted with all that had passed b etween them. Next morning Bob met Fred Price on the street. "Say, Bob, if you had a little money I could put you o n to a good thing." "What is this good thing?" "What's the u s e of telling you i you haven't got the scads?" "How do you kno.w I haven't got any?"


MONEY TO BURN. 13 "You're always broke. You have to turn in every cent of your wages, don't you ?" "Oh, I pick up a dollar once in a while on the outside." "Have you $10 to invest?" "Yes, if I saw anything worth the risk." "Well, a tenner is no good unless you're willing to go to a bucket-shop with it, and I think you said you wouldn't patronize one." "Neither will I." "Then my tip won't do you any good." "How can you tell that?" "Well, I'll tell you anyway. I've found out that D. & G. stock is being boosted by somebody. It jumped five points since Saturday." "I know it has ; but that don't prove that there's a combination behind it." "But I' know there's a clique of brokers behind the rise," asserted Fred, positivelY,. "How can you know that? Did they send you word?" "Don't get f1mny. I'll tell you how I out. My boss got a tip from a messenger connected with a big brok erage house in Exchange Place." "How did you find that out?" "Never y ou mind how I found it out. There isn't much that gets away from me, bet your life. Perhaps I heard them talking together, how do you know?" Price favored Bob with a knowing wink "Your tip may be all right, and then, again, it may not." "It's all right; don't you worry." "What do you expect to make out of it yourself?" "I've bought twenty shares of & G." "At a bucket-shop?" "Sure. They cost me 72. The stock is selling for 75 to day nwm be 80 in a day or so." "You think it will." "I know it will." "Th en you intend to hold on for 80 ?" "Bet your boots I do. P e rhaps more." "And get caught looking for the last. dollar." "It will go higher than 80." "You're confident of that, are you?" "Sure I am. My boss has bought 1,000 shares." "Did he t e ll you so?" "Of course he ilidn't. But I found it out." "So Mr. Bristow takes a flyer on the market once in a while, does he?" "He take s o:qe pretty often. I s'pose you know he's a relative of yqur boss, don't you?" "No," replied Bob, in s urpri se "Is he?" "Sure. Broth er-in -law." "You don t say so! rrhat's news to me." "Oscar Lovett the cha p that used to be Bo y d 's messenger b efo re you got the place, came here quite often he left or los t his job. That remind s me; he was in the office to-day, talking to Bri stow." "What do you think of Lovett?" "Pretty fly boy." "Talked to him much?" "Some. He seems to have plenty of money in his clothes. He dresses bang up, too. I guess he doesn't have to turn in his wages." "Do you think Mr. Bristow buys tips from messengecs ?" asked Bob, after a moment's thought. "He bought the D. & G. tip, I know." "Sure of that, are you?" "Yep." "Then you heard the messenger tell him that D. & G. was going to be boomed by a syndicate?" "That's what I did. I put up my money on it because I felt I had a sure thing. If it was good enough for the boss to buy a thousand shares, it was good enough for me to buy twenty." Bob sounded Fred a little further, and then he was sat isfied that there was some real ground for Price's confidence in the stock. When he went back to the office he considered the mat ter from every point, and finally decided to risk a shy at D. & G. himself. The stock closed at three o'clock at 76. At half-past two Bob went to the bank in Nai;sau Street and told the margin clerk to buy 300 shares of D. & G. for him in the morning. He put up his $4,000 certificate of deposit as security for the margin. CHAPTER VIII. BOB'S OPINION OF BUCKET SHOPS. Bob, in due course, received a notice through the mail that the 300 shares had been purchased for him at 76 By that time D. & G. had advanced to 78, and was being largely dealt in on the floor of the Exchange. He had the notice in his pocket when he met Fred again on the street, and he asked Price how hi s buckets hop trans action was getting on. "Fine as silk. I am eight dollars a share ahead of the game." "That is, you think you are," chuckled Bob. "I know I am," asserted Fred. "Of course, commission and six per cent. interest on the amount they advanced to complete the transaction must be deducted from that, but that is a small ite'm." "Look here, Fred, if you don t know, I'll tell you that these bucket-shop men do not advance any money at all to complete the transact ion as you call it." "They don't?" blustered the lawyer's boy. 1'Why don't they? They've got to buy the stock, haven't they, the same as any regular broker?" "They buy nothing. They simply take your money and \ bet that you don t win."


14 MOi EY TO B URN. Is that so? You seem to know a ll abou t it," snorted F red. What do you kno w about bucket-shops, anyway? You won' t Patroniz e them. How th e n can you tell how the y do bus iness?" "Because I'v e l e arned from r e pntabl e br o kers h o w they swindl e the public They are out for the new fool w ho i s born every day." Perhap s you think I'm one the.,,?" "You act like one when you put y our mon e y into a buc ket-shop "You make me weary, Bob. The ot h e r day I went to the Aldine Brokerage Company an d bou ght 2 0 sha res of D. & G. at 7 0 I put up $100 as m ar gin, t hat is, $5 a share. Didn t the firm have t o bu,Y tho se shares for $ 1 ,40 0? They ar e g oing to char g e me inte re st." "I am s ur e they d i dn t bu y a s h a re o f D. & G T hey simpl y too k y our money on th e chance that D. & G woul d not advance t o an y e x t ent." "We ll, it ha s a d v anced ha sn't it?" "Sure, it has. Th at's a c ase whe re they losethey can't win e v e r y time; but th. e percentage of t h e i r winnings i s so great that they w o n t notic e th e few d oll ars you may make out of them and which they w ill reduce by cha r ging you i n terest on a fak e l oan. If D. & G had onl y advanced a couple of point s and you h ad call e d for a sett l ement, the commis s ion s and c h arges would probabl y h ave ea.ten up your profit s." "Oh, thi s i sn't the fir s t ; nor the secon d time I've dea l t with t h e A l d ine Comp any. Th ey've a lways treat e d me white. I've won ever y time, an d havec a s hed in." "The n you'v e been uncommp n l y lucky, Fred. You're one lamb in a th o u s and who went throu g h the mill without los ing y our fleece." "Pooh! You 're p r ejudice d aga inst bucket s hops "I won' t d e n y t h a t. I 've met a hundred peopl e who have been. r o b b e d by t h em-s t ripped to their l ast nickel." "Do you m e an to say that a specul ator s t an d s any more 'Show through a regular broker ? 1 "He c ertainly does." "I don't 1 see it." "You o u ght to. admit tha t I s hould know something about th e m atter, for I've been i n t he busine s s over two year s ." "Pooh! What c an a messenger know about the method s of his boss? " A messenger soon pick s up a genera l knowledge of the business unless h e's un c o m monl y stup id, and ther e i sn't. any room f o r s tupid b oys in Wall S t reet. If you h ad b o ught your 20 sh a res of D & G of a regul a r b r oker, putting up t e n p e r cent. of thei r m ark e t value, th e br o ker woul d have adv anc e d th e oth e r 9 0 per cen t., have gon e on the floor of hi s exchange and have act u a ll y purchased those twenty shares, giv in g hi! check for their fu ll value. The brok e r who sold the s h ares woul d have mad e a delivery of th e c er t i ficates to your b r oker, who would hold th e m, a nd c harge you the inte rest on t h e amount was obli ged to advance t o complete th e d eal. If his capita l was limited, and he did not w an t t o t ie i t a ll up, he woul d probab l y go to his bank e r, and depos iting the twent y shares of D. & G. bought for y our a c coun t as secu rity b o rrow upon hi s n o te as large a p e rcentage of the ir full mark e t valu e a s the banker would lend, in whi c h cas e the finan c i a l bu r d e n of the transaction would in the main, be c arried by the banker The bank e r would hold the twenty s h a res of D & G. a s security fpr his loan to the broker, whil e the broker w oi;ild have your margin that you d epositeCt a s hi s s e curity against loss Now D. & G. ha s advanc e d to 78 far. If you 9rd e red the broker to sell your twenty shares, he would simply redeem the m from his bank e r and s ell them at the market price Your profit would be the differ e nc e between 70 and 78, less commi s sion and inte re st." 1Well, if I order the bu c k e t s hop to sell my profit will be the same, won't it? It's nothing to me whether the Aldine Company buys th e s har e s or not That's their :fun era l not mine If, as you claim, they simp l y bet I l o se, and I happen to win, why I get my money whether they're out or not." "You s tand to win now largel y b e cause you are o perat ing on a tip, or a sure thing If the bucket-shop peopl e knew that the y wouldn't have accepted your order D. & G ha s gon e up high enou g h so :far to make a profit :for you anyway What y ou win comes out of the pockets of p eople less fortunat e than you. The Aldine Company is bound to be ah e ad of the game in the aggr e gate Now just bear thi s :fact in mind-pas te it in your hat: bucket-s hopping i s b e tting upon fluctuations in market prices. Where the regula r brok e r buys or se ll s for his cli e nts' accounts, the buc k e ts hop m an buys or s e ll s nothing-he lay s a wager a g ainst th e money his patrons hav e deposit e d with him." "All ri ght,'' s aid Fred "I'll get that printed in big type and pa s te ) t in m y h a t to obli ge y ou." "Don' t do it to obli ge me-clo it for your own protection in the futur e If y ou make a clecent s take out o-:f D & G., g o to a brok e r th e next tim e you want to take a shy at th e mark et." "On e would think you w e r e canvassing b u siness for the hrok c rs, the way you talk them up." ".r ot a t all. I was onl y try in g to s h o w you the diff e rence between a legitimate g an1e o f c hance and a speci e s of high way robbe ry, tha t 's all." Th a nks-keep th e c h ange, g r i pn e d Fred, as he walk e d off, whic h showed that h e did not seem to appreciate Bob's kin d int e ntion s Next mornin g D. & G opene d at 80k and there was the u s ua l excitem ent around th e s tanflard o:f that s tock which c rops up whe n a boo m i s o n. Broker s on the ftoo r with th eir ha;nds full of b uy in g oro e r s for th e s t o ck, and a s s o o n as the y began outbid din g o n e a n ot h er for i t l h e p rice wen t soarin g as a n atural consequence. Bob c arried sev e ral messages that day t o the Exchange, a nd th e noise and hu bb1w o n t h e floor a l mo,'3t made hi s h e ad ache D. & G. rose from th e openin g price to 9 0 i n n o time at all.


MONEY TO BURN. 15 Everybody wanted it, but not enough was forthcoming t o go around It closed at 96, and evfjrybody believed it would reach par and over the next c1ay. Bob was now anxious to sell out, but he didn't' get a c hance t o cail at t h e bank in Nassau Street until nearly n o o n next day, whe n D & G. was going at 10 2 He ordered his shares sold at once It was done insi d e of t en minutes. Half an hour later the market went to pieces, and D. & G gave an imitation of Humpty Dumpty when he l ost h i s seat on the walJ.-it dropped a deal faster than it w e n t up Next day Bob got his s t atement and a check, together w ith his $4,000 cer t ificate of deposi t H i s n et profits on the deal amounted to $7,500, making h is to t a l capital now $11,500. He wondered how h is friend Price had come ou t a t the bucket shop That aft ernoon he ran across him Freel had a a yard wille. Bob tho ught that was a good sign, at any rate It was. Fred told. him h e h a d closed his dea l in time to clear $500 "Did you get the money?" asked Eob "Well, I shou l d r emark Here it is Feast your eyes on it," and P rice whipped a big wad out of his trow s ers. "There's $600 here Don't you wish you had ;,,. m u ch?" Bob t h ought of his $11,50 0 and chuckled quietly 1'You'r e a lucky boy, Fred. I suppose that sm il e of yours won't con;ie off for a month.1 "Bet your life i t won't I'm going in for a swell time IJm going to be a hig h ro ll er like my boss. W ai.t till you see my t ies, and my s il k dicer " What Are you going to buy a silk hat?" r "That's what I am. There won't be a gir l on the block but w ill be l aying h erself out to catch me for her steady "You';J.l be right i n it, won't you?" l aughed Bob. "Well say; I'll be the white headed boy, all right. When I flap my arms e veryb o dy w ill h ave to crow, or there'll be some t hing do i ng. "Going to start a savi ngs b ank acc ount ? " S ure--with what I have left." "With what you have left?" "That's wha t I sa i d Come to a show to-n i ght, will y ou, Bob. It will be $2 seats and supper afterwa r d It won't cost you a nicke l. " Tha n ks, b u t you w ill have to excuse me . I don't be lieve i n encou r aging such extravagance. Don't be a fool Fred. You've made a stake; hold on to it. There are few boys in Wall Street who have six or seven hundred dollars at their fingers' ends l ike you have at this moment. Don't lose you r head and blow it all in. You will only feel l ike kicking yourself w h en you realize what a donkey you've made of yourself A ten-do llar bill ought to furnish al l the celebrating n ecessary. Put tlie rest in a g ood bank and watch it grow Goodbye Bob wa l ked away, l ea vin g Price to pon d er over his words CHAPTER IX. THE MAN WHO BUYS TIPS. Bob turne d hi s che c k and his certificate of d eposit into the littl e ban k o n N assa u Street and got a fi esh certifi c ate for $11,00 0 and $500 i n cash . When h e got h o m e tha t ni ght h e had the certificate and five $100 b ill s i n hi s pock e t and "the s mil e that won't come off" o p h i s face 1 "'Wh at's on the tapi s to-ni g ht, Bob?" asked his s i s ter, wit h a q uizzical s mil e "Why?" he i n q uir e d with sp a r klin g eyes. "You haven' t been d oin g an y thin g else but chuckle since you sat down a t the t a bl e." "It's a sig n t pat I fe1 g o od, i sn't it? Wha t 's b e hind it? Wh a t malrns you feel so good?" "Money.'' "Money What do y ou mean?" N e lli e ask e d in s urpri se. "Why1 just wha t I sa id Money, cash, s pon

16 MONEY TO BURN. "One thousand dollars! Oh, my! and you wouldn't tell us before I" "I had my reasons, which I will now explain. I wouldn't tell you because I intended to use $880 of that money in a stock deal, and I was afraid you'd both make a kick against the risk I was taking. You see, I had a first-class tip. Well, I put up the money on 150 shares of M. & N. at 59. A week or so afterward I sold the shares at an advance of $221 per shaxe, and cleared $3,200." "You didn't?I' cried Nellie, in rtmazement. "But I did. Don't you remember, I puzzled you and mother by bringing her home $100 ?" Nellie nodded. "Well, a few days ago I got hold of another pointerthis time on D. & G. I bought 300 shares at 76, and yesterday I sold out at the top of the market; that is, 102. I made $7,500 clear profit. Add that to the $4,000, and it makes $11,500. There's the $500, and here is a certificate of deposit for the $11,000. It ought to be as clear as crys tal to you now." Bob sa t back in his chair and laughed as he surveyed th e bewildered expression on the faces of his mother and sister. They looked simply paralyzed, and for several minutes neither could utter a word. Finally, Nellie made a grab at the certificate and read it over. It clearly showed that the little bank in Nassau Street was ind ebte d to Robert Howard in the s um of $11,000, payable on demand. Th e five $100 bills spoke for themselves. "Well!" exclaimed Nellie. "I can hardly believe the evidence of my eyes. It is like the story of Aladdin's lamp. Just as if you'd rubbed the lamp and a genii had brought you $11,500. Why, I sha'n't understand this good fortune in a week." "Mother," said Bob, "allow me o present you with four of these bills," and he tossed them over to her. "Sis, here's the other one to pay up for keeping a secret from you when you were just dying to know it." "You dear, dear brother exclaimed Nellie, throwing her arms around Bob's neck. The Howard family was an unusually happy one that night. A day or two afterward Oscar Lovett stopped Bob on the street as he was carrying a message to the Vanderpoel Building in Exchange Place. "What time do you expect to be off to-day?" he asked Bob. "About half-past three." "Then meet me in the lower hall of the Bullion Building between half-past three and four." "What for?" "I am going to introduce you to the man who will pay you cash for any pointer you can pick up in your office." "All right," replied Bob. "I'll be there. Excuse me, now; I'm in a hurry." Lovett nodded and walked off. "I wonder if the he 's going to introduce me to is Lawyer Bristow, Fred' s boss, and Mr. Boyd's brother-inlaw ?" thought Bob as he continued on his way. When Bob returned to the office he told Mr. Boyd that he had met Oscar Lovett and that Lovett was going to introduce him that afternoon to the man who bought tips from messenger boys. "All right," replied the operator. "I'll pro vide you with a tip to sell him in a few days." He smiled grimly, and Bob concluded that it was likely to prove an expensive pointer to the purchaser. At aquarter to four Bob met Oscar Lovett in the vesti bule of the Bullion Building, and the two boys took the elevator up to the eighth floor. Lovett led the way along the corridor till he came to Bristow's office. He opened the door, walked in, and Bob followed. Fred Price opened his eyes very wide when he saw How ard, and was about to address him, when Oscar told him to tell Mr. Bristow that he was waiting to see him. Presently Fred returned, and said Mr. Bristow would see him. "Come on," said Lovett to Bob, and they entered the inner office while Fred gaped in wonder. "Mr. Bristow, this is Bob Howard, Mr. Boyd's new mes senger," introduced Lovett. The lawyer looked up, and Bob started with surpri se. He recognized Mr. Bristow as the person who had felled Mr. Boyd to the sidewalk with the slungshot that night on Seventh Avenue, and whom he had struck in the jaw, caus ing him to drop the paper he had been after. Mr. Bristow, however, did not seem to recognize him, though he had an indistinct impression that he had seen the boy before. "Pleased to know you, Howard,'' replied the lawyer with a bland smile. Bob saw that Fred's de scriptioin of hi s boss had not b een magnified. He was certainly dressed in swell garments that fitted bis fine form to a nicety. His four-in-hand ties were marvelous creation s A heavy gold watch chain crossed his vest from pocket to pocket, meeting in a button hole, and a s plendid s olitaire dfamond glittered on the little finger of his right hand. "So you are Warren Boyd's new messenger, eh?" he said, after Bob had acknowledged the introduction. "Yes, sir." "Well, any time you get hold of inside information about some stock operation that is under way ,' and you want to raise some money on the tip, bring it around to me. If I think well of it, I'll make it all right with you. But re member, this is a strictly confidential arrangement between us. You mustn't mention the matter to anybody, for it would be likely to lead to the loss of your position. You understand, don't you?" "Yes, sir."


MONEY TO BURN. 17 "Very good. You will generally be able to see me in the afternoon, before four o'clock. Should I be engaged when you call, send in your name, and I will appoint an hour for our interview." "Very well, sir." "That is all, I think," said the lawyer. "Did you draw up that paper for me, Mr. Bpstow ?" asked Oscar. Mr. Bristow took a sheet of paper out of a pigeon-hole in his desk and handed it to Lovett. He read it over. "That's all right. Just sign this, Howard, so I'll know where I stand." Bob read it over. It was an agreement binding him to pay Oscar one-half of 'fhat he received for his first tip and one-third of what he got for each and every subsequent pointer. Bob signed it, and Lovett put the paper in his pocket with a smile of satisfaction. That concluded the business, and then Bob and Oscar left the office together, not even noticing his friend Price, much to the latter's astonishment. I CHAPTER X. BOB'S RUN OF LUOK. Lovett left Bob at the subway station at the corner of Wall Street and Broadway and took a street car uptown. Bob didn't take a subway train, but returned by a round about W!!.Y to the office, where Mr. Boyd was waiting to see hw. "Well, who is the man, Bob?" asked the big operator. "He's a lawyer, and his name it Bristow," replied the boy, watching his boss to see how he would take the revelation. "Bristow, eh?" replied Mr. Boyd, slowly, apparently not greatly surprised. "What did he say to you?" Bob gave him the substance of the brief interview. Mr. Boyd was silent for a moment or two after Bob had finished. "All right, Bob," he said, at length; "that w\ll be all." Three weeks passed awtty, and Mr. Boyd never said an other word to his messenger about the man who bought tips. "I guess, as Mr. Bristow fa his brother-in-law, he's dropped the matter altogether," thought Bob. The first time he met Fred Price after his visit at the lawyer's office, Fred was exceedingly curious to know how he to know Oscar Lovett, and what had brought him up to see Mr. Bristow. Bob, however,' passed the matter off ,in an offhand way, and Fred did not suspect the true reason of the visit. Twice during the three weeks Lovett met hw and wanted to know how it was that he was so slow getting hold of a tip. "I'm slow because things are closer than wax in the office," replied Bob. "! haven't been able to get on to the faintest thing." "You don't listen hard enough," replied Oscar. "What are keyholes for, anyway? You want to get busy, for I'm getting short of cash." "Aren't you working yet?" "No. What's the use ? I get my board a:o.d lodging free, and I manage to pick up a few dollars one way or another. Just now I'm expecting you to give me a lift." "Well, "there's nothing doing yet," replied Bob, entering the Ilearest building for the purpose of giving him the shake. r It was about this ti:r;ne that Bob saw a prediction in a financial paper that a certain mining stock, largely dealt in on the Broad Street curb, would reach 15 in two weeks. As the stock was then selling strong at 29, the young messenger could not quite understand why such a big oreak was likely to take place. That afternoon he showed the clipping to Mr. Boyd, and asked him if he thought there was any likelihood of such a thing taking place. "Why do you want to know, Bob?" asked his employer, with a shrewd smile. "Because if I thought there was anything in it, I'd like to sell a few shares short and make a stake." "So you're getting interested in the market, are you?" "I can't help getting interested in a good thing when I see one in sight." "Well, Bob, Wall Street men do not care to encourage the spirit of speculation in their employees. It's a bad thing all around. There are enough lambs on the outside without breeding the article down here. I'll make an exception in your favor, as I am under some obligation to you. I have sized you up as a pretty shrewd boy, who can keep his mouth shut. You have shown that you take a thorough interest in my business, and I'm will ing to put you in the way of making a stake, as you call it. You've a thousand dollars in the savings bank. Take it out, go to a responsible broker, and sell 300 shares of Rpund Top short. Close out at 16. Of course, I need not tell you that I am voluntarily giving you a valuable tip. You must not pass it on to anyone else." "Certainly not, sir." Evidently Mr. Boyd had inside information about the coming flop in Round Top, or he would never have advised his messenger to the deal in question. That's the way Bob figured it out, and next morning he went to a 'well-known curb broker named Johnson and beckoned him aside. "I want you to sell for me 3,500 shares of Round Top at 29. Here's a certificate of deposit on the Nassau Street Bank, which I have transferred to your name. You can give me your check for the overplus." The broker was rather asto'nished, but he took the cer tificate, and saw that it appeared to be all right. "Are you Robert Howard?" he asked.


:MO ... EY TO BURN. "Yes, sir." "Well, as I don't know you, you can hardly expect me to receive this as cas h. Why don't you run up to the bank, get the money, and bring it to me? or the bank's own check will do as well. Then I will execute your order." "All right," replied Bob. "Only my time is not my own." "Take a cab up and back. It will only cost you half a dollar So Bob called a cab, had himself driven to the bank in Nassau Street, and was soon back with the money, which he handed to Mr. Johnson, who sent him to his office with a boy to have the matter properly while he hustled around to sell 3,500 shares of Round Top short. By the time Bob got back Mr. Johnson had sold the shares for him at 29. In a few days Round Top chopped to 26, and for a week flucthated between that and 30; then it took another drop to 20, causing considerable excitement among the curb brokers As Round Top was considered a staple security, the slump could not be understood. Finally a statement was issued from the offices of the company. This caused a sort of stampede in the stock, and it rapidly dropped down to 17. Three days more it broke again to at which point Bob, who been closely watching the curb market, or dered Mr. Johnson to buy 3,500 shares to cover his short sale. Mr. Johnson did so at once, and when Bob received his stateme1;1t,_ and a check covering the transaction, he found that he had made about $45,000. This big his wealth made him worth $56,000 quite a lump for a messenger boy. Mr Boyd 1lupposed Bob had cleared $4,000, and congratulated him accordingly. BoQ, however, kept his own counsel, and made no effort to enlighten his boss. good luck seems to come in shoals, just as bad luck does very often, Bob saw another chance to increase his capital a few days later. It was not a tip this ti'me, but the exercise of shrewd judgment that landed him a winner. He had grown accustomed to watch all the information bearing on stocks that was published in the recognized organs read by brokers and financiers. Mr Boyd took all these papers, and Bob made it a point to reach the office half an hom before his regular time ancl get the fir11t look at the papers. In this way he learned that the fate of a certain railroad was dependent on certain conditions that might or might n ot materialize within a certain period. These conditions were somewhat complex, that is, de pending upon a combinati01I1 of circumstances, and some o f these circumstances depended on the current of poli tica l events, all of which were foreshadoweJ from time to time, but the ultimate outcome of which no man could prophesy with any degree of accuracy. The problem interested Bob from the first off, as his mind had a trend in that way, anJ he J'.olloweJ the situation as closely as any man in the Street, anJ in a majority of cases much closer Practically he had his finger on it all the time, and so when, one morning, a certain event was published as hav ing been verified," Bob rushed up to the bank in Nassau Street and astonished the margin clerk by ordering him to buy 6,000 shares of Tennessee Midland at 82, putting up $49,200 as margin on the deal. This was not only a big order for the boy, but for the bank as well, involving a matter of nearly half a million dollars. The bank had to get a bigger bank on Wall Street to help it carry the deal In a day or i::o, whi l e knowing ones were quietly loading up, just as Bob had clone, the public began to get on to the situation, and rushed into Wall Street to invest in Tennessee Midland. Of course, the stock began to rise, and the scramble for shares carried the price up to 90, and in five day s it was listed at par. Bob sold out his holdings at 103, and his winnings, after all charges had been settled, amounted to $120,000, mak ing him now worth $175,000 CH A P TER XI. BOB PASSES IBE :MARK It might have been a week after Bob had made his last coup in the stock ma1ket, that Mr. Boyd called him into his private offfce anc1 handed him a slip of paper with some writing on it. can take that tip up to Mr. Bristow/' he said, with a grim smilfl. "I dare say he is expecting something from you by this time. You can give him to understand that you found that paper in my private office." "All right, sir," smiled Bob, and that afternoon at half past three he entered Mr. Bristow's outer office and told Fred to take his name in to his employer. "What clo you want to see him for?" asked Fred, in surprise . "Corne, now, sonny," grinned Bob, "you want to lmow too much all at once How c1o you know but I've got some important legal business to transact with your bos.g ?" "I'll bet you're here to try and sell him a tip." "If I am, Freddy, don't you listen at the keyhole to find out what it is." "If you've got a tip up your sleeve, you ought to let me in on it, too. I told you about the rise in D. & G., and you said you made something out of it." "Well, the business I have with Mr. Bristow wouldn't


MONEY TO BURN. 19 do you any good to kno w. So run along and let him know I'm here." Fred went i n and told Mr. Bristow that Bob Howa .rd wanted to see him. "Show him in," replied the lawyer, and accordingly Fred told Bob he coul d go inside Bob produced the memorandum he had received from Mr. Boyd and l aid it on the l awyer's desk. "I think I've got hold of a good thing at last," he said, "but you have to be the judge of that, of course If I had the money to back it, I know what I would do. Mr. Bristow recognized his handwriting as he read the slip of paper. "Where did you. get this?" he asked, with a g l eam of satisfaction in,his eyes. "In Mr. Boyd's private office. "Found it on the floor, I suppose?" Bob didn't confirm this suggestion, as he had a s tro ng objection to saying what wasn't true. Mr. Bristow, however, didn't ask him any more ques tions, but studied the p1wer attentively for a few minutes "I'll look into this," he said at length "It seems a good thing. You shall have ten per cent. of my winnings That's fair enough, isn't it?" "Yes," replied Bob, wh6 didn't believe the ten per cent. would ever come to ligh t. Next day he was by Lovett. "W,1311," said Oscar, "anything doing yet?" "I guess so," replied Bob, who then told him he had ta.ken a tip axound to Mr. Bristow the previous afternoon. "Good enough!" exclaimed Lovett. "You and I will soon have a wad in our clothes." Bob didn't anything, and Oscar soon went off in high glee. Nellie Howard had given up Mr position in the Broad way manufacturing establishment. There was no longer any occasion for her to wo rk. Her brother was worth $175,000, although he wasn't yet eighteen years of age, and therefore it was possible for the family to ride in their carriage and live in some degree of style, if they chose to do it. But the Howards were what are termed plain people, and did not believe in making the splurge that some newly-rich folks are inclined to do. The height of their ambition was to own a nice house with plenty cif ground in the suburbs of New York, and take life in a sensible and cheerful way Bob had the money that made this dream of their life possible, and now Nellie and her mother made frequent trips to upper New York, and to Long Island, on a still hunt for the home they had in thElir mind's eye. Finally they found several places that met their views, and after Bob had looked at them, one was picked out, and Bob handed his mother $15,000 to buy and furnish it to suit their taste. then gave his mother $10,000 cash to place to her credit in a downtown trust company subject to hel' check 'fhat left him with $150,000 to finance any s t o c k d eal he had a mind to. Although Bob might now be considered a capitalist, no one outside of his own family and the president and cashier of the little bank in Nassau Street, who regarded the brigh t boy as a wonder, was aware of the fact Bob believed that a still tongue makes a wise and he made it a point to keep his business to himself Two days after Bob had been interviewed by Oscar Lov ett he carried a mes'Sage from Mr. Boyd to the office of Ga ns & Co., in the Mills Building. The message was addressed to Mr. Gans personally, bui that gentleman was so busy that he could not be distu rb e d and Bob had to wait He picked up a newspaper and started to read the deta ils of a noted murder ttial going on in an upstate town He did not at once notice that a couple of men, w h o proved to be brokers, had entered the room and we're con versing in a low tone near him. They were waiting to see Mr. Gans, and did not partic u larly notice the boy, who seemed to be absorbed in the morning paper. Pretty soon Bob woke up to the fact that a very inte r est ing subject was being discussed at his elbow. The two brokers' were ta l king about the conso l idatio n of two western roads that had long been rivals in south western business out of Indianapolis. Bob had seen rumors or a projected joining of the i n terests of the two roads in the newspapers for the past two months, but nothing definite had come to light. One of the brokers assured the other that the consolida tion was an established fact, and would be announced in a day or two, and that the verification of the fact was s u re to cause I. & W. stock to boom at once. "I've bought as many shares as I ca.n handle at 90, a n d I ad vise you to do the same," he said to his friend Bob made a mental note of all the facts, and present l y the office boy came up and told him Mr Gans woul d see him p.ow. After his return to the office he started to consider the chances of making a good thing out of what see111ed to be a first class tip. It looked all right, and he decided that he would get right in on the ground floor before the news leaked out on the Street. Accordingly, he asked permission to go off for twenty minutes, and, hav?-ng received it, he made a beeline for assau Street and the little bank that had come to rega r d him as one of its star customers He asked the margin clerk to buy for his account I. & W shares up to 15,000, if they could be got at 90 It required a matter of $1,359,000 to swing the dea l and Bob put up ten per cent. of that amount as sec u rity on the shares. Inside operatoirs had been loading up with the stoc k for several days back, consequently it was ratlrnr ha r d to get hold of


MONEY TO BURN. In fact, it took the ba::ik two days to put the deal through, but they finally got the stock through they regular brokers, and as fast as they got it they deposited 1t as security with other banks in order to raise the funds necessary to make good their purchases. The day after Bob was notified that the shares had been secured the news of the consolidation of the two roads came out, and then there was a rush to purchase I. & W. by a crowd of brokers who wanted to get a "Slice of the melon about to be cut. The rush to buy sent the stock booming, and its extreme scarceness caused the price to jump a point at a time, so that it reached par and passed it, closing the first day at 105. On the following day the scramble for the stock was worse than ever, and when the chairmap.'s mallet closed business at the Exchange at three o'clock. it was bid at 115, with the floor in a turmojl. Notwithstanding the fact that Bob was fairly coining money, having run llp a paper profit in three days of $325,000, the boy i!idn't lose his head, but went about his daily routine of duty in Mr. Boyd's office as though I. & W. had not tlie least interest for him. On the next day Bob began to notice an unusual number of sales on the ticker at prices ranging from 116 to 118. "I'll bet the in:c.;iders are unloading to take the immense profits that are within their grasp. That's hint enough for me to out from under, too, for no one can / tell when a break in the price may come now." So he got permission to leave the office once more, and i1c lost no time in getting to the bank and ordering a sale of his holdings. The stock was sold in small lots, and in s ide of twenty minutes he clicln't have a share left, the whole going at an average price of 118. His s tatement next morning showed that he had made $415 ,000 on the deal. "Gee I'v e got money to burn now he exclaimed, as he looke:1 at his check, "for I'm worth $565,000." CHAPTER XII .. WHAT HAPPE:!'

M ONEY T O B U R N. 21 of June and 30th of December-Mr. Boyd had his big box of securities in the Washington Safe Deposit Company conveyed to his office, and that he and an a s si s tant remained all the evenin g at the office engaged in the special occupa tion of detaching the intere s t coupons from the bonds that fall due on July 1 and January 1, re s pectively He s aid that the bond s w e re then left overnight in a big steel ches t that was used a s a depository for t h e books and papers that were crowded out of the main safe. Thi s information proved of consi d e r a ble interest to the lawyer and his fri e nd Spicer Both had been buiuin g the fin an c ial candle at both ends, and were hard up fo;r fund s Mr. B ristow hac1 made a good thin g out of his D. & G. tip, but every cent had bee n lost b,.etween his gamb lin g exploits on the out side and th e fak e tip which had com e t o him through Bob; and a s pl e nty of money to supp ort h i s ext r avagant excess e s was abs olutely necessary to the law yer, he was becoming des perat e enough to engage in any e n terprise that promi sed the maximum of results with a minimum of personal risk. Oscar Lovett wits dismissed, so that they might talk over a scheme looking to a descent upon Mr. Boyd's office o n the nig h t of the coming 30th of June, with the view o f rifling the s teel chest of its most valuab l e con tents. This was a criminal enterprise, pure and simp le, b u t so had bee n th eir atta c k upon the big operator on Seve n t h Avenue, though th e latter had been lmpremeditated. In cas e of eventual discovery, or a strong s u spic ion at tac hing to Mm, Andrew Bristow re lied upon his str ong influence over hi s only s i s ter, the wife of Mr. Boyd, to p rotect him from th e consequences of his desperate act. It was finall y decided to embark in the enterprise, a.:nd John Spicer who h ad a con s iderable acquaintance am on g the shady class of society a s intru s ted with the job of securing th e n eces ary implements and to be properly in structed in the art o f opening stron g boxes in the most approved and up to date fashion. At a subsequent interview the lawyer had with O s car Lovett th e boy produc e d a k e y to Mr Boy d' s out e r office, whi c h h e h a d had mad e for him s elf, for rea sons that he did not explain and which Mr Bri stow did not inquire into The lawy e r retained the key, and bribed Lovett to s ilence o n the s ubject. On the afternoon of June 30, Mr Boyd, accompanied by B o b went to the Was hington Safe Depos it Company and brought to the office the big b.ox of securities referre d t o b y Oscar Lovett. "I shall want you to s tay downtown with me to-nigh t, Bob; s aid the ope rator s o y ou'd bett e r telegraph your moth e r that yo'!! won't be home until midnight." "All ri g ht, sir," r e plied the boy, who then went to the nearest tel e graph office and s ent the message Mr. Boyd took Bob to s upper at the Astor House, and when the y return e d to the office they went upstairs and lock e d themselves in. The bonds, of which there were a goodly numbe r w e re placed upon a small table in the waiting room, and Mr Boyd, with a sharp pair of scissors, began to d e tach the coupons, w h i l e B o b c hecked them off on a typ e written paper. In this occu pation severa l hou rs passe d an d the occu pants were wholl y unaware that tlTey we:re b e in g watched from the cou nting -room by three pairs of s h arp eyes. Those eyes belonged to B ristow, John Spice r and O s car Lovett, who, having watched Mr. Boyd and his messenger boy leave the office for s u pper at six o'clock, had made their way to the second floor o f t h e B arnum B uilding, let t hemselves into the recep tionro o m o f the operato r and then hidden themse lves under a c oupl e of desks u nti l after M / Boyd and B o b had returne d an d g o t down to work. Their inte ntion was t.o r emain in con cealme n t un t il t he operator a n'd hi s assistant left the office, w h e n they would start in fo open the box and g et away with its valuable contents. There was one 'difficul ty they woul d hav e to face, and that was to o-et out of the office buildin g with their booty witl10ut b eint>oseen or at least id e ntified, by the night "' wat c hman. Every hour this man went through the building and r a n g up a tim e cloc k on each floor, to show that he was atte nding to his bus iness They had provided themselves with heavy bear ds as a d isgufae, and meant to make their exit when they h ad ascer tained that the man was on an UP.per floor. Whi le watching M r Boyd and the boy at their w o rk i t struck Spicer that it w oul d simplify their w?rk greatly if they coul d get possession of the securities before they w e re p laced in the s teel box for the night So he set hi s ready wits to work think out som e plan by which this might be accompli s hed He whispered the matter over with Mr. Bri s tow, but nothing feasible seemed to pre s ent itseH to their minds. It was at thi s point that Mr Boyd cut the last cou pon, which Bob added to its particu lar bunch and p laced a rub' her band around them. "Does everything tally, Bob?" a sked the oper ator. "Yes, sir." "Very well." Mr Boyd open ed his privat e s afe, placed the bunche& of coupons in an inner rece ptacle, and locked it again. "Now, Bob, put the securitie s in that chest," said th& capitalist. "I'm going to wash my hands Then we'll m a k e a start for home." "All right, sir," replied the boy, getting b usy. Mr. Boyd passed through the counting room t.o the lavatory "He re 's our chance whisper e d Spicer. "We'll p u t o ur beard s on and catch Boyd by surprise in the washroom. Then we' ll come back, do up the boy, take the secu rities, and vamoose the ranch." Thi s hastily conceived p la.n was agreed upon, and t h e y started to execute it. -


22 MONEY TO BURN. "You stay here, Oscar," said Bristow. "If there is any noise in the washroom that attracts Howard's notice, why you can head him off if he attempts to investigate." The lawyer and his friend Spicer then cautiou s ly advanced upon the lavatory. In a few moments Lovett heard a scuffle and a muf-fled cry. Bob heard the sounds, too, and he stopped work t.o listen. "I wonder what that was?" he asked himself. "I guess I'll go back and see." He started for the counting-room. Oscar saw him coming, and looked around for something to attack him with. The only thing handy was an oblODg book, called a blotter-not a very formidable weapon, but still one which would have considerable effect if brought down on a per son's head wjth considerable force. Oscar grabbed the book, and as Bob passed him he crept up behind him and s truck him a heavy blow. Bob fell to the :floor, partly unconscious, and Lovett leaped upon him. ; The young messenger, however, didn't move, and his assailant. judged that he had knocked him out. Just then the lawyer and John Spicer came back, after locking the door of the washroom, leaving the key, however, in the keyhole. <;>scar told them what he bad done. "Fetch him out into the light and let's look at him," said Spicer. So Bob was carried into the reception-room. "You knocked him silly with that book," said Mr. Bris tow, after looking at the inert form of the young messenger. "He won't bother us." The lawyer began pulling the packages of bonds out of the steel box and piling them up on the table. "Get a paper, Lovett, and wrap them up," he said. Oscar found a copy of a morning daily and made a bundle of the securities. "Now let's be off," said the lawyer. His associate gave Bob a slight push with hi s boot. "What shall we do with him?" asked Spicer. Bristow pointed to the steel chest. While Oscar Lovett held the lid open the two men lifted the unconscious boy into the box. Then the cover was slammed down upon him. "Hold on!" said the lawyer. "He'll suffocate in there. We don't want to commit a murder. Put one of thos e small pamphlets under each end of the lid, so air can get to him." This was done, and a half-inch opening was left all the Wf\Y around. "Thafs all right. Now, Oscar, go out and see where the watchman is." Lovett returned in a couple of minutes to repott that the man had just taken the elevator up. "Good. While he's out of the way we' ll leave; Adjust your beards so they'll look natural. Lock the door and bring the key with you, Spicer." Spicer obeyed, and in five minutes the rascally three were out on the sidewalk, making for the corner of Pearl street, lVIr. Bristow carrying the package of securities under his arm. CHAPTER XIIL AFTER THE ROBBERY. Bob Howard was dimly conscious of all that happened after he was carried into the waiting-room, but to save his life he couldn't lift a finger to alter the trend of events. _without actually seeing the persons in the room .. he seemed instinctively to recognize O scar Lovett and Lawyer Bristow by their voices, which came to his ears like the sound s of a dream. He felt himself lifted into the steel chest, and heard the s lam of the cover when Lovett let it fall. He did not know that it was afterward raised to give him air. A quarter of an hour elapsed before he began to recover suffic,iently to move. In another five minutes he placed his hand against the lid and mechanically shove d upward. T11e cover yielded to his touch, and he rose in the che st, pushing the lid open. Then he got out and looked around the room. A pile of books that had been in the chest, and which Spicer had removed to make room for .J3ob, lay alongsid e of it. Then the boy saw that the packages of bonds were miss ing. "My gracious!" he exclaimed. "The office has been robbed!" His thoughts reverted at once to the familiar voices he had heard in his semi-conscious state. "Can it be that Mr. Bristow and Oscar Lovett are con nected with this 011trage ?" he asked himself. It seeme d almost incredulous, and yet, judging from what he knew of both, they were open to a grave suspicion. Who the third person was he had no idea. "Where's Mr. Boyd?" There wasn't a sound in the office to indicate that his employer was about. Then he recollected the sounds that had started him toward the counting-room. "By George!" he exclaimed. "I believe they attacked and overcame him when he went to the wash-room. I must investigate." First he tried the door leading into the corridor, and found it locked. The key which had been in the lock was missing. "The rascals must have got out that way and taken the key with them, after locking the door."


MONEY TO BURN. 23 He then s tarted for the lavatory. When he tried the door he found it locked, too, which was a suspicious circumstance. He saw, however, that the key was in the lock. He turned it and opened the door. The gas was turned up, and on the floor lay Mr. Boyd, insensible. Bob raised him into a sitting posture and proceeded to resuscitate him by dashing water in his face and chafing his temples. In this way he succeeded in reviving his employer in abollt ten minutes. "Is that you, Bob? Something hap--Oh, I remem ber! I was attacked by two men with heavy beards on their faces. One hit me a stunning blow over the ear, while the other had hold of me. What doos it mean? How and when did they get into the office? And what have they done?" "Let me assist you outside to the said Bob. When Mr. Boyd sat down in the chair he had vacated to go to the wash-room, Bob told him what had happened to him. "They have carried away all the bonds with them," he s aid. "I had packed most of them in the steel chest, when I heard a noise in the direction of the wash-room, and started to see what was the matter. As I was passing through the counting-room I 1was struck down by someone behind, and that put me out of business. I have a dim notion, though, that I recognized the voices of two of the three persons engaged in this outrage." '"Indeed! Who do you think they were?" "I am sorry to say that one of them seemed to be Oscar Lovett and the other Andrew Bristow, the lawyer." "Impossible!" gasped Mr. Boyd. "Well, sir, I am not actually making a direct charge against them-I can't say anything positively, for I was in no shape t-0 "identify either with any degree of accuracy; but the impression is very strong in my mind, and I give it to you for what it is worth." Mr. Boyd made no reply. He sat silent and reflective in his ch!!-ir. To say the truth, he believed, upon calm reflection, that his brother-in-law was capable of working him an injury if he could; but that he would take such desperate chances as that of a night robbery in Wall Street rather staggered him. ,.-"Are the bonds really gone?" he asked Bob, at length. "Yes, sir," replied the young messenger, who had been looking for them in vain. "And the typewritten list-is that gone, too?" Bob looked for it on the fable. "No, sir. It is here." "Very well. The bonds will do thieves little good, though a great many of the securities are negotiable. You and I will have to make several duplicates of this list and take them to the offices of the big dailies for immediate publication That, I think, will head the rascals off and prevent them from turning any of the into cash." "Are you going to telephone this afl'air to the police?" asked Bob. "I suppose I'll have to, or it will look funny when the story appears in the papers. But we must not try to iden tify these men, my lad. Mr. Bristow is my wife's brother. He is a rascal at heart, but she thinks the world of him. If he is really one of the guilty persons, I don't want to be the one to put the officers on his track. You will be silent as to your suspicions, fo1 tny sake, won't you, Bob?" "Certainly, sir, if you wish me to." -"I do wish it." N further was said on the subject. Bob and his employer busied themselves for half tin hour duplicating the typewritten sheet, which the operator afterward returned to his desk. Re then went to th e telephone, rang up the nca test sta tion, and gave a guarded s tatement of the incid ent to the officer in charge of the desk, who said a detective would call around at once.'" While waiting for the 111an, Mr. Boyd told 13ob what he wanted him to say. "By the way, Mt. Boyd, they cat11ied off the key to the outer door." "Then we'll have to get out by the entrance to my privat e office. You lilid better go down and notify the watch1I1an about what has happened, and wait there until the d c tectlve appears, when you c::tn show him the way to the 9ffice. So Bob 'vent downstairs and told his stoty to the aston ished night watclunan who was l)Ot a little di s turbed, as he saw it was likely there might be trouble ahead for him self. When the detective arrived, he neard the storie s told by Mr. Boyd and his messenger, and macle an examina.tion of the office for some clue to the burglars. Apparently he found nothing tha't would enlighten him. "Y 011' cl better go to the offices of the Sun., TV 01ld and JoU?'nal, tell your story, and leave with each a list of the stolen securities Then take a car to Times Sqt1are and notify the Times. After that go to the H 1HaJ,d. Then can go home.'1 "Very well, sit," replied Bob. He got his hat and overcoat and sttlrted up Wall Street. It was one o'clock in the morning betore he got through with the business) and then he took a subway train for his home in the upper part or the Bronx. OHAPTEll XIV. THE RED POCKETBOOK. The morning papers printed an account of the robbery of the bonds a.t Warren Boyd's office, and every broker l.v Street was soon talking it.


24. MO:N"EY TO BURN. Probably fifty brokers and moneyed men called during the day to see the capitalist about the matter. A list of the stolen bonds was forwarded to every ex change throughout the country, and the offices of the companies that had issued the different securities were also notified of the robbery, and furnished with a .list of their particular bonds. Under these circumstances there was little likelihood that the thieves would be able to realize on their plunder Mr. Bristow appeared at his office as usual, but Oscar Lovett and Spicer were keep shady until some days had passed . The three had reason to feel disappointed with the out come of the affair, for the money they had counted on making now seemed to be rather visionary. In two or three days Wall Street seemed to have forgotten the episode, but several detectives were at work on the case, nevertheless. On the Fourth of July, Bob and his friend Prince went on an excursion up the Hudson River The boat was crowded, and was bound for Newburgh, making a landing at West Point. A great many of the passengers intended to get off at the latter place and go to the grounds of the Military Academy, a n d Bob and Fred were among the number. O scar Lovett was also on the boat, in company with J ohn Spicer, but neither Howard nor Price saw him, tho u gh O scar had seen them. When Bob and Fred followed the crowd ashore at the West Point landing, Oscar and Spicer were not far behind them. After spending an hour or more in the neighborhood of the summer camp of the embryo of Uncle Sam, Bob and Fred wandered off around the neighborhood. Wherever they went, Oscar and Spicer followed them, tho u gh they kept well in the backgroun d to avoid rec o gni tion. What their object was in shadowing the two boys they themselves best knew. At length Bob and Fred came to the bluffs overlooking the river, not far :from the water battery. The view from this point is very beautiful, and quite a number of people were enjoying it at the time. The two boys, however, did not remain long in that par ticular spot, but gradually edged away from the crowd until at l ast they appeared to be all alone by themselves on a lo"qesonie stretch of the high land. Below1 them the water laved upon the black rocks and flowed into narrow and ugly-looking fissu;res that nature had formed in haphazard fashion. Near one of these fissures stood a tall, ungainly-looking tree, which seemed to be only half alive, for the lightning had, upon some forgotten occasion, blazed a white and ragged trail upon one side of it. At the foot of this tree lay a. 1001g coil of rope. "I wonder why that is lying there?" remarked Bob, as h e looked at the line "Search me," replied Fred. "Somebody must have for gotten it." Walking to the edge of the fissure, the boys looked down into the narrow crevice, which was puncture d >Vith rocks and stunted shrubbery that grew straight out from the ragged walls. "I wouldn't like to fall in there," said Bob. "I shou l d say not," answered Fred "You'd soon be a fit subject for an undertaker." "Hello!" exclaimed Bob, suddenly. "What's that down there? Blessed if it doesn't look like a pocketbook. See it on that ledge?" "I see it," replied Fred It is a pocketbook-a red one. Some woman accidentally dropped it down there, I'll bet. Well, it's likely to stay there. l wouldn't try to go after it if I knew there was a thousand-dollar bill inside of it." "Neither woul d I unless I had a ro--By George I What's the mJtter with using that rope here to get it? There may be a small wad in it. H you want to add to your financial standing I'll help you. We'll tie one end of the rope around the tree, the other end you can secure around your waist, and you can lower yourself down there and pick it up as easy as falling off a log "You tell it well. What's the matter with doing it your self?" "Oh, I don't need the money. I'd rather see you get what's in it." "You talk as if you were a capitalist," replied Fred, who had not the slightest idea that his companion was worth a hundred dollars, let alone half a million "How do you know but I am," laughed Bob. "You are, in your mind. You're not within hailing dis tance of my little pile, and I ain't worth so much." "Then you won't go after it?" "No, sir. If I was sure there was $50 in it, I might risk it with the rope; but there might not be fifty cents in it, and I shou l d feel like kicking myself if I took the risk and trouble for practically nothing." "Well, if you won't g9 I will. I'll just do it for a lark; but mind you, if there's anything worth while in that pocketbook, I'll give you the laugh when I come up." "And I'll give you the laugh if there's nothing in it. How do you know but it's an old pocketbook that someone threw away?" "I don't know I'm going down anyway, for I feel curi ous to find out what is in it. I never like to have anything get away from me." Bob picked up the rope, and saw it was quite lengthy. Then be tied one end good and tight about the tree and tested it with a pull. "That'll hold all right," he said, as he proceeded to tie the other end around his waist. "Now just watch me, Fred, and see how easy I'gO"" down." He let himself down over the edge, and using the taut ened rope to steady and sustain himself, he made his way dow.n into the fissure, from projection to projection, until


MONEY TO BURN. 25 at last he stepped upon the ledge where the pocketbook lay, when he stooped and picked it up. He looked up and saw the grinning face of Fred Price forty feet above him, projected over the edge of the narrow chasm. Bob waved the pocketbook at him triumphantly, and then, letting go of the rope, for the ledge wide enough for him to stand on, he started to open the wallet. There were a of dollar bills in the pocketbook, some loose silver, several newspaper clippings about finan cial matters, and the business card of a well-known poli tician. On the back of this was written in pencil: "Dear Cassie: r send you herewith the promised tip. Keep it mum and go your pile on it, for it's a sure winner. Buy S. & T. It's now ruling at 80. It will go above 95 inside of ten days. This is straight goods. Yours, "J.C. D. "'"I, 3, '03." "Phew!" whistled Bob. "This wallet must have been dropped here not so very long ago, for 7, 3, '03 means July 3d, and that was yesterday. It looks as if I had fallen into a thing. I must give Fred the benefit of this, toP. He'll be tickled to-" Flop! Down came the end of the line from above, cut off by a knife. Bob looked up in a startled way, and instead of Fred's laughing face he saw the counten,ance of Oscar Lovett, loOlk ing down at him with a sardonic grin. CHAPTER XV. A MILLIONAIRE MESSENGER BOY. "Hello, Bob Howard, what are you doing down there?" he asked, with a wicked chuckle. "Oh, that's you, is it, Oscar Lovett?" replied Bob. "I suppose you cut that rope to put me in a hole," he added angrily. "I didn't put you in a hole. You did that yourself. I'm only leaving you there." "What do you mean by s uch conduct? How do you sup-pose I'm g ofog to get out of this place?" "I give it up," grinned Lovett. "Ask me something easier." "Where's my friend Price?" "He's up here, though I wis h he was keepil)g you company on that ledge." "What made you play such a nasty trick on me?" ','Just to amuse myself and see how you'll enjoy roosting down there all by yourself. If you don't like it you can jump into the water and swim around the bluffs. As it's a hot day that'll cool you off." "You think you're pretty smart, Oscar Lovett, but make you understand the meaning of the word whe n I meet you again." "You will, I don't think. I've got it in for you for play/ ing off a fake tip on Mr. Bristow a:ad doing me out of the wad I was expecting to get. You'd better not go near him aga. in, if you know when you're well off. He lost a big roll on that pointer, .and what he wouldn't do to you isn't worth mentioning." "What I won't do to you when I get out o:f this won't be worth mentioning, either," shouted back Bob, both angry and vexed at the state of affair s "A barking dog never bites," chuckled Oscar, picking up a small pebble and shying it down at Bob. Bob made no reply. He was in a pretty bad fix. There was no safe way by which he could regain the top of the bluff. Neither could he climb down, though the distance to the slimy rocks below was not far. Apparently he was a fixture until somebody came to his relief. He could not understand what had happened to Fred. As a matter of fact, Price was lying on the gro;und, face down, with Spicer sitting on the small of his back. Oscar Lovett squatted the turf above a.Ild amused himself guying the boy he was down. upon. Occasionally he pelted Bob with handfuls of earth, just to see him dodge. Bob thought the fun altogether too one-sided. But he meant to even things up in the near future. Then Oscar Lovett would laugh on the other side of bis mouth. At length Lovett tired of the amusement. "The boat will be at the landing in three-quarters of an hour, so I guess I'll have to leave you. Maybe you'll be able to see her pass when she comes from Newburgh. I don't think you'll be a passenger down this afternoon. You might have to stay where you are all night. If you do. v001 have my sympathy. So long." He disappeared from view, and Bob leaned against the rocks, pretty thoroughly disgu s ted, and perhaps a bit tr<>u bled as to the ultimate end of this adventure. In a few minutes Fred's face reappeared above. "Hello, Bob!" he s h9uted down. "Well, you're a pretty fellow to let Lovett do me up in this fashion What excuse have you to offer?" Then Fred told him how Oscar .a nd a man: whose name was Spicer, had taken hilll unawares and made a prisoner of him while Lovett had cut the rope. "Spicer held me down on the ground until just now, when they both s tarted off together chuckling at the scrape you were in. They think you won't get out in a hurry, but I'm going over to the camp to get another rope. I'm afraid we'll miss the boat, though." "Then we'll take a Wes t Shore train tot the city and bea.t -'


26 MONB Y TO B U RX. the boat, anyway," said Bob, feeling his courage rise at the prospect of a speedy release from his une nviable s ituation. Fred went off to try and find a rop e to extricate his companion, while Bob tried to make himscH as comfortable as he could on the narrow ledge. Before Price returned, B,ob caught sight of the excursion boat returning from Newbu1'gb. "Lovett may fancy he has the laugh on me this time, but he laughs best who laughs last," 'Said Bob to himself. At last Fred returned with one of the attaches of the Academy, who brought a long rope with him. 'The line was made fast to the tree, and Bob was soon assisted out of the fissure and landed on the top Olf the bluff. "Thanks," Bob to the man. "I think I've had a narrow escape from an ind1tfinite stay down in that hole. If my friend hadn't been on hand no one would have known that I was down in that place." Then he explained to the attache that he had g01J1e after a pocketbook he saw lying on the ledge, which he ex hibited, and that a boy with whom he was slightly acquaint ed, but who seemed to have a grudge against him, came up and cut the rope so that he couldn't get back. ing of a cerlain orrlinunce by the Bonrd of Aldermen which favorably affected the inicrests of the traction lin e in ques' ti on. Insta ntly the shares jumped in a day to 96. There was a big demand for them at that figure, and they advanced to 98, at which quotation Bob conclud ed he would sell out. When he walk e d into the bank toi give hi s order he met the cashier at lhe door of his den, and in th e conversati001 that ensued Bob said he had come to dispose of his S. & T. shares: "You ought to hold on a little long e r," said the cashier. "'rhey'll go to par, as sure as anything. You've got money enO'ugh at your back to ri s k it." Bob, however, shook his head. "I'm satisfied with a profit of sev e nte e n dollars a share," he sa id. "That makes me worth over a million, and I won't be eighteen for a month yet." "Well, you're a Wall Street marvel, young man," replie d the cashier, admiringly. "I certainly have gOlt money to burn, as the sayi ng is. I think I can afford to lay back on my oars for a while." His profits on the deal, after all expenses had been de"What's in the wallet?" asked Fred, eagerly. ducted, were about six hundred and seventy-five thousand "Nothing much," replied Bob. "About two dollars and dollars, making him worth altogether nearly a million an d a half in money and some newspap e r clippings. There' s a quarter. the business card of a gentleman in it, however, a!1d I'm How Mr. Boyd W()lllld have opened hi s eyes if he knew h e going to send the pocketbook to him, as it seems apparent had that extraordinary anomaly-a millionaire messenger he is acquainted with owner." boy. Bob handed the man a dollar bill to pay him for hi s trouble in coming over to the bluff, then he and Fred s tarted for the West Shore station at the landing. Inside of twenty minutes an accommodation train came along, and they boarded it, reaching the cit,Y an hour or more ahead of the excursion boat. CHAPTER XVI. CO:tfCLUSION. When Bob reached home he made a memorandum of the tip that the wallet contained. Although Bob was worth one million two hundred thou-sand dollars in actua l money, he did not think of resi gn in g Then he wrapped it up carefully and mailed it to the his humble position as messenger to the capitali s t. politician. His salary had been advanced to ten dollars, and Mr. Next morning h e looked up S. & T. in the market quoBoyd treated him with the greatest consideration tations and saw that it was ruling a.t 80, as the card stated. He had made arrangements with the bank in Nassau When he went to lunch he l eit an order with the little Street to loan 011t ori call a portion of hi s money, while the bank on Nassau Street to buy t;venty thousand shares as balance wag di s tributed among several trust companies on quickly as possible at the market rate. special deposit. Two days later the shares had advanced to 82, and Bo!J As a result the boy was making a large income out of hi s ordered another ten thousand bought for hi s account. capital. The stock continued to go up slowly for a week, and then He picked up a couple od' valuable tips in his office during it began to attract considerable notice. the fow months, but he made no to use them, this point the papers published an account of the I>assas he considered lie was in honor bound not to do so.


MONEY TO BURN. 27 It was al,ong taiward Thank s giving that th e news pap e r s b ega n to r e p ort the formation of a clique to get control of the traction corporation of which Mr. Boyd was pre s ident and hi s friends the director s "I don t know what I shall do. These people refuse to s iam] by me, and have simpJy given me the option of taking th eir s hares at five points above the market, which is the figure they have been offered by the brokers of the opposi-It was a scheme that required millions, but the opposii.ion. I have until three o 'clock to take them up, but I t i on seemed to h ave all the mone y it needed. don t see how I caii. do it, as I can't raise on such shOTt The members of the s yndic a te had been quietly buying noti c e within a million of the total surn, and they insist up the s tock s for months until Mr. Boyd woke up at la s t o n spot c a s h. If Sage, Barlow & Cummings get this s tock to the fa c t that the situation was critical. i t will settle the fight in favor of the syndicate. They will He di s covered, as the time drew near when the annual lie able to el e ct a majority of the board to-morrow, and I m e eting would be held, that s everal persons whom he countwill have to step down and out." ed upon had gone over to the enemy, and that others were "It is too bad, Boyd," replied his friend, syn1pathetically. wavering on account od' the large price they wer e offered ''But I suppose you will make a strong effort among th: for t h eir holding s banks friendly to you to help you out?" It was absolutely neces sary for Mr. and those closely allied with him in the company that they should be able to hold the waverers in line or buy out their s tock at the s ame 'figure which was above the market, offered by the combination that was fighting to wrest the control of the trac tion roads away from them. A large part of Mr. Boyd's money was inve s t e d in oth e r corpora t ions a s well as the traction c ompany 's hol

28 MONEY. TO BURN. .to each of them and I will turn the funds over to you. Then I Mr. Boyd knew that Spicer referred to Andrew Bristow, you will be able to swing enough money into line to save and so he called upoill him to see what he had to say. your traction interests. How does that strike you, sir?" Spicer said that all the missing bonds would be returned It struck Mr. Boyd as the most rem arkable piece of news if the case was dropped. he had ever heard in his life and he could hardlY. believe Otherwise he would offer to turn State's evidence against the evidence of his ears. the lawye:r. "I don't think you have any time to spare, Mr. Boyd," The capitalist took the matter under consideration and said Bob. "If you're ready to go with me to the four trust companies I'll make my words goo. d." "If you say is really true, Bob, you will put me lmder extraordinary obligations to you; but I want to tell you right here that it will be impossible for me to furnish rif you with security for this loan until to-morrow, and even then I can't do much better than turn over to you the five thousand shares of Northern Traction for which I've got to give one million and fifty thousand dollars, although its 1 value is only one million and twenty-five thousand dollars." "Al) right, sir; don't worry about that. You can trans fer the five thousand shares to me when you get them in the morning, and I will give you a proxy so you can vote them in your own in.terest. I will hold them until you are _,:i;eady to take them off my hands, or I'll buy them outright at the market price, i you are willing to lose the twenty:five thousand dollars these people are soaking you for." Mr. Boyd got the he wanted and bought the five thousand shares that turned the tide of the traction fight in his favor. He pain 210 for them, though the highest market quota tion was 205. They became Bob's property abs olutely on the following at 200, Mr. Boyd refusing to accept the other twentyfive thousand dollars from him on the ground that the a c commodation of loaning the million was worth that t<> him. That afternoon Mr. Boyd and his associates were re elected on the board of the Northern Traction, and he was also re-elected president for another year. The new year was hardly a week old when Mr. Boyd was notified 'that a man named John Spicer had bee arrested in S!l.D. Francisco for trying to sell of the securities that had been stolen from him on the night of June 30 of the previous year. Extradition papers were secured and Mr. Spicer was brought back to New York. When lodged in the Tombs he sent for M;r. Boyd. The capitali s t refu sed to visit him until a second note from the pri s oner gave him to :mde rstand that if the mat t e r was not compromi sed be would squeal on a certain party who was the principal in t:e case. visited his brother-in-law at hi s office. What passed between them was kno>Wll only to themselve s but an arrangement was made by whfoh the case was pigeon-holed and Spicer was let out on bail. And Bob never learned the cause of the assault made upon Boyd by Bristow when the boy first made the broker's acquaintance. Oscar Lovett escaped the promised vengeance of Bob Howard for the West Point a.ffair, and soon after that inci dent he got another in Wall Street. Shortly after Spicer was let out of the Tombs, Oscar was arrested for abstracting a bond from the safe he was employed, and he was put in the very cell vacated by Spicer. He was of the charge and sent to the Elmira Reformatory for three years, where he still is, with a few months to serve. As for Bob, he cast his first vcxte at the last November election. He now occupies a resp,onsible position in Mr. Warren Boyd's office, and is that gentleman's most trusted em ployee. He is also assistant secretary of the Northern Traction Company, the stock of which is now worth 290, or nearly half a million more than he gave for it. It pays him a dividend every three months of 1! per cent., ttnd that is quite an item on one and a half millions. Notwithstanding the fact he i s going on his twenty second year, he is still regarded as the shrewdest boy in Wall Street. Although DO\ one outside of his family ancl the big capi talist knows what be is actually worth, he himself is sati s fied to know that he has MONEY TO BURN. THE END. Read "AN EYE TO BUSINESS; OR, THE BOY WHO WAS NOT, ASLEEP/' which will be the next num"ber (69) of "Fame and Fortune Weekly." SPECIAL NOTICE: All back numbers of this weekly are always in print. If' you cannot them from any n e w sdealer, s end the price in money or pos tage s tamps b y mail to FRANK TOUSEY, PUBLISHER, 24 UNION SQUARE NEW YORK, and you will receive the copies you order by return mail.


WILDWEST WEEKLY A magazine Containing Stotries, Sketehes, ete., of Westeirn hif e. .A.1'1" C>I....:O. SCOU"T. 32 PAGES PRICE 5 CENTS. 32 PAGES. EACH NUMBER IN A HANDSOME COLORED COVER. All of these exciting stories are founded on facts. Young Wild West is a h ero with whom the author was acquainted. His daring deeds and thrilttng adventures have never been surpassed. They form the base of the most dashing stories ever published. Read the following numbers of this most interesting magazine and be convinced: i LATEST ISSUES: 192 Young Wild West at Diamond Dip; or, Arietta's Secret Foe. 193 Young Wild West' s Buckhorn Bowle, and How It Saved Bii lt53 Young Wild West' s Shooting Match; or, The "Show-Down" at Partners. . Shasta. 194 Young Wild West In the Haunted Hills; or, Arletta and the 164 Young Wild West at Death Divide; or, Arietta's Great Fight. Arrow. 165 Young Wild West and tl;le Scarlet Seven; or, Arletta's Daring 195 Young Wild West's Cowboy Dance; or, Arletta'& Annoying AdLeap. mlrer. 166 Young Wild West's Mirror Shot; or, Rattling the Renegades. 196 Young Wild West's Double Shot; or, Chey,enne Charlie's Lite 167 Young Wild West and the Greaser Gang; or. Arietta as a Spy. Line. 168 Young Wild West losing a Million; or, How Arietta Helped Him 197 Young Wild West at Gold Gorge; or, Arletta and the Drop or Out. Death. 169 Young Wild West and the Railroad Robbers; or, Lively Work In 198 Young Wild West and the Gulf Gang; or, Arletta's Three lilhot1. Utah. 199 Young Wild West's Treasure Trove; or, The Wonderful Luck of 170 Young Wild West Corraling the Cow-Punchets; or, Arletta'& Swim the Girls. for Life. 200 Young Wild West's Leap In the Dark; or, Arletta and the Under171 Young Wild West "Facing the Music"; 9r, The Mistake the Lynch-ground Stream. era Made. 201 Young Wild West and the Silver Queen; or, The l!'ate of the 172 Young Wild W'est and "Montana Mose" ; or, Arlette's Messenger Mystic Ten. of Death. 202 Young Wild West Striking It Rich; or, Arletta and the Cave of 173 Young Wlld West at Grizzly Gulch; or, The Shot that Saved the Gold. Camp. 203 Young Wild West's Relay Race; or, The Fight 'at Fort Feather. 174 Young Wild West on the Warpath; or, Arletta Among the Ara204 Young Wild West and the "Crooked Cowboys" ; or, Arletta and the pahoe& Cattle Stampede. 175 Young Wild West and "Nebraska Nick"; or, The Cattle Thieves 205 Young Wild West at Sizzling Fork; or, A Hot Time With tha of the Platte. Claim Jumpers. 176 Young Wild West 4nd the Magic Mine; or, Bow Arletta Solved a 206 Young Wild West and "Big Bufl'alo"; or, Arletta at the stake. Mystery. .207 Young Wild West Raiding the Raiders; or, The Vengeance of the 171 Young Wild West as a Cavalry Scout; or, Saving the S ettlers. Vigilante. 118 Young Wild West Beating the Bandits; or, Arletta's Best Shot. 208 Young Wild West's Royal Flush; or, Arletta and the Gamblers. 179 Young Wild West and "Crazy Hawk"; or, The Redskins' Last 209 Young Wild West and the Prairie Pirates; or, The Fight for the Raid. Box of Gold. 180 Young Wlld West Chasing the Cowboys; or, Arletta the Lariat 210 Young Wild West Daring D eath; or, Bow the Sorrel Saved Ari Queen. etta. 181 Young Wild West and the Treacherous Trapper; or, Lost in the Great 211 Young Wild West Corrallng the Comanches; or, Arletta and the North Woods. Silver Tomahawk. 182 Young Wild West's Dash to Deadwood; or, Arletta and the 212 Young Wild West at Spangle Springs; or, The Toughest Town ID Kidnappers. 183 Young Wild Weat's Sliver Scoop; or, Cleaning Up a Hundred Texas. Thousand. 213 Young Wild West and the Renegade Ranchman; or, Arletta In a 184 Young Wild West and the Oregon Outlaws; or, Arletta as a Trap. "Judge. 214 Young Wild West's Gold Dust Drift; or, Losing a Cool M1lllon. 185 Young Wild Weat and "Mexican Matt"; or, Routing the Rawhide 215 Young Wild West and the Overland Outlaws; or, Arletta's Death Rangers. Charm. 186 Young Wild West and the Comanche Queen; or, Arletta as an 216 Young Wild West and the Ace of Clubs; or, A Human Pack flf Archer. Cards. 187 Young Wild West and the "Gold Ring"; or, The Flashy Five of 217 Young Wild West at Death Valley; or, Arietta and the Cllfl'of Gold. Four Flush. 218 Young Wild West and the Bowie Band; or, A Hot Hunt in the Horse 188 Young Wild West's Double Rescue; or, Arlette's Race With Hills. Death. 219 Young Wild and the Apache Princess or, A.rietta's Fierce Foe. 189 ,Young Wild West and the Texas Rangers; or, Crooked Work on 2 2 0 Young Wild West's BnckingBro11chos; or. The Picnic at Panther Pass. the Rig Grande. 2 21 Young Wild West's Cowboy Charm; or, Ariettaand the Border Bandits. 190 Young WllcJ W est's Branding Bee; or, Arletta and the Cow 222 YounitWild West' s Lucky LQde;or. Making a Thousand Dollars a. Punchers. Minute. 191 Young Wild West and Bia Partner's Pile, and How Arletta 223 Young Wild West and the California Coiners; or1 Arietta at Bay, Save d It. 224 Young Wild West Raking in Riches; or, Arietta s Great PanOut. For sale by all newsdealers, or will be sent to any address on receipt of price, Ii cents per copy, in money or postage stamps, by :PRANK T .OUSEY, Publisher, 24 Union, New York. IF YOU WANT ANY BACK NUMBERS of our Libraries and cannot procure them from newsdealer s, they can be obtained trom this office direct. Cut out and 1111 in the following Order Blank and send it to us with the price of the books you want and we will send them to you by return mail. POS'.l'AGE STAMPS TAKEN THE SAME AS, MONEY. le : e e e e I FRANK TOUSEY, Publisher, 24 Union Square, New York. ...... ...... 190 DEAR Sm-Enclosed find ...... cents for which please se-;:id me: ... copies of WORK AND WIN, No:; .......................................................... "WIDE AWAKE WEEKLY, Nos ............................ : .................... [ . " WILD WEST WEEKLY, Nos ......................................................... r THE LIBERTY BOYS OF '7'6, Nos ........................................................ r " PLUCK AND LUCK Nos .......................................................... SECRET SERVICE, NOS ............................................ ................. FAME AND FORTUNE WEEKLY NOS .......................... : .................. : .. .. " " Ten-Cent Hand Books, Nos ..................... .. . ................. Name ... : .......... Street and No ............. Town ......... State .... ...............


Eyerythingl .! COMPLETE SET IS A REGULAR ENCYCLOPEDIA I These Books Tell You Eae!b book consists of sixty-four pages, printed on good paper, in clear type and neatly bound in 311 attractive, illustrated cover. llllost of the books are ala o p rofu se l y illustra ted, and all of the subj ects treate d upon a1e explained in su c h a simple manne r that any child can thoroughly undetstand them. Look over the list as classified and see if you want to know anything about the mentioned. -------------------THESE BOOKS ARE FOR SALE RY AT, L NEWSDEALERS OR WILL BE SENT BY MAIL TO ANY ADDRESS FROM THIS OFFICE ON RECEIPT OF PRICE, TEN CEN'l'S EAOH, OR ANY THREE BOOKS FOR TWENTY-FIVE CENTS. POSTAGE STAMPS 'l'AKEN 'l'HE SAME AS MONEY. Address FRANK TOUSEY, Publisher, 24 Union Square, N.Y. MESMERISM. No. 81. HOW TO .l\lESMEl:UZE.-Containing the most ap proved methods o f me s merism ; also how to cure all kinds of di se a se s by animal magn e ti!ml, or, magnetic healing. By Prof. Leo Hugo Koch, A. C S., author of "How to Hypnotize," etc. PALMISTRY. No. 82. HOW TO DO PALMISTRY.-Containing the most ap proved methods of r eading the lines on the hand, together with a full explanation of their meaning. Also explaining phrenology, and the key for telling character by the bumps on the head. B7 Leo Hugo Koch, A. C. S. Fully illustrated. HYPNOTISM. No. 83. HOW TO HYPNOTIZE.-Containing valuable and in structive information regarding the science of hypnotism. Also explaining the most approved methods whi c h are employed by the leading hypnotists of the world. By Leo Hugo Koch, A.C.S. SPORTING. No. 21. HOW TO HUNT AND FISH.-The most complete hunting and fishing guide ever published. It contains full in structions about gvns, hunting dogs, traps, trapping and fishing, together with descl"iptions of game and fish. No. 26. HOW '1'0 ROW, SAIL AND BUILD A BOAT.-Fully illustrated. Every boy should know "how to row and sail a boat. instructions are given in this little book, together with in structions on swimming and riding, companion sports to boating. No. 47. HOW TO BREAK, RIDE AND DRIVE A HORSE. A complete treatise <>n the horse. Describing the most useful horses for business, the best horses for the road; also valuable recipes for aiseases pecaliar to the horse. No. 48. HOW 'l'O Il.UILD AND SAIL CANOES.-A handy book for boys, containing full directions for constructing canoes and the most popular manner of Bailing them. Fully illustrated. By C. Stansfield Hicks. .J. f'ORTUNE TELLING. No. 1. NAPOLEON'S ORACULUM AND DREAM BOOK.Co11taining the great oracle of human destiny; also the true mean ing of almost any kind of dreams, togeth e r with charms, ceremonies, and curious gam e s of cards. A compl e t e book. No. 23. HOW TO EXPLAIN DH.ElAMS.-Everybody dreams, from the little child tQ...the age d man and woman. 'l'his )ittle boo k gives the explan>ttiou fo all kinds of & e arn s together with lucky and unlucky ,Jays, and "Napoleon' s Oraculum," the book of fate. No. 28. HOW TO TELL FOHTUNEJS.-Everyone is desirous of knowing what his future life will bring forth, whethe r happiness or mi s ety, wealth or poverty. You can t ell by a glan c e at this little book. l:luy one and be convinced. 'l'ell your own fortune. -Tell the fort11 ne of your friends. No. rn. HO\v TO 'l'ELL FORTUNES BY THE HAND.Containing rules for telling fortune s by the aid of lin e s of the hand or the se cret of palmi stry. Al s o the s ecre t of telling future by aid of moles, marks, scars, e tc. Illustrated. By A. Anderson. ATHLETIC. No. 6. HOW TO BECOl\IE AN ATHLE'T'Fl.-GiviM full in etructi on for the use of dumb b e lls, Indian c lub s par. did bars horizontal b a rs a11d various other m e th o d s of d eve l 0p i11,,; a good, Jiealthy mu scle; containi ng ove r sixt.v illu stral ion s EvHy \Joy can become strong and healthy by following the instructions containe d in this liltle book. Ko. 10. IIOW TO ROX.-The art of s e lf-defense made easy. C o n taining ovel" thirty illustrations o [ g u a rrls, blows, and the ditf e r ent positions of a good box e r. E ve ry b o y should obtain one of useful an1I in structive books, as it will teach you how to box without au instl'Ucto;.. No. 25. HOW '1'0 RECOl\fE A GYl\INAST.-Containtng full Instructions for all kin d s of g,vmnastic sports and athletic ex e rci s es. Tuml>racing thirty-five illustrations. By Professor W. Mac donald. A handy and useful book. No. :14. HOW TO FENCE.-Containing full instruction for fencing and the use o f the broadswo rd; als o instru ction in arche ry. Described w il b twentyone p ra c t ical illustrations, giving the best positions in fencin g A compl e te book. TRICKS WITH CARDS. No. 51. HOW TO DO TRICKS WITH CARDS.-Containing explanations of the gen eral princ ipl es of sle ight-of-band applicable to card tricks; of card tricks wi t hordin ary cards, and not requiring 1leight-of-band; of tricks involving sl e ight-of-band, or the use of 1P9Cially prepared cards. By Professor Haffner. Illustrated. No. 72. HOW TO DO SIXTY,TRICKS WITH CARDS.-Em bracing all of the latest and most deceptive card tricks. with il lustrations. By A. Anderson. No. 77. HOW TO DO FORTY TRICKS WITH CA.RDS. Containing deceptive Card Tricks as performed by leading conjurors and magicians. Arranged for home amusement. Fully illustrated. MAGIC. No. 2. HOW TO DO TRICKS.-The great book of magic and card tricks, containing full instruction on all the leading card tricks of the also most popular magical illusions as performed by our leadmg magtc1ans ; every boy should obtain a copy of this book, as it will both amuse and instruct. No .. 22. '1'0 DO SECOND SIGHT.-Heller's second sight explamed b.}'. his former assistant, Fred Hunt, Jr. Explaining how the secret dialogues were carried on between the magician and the boy on the stage; also giving all the codes and signals. The only authentic explanation of second sight. No. 43. HOW '1'0 BECOMEJ A MAGICIAN.-Containing the gran?est assortment of magical illusions ev et placed before the pubhc. Also tricks with cards. incantations, etc. No. 68. HOW 'l'O DO CHEMIOAL TRICKS.-Containing over one hundred highly amusing and instructive tricks with chemicals. By A. Anderson. Handsomely illustrated. No. 69. HOW TO DO SLEIGHT OF HAND.-Contalning over of the latest' and best tricks used by magicians. Also oontainmg the secret of second sight. Fully illustrated. By A. Anderson. No. 70. HOW 'TO MAKE MAGIC TOYS.-Containing full directions for making Magic 'l'oys and devices of many kinds. By A. Anderson. Fully illustiated. No. 73., HOW. TO J?O THICKS WITH NUMBERS.-Showlng many curious tricks with figures and the magic of numbera. By A Anderson. Fully illustrated. .No. 7 5. HO\Y TO A CONJUROR. -Containing tricks with Dommos, Dice, Cups and Balls, Hata, etc. Embracing thirty-six illustrations. By A. Anderson No. 78. HOW TO DO 'rHE BLACK ART.-Containing a com. plete description of the mysteries of Magic and Sleight <>f Hand together with many wonderful experiments. By A. Anderson'. Illustrated. MECHANICAL. No. 29. HOW TO BECOME AN INVENTOR.-Every boy !tnow how originated. This book explains the m all, examples m electricity, hydraulics, magnetism, optics, pneumatics, mechanics, etc. The most instructiv e book published. No. HOW TO AN ENGINEER.-Oontaining full mstruct1ons how to proceed m order to become a locomotive en gineer; also directions for building a model locomotive; together with a full description of everything an engineer shot1ldi know. No. 57. HOW TO MAKE MUSrCAL INSTRUMENTS.-Full dire ctions how to make a Banjo, Violin, Zither, JEolian Harp Xylo ph .. ne and othe r musical instruments; together with a brlef de3cription of nearly every musical instrument used In ancient or mod ern times. Profusely illustrated. By Algernon S. Fitzgerald, for twenty y ears bandmaster of the Royal Bengal Marines. No. 59. HOW 'TO l\rAKE A MAGIC LANTERN.-Containing a d escription of the la11tern, together with its history and Invention. Also full directions for Its uire and for painting slides. Handsomely illustrated. By John All e n. No. 7l. HOW '1'0 DO MECHANICAL TRICKS.-Containing complete instructions for performing over sixty Mechanical Tricks. By A. Anderson. Fully illustrated. LETTER WRITING. No. 11. HOW TO WRITE LOVE-LETTERS.-A most com plete little book, containing full directions for writing Jove-letters, and when to u se them, giving specime n letters for young and old. No. 12. HOW TO WRI'l'Fl LETTERS TO LADIES.-Giving complete instructions for writing letters to ladies on all subjects; al s o letters of introdnc tion. notes and requests. No. 24. HOW 'l'O WRITE LE'iv.rERS TO GENTLEMEN. Containing full directions for writing to gentlemen on all subjects; also giving sample letters for instruction. No. 53. IlOW TO WRI'l'ID LE'lvl'ERS.-A wonderful little book, telling you how to write to your sweetheart, your father, mother, sister, brother, employer; and, in fact, everybody and anybody you wish to write to. Flvery young man and every young lady in the land should have this book. No. 74. HOW '1'0 WRITE LETTERS CORRECTLY.-Con taining full instructions for writing letters on almost any subject; also rules for punctuation and composition, with specimen letters.


THE STAGE. No_ 4:1. THE BOYS OF NEW YORK END MEN'S JOKE BOOK.-Containing a great variety of the latest jokes used by the m ost famous end men No amateur minstrels is complete without th is wonderful little book No. 42 THE BOYS OF NEW YORK STUMP SPEAKERContai?ing a varied of istump speeches, Negro, Dutch an d Irish. Also t"l:!d mens Jok es Just the thing for home amuse ment and amateur shows. No. 45 THE BOYS OF NEW YORK MINSTREL GUIDE AND JOKI!J B

WIDE AWAKE. WEEKLY A COMPLETE STORY EVERY W"EEK Price 5 Cents BY THE BEST AUTHORS Price 5 Cents ..-HANDSOME ILLUSTRATED COVERS 32-PAGES OF READING MATTER ISSUED EVERY FRIDAY.._ Interesting of Adventure in All Parts of the World ..'l'AKE NOTICE! -.a This handsome weekly contains intensely interesting stories of adventure on a great variety of subjects. Each number is replete with rousing situations and lively incidents. The heroes are bright, manly fellows, who overcome all obstacles by sheer force of brains and grit and win well-merited success. We have secured a ) .. > ) ) "'6taff of new authors, who write these stories in a manner which will be a source of pleasure and profit to the reader. Each number has a handsome colored illustration made by the most expert artists. Large sums of money are being spent to ) ) .. ) I make this one of the best weeklies evel' published. ALREADY PUBLISHED: 1 Smashing the Auto Record; or, Bart Wilson at the Speed Lever. By Edward N. Fox. 2 Otr the Ticker ; or, Fate at a Moment's Notice. By Tom Dawson. 3 From Cadet to Captain; or, Dick Danford's West Point Nerve. By Lieut. J. J Barry. The Get-There Boys ; or, Making Things Hum In Honduras. By l<'red Warbmton. IS Written In Cipher; or, The Skein Jack Barry Unravelled. By Pror. Oliver Owens 6 The No-Good Boys; or, Downing a Tough Name. By A. Howard De Witt. 7 Kicked otr the Earth; or, Ted Trlm's Hard Luck Cure. By Rob Roy. 8 Doing It Quick; or, Ike Brown's Hustle at Panama. By Captain Hawthorn, U. S. N. 9 In the 'Frisco Earthquake; or, Bob Brag's Day of 'l'error. By Prot. Oliver Owens. 10 We, Us & Co. ; or, Seeing Lite with a Vaudevllle &how. By Ed ward N. Fox. 11 Cut Out tor an Officer ; or, Corporal Ted In the Ph111pplnes. By Lieut. J. J Barry. 12 A Fool tor Luck; or, The Boy Who Tutned Boss. By Fred War burton. 18 The Great Gaul "Beat" ; or, Phll Winston's :Start In Reporting. By A. Howard De Witt. 14 Out tor Gold ; or, '.rhe Boy Who Knew the Difference. By Tom Dawson. 11> The Boy Who Balked ; or, Bob Brisbane's Big Kick. By Frank Irving. 16 Slicker tban Siik ,V or, The Smoothest Boy Alive By Rob Roy. 17 The Keg ot Diamonds; or, After the Treasure of the Caliphs. By Tom Dawson. 18 Sandow, Junior; or, The Boy Who Looked Puny. By Prof. Ollver Owens 19 Won. by Blutr; or, Jack Mason's Marble Face. By Frank Irving. 20 On the Lobster Shift: or, 117he Herald' lltar Reporter. By 'Ii. Howard De Witt. 21 Under the Vendetta' s Steel; or, A Yankee Boy In Corsica. By Lieut. J. J. Barry. 22 Too Green to Burn; or. The Luck ot Being a Boy By Rob Roy. 23 In Fool's Paradise; or, The Boy Who Had Things Easy. By Fred Warburton. 24 One Boy In a Mllllon; or, '.I.'he Trick That Paid. By Edward N J Fo;t. 25 In Spite of Hl.mself; or, Serving the Russian Pollce By Prof. Oliver Owens 26 Kicked Into Luck ; or, The Way Nate Got There. By Rob Roy. 27 The Prince of Opals; or, The Man-Trap of Death Valley. By A. Howard De Witt. 28 Living In His Hat; or, 'il'be Wide World His Home. By Edward N. Foll'.. 29 All for President Diaz; or, A Hot Time in Mexico. By Lieut. J. J Barry. 1 30 The Easiest Ever ; or, How Tom Fllled a Money Barrel. By Capt. Hawthorn, U. S N. 31 In the Sultan's Eye; or, Beating the Porte's Game. By Tom Dawson. 32 The Crater of Gold ; or, Dick H o p e' s Find In the Phlllpplnes. By Fred Warburton. 3S At the Top of the Heap; or, D aring to Call His Soul His Own. By Rob Roy, 34 A Lemon for His; or, Nat's Corner in Gold Bricks. By Edward N Fox 35 By the Mikado's Order;or, Ted Terrill's "Win Out" in Japan. By Lieut: J. J. Barzy. 36 His Dennis; or, The Luck of a Green liish Boy. By A. Howard S7 Volunteer Fred; or, From Fireman to Chief. By Robert Lennox. 38 Neptune No. l; or, 'l'he Vol nteer Fire Boys of Bla.ckton By Robert Lennox For sale by all newsdealers, or will be sent to any address on receipt of price, 5 cents per copy, in money or postage stamps, by PRANK TOUSEY, 24 Union Square, New York . IF You WANT ANY BACK NUMBERS of our and cannot procure them from newsdealers, they can be obtained from this office direct. Cut out and fill In the f?llowmg Order Blank and send it to us with the price of the books you want and w e will send them to 7ou by return mail. POSTAGE STAMPS TAKEN THE SAME AS MONEY. .................................................................................... .... ............ FRANK TOUSEY, Publisher, 24 Union Square, New York. .......... ............. 190 DEAR SmEnclosed find ...... cents for which please send me: .... copies of FAME AND FORTUNE WEEKLY, Nos ........ ....................................... " WID E AWAKE WEEKLY, Nos ......................................... 1 = '' WORK AND WIN, Nos ............................................... ........... " WILD WEST WEEKLY, Nos .............................................. ........ " PLUCK AND LUCK Nos .......................... ..... . . -..... .. ,, SECRET SERVICE NOS ................................... . ........ .. " THE LIBERTY BOYS OF '76, NOS ..................................... . . '' '' Ten-Cent Hand Books, Nos ..................... r . -... . . r ..... --. Name ......... ) ................ Street and No ..................... Town ........ StatP.. ___ --__ --.....


Fame and Fortune Weekly STORIES OF BOYS WHO MAKE MONEY By A SELF-MADE MAN 32 Pages of Reading Matter Handsome Colored Covers A new one issued every Friday Price 5 cents a copy This Weekly contains interesting stories of smart boys, who win fame and fortune by their ability to take advantage of passing opportunities. Some of these stories are founded on true incidents in the lives of our most successful self-made men, and show how a boy of pluck, per.severance and brains can become famous and wealthy. Every one of this series contains a good moral tone which makes 'Fame and Fortune -weekly" a magazine for the home, although each number is replete with exciting adventures. The stories are the very b est obtainable, the illustrations are by expert artists. and every effort is constantly being made to make it the best weekly on the news stands. Tell your friends about it. ALREADY PUBLISHED. 1 A Lucky Deal ; or, The Cutest Boy In Wall Street. 3i Beating the Brokers; or, The Boy Who "Couldn't be Done." 2 Born to Good Luck; or. The Boy Who Succeeded. 38 A Rolling Stone; or, The Brightest Boy on Record. 3 A Corner In Corn; or, How a Chicago Boy Did the Trick. 39 Say Die; or, The Young Surveyor of Happy Valley. 4 A Game or Chance; or, The Boy Who Won Out. 40 Almost a Man; or, Winning His Way to the Top. 5 Hard to Beat; or, The Cleverest Boy in Wall Street. 41 Boss or the Market; or, The Greatest Boy In Wall Street. 6 Building a Railroad; or, The Young Contractor s of Lakeview. 42 The Chance of His Life; or, The Young l:'llot or Crystal Lake. 7 Winning His Way; or, '.!.'be Youngest Editor in Green River. 43 Strtvlng for or, From Bell-Boy to Millionaire. 8 The Wheel of Fortune; or, The Record or a Self-Made Boy. 44 Out tor Business; 01-, The Smartest Boy In Town. 9 Nip and Tuck; or, 'be Young Brokers of Wall Street. 45 A Fal'orlte of !fortune; or, Striking It Rie b in Wall Sti:eet. 10 A Copper Harvest; or. The Boys Who Worke d a Deserted Mine. 46 Through Thick and Thin; or, The Adventures of a Smart Boy. 11 A Lucky Penny; or, The Fortunes of a Boston Boy. 47 Doing His Level Best; or, Working His Way Up. 12 A Diamond in the Rough ; or, A Brave Boy's Start in Life. 48 Always on Deck; or, The Boy Who Made His lllark. 13 Baiting the Bears; or, The Nerviest Boy In Wall Street. 49 A i\lrnt of l\loney: or, The Young Wall Street Broker. 14 A Gold Brick; or, The Boy Who Could Not be D owne d. 50 The Ladder of Fame; or,,_ From Office Boy to Senator. 15 A Streak of Luck; or, The Boy Who Feathered His Nest. 51 On the Square; or, The i:;uccess of an Honest Boy. 16 A Good Thing; or, The Boy Who M a d e a 52 After a Fortune; or, The Pluckiest Boy In the West. 17 King of the Market; or, The Young Tra d e r in Wall Street. 53 Winning the Dollars; or. The Young Wonder of Wall Street. 18 Pure Grit; or, One Boy in a Thousand. 54 Making His Mark; or, The Boy Who Became President. 19 A Rise in Life; or, The Career of a Factory Boy. 55 Heir to a Million; or, The Boy Who Was Born Lucky. 20 A Barrel of Money; or, A Bright Boy in 'Yall Street. 56 Lost In the Andes: or. The .rreasure of the Buried City. 21 All to the Good; or, From Call Boy to Manager. 57 On His Mettle; or, A Plucky Boy In Wall Street. 22 How He Got There; or, 'he Pluckiest Boy of Them All. 58 A Lucky Chance; or, Taking Fortune on the Wing. 23 Bound to Win; or, '!'he Boy Who Got Rich. 59 The Road to Success; or, The Career of a Fortunate Boy. 2-1 l'usbiug It 'hrough; or, The Fate or a Lucky Roy. 60 Chasing Pointers; or, The Luckiest Boy in Wall Street. 25 A Born Speculator; or, The Young Sphinx of Wall Street. 61 Rising in the World; or, From Factory Boy to Manager. 26 '!'he Way to Success; o r, The Boy Who Got There. 62 From Dark to Dawn; or, A Poor Boy's Chance. 27 Struck Oil or. 'he Boy Who l\fade a Million. 63 Out for Himself; or, Paving His Way to Fortune. 28 A Golden Risk ; or, The Youna Miners of D ell a Cruz. 64 Diamond Cut Diamond; or, The Boy Brokers of Wall Street. 29 A Sure Winner; or. The Boy "who Went Out With a Circus. 6 ii A Start in Life; or, A Bright Boy's Ambition. 30 Golden Fleece: or, The Boy Brokers of Wall Stree t 66 Out. for a Million; or, The Young Midas of W all Street. 31 A Mad Cap or, The Boy Treasure Hunters of Coco s Island 67 Every Inch a Boy; or, Doing His Level Best. 32 Adrift on til'e World; or, Working His Way to Fortune. 68 Money to Burn: or, The Shrewdest Boy in Wall Street. 34 Tatters; or, A Boy from the Slums. 33 Playing to Win; or, .The Foxiest Boy in Wall Street. 1 86 Won by Pluck; or, The Boys Who Ran a Railroad. 35 A Young Monte Cristo; or, The Richest Boy in the World. t For sale by all newsdealers, or will be sent to any address on receipt of price, 5 cents per copy, in money or postage stamp b; FRANK TOUSEY, Publisher, 24 Union Square, New York. IF YOU WANT ANY BACK NUMBERS of our libraries, and cannot procure them from n e wsdealers, they can be obtained from this office direct. Cut out and fill in the follcwing Order Blank and send it to us with the price of the books you want and w e will send them to you by turn mail. POSTAGE S'l'A. l\'.IPS '.l'AREN '.l'HE SAME AS MONEY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . FHANK TOUSEY, Publisher, 24 Union Square, New York . ....... ........... 190 DEAR SrnEnclosed find ...... cents for which please send me: .... copies of FAME AND FORTUNE WEEKLY,.. os .................................... '' WIDE AWAKE WEEKLY, Nos ... .. ., .............................................. .. ,, WORK AND WIN, N.os .......... " WILD WEST WEEKLY, Nos ......... ........................................... " PLUCK AND LUCK Nos .............................................................. .. " SECRET SERVICE NOS ................................................. " THE LIBER.TY BOYS OF '76, Nos .......... : ................................ o. 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