A golden shower, or, The boy banker of Wall Street

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A golden shower, or, The boy banker of Wall Street

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A golden shower, or, The boy banker of Wall Street
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Fame and fortune weekly : stories of boys who make money
A self-made man (J. Perkins Tracy)
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New York
Frank Tousey
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1 online resource (28 pages)


Subjects / Keywords:
Dime novels -- Periodicals ( lcsh )
Wealth ( lcsh )
Entrepreneurship -- Fiction ( lcsh )
Boys ( lcsh )
serial ( sobekcm )

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University of South Florida
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University of South Florida
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The University of South Florida Libraries believes that the Item is in the Public Domain under the laws of the United States, but a determination was not made as to its copyright status under the copyright laws of other countries. The Item may not be in the Public Domain under the laws of other countries.
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F18-00108 ( USFLDC DOI )
f18.108 ( USFLDC Handle )
031387407 ( ALEPH )
840121968 ( OCLC )

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STORIES Of' 150Y5 .. rtHO MAit[ MONE:Y. Tb.e broker stepped on a banana-peel that some tho1lghtless person had dropped there. His feet slipped from under him like & 1lash. and the satchel he carried. escaping from his grasp, paned and Fred with a golden shower.


Fame' and Fortune Weekly STORIES OF BOYS WHO MAKE MONEY l-d Weekl11-B11 Subscription $2.60 per year. Bnte1ed according to A.ct of Congre&a, in the year W01. in the oJflce of the LibrarW. o f Con gre11, Wa.hington, D C., bl/ Frank '.l' ousev, Publiahe1-, 24 Union Squar New Yo1 k. o. 112. NEW YORK, NOVEMBER 22, 1907. PRICE 5 CENTS. H Golden ShoLUet1 OB, THE BOY B ANKER OF WALL STREET By A SELF-MADE MAN CRA.tPTER I. FRED SPARKS FINDS A HORSESHOE AND HIS LUCK BEGINS. "I had a funny dream last night, Will," sai d Fred Sparks to his friend Robson, as the two came together one morning in a Harlem subway station on their way to their offices in Wall Street. "Let's hear what it was," said Will, with .an air of in terest. "Well, I thought I was walking along the some whe re. The water was as calm as a millpond and shone like a plate of burnished silver in the moonlight The sky was ablaze with the brightest stars I ever saw Suddenly a shower of golden stars fell all over me "Golden stars !" "Yes, golden stars, and regular :five-pointed ones at that. Yet, the funny part of it was' as they were in little heaps about me, every one of them bore a remarkable like ness to a twenty-dollar gold piece." "They did, eh ?11 "That's what they did "Well, go on." "That's all." "That's all?" "Yes. I woke up and found that it was morning, and time to get up." "I suppose it may be considered a lucky omen to dream of a golden shower." "I hope so, for I can stand a little luck about this time." "I guess you can You've had a hard time of it all winter. Your mother was sick a good part of the time, and your sister had to give up her job to look after her. That threw the burden of their support wholly on you I d on't see how you managed to pull through on your wag@s." "If it hadn't been that I found a pocketbook with a small wad of money in it we'd have gone to the wall. That hap peped the very flay the agent of the flat came aro und for hi$-rent for the third time and threatened us with dispossess proceedings because we cou ldn't pay. I never felt bluer in my life than I did that afternoon I seemed to see my mother in a hospital, our home brokel} up and our furniture in the street That pocketbook saved us. Whoever los t that money lost it in a good cause At that moment the Sonth Fe;rry express came along and the boys boarded it. "How do you lik e your new boss ?" asked Will, after they were pretty well wedged in the crowd of strap -hangers "Mr. Pelham? Fairly well. He's quite a dude in his way. The chief thing'that J don't like about him is that h e is awfully suspicious. He goes nosing a.round the of fice as if he thought there was a standing conspiracy among 'his clerks to defraud him or give away his business secrets I'm only hfa messenger boy, but he watches me like a cat does a mouse." "I shouldn't fancy that kind of a man for a boss." "A fellow can t always pick his employer to suit himself." "No, that's true. I'm glad to say I've got a pretty de cent one," said Will. "By the way, if we had a little money now that we didn't have to use for a week or ten days we'rl stand a good show of making a stake."


2 A GOLDEN SHOWER. "You mean by backing some stock?" "Yes. The market is a rising one, and the indicatiom are that prices will continue to go up all along the line. A hundred dollars on a ten per cent margin basis would sia.ncl to double itself inside of the next two weeks if put on a stock like M & N." "It might. If I had $100 I'cl give the matter my close attention, but as I haven't, why,. I sha'Q't worry myself over it." Half an hour l ater Fred was at his office, seated in a chair in the reception-room, ready for the business of the day. The clerks and the stenographer came in soon afterward, books ancl papers were brought out of the safe and laid on the tall desks, and the employees of Mr. Roger Pelham, stock broker, began their customary grind. As usual, when Mr. Pelhan1 came in he cast his eyes sharply over his counting-room to see that he was getting his regular pound of flesh from those he honored with a sal ary every Saturday, then he went into his private room, and Fred followed to assist him off with his coat. A pile of letters always awaited the broker's attention in the morning His first duty was to go through them, after which h e sent for his stenographer, to whom he dictated answers. Sometimes he wrote brief re plies himself, which he en closed in envelopes and sent :F'recl out to deliver. On this particular morning he called Fred in and handed him three to be taken around. The boy put on his hat and started first for the Johnston Building As he was about to cross the street a cab came bustling along. Fred stopped to let it pass. Suddenly something flew through the air between the wheels ancl land ed a.t the feet of the young messenger. He looked down to see what it was. The horse hacl cast one of its hind shoes. Fred had always heard that it was a lu cky thing to be come the possessor of a horse's s hoe lost in this \nanner. 1So, on the spu r of the moment, he reached down and it. Nevertheless he was somewhat ashamed of the act, and looked furtively about to see if any one hacl noticed him pick it up. Apparently the act was unobserved, so Fred, talring the financial section of the morning paper 011t of his pocket. wrapped the horseshoe up in it ancl stuffed it into lii s pocket. "I wonder if I'm on the eva of a run of luck?" he asked himself as he pursued 4is way up the street "First I dream of a golden sho1Yer and then a ):i.orseshoe is cast at my fod. looks favorable, at any rate. Now, ii I tmly had a v bunch of money and--" His thoughts were suddenly intruded upon by an un expected jolt that landed him in the gutter with a stout, well dressed man on top of him whose weight for the mo ment seemed to be a ton. The gentleman picked hi:mself up, with sundry angiy expressions, more forcible than polite, and 2-fter glaring at the boy hurried away and disappeared around the cor ner. "Some people want the whole street to themselves," mut tered Freel, in disgust, as he scrambled to his feet. f h" Then he noticed that the horseshoe hacl fallen out o is pocket. Stooping to recover his prize, he saw that it half covered a flat-looking wallet. He picked that up, too, ancl looked at it. "I wonder if that was there before the man butted mto me, or whether he dropped it when he landed on me like a load of pig iron?" That was a question the boy could not dec1d_e, so .he stuffed the wallet into his pocket for .future cons1cleration and went on to the J olmston Building. One of the elevators landed him on the fourth floor in a brief time and he dashed down the corridor toward the office d Blumstein & Rubenfeldt, which was his destination. His note was addressed to 1\Ir. Blumstein, and accordingly he asked for that gentleman. "Busy," said a clerk, laconically, "take a seat." "Will you take this note in to him?" asked Fred. "Is it important?" "Sure," replied the boy. "Give it to me, then." The clerk carried the envelope into Tllr. pri vate office and Fred walked over to the ticker which wa.,; standinoin a little alcove near one of the windows. As took up the tape to glance at the quotations stamped upon it a door behind him opened and Mr. Ruben felclt ca.me out with a visitor. "Now) Mr. Rubenfeldt, as the pool is complete, lose no time in buying all the P. & R. shares you can find and have them delivered C. 0. D. at the bank. When you've ex haust ed the available supply you will receive instructions relative to bidding for the stock on the floor. Under stand?" saicl lhe visitor. "Certainly, Mr. Bache," replied the broker. "I will start in at once The caller then started for the outer door, while Mr. Ru benfeldt retired into his room again Freel had heard every word, and he knew just they meant. A combination of traders had been formed to buy in P. & R. s11ares aL their present ruling price with the object of the stol:k, boosting Lhe price aL a goo

A GOLDEN SHOWER. CHAPTER II. FRED MAKES USE OF HTS TIP. Half an hour Jater Fred got back to his office with a couple of answers in his hand for Mr. Pelham, whom he found, with his hat on, impatiently awaiting his return. The broker r ead the notes and then le.rt the ofce for the Exchange. Fred removed the horseshoe from his packet, and going into the counting-room, shoved it under the big safe Then he returned to his seat, and taking out the wallet he had picked up in the street, opened it with a good deal of curiosity and anticipation. There were seven $100 bills in it, a few postage stamps in a little flap, and nothing else. Not a scrap of paper that .would designate the owner. "This is the second pocketbook I've. found without any clue to show to whom it belongs. Seven hundred dollars is a Jot of money, too. I suppose this will be advertised for. Well, if it is I'll see that the owner gets it." He slipped the wallet into an inside pocket and then up the daily market report. He was interested in P. & R., and he wanted to see what it was going at. The highest figure the day before was 65 "If I dared 1rne that money I fOlmd I could buy a hun dred shares, and I'd sta .nd to win $1,000, I'll bet/' he said to himself. "I wonder why I couldn't do it and then, if l discovered the owner of the wallet, I could return him hi':! money when the deal was over, and I'd be quite a good pile in. o doubt the man would want to pay me l>mething tor returning his money, but I'd be perfectly satisfied with tho use of it for a few days." For the rest of the day Fred argued the matter with him self, but he couldn't come to a conclusion. When he got home he showed his mother the wallet arid the money it contained, and said ho had picked it t;p on Wall Street. "I dare say the ]oser will advertise bis loss in one of the morning papers, and maybe I'll get a reward for restoring it," said Fred. "I should think so, my son, for $700 is a good deal of money to lose," said bis mother. "It would be a small fortune to us." "Well, I'll watch the lost and found column of the three papers that come to our office. If it isn't advertised I'll have the next best claim to it. Here's something else I found," and he exhibited the horseshoe. He told his mother how it came into his posse8sion and asked her i.f it wasn't considered a lucky thing to find a horseshoe under suc h eircumstances. "People say so," laughed Mrs. Sparks. "At any rate, I wouldn't throw it away." "I don't mean to. We'll hang it over the door, or I coulc1 have Edith gild it, tie ribbons on it, and I might keep it as an ornament on my bureau. At any rate, I imagine it may bring me good luck, because I found the wallet five minutes after I picked it up." His sister didn't come in from her work till six o'clock, and he asked her what she thought about his finding the horseshoe. "I've always hea .rd it was lucky," she replied. Then he showed her the wallet and the money. "I found that right afterward," he said. "My goodness! Seven hundred dollars!" she exclaimed, in astonishment. "Y oa're rich "Oh, it isn't mine--yet," he answered. "I may find the owner." "He ought to give you a hundred of it. There isn't one in fifty or more who would bother making an effort to re turn it, not even if they had a clue. The temptation for peoplO' to .. keep what they find is generally irresistible." "That's right," replied Fred, returning the wallet to his poc ket Next morning and for two days after he looked for an advertisement about the pocketbook, but saw nothing that in the remotest degree referred to it. At the same time he kept his eye on P. & R., and saw that it had advanced to 67. "I think I've given the owner of that wallet a fair chance to :recover it. No use of my waiting any longer and letting a good thing get away from me. I'll buy a hundred shares of P. & R. to-day, and I'll still watch the lost and found advertisements, on the chance that the man may advertise later on." So afternoon he bought the 100 shares, and put up $670 of the money as a margin of security With a little banking house on Street that did business largely with moderate investers. rrhe very next day P & R. jumped to 70. That made Fred feel pretty good Already he figured he was $300 ahead of the gaine. About noon he met Will Robson coming out of the Exchange. .. "Ilello, Fred," said Will, catching him by the arm, "going in?" "Yes." "You'll find things live]y on the floor. I believe there s a boom on in P. & R." "I'm not surprised," replied Fred. "The ticker shows fl rise of three points above the o pening price." "l\foe Ruiienfeldt is buying the stock right antl left, and there's a three deep around him." "He isn t buying it for fun." "Bet your life he isn't. The fellows who are selling to him now will be kicking themselves to-morrow." "Oh, I don't know They are probably closing out deals for their customers It is the customers who will be kick ing themselves." "I heard a newspaper man say that the stock was likely to go to 80." "I. hope "What difference does it make to you whether it does or not?" "All the difference in the 'world." "How s0 ?" "Because I bought a few sha re s at 67 yesterday after noon." "The dickens you did!" cried Will, in surprise. "Where did you annex the funds?" "That's one o f my secrets." "Is this straight goods you're giving me?" "Perfectly straight and a full yard wide."


.. .. A GOLDEN SHOWER. "How many shaxcs of P. & H dicl you buy?" ';Something less than a thousand." "I should imagine so,'' grinned Robson. "If you've got ten you' ll make $100 all right if you hold on long enough." "I'll hold on as long as I think it is saie to do so," replied Fred. "So long, I can't waste any more time talking to you now." Fred broke away and dashed in at the messengers' en trance. lie found, as Will had told hi.m, that things were lively on the floor. Moe Hubenfeldt was the center of an excited throng o f trad.crs who were unloading small quantities of l?. & R. t0n him a.t the advanced price. 'The broker took all that was offered, and his last trans action recorded stood on the board at 70 3-8. \.1.'hile Fred stood at the railing waiting for Mr. Pelham to come up, detached himself from the crowd and walked away. The mob then broke up at that spot and its members joined other gi;oups. Then there was a lull in P. & R. The stock, however, closed that afternoon strong at 71. Next morning's papers had a whole lot to say about P. & R., ai1d the news ca. used the appearance of many buyera in quest of the stock. Although Hubenfeldt had found no great difficulty in picking up a great many shares the preceding day, the new buyers were not so fortunate I On the contrary, they found tlie stock very scarce. This fact brought about some li vely bidding for it, that sent the pri6e to 73 soon after the Exchange opened. 'J'hose who looked to see Rubenfeldt join the bidders were disappointed, for he seemed to be interested in something A great many traders scented a corner in the stock aKl made grea.t efforts to get hold of some of the shares in an ticipation of a big rise. Fred was out and in the Exchange at intervals up to three o'clock, and he noted the last time with satisfaCtion that the stock had gone up to 75. That meant if he closed out his deal then would be in a position to return the lost money, if he found a clue to the owner, and still be over $700 ahead himself. Next day the excitement over P. & R. increased to fever heat, and by noon the stock was up to 80. Freel saw the quotation while on an errand to the Mills Building. He had already decided that he would sell out when it reached that figure, so on hi s way back to the office h e rushed up Nassau Street to the little bank and told the mar gin clerk to dispose of his 100 shares. He knew this would be done in a few minutes, and he returned to the office feeling that he was practically out of danger if a sudden slump set in, which was always liable to happen when a stock was boomed to a higher point than it was actually worth He met Will Robson on the way, and his friend wanted to know if he was still in the swim. "Just sold out," teplied Fred. "You don't say! How much do you expect to make?" "Thirteen dollars profit on a share." "And you said you had ten shares, I think?" said Will, thinking to

. A GOLDEN SHOWER. I "I don't see how you ever made so much money," s he replied, wonderingly. "Then don't worry about it, but take the moey and use it. When you want more ask me for it, and you'll find it coming your "You are su re this isn't paJ:t of that $700 you found?" his mother, with a slight suspicion in h er mind. "No, mother. Every cent of that is in the wallet in the office safe I ju s tltold you that I made this money by using the $700 to'such good advantage that I am able to give you the $300 and still have a little capital left for a future deal." "I am bound to believe you, and I know you wouldn't tell me an lmtruth; but it is all very wonderful to me. Money must be ea. ily made in Wall Street." "It is, and twice as easily lost. Unless one is in the swim, that i s possessed of positive infocmation as to how the cat is about to jump, he is more apt than not to come out at the short end in a wrestle with the Wa ll Street bulls and bears." When Edith came home the first thing Mrs. Sparks d i d was to show her the $300 that she had received from "f .l.'"c1. Of course the gir l wouldn't give her brother any rest until he h ad explained how he had made the money. "You say that is only a part of your winnings," she said. "How much more have you got?" "That is one of my businesr secrets, sis," he sa id. "I think you might tell me,'' s he said, with a pout "Then you would know as much about it a s I do," laughed Fred. "Well, haven't I a right to? I'm your sis t er.", "Yes, you're my sister all right; but that fact doesn't entitle you to burden your pretty little head with your brother's responsibilities." "But I want to know," she persisted. "Well, here's $15 to buy yourself a new hat and a new dress. Will that satisfy you?" "My goodness, you must be made of money I" -"No, I'm made of and blood, with a few bones thrown in," chuckled Fred. "Aren't you too provoking for anything!" said Edith, ta.king the three $5 bills and putting them in her pocket book to make sure that they didn't get a.way from her. "So you won't tell me 1 ow much you re worth ?" "Not just now. Some oth e r 'ti perhaps." With that his sister had to be satisfied, and she ga.ve up further argument. Next day when Fred was rushing down Broad Street : on an he saw a man ahead whose appen.rance seemed to be familiar to him. He hastened his steps, pa ssed him, and then looked around Yes, there could be no doubt about it, this was the man who had into him that mornin_g in Wall Street when he found the 'vallet Fred believed .. it to be his duty to find out if the pocket book and money belonged to him If they did, he intended to restore them. So he walked up to the gentleman, who ... was a stout man, weighing all of 180 pounds, and said: "I beg your pardon, sir, but I'd like to speak with you a moment." "Well, boy," said the stout man, coming to an abrupt halt and speaking a bit grufily, "what do you wish to speak to me about? I don't know you." "Do you r emembe r tripping over a boy last week in Wall Street?" "I do. What about it?" "I was that boy. Did you lose anything at the time?" "I lost my wallet, containing $700, that day, but wheth er I l ost it then or not, I could not say Am I to under stand that you found it?" said the man in surprise "I found a wallet containing $700 on the spot after you WfJJ.t away As there was no name or other clue to the o per I could not return it. I suspected that you might have lost it, but was not At any rate, as soon as I recognized you just now I determined to ask you about it. Will you describe the wallet and the denomination of the bills to make the matter sure?" The stout man did so accurately, and then Fred de clared the wallet was clearly his. "1 you will give me your name and address, sir, I'll return it to you this afternoon, about four." "Young man, I never expected to .see that wallet or the money again Your honesty is something out of the or dinary run. Nine persons out of ten would have kept the money and made no effort to find the owner, especially as there was no clue in the wallet. I am very much obliged to you for offering to return it. Here is my card You can bring it to my office at your convenience, and you sha ll lose nothing by i t. What is your name and where are you em ployed?" "My I1ame is Fred Sparks, and I am working as a mes senger for Roger Pelham, stock broker, No. Wall Street.'' The stout man mad e a note of it on a memorandum pad, shook hands with Fred and continued on his way The boy look ed a.t the card he bad reecived and saw that it bore the nam e of William Opdyke, No Exchange Place, Vanderpool Building. Whatever his business, it was not printed on the card, but the number of his s uite of offices was printed in small type in one corner. Fred, however, recognized the name a s that of a million aire operator-a man

A GOLDE.i: SHOWER. "I'm not going home yet, Will," he said. "I've got to go around and call on Mr. William Opdyke." "Do you mean Opdyke, one of the big guns of the Street?" "That's just who I mean." "Does your boss do business with him?" "Not to my knowledge." "Then why are you going to call on him?" "Because I have a little personal business to transact with him." "You have?" Fred nodded "Are you making up a pool to corner some stock?" chuckled WilL "Not this trip, Willie," laughed Fred "I suppose there's no use asking you how much you made off that deal of yours in P. & R. ?" "No. I don't care to tell all my business, even to my best friend." "Where's Mr. Opdyke's office?" "In the Vanderpool Building." "Do you want me to go around and wait for you?" "You can if you want to." So the boys went to Exchange Place together. \\'ill stopped at the door, while Freel took tbe elevator to tho sixth floor. He walked down the corridor till he came to a glass door with Mr. Opdyke's painted on it in small gold letters. Entering, he asked for the big operator. "What's your name and business?" asked a clerk. "My is Fred Spark Mr. Opdyke i s expec ting rnc .. The clerk entered the private office and soon returned to tell the boy he could go in. Ir. Opdyke was at his desk. There was nothing specially impo s ing about his office. A great many small brokers put on more s tyle foan he did But some mighty big deals had been engineered in that room, just the same. "Take a seat, Sparks," said the operator, pleasantly, pointing to the chair next to his desk. Fred took possession of it. "Here is your wallet, sir," he said, laying it on his deRk. "Thank you," replied the stout man. "That's mine." He opened it, took out the seven $100 bills "that Fred hacl replaced, and then hancled two of ti.hem to the boy. "I make you a present of those with the greatest of plea3-ure," he said "Now, is there any other way I can be of service to you?" "No, sir. Not that I know of, unless you want to give rue a pointer that will enable me to double this money," re plied Fred, rather surprised at his own nerve. Mr. Opdyke swung around in his chair and looked at the young messenger pretty hard CHAPTER IV. .A. GOLDEN SHOWER. "Young man," said Mr. Opdyke, solemnly, "if you will take my advice you will leave the stock market alone. To most people with a little capital it is the gate to the poor house To a boy like yourself it is a dangerous experiment. \ If your objecL in asking rnc for a tip on lhe market is merely to clouble, for some specific pnrpost', lhe $200 I presente.J you with .for returning rny wallet wilh i ls contents intact, I will gladly present you with another $200 But to encour age you to go into the market merely for the profit you may expect to reap from a lucky deal would not be doing you a good turn in the lon g run I cannot, therefore, give any pointer whatever, but I can give you two more bills," and the operator held them out to the boy. I am much obliged to you, sir, but must decl i ne to ac cept them, as I do not need the money in the sense in which you offer it," replied Fred, politely "It is my ambition to be a broker or a banker some day, and I am on the lookout to acquire the necessary capital. With my three years ex perience in the Street, the constant study I have given to stock market methods, and my present of Wall Street affairs, it is my belief that I can gradually bui l d up a bank account through cautious deals in certain stocks, buying them when they are low and selling at a small advance. A tip from you wo11ld be of unusual ad vantage to me, but, of course, I have no right to expect that you would favor me with one Thanking you for the $200 which you have given me, I will now wish you good after noon," said Fred, rising. "Wait a moment, young man," said the operator, who hacl listened attentively to his words. "I am bound to say that you interest me. Have you already spec"ulated in the market?" "I only made one deal, ir, and that was recently. I put all my available funds into 100 shares, on margin, of P. & R. I bought the stock at 67 and sold out at 80 and a fraction, clearing $1,325 Mr Opdyke regarded him more curiously than ever. "1\fay I ask how you came lo select that particular stock, and how did you figure that it would go up to 80? I can not understand on what basis you, a mere boy, could make i;;uch a ca.lcu lation Perhap you trusted to luck, what the newspapers said on the subject and the excitement at the Exchange?' "No, ir. I had something more tangible than that to go on. l went into that tock because I got hold of a tip frorn a. thoroughly reliable source that P. & R. was to be boomed by a syndicate of wealthy men. I took some chance, it i' true, that it would go to 80; but in my own mind r was atisfied that it would do so. I hit the limit pretty close, for the highest priqe reached was 81 5-8, just one point more than I got for my holdings." "You seem to be quite a cJever young fellow," said the operator; "indeed, you appear to be smart enou gh to derstand without any advice from me that you are playing with edged tools when you go into the market. Are you resolved to follow up this first success of yours?" "I am, and I am confident 1 shall win out in the long run." "You have certainly the courage of your convictions I see there is no use in trying to dissuade you from your purpose, and therefore shall not attempt to do so. If you will not profit by the experience of others, you will have to learn at your own cost. However, I like you, young man, and re gret to see you join the procession that in nine ca es out of ten leads to financial disaster. If T can be of service to you


:A GOLDEN SHOWER. outside of the stock market do not fail to call upon me. Your ::>terling honesty at least i worthy of encouragement." "Thank you, sir I may take you at your word some day," replied Fred. "Good-afternoon." "Good-afternoon," answered the big ,operator, t u rning to hii:; desk. "Well," said Robson, when Fred rejoined him at the door, you had a lengthy interview with the big mogul." "Yes. He treated me very nicely. I tried to get. a tip out of him, but he wouldn't have it." "Do you mean to say that you hacl the nerve to ask him for such a thing? I guess you're joking." "I have nerve to do anything that's fair and above board "I think you have if yon did that. "Well, I'm looking for good tips. If you nm against one l et me know and I'll make it all right with }'Ou. "You seem to have caught the speculative fever at last.'' "Perhaps I have The microbe is pretty :i.ctive down in this neighborhood The air is filled with them, and it only requires a little capital for them to propagate on Give11 that, I guess you'd have a touch of tha fever yourself -Will admitted that there was a whole lot of truth in his companion's remark. Having reached the underground Rtation, they purchased afternoon papers and took a train bound for Harlem. With $1,200 in an envelope in the office safe at his com mand, Fred studied the m arke t more zealously than ever, but a month passed away without any effort on his part to make another deal. One morning about eleven o'clock, when Fred stepped out of the elevator bound .for Exchange Pla.ce, he ran into Will Robson in corridor. "I was jus t coming up to see you," sa.id Will. "Is that so? Must be s omething important that would bring you to the offic-e." "It is I've got hold of a tip, and I want to make an arrangement with you." "If it's worth anything you've brought your pig to the right market What is this tip?" "What will you give me if it pans out a profit to you?" "Ten per cent. of my winnings," replied .E r ed, prompt ly. "It's a go. Glance yolll' eyes over that. 1 picked it up in the street." Fred looked at a memorandum, scribbled in pencil on a bit of paper torn from a broker's pad. "Back C. & A. to the limit It is good for a ten point rise. The Grea.t Mogul has lost his grip on the road, the I. C. ha,ving secured control. Act promptly, as the news may be out any moment. W 0 T ou say you picked this up on the street?" said Fred "Yes," said Will, with a slight flush. "I don't like to touch such tips." "Hold on," said Will, hastily "It was dropped by Op dyke's messenger." ''How do you ]mow that?" asked Fred, sharply. "I saw him lose it." "Oh, you c1id You know Mr. Opdykc's messenger, do you?" "Yes." "And it wasn't in an cm elope?" said Fred, looking keenly at his friend. "Yes, it was, but the envelope wasn't very securely fas tened," replied Will, with a guilty look. "Wasn't it fastened enough to hold?" "Oh, come now, what do you want to ask so many ques tions for?" I'm afraid, Willie, you've been doing something that you oughtn't to have done." "What's that?" "You opened the envelope, which might not have been fastened as securely as it should. You yielded to tempta tion You guessed the note was from J\fr. Opdyke, arnl suspecting it cont.ained information of importance, you were guilty of a very mean ad:. Isn't that right?" "Weil, the damage is done, what's the use of hauling me over the coals for it? Everything is fair in Wall Street among brokers, why not among the messenger boys?" said Robson, doggedly. "No Will there are some things that arn not fair, anrl this is one of them." "What are you going to do about it? Won't you take advantage of this information?" "l don't see how I can. I can't use it without paying you t en per cent. of the profits if it s hould prove a winner, and the moment I did that I'd b ecome your accomplice in a mean action." "Say, you' re altogether too particular," said Robson, with a look of disgust "There isn't a broker in the Street but would use that information if it came to him in the same way "Look h ere, Will, you don't want to make such a sweeping assertion." "Well, that's my opinion," replied Robson, doggedly "That's different. You h ave a right to your opinion, whether it's correct or not. I believe that only a few brokers would use that information if it came to tltem as it has come to me. Brokers are gentlemen, and there is just a,s much honor among them as there is among other gentlemen." "Are you treating me to a Sunday school lecture?" snorted "No. I just want you to understand how I stand in this matter. The tip is a :first-class one. I wish you'd got hold of it some other way." .... "It wasn t my fault that Opdyke's messenger dropped it," growled Will "Of course not, but you ought to have run after him and given it to him Just consider for a moment the hole he is in now. He's liable to get the G. B for carelessness. If he does you're to a certain extent responsible, for you might saved him "I didn't think of that," replied Robson, shamefacedly. "Have you got the enveloper" "Yes "Well, here's the note Seal it up again and go back to the place you found it. Maybe you'll see the messenger looking around for it. you don't, take it to Mr. Bradley, at the adclress on the envelope, and tell him you picked it up on the street. That's about the only way you can squa r e yourself in your own opinion."


A GOLDE.\" ".\rd in your."', I suppose," added Will, as he took th' note and proceeded to do as Fred had suggested. While the two boys were standing there talking, Mr. Pel ham came out of his office on the floo r a bove w i t h a heavy satche l in his ha;nds In tead of waiting for the elev ator he took the stairway down. As Broker Pelham turned the corner of the e l evator en closure he saw the boys bel o w One of them he recognized, i n angry surprise, as his own messenger, Fred Sparks, whom he had sent on an errand several minutes before The other lad he knew to be connected with the office of a business enemy Being of a J:iighly suspic i ous nature, he immediately jumped to the conclusion tha.t Fred was telling the other messenger something that he had o verheard in the office. Full of this idea he slipped softly down the stairs in or der to overhear just what the boys were talking so earnestly about. Even if their conversation was of the most innocent char acter, he intended to give Fred an awfu l laying out for wasting his time. He had just reached a position where unobserved lie could li ten to what they were saying, when sometuing happened. Tlrn broker stepped on a banana peel that some thought l ess person had dropped on the stairs His feet slipped from under him like a flash, and the satchel he carried, escaping from his grasp, opened and del uged Freel with a golden shower 0 CHAPTER V. FRED LOSES HIS JOB, BUT MAKES A HAUL IN STOCKS. Bumpity-bump-bump'-bump went Roger Pelham d own the steps, while the two boys were stupefied with surprise Fred Sparks stt>od in the center of a golden circle of twenty dollar pieces. Tho atche l lay gaping at one side, with a stream of coins running from it not unlike the fabled cornucopia. A number of people attracted by the disturbance came to the spot and gazed with surprise on the scene. Fred was picking coins out of his neck and shirt front. "Don't let any of that money get away, Will," said Fred, as Broker Pelham landed on the marble pavement with :i. thump that shook half the breath out of his body. Robson immediately got busy and began shoving the coin toward the satchel. Fred was soon down on his knees helping him The gathering crowd looked on in wonder and not a little amusement, for when the discomfited broker struik the floor his legs pointed up at an angle of forty -five r1cgrees, and his head struck the last step hard enough to be wilder him Somebody went to h i s assistance and helped him on h'L"> eet. He was frantic ove r his money and made a dash for the half emptied sat.che l. "Leave that money alone How daxe you touch it?" he r o ared at Fred and Will. Pelham!" Frcll, recognizing him now for the fir t time. The broker paid no attention to him till he had shoveled the l ast coin i n sight i n to the satchel, and then he turned on the boy in a of rage. "You young rasca l !" he cried. "This is all your fault!" "My fault?" ejaculated Fred, in surprise. "What do you mean by loitering .here when I sent you on an important errand ten minutes ago? Go and deliver my letter at once, and I'll attend to you later." Thus speaking, he. dashed upstairs again with his satchel in order to recount the gold and see if any of it was missing. In his haste .he did not notice the unlucky banana peel, which still lay in his path. Stepping on the slippery object, he went down on his hands and knees and slid half way back down the staira, splitting his trousers leg from his lmee up. Neither Fred nor Will witnessed this second mishap, for they were going out at the main entrance as fast as they go There they separated, neither understanding how the ac cident to Mr. Pelham had happened Freel, however, had a suspicion that he hadn't heard the last of the incident, and Will also guessed that his frienrl was in for a hot time when he got back to the office later on. Fred tried to make up for lost time by doing the rus"\i act, and he succeeded in recovering a portion of the minutes he had accidentally wasted on Wlll's a.ccount When he got back to ihe office he found that Mr. Pelham was out. 'l'he cashier said that he was in a towering rage when he entered the office with his satchel and rushcll. into his room, where he remained twenty minutes, and then left with the rent in his pants pinned up. Fred was out when he returned an holJr and a half later, with a new pair of trousers on The first thing he did was to inquire for the boy, and being told by the cashier that he had sent him to a station er's he entered his private office looking as black as a thunder gust. Soon alter the young messenger got back Mr. Pelham came to the door of the reception room, and seeing Fred, called him inside "Now, I want to know why you were fooling your time away in the corridor down tafrs when I sent you on an er rand," demanded the broker, angrily. Fred excused his unfortunate delinquency as best he coulcl, but Mr. Pelham was not appeased "What were you talking to that boy about?" he asked. "A little private business of our own, sir," responded the boy. 'cir don't believe it. Y o u were telling him about some thing you heard in this office so he could carry the news to Mr. Osborn "No, sir, you are mistaken." "Don't you clare lie to me, you young whippersnapper. 1 say you were!" Fred remained s ii en t. "I won't ha .vci a boy around my office that I can't depend on Do you understand?" Fred said nothing ''Why don't you answer me?"


A GOLDEN SHOWER. "I have already answered you, but you don't seem inket," said Fred, pulling out his money. "On margin, of clined to accept my word." course." "I want to know what you told that boy. "I've got a block of 200 shares in the office now that a "It would not interest you, sir. It had nothing to do customer left for sale a few minutes ago. You can have with this office." it for 52 1-8." "I say it had. You were giving away f omething you "I'll take it," said Fred, eagerly. heard here." 'As he passed over the necessary margin the indicator near "No, sir I haven't heard anything of any importance the desk began ticking away furiously. since I came to work for you." After counting the money and turning it in with hid Broker Pelham strode up and down his room for a mo-memorandum to the cashier, the broker looked at the ment or two and then turned on his messenger. tape. "You're discharged. Go and get your wages from the 0 & A. was coming out at a great rate, every transac:!ashier and get out. I don't want you around here an:v tion representing an advance of an eighth of a pe>int. more." He whistled and looked at Fred. "Very well, sir. 1 have no wish to stay after the way you "Young man, you seem to have caught on to a good have treated me. Good-afternoon." thing. 0 & A. is rising fast." He walked outside, went to the cashier and asked for his "I expected it would. There was an anne>uncement made week's wages. in the Exchange a few minutes ago that brought me over That gentleman looked his surprise. here hot-foot." "What's the matter, Fred?" "What was it?" asked the broker. "I'm going to quit," replied Fred. Fred told him the substance of it. "Had trouble with Mr. Pelham? "That is good for ten points. Excuse me, I must get over "I did." to the Exchange right away. The cashier will give you your "Did he discharge you?" receipt." "He did." Five minutes later Fred walked out himself, feeling that "I am very sorry to hear it, Fred," replied the cashier, he stood to win probably a couple of thousands. regretfully "You are an uncommonly good messenger." "I guess that bounce was in my favor after all," he said "Thank you, sir, for your good opinion." to himself in a tone of satisfaction "It was only a new "You deserve it," replied the man, beginning to count way of the horseshoe getting in its fine work." the money out. "What will you do now? Look for anothe:r 0. & A. closed at 55 when business stopped for the day. position, I suppose?" Fred decided not to iell his mother or sister that he had "Very likely Thank you. Now I'll take that envelope lost his sit uation, but he handed the news out to Will in the safe addressed to myself, if you please." next morning when he met him at the station as usual. "Certainly. There you are. I wish you luck, Sparks." Will was greatly surprised, and said so. He shook hands with Fred through the hole in the wire "Going to look up another job today?" screen, and the boy left the office. "No. I'm going to watch the market." "This is where my lucky hnrseshoe slipped a cog, 1 "Well, you'd in on 0 & A. and give me a small guess. However, I don't care. This racket was bound to rake -off. The news about the road is out." came sooner or later with Mr. Pelham He's a pretty ha.rd "I know it is. I was at the Exchange when it was an man to get along with. I guess I'll go over to the Exchange, nounced. Then i lost no time in buying some sha re s of it." it is only half-past two." "Then you are in?" He concluded to look in at 1.he messengers' entrance "I am." When he arrived at the railing the chairman's gavel "Do I come in for anything?" rang out. "Did you deliver that note to Mr Bradley?" All business immediately came to a stnp and the "No, I didn't have to. I ran across Bates, Opdyke's mes-turned their attention toward the rostrum senger, and turned it over to him I told him I saw him The chairman helcl a paper in his hand. drop it. He was tickled to clea.th to get it back." He read out that the C. & A. railroad had come under the "I shou ld think I1e would be. Well, Will, after I see control of the I. C. system, 1o1ncl a certain noted railroa : 1 what I make out nf this cleal I'll give you something so that magnate was in no way identified with the deal. you won't feel too much cut-up over the matter. But I "That's the tip I got from Will, which he acquired in don't want you to bring me another tip unless you get it such an undcrlrnncl manner It's nnw public property and in a decent way." there will be a Jx,om in 0. & A. right away. There is nothFred spent several hours in the visitors' gallery of the ing to prevent me now from trying to make somethin"' oui Exchange that day, and.when the Exchange closed for busi-of it if I can." 0 ness 0. & A was up to 61 and a fraction. He clashed out of the Exchange ancl ran into the office oi Next day by noon it had mounted to 64 3-8, and at that the nearest broker. figure Fred ordered the stock sold. 0. & A. had been ruling at 52, but no one could say what. He made $2,200 profit, and made Will happy by hand-it would b.e selling for presently. ing him $200. The broker was in his office and Freel got an audience. He was now worth $3,200', so. the loss of his job didn't "I wan L you to buy me 200 shares of C & A. at the marprey very heavily on his spirits.


' CHAPTER VI. "FRED SPARKS, BANKER AXD BROKER." With over $3,000 cash in his possession, Fred wasn't so much in a hurry to get another position. "I believe I could do a whole lot better by being my own OOSSJ" he said to vVill, when he handed him the $200. He made no secret now of his financial standing to hi;; friend, and Will agreed that if l1e could keep up his run of luck there was no particular reason why he should hunt for another employer. rrhe next day was Saturday and when Fred went home he turned in the usual amount to his mother, and then he tolJ. her that he was out of his messenger position. Of course she wanted to know how he came to lose his job, and he told her all the circumstances of the case. "But you needn't worry about that, mother," he added. "I'm worth over $3,000, and can take care of myself and you, too, without any trouble. I made more than five year,;' wages this week, ancl,if I continue to do as well I'll be a good deal better off than if I was at the beck and call of a hroker for six hours or more a clay." He began to think seriously of opening a small office in one of tbe big office buildings of Wall Street, or at least hiring desk room in somebody else's office. While he was considering the matter a young messengcl' named Yardley met him on the street and asked him for the loan of a dollar. "What security have you to offer?" asked Fred, with n smile. "Security?" asked Yardley. "Isn't my word gooJ enough?" "Ye.s, it's good enough one way, but it isn't business to lonn money except on first-class collateral." "You talk as if you were a banker." "I'm not a banker yet, but I ha .vc an idea that it woulcln 't be a bad business to go into." "Do you think of becoming a banker?" grinned Y arclley. "l had some such idea," replied coolly. "'Frell Sparks, banker and broker,' wouldn't look so bad on a frosted glass door pane." "When do you expect to open up?" laughed Yardley. "I am liable to hang my shingle out any day if I can find a suitable office." "There's a small office to rent at No. Wall Street. The building isn't an up-to-date skyscraper, so maybe it wouldn't be high-toned enough for you. But you might have money enough to rent it for a day." "You seem to think that I'm giving you a jolly," said Fred. "Well, I think you're laying it on pretty thick for a mes senger boy." "I'm not a niessenger boy now." "Aren't you?" said Yardley, in. some surprise. "Have you left Pelham's?" "I have." "What was the trouble?" "Mr. Pelham and I didn't pull very well together." "Then you're doing nothing just now?" "Nothing except talking to you." "I suppose you're looking for a job?" r o, 1 looking for an oflke. '' "Oh, come off! Looking for an office! \There would yon get the money to pay the rent of an office. and \\"hat wou 1<1 you do with an office if yoll ha.cl one?" "I told you. There's room for another banker and broker down here, and I think I could supply the vavancy." "Well, let me know when you open u,p and I'll come clown here, and I think I could supply the vacancy." "You'll have to bring gilt-edge security. I don't intend to take in any wildcats." "You're a pretty good bluffer, all right." "Think so? Well, just watch the :financial papers for my advertisement." "I will," laughed Yardley. The two boys then separated and Fred went down to the building where Yardley had said there was a small office for rent. He saw the janitor and asked him if he could look at the office. "Who wants it?" inquired the man. "Frederick Sparks," replied the boy. "What business?" "He's a private speculator." The janitor too\> him up to the fourth. floor back and showed hir.n the room. It was about the size of a hall-room in a private house, and hacl one window overlooking a wide Freel inquired the price, and found that he could af ford it. "I'll take it," he said "How much deposit do you want?" "Ten dollars will do," replied the janitor. "llir. Sparks can come around any time to-day and arrange about the lease with the agent." "Where is the agent's office?" "On the floor above. His name is Williams, and his room is No. 65." Fred paid t. he ten dollars and got a receipt mad out in his name. 'Phen he started for the Vanderpool Building to Ree Mr. Opdyke. The big operator had promised to do him a favor when he wanted .it, and he wanted it now. He knew that the agent of the building wouldn't let him have the room without he could giYe satisfactory reference. If Mr. Opdyke would let him refer to him he had no doubt but that he would get the office. Mr. Opdyke was in his office and consented to see him. "Well, Sparks," he said, "what can I t1o for you?" "I came to ask a favor of you, sir," said Fred. "What is it?" "I have taken a small office in the Chelsea Building and I would like permission to refer to you." "You have taken an office?" ejaculated the operntor in surprise. "Yes, sir." "Have youleft Pelham?" "Yes, sir." "Of your own accord?" "No, sir. I must admit that he discharged me." "Why?" Fred explained.


A. GOLDEN SHOWER. 11 "And now you're going to take an office?" "Yes, sir." "What for?" "As a starter in ihe banking and broke r age b usi n ess." Mr. Opdyke whistled. "How much money have you got?" "Something over $3,000 "And you expect to succeed on that cap ital ? "I expect to iart on that capital, and hope to dou b l e it shortly The operator regarded Fred intently. "You intend to speculate, I suppose?" "To some extent I do you think you will continue to be as fortunate as i n your first deal?" "I cleared $2,200 in a c1eal s i nce I saw you l ast Fred explained how he was in the Exchange when the C. A announcement was made by the cha irman, anc1 how he had lost no time in putting all his money into the stock at the lowest market price and hac1 sold out at a profit 0 $11 a share shortly afterward. Mr. Opdyke began to regard Fred in a new ligh t.. He recognized that this boy had ability much abo v e t he a verage At any rate he showed evident talent for taking advan tage of his opportunities without loss of time. well, Sparks You can refer to me in any way that will be of advantage to you Let me how you get on Perhaps I may be able to put something in your way. Fred thanked him and took his leave He went right back to the Chelsea Building, saw the agent and when he gave William Opdyke as his reference he had no difficulty in getting possession 0 the office. As soon as all arrangements had been completed he went to an furnishing firm in Nassau Street and bought ::i desk, chaus and such other furniture as he wanted. he purchased a small safe and arranged to have a ticker and a telephone put in. After that he visited a stationer's, where he purchased s u ch books as he needed and left an order for all necessary printed matter. L ast l y, he hunted up a painter to letter the glass pane in the d o or, and bought a suitable rug to cover the floor and certai n appropriate water-color pictu res to r e l ieve the b are ness of the walls Everything arrived next -day and was duly installed in the office. Wh il e the men were puttin g in the safe the painter ar rived. He pro ceeded to put the fo ll owing sign o n the door: "Frederick Sparks, Banker and Broke1 Money l oaned on negotiable securities. Bonds, rnilroad 'and mining stocks bought and sold." CHAPTER VII. FRED DOE A BIG STROKE OF BUSINESS. On Wedne da'1norning when Fred entered his office he considered that he. was ready to transact business His capital was pretty smal l it was true, but he had made an arrangement w ith a friend l y broker in the bui l di n g to fill any orders for the purchase or sale of stocks or bonds that came his way on a basis that would allow him a small percentage oi the commission. He lrnew he would ha\'e to creep before he could expect to walk, but as far as energy and ambition to succeed were concerned he was uncommonly well equipped to make hls way ahead He had advertised for an office boy in a morning paper and he found a whole troop of lacls a waiting his arrival. He selected the smallest and brightest-looking of the lot at $4 per week, and dismissed the others. This lad's name was W adc1ie Willcutt, and he was told that his chief duty for the present would be to watch the office when his employer was out, and that he could bring a book to read when not otherwise employed At ten o'clock Fred put on his hat and started for the Exchange, as he had nothing else on hand to engage his attention. As he was walking down Broad Street he unexpectedly met Mr. Opdyke coming toward Wall. "Well, Sparks, got your office in running order?" he asked, halting the boy. "Yes, sir. All I need is a little to start the machinery in motion The operator looked at him reflectively a moment. "Come here," he said, taking the young banker anr1 broker out to the curb. "I'll give you something to do as :1 starter. I am curious to see how you will acquit yourself I shall give the same order to two of my regular brokers also, so the quick e r you get on the job, and the livelier you are, the better it will be for you." The ope rator wrote something on a pad and signed it with his initials. "There," he said, "attend to that, and when you've rounded up every share you can find among the offices send me a statement of your account and I will send you a check in settlement. You will charge me the regula r one-eighth of one per cent. for buying That's all," and the big oper ator walked away. Fred read the memorandum, which instructed him to buy as many D. & G. shares, at 64, or any fraction thereof, if necessary, as he could find, the same to be delivered C 0 D. at the Manhattan National Bank. Underneath the order was scribbled: "Try Jaffray & Co. for 10,000 Confine yourself to Wall Street, and omit Barclay & Co., Morris & Parent, and J. S. Senior." Fred felt like whooping Mr. Opdyke is a brick This is my first order, and i t has the earmarks of a dandy. He even tips me off to a broker whom he believe_s has 10,000 shares. Why, I ought to malrn a yoor's expenses out of this. I wonder if this is the resu:t of bringing that horse s hoe downtown this morn ing and hanging it above my desk? Who viould be a mes senger boy at $8 per when he can be his own boss and corra l an order like this? I'll f'Oon be abl e to ac c umulate enough money to go at the ban1..'ing business in good shape. Gee I feel like a bird!" Fred, while communing with himself, was making a beeline for the office of Jaffray & Co., on Wall Street. When he arrived he ask e d for the h e ad o:C the firm. "What name?" asked the office boy. "And what do you wish to see Mr. Jaffray about?"


12 A GOLDEN SHOWER. "Take my card in," said Fred, handing out one of the pasteboards he h ad received from the printer that morning. He was told to wal k inside. Mr. J a.ffray knew the majority of the banke r s and brokers of the :financial dis trict by name, if he was not personally acquainted with them, but he could not place "Frederick Sparks" when he looked at the card the office b0>y handed him He pre s umed that it must be some new man, but he was scarcely prepared to see a boy walk into his private room. He immediately jumped at the conclusion that his vis itor was Mr. Sparks' messenger. "'Well," he said, in his office voice, "what can I do for you, young man?" "I understand, Mr. Jaffray, that you have a good-sized block of D {i.r, G. shares. What are you asking for them?" The brok e r favored him with a kee n look. It was decidedly a novelty for a messenger boy to address him in that fashion "Where is your note from your employer, young man?" he asked, sharply. "I beg your pardon, s ir. You have my card in your hand," said Fre d, politely. The broker looked at the card and then at Fred. "Is this your card?" he asked, increduhusly. "Yes, sir." "You are a banker and broker?" ''Yes, sir. "I am afra id I do busine s s with a minor." "Whatever business I do with you, Mr Jaffra y, ha s ihe backing of the Manhattan National, s o you ne e d not b e afraid to acc ept an order from me." "Do you m ean to say that the Manhattan National will pay for the stock?" "On delivery, yes, sir. "How many shares are you author i zed to buy?" "I should like to get 15,000." "I will let you have 10,000 at 64 1-8." "I will take them," replied Fred. "Wait a moment. I must communicate with the Ma. n hattan National before I close this arrangem ent." Mr Jaffray put the telephone receiver to his ear and asked to be connected with the bank. This was speedily effe cted. "A young man by the name of Frederick Sparks, banker and broker, of No Wall Street, is in my office," said Mr. Jaffray over the wire. "He has accepted an offer from me for 10,000 shares D. & G at 64 1 8 ; the same to be de livered C. 0. D. at your bank. Is it all right?" 'L1e cashier of the bank, who had just received word ove r the phone from Mr. Opdyke that any D. & G. stock pur chased by Fred Sparks and delivered C 0. D was to be paid for, repli e d that the bank was prepared to pay for the stock in question, at the price named, on delivery of the certificates. That answer made a whole lot of difference in the bro ker's attitude toward Fred. "Take a seat, Mr. Sparks,'' he said, in a friendly tonr.. "I regret that I treated you a bit off-h'and when you :first came in, but-ahem !-your youth, and the fact th.at you are an1 entire stranger "to rpe, must be my excuse. "That's all ri g ht, Mr. Jaffray. I am makin g i:o c o::i plaint,'' Fred said, che erfully. Having no pad with him, he drew toward him one h e saw on the desk, wrote out his own memorandum of t h e deal and exchanged it for the broker's. "The stock will be delivered right away,'' said Mr. J a ( fray. "Thank you, Mr. Jaffray Good morning," said Fred "Good morning, Mr. Spark s," said the broker, b e amin g on him "I shall remember you next time." Fred then visited every large broktir in the building and secured 2,000 more shares He then went into the big office building next door anr1 s u cceeded in buying 5,000 shares from several brokers The next dozen brokers he called on did not have an y of the stock, but offered to get it for him, which offer he po litely declined. When he stoppea for a brief lunch he had secured alto gether 30, 000 s hares. To this amount he added 10,000 more by four o'clock. Then he dropped in on Mr. Opdyke, who !eceived him very g raciou s l y, for he had gotten a m e morandum of most of Fre d 's purc h ases from the bank, and was both surprised and pl e a e d with the work a c hi e v e d by the boy. "I have about cle aned up the street, Mr. Opdyke. I have only to see a f e w more brokers in the Johnston Building, and those in the Astor Building "How many s hares did you g e t altogether?" "Forty thou s and, sir," and : Fred handed Mr. Opdyke the m e morandum s he had r e c e ived from the different brokers from whom he had bought the stock. "You have done remarkably well, Sparks. I did not ex pect that you would :find over 25,000 shares in Wall Street at the out s ide. Evidently luck pl a y e d in your favor, for my other brokers have not been abl e to locate as many shares as y ou have. You will poc k e t a very handsome com mission, and I am rather glad that you 1got the cream, for it will encourage you I believe that I s hall :find you useful to me in the future, and you may consider yourself as one of my brok e r s I need scarcely caution you to keep our business rela.tion s hip a profound secret, and I would prefer that any future communication between us should be by messenger." "Very well, sir. I will obs erve your request." Next morning Fred secured 3,000 more shares of D. & G., and that wound him up in the matter. In a day or two he sent in his statement to Mr. Opdyke and received a check for something over $5,000 for hi:i services. That padded his ca s h balance very considerably, and made him feel like a man of business from his toes up. CHAPTER VIII. FRED GETS .A. POINTER IN .A. CAFE, AND Wil.A.T CA.ME OF IT. A few days later Fred was not gre atly surprised to se e u boom in D & G. The price went to 72, and the young b'nker and brok e r judged that Mr. Opdyke clean e d up close on to thre e -quar ters of a million by the deal. Fred put a standing adverti s ement in a couple of th e


A OOLDEN SHOWER. 13 wide t circulated financial dailies, and also in two aiternoon papers that were extensively read by people who were mor e or less interested in Wall Street. Joe Yardley caught on to his advertisement, and nearly had a fit when he read it. To make sure that there wasn't some mistake abou t it he took advantage of the first chance to visit the fourth floor of the Chelsea Building, and there, sure enough, he saw Fred s name on the door of the office he had p l ayfully rec ommended to his notice "Well, upon my word, if this beat all creatio n !" he muttered. "So he has actually had the nerve to start in business as a banker and broker, and it isn't more tha.n two weeks ago that he was running messages for Pel ham Why, he won't make his salt!" Then he studied Fred's sign 'Money loaned on negotiable securities,' he read. "What a gall! Where will he got ntoney to loan on nego tiable securities? 'Bonds, railroad and mining stocks bought and sold.' I wish I had some, I'd see whether he could buy th e m. I guess I'll go in and see what kind of an office he has." So Yardley opened the door and entered Fred was at his desk studying a market report, while his office boy sat near the door, book in hand, reading. Waddie jumi_)ed up and asked Yard ley if he wish ed to see M:t. Sparks. The visitor almost gasped. Fred, looking up and recognizing him, Cl'ied: "Hello, Yardley, glad to see you. Take a seat Joe s tepped forward, taking in all the appointments o-f the little office, and then slid into a seat before opening his mouth. "So you did do it, eh?" he said. "Do what?" "Hire an office and set up as a banker and broker." "Sure," laugh e d Fred. "Why not?" "Why not..? I think you have the allfiredest nerve of any chap in Wall Street "Thanks for the compliment, Yardley." "You're welcome. Do you expect to do any business in thi s den?" "I do. I've already done enough to pay my present ex penses for three years." "You tell that pretty well," remarked Yardley, incredulously 1 "That is as much as to say that you don't believe me, I take it." "Well, don't get mad over it,0 said Yardley "How can I b e lieve you? I leave it to yourself. Doesn't it souncl ridi c ulou s ?" "We ll I'll admit that it looks like stretching the truth, but it i s the fa'Ct, nevertheless." "Tr it's the truth, how did you do it?" "Well, I g ot an ord e r from a friend of mine, who is a big Jracle r, to buy a whole lot of. stock. He wanted to give me a boos l to en c ourage me. Well, I bought the stock and the commission amounted to over $5,000. That's the whole story. I don't care about telling my business even to my best friends, but I hated to have you go away with the idea that I'm an awful liar." "Oh, come now, Sparks, do you expect me t o believe that any broker would give you an order on which the com mission was $5,000? If you said $500 I might bel ieve yo u but even at that I woul d reserve the right to doubt i t What kind of bug have you got in your head, anyway? B rokers are not going out of their way to he l p messenge r boys get a start in life. If one of your broker friends really hel ped you to as much as $100 I think he was doing a grea t t hing for you. But $5,000 Say, you make me laugh Yardley's incredulity veatly annoyed Fred Yet his visitor could hardly be blamed for his unbe lief.. Had their positions been reversed Fre.d himself would have found it impossible to swallow the same story, true though it was. Of course he couldn't pu tl himself in Yard l ey's p lace, anLl consequently his friend's attitude in the matter j arre d on his sensibilities "l;ook here, Yardley, suppose you found a pocketbook in the street with $5,000 in it, and you put it in y o u r office safe; a.nd afterward when you met me somewhere and told me about it I should give you the haha, and call it a fish story, wouldn't it make you mad?" said Fred, with a flushed face "It might, but I could go and get the pocketbook, show it to you and prove my statement," replied his visitor. "I suppose my story won't hold water with you unless I get the broker who paid me the money to sign an affidavi t of the fact? Well, sonny, that won't happen." "No, I don't think it will," chuckled Yardley. "Well, I guess I'll have to be going or my boss will say a few words when I get back to the office. I'll drop in and see you some other time. If you continue to make money as faot as you say y ou are doing I'll expect to find you wit4 a suite of. rooms and a force of clerks digging a.way at their books to beat th e band. Be good to yourself, old man," and Joe Yardley got up, nodded cheerfully at Fred and departe d The young banker a.nd broker took up the market report again and studied it over for a while, then he put on hiti hat and went out After spending an hour or more at the Exchange he felt hungry. Going to a wellknown caie, much frequented by brokers, he took his seat at a retired table and ordered lunch. T\vo brokers were just :finishing their meal at a table near him. They seemed to be in good spirits and were topping off their feast with a bolt-le of champagne "We'll make a raft of money out of M. & 0.," said one. "It's a fine thing to have a good friend on the inside when there's some thing worth while on the ta.pis." "Yes, J ack is all right, but then we've clone him mor<} than one good turn, you know, and the tip he handed out was to square him s elf with us." "Shall we take Bob Brierly in with us on this? He's :t good f e llow, ancl I owe him a. favor." "Sure. The three of us c an pool an equal sum and tMn divide the profits when the time comes. But we want to get busy, or we won't be able to get the stock. By Saturday J.yI. & 0 will be as scarce as hen s teeth." "How high clo you think it will go?" "Jack said we'd be safe to hold on for 65. That the ar,. rangements of the pool are to boom it to that figure at least. It will probably go up a coup l e of points between


14 A GOLDEN SHOWER. ===========================:;::===:::::::::.:=============...:this and Saturday, but on Monday iL will begin to attract attention and then the fun will begin. I calculate that it will be up to 65 by Wednesday, and then we will consider wheLher we'd better sell or hold on a while longer The approach of the waiter with Fred's order cut short any further conversation on the part of the two men. They :finished their wine, got up and went toward the cashier's desk, leaving the boyito begin his hmch and ponder over the information he had just acquired. '!he result -of his deliberatfons were that M & 0 looked like a good stock ta buy. Consulting the market report he had in his pocket, he saw that the stock was ruling at 51. When he got back to his office he looked up M & 0 in book that gave the daily quotations of all stocks for a year back, and found that the stock had not sold lower than 48 at any time, while, when prices were generally high, it had touched 62. After considering the matter well, he decided to' buy 1,000 shares right away on margin, and see what woulcl happen. He gave the order to the friendly broker on the floor be low, putting up $5,100 as security. Two days afterward M. & 0. was quoted at 52 and vari o us fractions on the tape, while the market report noted the transfer of several thousand shares on the Exchang e On the following day, which was Saturday, it closed at 53 5 -8. "I guess I made no mistake in getting in on this deal," thought Fred, when he saw the day's figures. "If those gentlemen I overheard in the cafe stated the matter cor rectly, as I am pretty confident they did, there will be some thing doing on Monday or Tuesday in M. & 0. and then I will stand to win a good wad." Fred made it his business to be on hand in the visitors' gailery when the Exchange began operations Monday morn ing, and he kept his attention on the crowd that congregated around the M & 0 standard There was some excitement in that vicinity and quite a lot of bidding. Finally a sale was made and the price went on the board at 54 3-8. Fred stayed there until nearly one o'clock, and when he went to lunch tlie latest price of'M. & 0. was 56. He didn't go back, but watched for further developments on his own ticker. 'l'he stock gradua ll y went up a little at a time and closed at 57 Fred was not satisfied that the boom he was looking for 111as on This seemed to be confirmed next day, when M. & 0. gl)t as high as 60 On Wednesday it opened to 60 5 8, and by noon was go ing at 64. At two o'clock it passed 65, and Fred ordered his stock sold. There seemed to be little doubt but that it would go higher, but he wasn't looking for the dollar. He believed that a bird in the hand was worth several in the bush, and as it happened, a:n hour after he had gotten rid of his holdings there was a break in the price, and M. & 0. went down to 61, as the lowest point for the day. After settling wilh his friend Lhc broker, Fred foun ri. that he had added $15,000 to his pile, which made him now worth $22,000. Thereupon he took his haL off to Lhe horseshoe over his desk. CHAPTER IX. AT TlIE WORLD'S MERCY Fred felt so tickled over the result of his M. & 0. deal that he mailed a note to Mr. Opdyke telling him about it, and how it had made him $141000 richer. He hadnow been a month in business and was well satis fied with results, notwith standing the fact that Mr. Opdyke was the only customer he had had so far. On the secon d day following his successful deal in M. & 0. he received a letter in the first mail from a man in Newburgh who had seen his ad. in one of the evening papers His conespondent had some W. S. bonds that he wished to dispose of and he asked what Fred would charge him for selling them at the market. After seeing the broker downstairs Fred wrote him his terms, and in a couple of days got a package by the Ad ams Express containing the bonds. He sold them through the broker that day and remitteu the money to his customer by drat on a Newburgh bank. Although he didn't make much by the transaction, it was a great satisfaction for him to get the business. It was the beginning of a line of customers that grad came to him, large ly by mail through his advertise ments. Will Robson had been up to see him several times, in fact, their relationship continued very much the same as when Fred was a messenger boy. One afternoon Will dropped in after he was through for the day at his own office. "Well," said Will, "how 8.l'e things moving with you, Fred?" "I can't complain from a :financial s tandpoint, but I'd like to see a few customers drop in every day, if only to liven the office up." "Your office is so that you couldn't accommodate many customers at one time.n "Half a dozen could crowd in between the railing a.nd the door." "I guess they could. Have you got any depositors in your banking department yet?" "Not one. I hardly expect that part of my business t0 thrive until I get a larger office, and one down nearer the street." "Suppose I become your :first depositor, how much in terest will you allow me on that $200 you gave me?" "I'll let you hav e four per cent. on a term deposit, or two per cent. on your daily balance, if you want to enjoy the privilege of drawing on your money whenever you feel in clined to do so. I should advise you to let it nm on a four per cent. basis. I will issue to you a certificate of deposit for your $200 This you can cash in any time, but you will forfeit your interest if you draw it out within the cunent six tnonths."


A GOLDEN SHOWER. 15 "Suppose I wanted $20 for some r::peC'ial n'ason, woukl I have to draw the whole sum?'' "No. I'll simply charge your account witl1 $20, amt you'd only lose your interest on that amount." "That's as good as a savings bank. i ve got my money in the office yet. I'll fetch it around to you to-morrow after noon about this time. Your banking hours, I guess, a1e ns long as you are in the office," grinned Will. "Yes, I haven't made any iron-clad rules as yet," laughed Fred. "What time a.re you going home?" "llight away 've got nothing to detain me." Fred locked safe, put his hat on, and the boys left the building .together. "Let's tnke the 'l1hirc1 A venue elevated for a change,'' suggested Will. "I've no objection," replied Fred. They walked down to Hanover Squnre station, mounted the stairs and took the :first train that came along, which happened to be a through Second A venue train instead of a Thir

A GOLDEN SHOWER. "Two dollars is all we have in the world," she replied, her eyes glistening with unshed tears "My Dora is just recovering from a long illness, and I'm afraid this misfor tune will throw her back. I hate to have her go to a hos pital, away from her mother, but what can I do? She can not remain here. We have no roof to shelter us We are both friendless and destitute." "You may be destitute, ma'am, but I hope not entirely friendless. Permit me to do what I can to assist you. I have hired three comfortable room& fo:teyou in No next door to th.is house and I'm o-oin!! to see that your daughter b and your belongings are moved in right away The little woman looked at him in astonishment. "You a strano-er have done this for us?" she exclaimed, b while the sick girl cast a look in his face "But for my child's condition I could hardly accept so great a favor from you, for I know not when it will be in our power to repay you "Don't let that worry you, ma'am," replied Fred, cheer fully "It is a great pleasure for me to be able to be of service to you when you stand so much in need of it. I can easily afford the small outlay, though Y.ou might imagine otherwise from the fact that I'm only a boy. There is my business card. My name you see is Fred Sparks May I ask yours?" "My name is Storms This is my daughter, Dora My husband is a sea captain, but I fear he is dead, for his ves sel is many months overdue, and has been given up by the owners and the marine insurance people. He left us com fortably off when he sailed from this port three years ago, expecting to return in about eighteen months. He sailed from Bombay for New York nineteen months ago. A let ter, stating that fact, came to l1s by way of England in Jue .. course. We expected that he would arrive here three months late r. Sixteen month s have since elapsed without news from him or the vessel or crew. What am I to think but that the ship must have foundered at sea and was lost wi'th all hands? In time, our money giving out, my daughter and myself came here to live Dora learned typewriting and stenography, and secured a position with a manufactur ing firm in Broadway. Thus we manag ed to get along in some comfort, while hoping almost against hope that the husband and father would some clay gladden our hearts by his unexpected return. Unfortunately, my child was taken down with a slow fever, and so our littl e income ceased W e have parted with almost everything of value in the hope that we might not come to this. But the blow has fallen at last. We are homeless to night, save for thi generous offer of yours, for which we a.re deeply grateful to you. Your kindness may have saved my child's life, therefore may a mother' s blessing rest on your head henceforth, and follow you through life The janitor now made his appearance with the receipt. Fred paid him the money and him a dollar to help move the little woman's goods and furniture upstairs to the rooms he had hired Ile agreed with alacrity, for a dollar look e d as bjg as a mountain to him. "Corne, Will, you'll have to sail in and give us a hand," i;aid Fred, energetically. "Sme thing," replied Robson. ''Then grab hold of the other side o:f' the rocker, and we'll carry the young l ady up first Between them they carried the sick girl up to the rooms, followed by her mother The afternoon sunshine was still shining in through the window of the middle room, and into that they carried and left her after stripping off their coats for business Und:r the energetic efforts o! the two boys and the jan itor, Mrs Storms' property was speedily removed from the sidewalk to the rooms The janitor agreed to put down the for another half dollar and then after Fred hande 1e little woman $5 to meet t:k.eir immediate necessities, d promised to call on Saturday afternoon, two days hence, the boys 1<:t, conscious that they had performed a very worthy action that certainly redounded to their credit. CHAPTER X. I CLUTCHING .A.T THE LAST DOLLAR Fred, when he got home, told his mother about Storms and her sick daughter, Dora, whom he had assisted that afternoon after they had been evicted from their late humble quarters in a 120th Street tenement. "I am very glad you were able to h elp them, my son," said Mrs. Sparks, after expressing her sympathy for the unfortunate sea captain's wife and child. "The world is very cold to those who a.re at its mercy, nnd it was fortunate for them indeed that you and your friend passed way at a time when your services were of so much value." "I am very glad mother, tbat I happened along at such a critical time," replied Fred. "If we hadn't come up town on the Second A venue L-which we ilid by pure acci dent, for we never patronize that linc--I fear they and theil" property would still be on the sidewalk. It gives me a shiv er when I think what that poor girl might have suffered but for me Now, mother, I wish you to call on them to morrow anc1 see what you can do for them. I will give you their address. You will find them very nice peoplevery much superior to their present condition. Remember, mother, we came very near being dispossessed ourselves when you were ill. Now good :for"fiune shines on us once more, let us show our gratitude by doing a good turn to others whom fortune has turned a cold shoulder on." Fred's mother agreed to call on Mrs. Storms and her daughter, and. did so next day. They received her in the friendliest of spirits when she introduced herself as the mother of the boy who had helped. them the previous afternoon "I can easily understand how proud you a.re of such a son, Mrs. Spark s," said Mrs. Storms_. "He is a splendid young man, and Dora and I will be grateful to him as long as w e live." On the day following the incident Fred accidentally dis covered that a syndicate had been formed to boom J_,. & }f. shares, which just then were selling several points lower than their average value in the market. L. & M. was not what might be called a gilt-edged stock, !or no dividend had been paid to the stockholders in many moons, but it was a good roa.cl, nevertheless, not overbur dened with debt, and it held its value pretty well in thu Street.


A GOLDEN SHOWE R. 17 Just then it was going at about 42. As soon as Fred had assured himself that there was no doubt but that a rise in the shares was close at hand he went to his broker and gave him an order to buy 5,000 shares, putting up nearly every dollar he owned as mar ginal security. Fred wouldn't have thought for a moment 'of taking such a risk had it not been that his tip was almost a guarantee of success. Still, he aced the chance that the stock might go down enough to wipe him out before it began its climb As the market was rather bullish as a who l e tha n othe r wise, the risk of such a misfortune happening to him was Ill.'t as great as usual. Re went early to the Exchange next day, which was Sat urday, and stayed there till the chairman's gave l fo ll a t noon. ( Quite a number of sales of L & M. were made during the two-hour session, and Fred was pleased to see that L. & l\I. not only held its own, but advanced a q uarter o f a l-'Cint. After taking his lunch at the cafo where he picked up his tip on :M. & 0., he boarded a Second Avenue L train for the J 20th Sttect station. Lea'IOing the station, he proceeded to No. -, up the'block. He c111'l'ied a small fancy basketul of fruit, and a bunch of for the sick girl, which he presented to her as soon as he was admitted to the room where she sat propped up with a pillow in the rocker. "You are ever so kind, Mr. Sparks," she said, flashing a grateful and admiring look at him "Don't mention it, Miss Dora I thought the fruit would be nice for you, and that the flowers would please you "I am very fond of flowers, and you seem to have picked out my favorite kind." "I am glad that I selected violets, then, since you will enjoy them better than any other variety When Fred first came he told Mrs. Storms, who opened the door, and welcomed him, that he only intended to stay a few minutes; but somehow or another the few minutes extended themselves into two hours before he finally recol lected himself and rose to go. Re had enjoyed every moment of his visit, and his bright, che erful conversation had also greatly interested mother and uaughter, who had both taken a great fancy to the smart. good-looking boy whose friendship they gratefully appreciated. He learned considerable of their family history, and in turn enlightened them somewhat about himself and his own family. "I intend to bring my sister over," he said I am sure you will like her, Miss Dora, and she is quite anxious to lmow you "I should dearly love to make her acquaintance," rep l ied the girl, wistfully. "I really have scarcely a :friend, I mean one that I could confide in, and I ani sure that I shall l ike her very much if she is like you." The last few words escaped the sick girl hefore she real ized what she was saying, and Fred saw a deep flush sp r ead over her iaee "I am certain will like you Miss :Qora, an d I want' to see you both real and true friends I hope you will als o understand that I am really and truly your friend, too "I am sure you are," she replied, with shining eyes. "Thank you. And you are really and truly my friend, too, axe you not?" uYes," she answere d soft ly, dropping her eyes before him "Well I hope you will be ever so much better when I ca ll aga i n whic h I shall take the liberty of doing in a little whi l e "You must," said Mrs Storms, accompanying him to lhe door. "Dor a a n d I enjoyed your call more than we can express Fred spent the greater part of Monday at the Exchange watching the doing i n L & M., which went to 4-!. On Tuesday the stock began to attract general attention when it soared to 46, and when several brokers started in to cove r their short sales and found the stock difficult to get, their bidding sent the price up another two points, to 48. Fred viewed .the scrimmage below from the gallery. Almost in an hour his possible profit had accumulated to the extep.t of $20,000 Outwardly he was as cool as a cucumber, but inwardly he was trembling with excitement, which betrayed itself only through his eyes, and the twitching at times of his fingers as they clutched the railing in front of him. During the rn:xt hour L & l\L dropped back to 45, every point representing the difference to Fred of $5,000. His earlier profits had dwindled down to $5,000. Suddenly there was another flurry and, almost in the twinkling of an eye, the stock had recovered itself and was marching on toward 50. The uproar below was now deafening. The broker who was directing the efforts of the pool to boost the stock, and his lieutenants, were calmly buying L & M as fast as it was offered by genuine sellers, or by what their own confederates threw in the air. The excitement grew as the stock reached and 50. At that moment Fred lmew tha.t }f he chose to orde r his stock sold his winnings would amount to $40,000twice as much money as he had ever owned before in his life. When he entered the Exchange gallery two hours before he had figured out his financial standing at $30,000-he was now worth twice that much What would he be worth an hour hence? That he believed he would be worth more might be judged from the fact that he made no move to leave the gallery, now crowded with an interestet1 throng of spectators, not one of whom probably had anything at s take in the seeth ing market a.s pictured before them by the frantic move ments of the traders on the floor. One o'clock came and still Fred stood in that same spot, where already for three hours he ha.d been posted, while others came and went behind and around him. L & M. was going at 53, which meant that $15,000 more had been added to the profits of the game he was playing. The question was now beginning to agitate him-had he better sell with $50,000 clear gain in sight? N o one could tell when the market would turn, nor what :forces were beginning to take form :for the purpose of t urn-


18 A GOLDEN SHOWER. ing the triumphant advaJ1ce of L. & M. into an utter rout before the chairman's signa l to close the Exchanp:e nt three. lrred could not guess where he woulll land if the tide once turned against him, and yet at tha.t moment nothing seemed further away than a drop in the stock. Even as he specu lated on the matter, L. & ::\'L touched 5-1, and he was $5,000 richer Sj:ill. But the pace was beginning to tell on him now. As the quptations of L. & 1\L on the lon g blackboard r ecorded fmiUer advances in the stock he tried to pull him self together and leave the gallery fo'r the purpose of order-ing a sale of his holdings. But the fascinationwhich comes to the surface when the speculator is holding out for 1.he last dollar in sight he1ld him glued to the rail until L. & M. reco;rded another whole point, or 55. As matters were shaping a t that moment be neath the surface of the maelstroni below, Fred wr.uld h11ye Soon been on the road to ruin but for a trifling happening. It was a:fter two o'clock. The gallery was well filled. Suddenly a man, in his anxiety to sre everything that was going on below, trodon the toe of his neighbor. That toe hawenecl to have a bunion on it, and the next moment there was as much excitement in the gallery as there was on the floor. Women screamed and tried to escape from the sq'tteeze. Men struggled to avoid contact with two wild-eyed indi vidual s who, lock ed in a frenzied embrace, were trying to hurl each other on the floor. Fred's attention was diverted from the issue at stake. Then he jumped i.llto the center of the muss, intent on parting the i?Prappers. He was a strong boy, and when he meant business something had to give way. Seizing arr arm o:f each man he fairly tore them apart and stood between them till they; recovefed their 3enses, and tacitl y agreed to a truce. quiet was restored a large part of the crowd was betw een him and the railing. It was impo ssib le for him to return to his post, so he rushed downstairs, hurried around to the messengers' entrance and sent an off'kial :for his friend the broker, whom he knew was on the floor. When the trader came to the rail Fred hurriedly said: "Sell me out at once in thousand lots." "All right," rep'1.ied the broker, turning away and going toward the mO'b ai:ound the L. & M. standard. Inside of five minutes Fred's stock had passed into other hands and he was safe at a profit of $65,500. Fifteen minutes later somebody clumped a block of the stock on the market, and as the pool was out of it and con sequently did not want it, a panic set in a n d the slump began that carried ruin and dismay to the bulls. When the Exchange closed L. & M. was being offered with no takers at 49. CHAPTER XI. FORGING AHEAD. When his friend the broker settled with him on the L. & M. deal Fred found himself worth $87,500. Then he amused himscH for awhile fi.gul'ing up his capiial. \'l"liat wonlcl his friend Y:1rtllcy say ii: h e sa\\' all that mbney? lie woulc1 probably n. fit. But there wasn't much danger that Yardley would ever enjoy the opportunily o.C fca;;iing his eyes on it. That afternoon Fred Rent a message to Mr Opdyke tell ing him that he had made a small fortune out of the rise in L. & M. When he left his office he did not go straight home. He walked to Hanover Square an cl took a Scconcl Avenue train uptown. His destination was the home of the Storms, in 120th Street. Mother and daughter were delighted to see him. He brought with him more fruit anc1 a larger bunch of violets this time. Dora was nfuch better, and she accepted the flowers with a shy smile, that testified to the growing intere s t she was taking in the stalwart young banker Mrs. Storms left the young people more together on this occasion, and Fred took advantage of the chance to make himself as solid as possible with the fair girl. A sharp observer would readily have seen that it was rapidly getting to be a case of more than friendship be tween them. Freel had already arrived at the conclusion that Dora Storms was the loYelicst girl in the world, and she had de c ided that Fred was the finest boy in all creati'on. Perhaps they were both right. Fred unconsciously prolonged his visit 1mtil Mrs. Storms pressed him to remain and partake of their frugal meal. At first he declared that he couldn't stay, but in the encl he did sta31 It was half-past eight when he reachec1 home, and when he explainecl where he had l>een his sister laughed and teased him about Dora A few eveJ1ings after he took J!jdith to visit the sea captain's daughter. 'l'he two girls took to each oth e r nt once, much to Freel 's satisfaction, and were soon chatting away like old friends. On their way home Edith: told l1er brother that Dora was the S\Veetest girl she hacl ever met. "That's my opinion, too, sis," he answered. "Then I suppose I can count onhaving Dora for a s ister some d,ay," she said, with a sly l augh "Oh, come flu shed Fred. "No, I won't come off," she replied. "You are just gone on her, Freddy, dear, and I could see to-night by the way she looked at you that you're the only one for her." "Do y

A GOLDEN SHO"WER. 19 looking to the cancelling of his lease on i.hc small room and the making of a new one for the room Lrlow. Ile found no great difficulty in coming to tel'1rni, and a few days a.rterwarcl his name was put upon the outer door o f his new office, ancl all his things were moved downstairs. On the floor above he had been somewhat lost in the s h uffie Nobody had paid any attention to his presence .in the b uilding. It was somewhat different now. There were brokers on all sides of him, and i.hey showed some curiosity about the new tenant of the third floor. Traders began to drop in to make his acquaintance, and they were much surprised at his youthfulness One or two commenced to figure how they could get his w ad away from him, and to that encl brought almost worth less collateral in to raise money on it. But Fred w_as nobody's fool. He wasn't buying or loaning good money on junk, as he called it, and the smart brokers soon discO\-crecl that he knew the value of their paper as well as they did them selves. He might be young in looks al1(1 general experi e nce, but he knew enough to keep his fleece where designing gentle men couldn't reach it with their shears. The majority of the brokers on that floor voted him a clever young fello,w, and a mighty agreeable lad to converse with Having decided that he needed a bookkeeper, for ap pearance sake, if nothing else, Fred advertised for an elderly man, thoroughly acquainted with the banking and broker age busine s. He received a lot of answers and selected from the batch o ne whom he judged from the tenor of his letter would fill the bill, and wrote him to call. A gray-haired man, of pleasing appearance, responded. He brought letters of recommendation from a brokerage firm which had gone out of business three yeru.s since with whom he had been employed for a number of years Prior to that he had been cashier of a bank in a large town out West for nearly twenty-five y0ars. Freel had a long talk with him a11d found that he was just the man he wanted, and that he was willing to work for a moderate compensation, as his age prevented him from m,aking any desirable connection in the financial district with any house of stanflard reputation. He was looked upon as a back number, notwithstanding h i s expe r ience and ability. "I'm a young man, as you see, Mr. Warren," said Fred, "and only just starting out in business, so that you will not be oveTburdened with work. I think the position will suit you, and that you will suit me. I want a man on whom I can thoroughly depend, and I will pay you more as the busi ness warrants it. At present you will have very little to do except to help me with your advice, and the more valuable I :find you the more I will a ppreciate your services as a matter of course." So 1\fr. Warren came to work for Fred, and the boy soon found that the old man was able to supply the experience that he himself lru;ked. Fred, who hadn't seen Mr. Opdyke since his last visit to the operatoi"s office, was surprised to receivQ a call from him one a fLernoon shortly afl<'r J w moYed into his ne' quartors. "I thonghL I'd drop in and scr how you were getting on, Sparks," he said, taking a seat beside the hoy banker's desk. "I received your notes informing mr of your succcsf:es in the market, and I am pleased to lemn that so far you have slipped up in any of your deals. Are you doing any thing in the banking line yet?" "Nothing to speak of yet, sir. In fact, I have only jns t begun to push that end of my business If I could get one or two good depositors to set the ball rolling I think would soon begin to l ook up. "Well, my boy, I think I will encourage you a l ittle 1 v openi11g an account with you for $50,000, which I shall probably increase from time to time.ir "You are very kind, sir/' replied Fred, overjoyed at th0 prospect of catching such an i11fluential c11.'i. omer for a cle posilor. "If you will permit me to use your name in that connection it will be a towe1; of strength for me People will then have some confidence in my financial standing. "You are at liberty to u se it, refer to me, Sparks Furthermore, I will recommend you to the notice of m y friends as a rising young banker worthy of encourage m ent and patronage." "1\fr Opdyke, I can't thank you enough for the e ncour ag ement you have already shown to T(le. It is very se ldom that a young fellowtlike me, starting out with comparat ively an insignificant capital, meets with a gentleman of your standing who shows an interest in his welfare I s h all never forget what I owe you." "It hasn't cost me a cent, Sparks, to give you a :friendly boost, so you need not worry about your obligat ion. How much capital have you now?" "Eighty-five thousand dollars, sir." "And three months ago you didn't have that ma n y hundreds." "No, eir. I began business on $3,000." "Well, now that you are trying to establish you rself as a banker I think a little more capital woul

20 A GOLDEN SHOWER. Will was to receive four per ce nt. and the operator three ]Jer cent on that money In order to make the latter sum productive Fred hustled around to loan it out His friend the broker on that floor agreed to he lp him out by borrowing the whole sum on some gi ltedge securities he had just bought for a customer on ma rgin Of course the l oan was only a short time one, but if Fred could keep on turning his mo ney over at that rateoften enough he was to make a good thing of it. The next time he called on the Storms he found Dora up and about "I've advertised for a position," she tolcl him "Have you? How much wages are you asking?" "Nine or ten dollars." "Well, come clown to my office and I'll give you $10." "Are you in need of a stenograp he:r ?" she askecl, with a plea sed look. "Yes I haven't much for you to do just yet, but that n eedn't worry you You can kill your spa r e time with a book. I'd rather have you than any one e l se if you are willing to work for me." "Of course I'm willing to work for you," s he replied, clelighi.edly. "I'll work for $8 if you are not very busy." "No, you won't, Miss Dora. I don't pay cut rates. I guess yo u and your mother need e very cent of $10, and when business improves I'll give yo u mor e." "You're awfully good, Mr. Sparks. Mother will be vcry glad to have mo in your office, and I will bo more than glad to g o there "All right, Miss Dora. Consider the matter se ttled. Whe n will you be ready to start in?" "I can come to-morrow, if you wish." "Malm it the day after I ll have to get you a table and a typewriter. What machine do you u se? She told him. "Your hours for the pre sent will be half-past nin e till thre e or half-p ast." "I had to work from half past e ight till half-p ast five in my other place," she said "and I was busy every moment of the time." Dor a ran into the kitchen to te ll her mother of her good luck. :Mrs. Storms ca.me into the sitting-room and thank e d Fred for offering employment to her

A GOLDEN SHOWER. 21 "T hat's one of my business secrets," laughed Will. be you're a partner in this joint." "I ll"ish I was. Fred has over $100,000 in this business." Yardley laughed incredulously. "A hundred thousand cents, you mean,'' he said "If you had as much sense as the size of your would accommodate, you wouldn't get off SlJCh funny re marks," said Robson. "Why, Fred has one d.epositor who haR placed $50,000 with him. That's almost enough of itself to start a National bank in a country town." "You like to hear yourself talk, don't you ?" sneered Yardley. "Come, now, no scrapping between you two," interposed Freel. There was a knock at the door just then, which Waddie, the office boy, answered. "Is Mr. Sparks in?" asked a handsomely dressed lady. "Yes, ma'am. Walk in," said Waddie. "What name?" "Mrs. Bancroft." W addie walked over to the railed' enclosure where Fred and his companions sat and told him that a lady named Bancroft wanted to see him. "Show her over, W addie. You chaps please leave till I attend to my visitor." Will and Yardley accoraingly got up and left the office as the lady stepped forward. "Are you Mr. Sparks, the banker and broker?" asked the visitor. "Yes, ma'am. Will you be seated?" replied Fred. "l\Ir. Opdyke sent me here. I would like to open an ac count with you. He is a depositor, I believe?" "Ye' ma'am. I shall be very happy to accommodate you. Do you wish to make a special deposit, or to open a running account, subject to your check?" "I wish to have a running account." "Very well, ma'am." Fred got his signature book out of the safe an:d asked the lady to sign her name and address in it. He also required her to place her regular signature on a card. "How much do you wish to deposit now?" he asked, after writing her name on the cover and on the creditor side. "I have a certified check for $10,000. I will deposit that. Do you allow interest on daily balances?" "Yes, ma'am. Two per cent. on sums of $1,000, and over." "Very well. You are just starting in business, I be lieve?" "Yes, ma'am." "You arc quite young for a banker. Mr. Opdyke, how ever, assured me that you are perfectly reliable." "I am much obliged to Mr. Opdyke for his tion." "He has a very excellent opinion of you. He says you're the smartest young man in Wall Street." "That is very flattering, Mrs. Bancroft, for there are a whole lot of smart boys down here. Will you please en dorse your check ?" The lady did so, and then Fred handed her the pass hook and a small pocket check book. That concluded all formalities and the lady took her leave. Fred turned. the check and a memorandum over to his bookkeeper, then he put on his hat and went out. He had an engagement with Mr. Opdyke at the Man hattan National Bank. Now that Fred was beginning to do real business in the Street he was somewha t embarrassed by his inability to open a business account with any. of the banks It is against the policy of regular banks to allow a minor to open a business account, because a minor has no legal ex istence, and therefore no responsibility. Fred, being under age, found himself up against this iron-clad rule. However, all rules are subject to exceptions, and Mr. Opdyke, having a great deal of confidence in the boy, made up his mind to try and get the Manhattan National to ac cept Fred as a customer. In order to do this he executed a paper making himselt responsible for the boy banker up to a certain limit. As Mr. Opdyke was one of the bank's largest customers, and a man of great importance in the Wall Street world, the Manhattan National consented to accept Fred as a depos itor, and to recognize checks drawn by him agairu;t his ac count. When the boy reached the bank he found the operator in i.he cashier's office. Mr. Opdyke introduced him to the cashier, the cashier took his signature, and the usual formalities being gone ifilrough with, he received a pai::s and a check book, and be came a full-fl.edged customer of the bank, opening his ac count with $125,000. His bookkeeper later on deposited Mrs. Bancroft's check of $10,000. Next morning bora appeared at the office and Fred in stalled her in a corner. He had received quite a batch of letters that morning, some of them containing orders for the purchase of stocks, with money orders to cover the margins He started the girl off by dictating half a dozen letters, and that was about all she had to do that morning. While he was studying a market report of the previous day's transactions on the Exchange, a broker, who had an office on that floor, came in and asked Fred if he could let him have $30,000. He offered certificates of stock as security. Fred, however, said that he wanted more security, as the margin wasn't sufficient. The broker tried to bluff him, but he had no better luck with the boy banker than he had had at his own bank, where he found he could get only $25,000 on the securities. He finally .agreed to take $25,000,1for fifteen days. He gave his note for that sum, Fred drew the check and sent it over to the bank by Mr. Warre n to have it certifiecl, and when it came back he sent it to the broker, who had r e turned to his office. 'rhis was Fred's first important transaction with an out. sider, and it encouraged him CHAPTER XIII. W.A.YJ,AID. From that time on things began to go swimmingly with Fred, and as a boy banker he ceased to be a joke even with


22 A GOLDEN SHOWER. Y:irclley, who could not help seeing thal he must have some :_;o od financial standing to be able to keep afloat. ln fact, the young messenger made it a point to save $5 and open an account with Fred. The majority of the Wall Street broker s became aware of the existence of the boy banker of the Chelsea Building, and many of them dropped in on one excuse or another to size him up. They soon discovered that there was nothing s low about the young man, and consequently Fred's reputation grad ually spread through the financial district. As week after week went by business increased with him, and soon Mr: Warren had enough to do to keep himself well emp loyed during office hours, while Dora had less and less time to herself. W addie also had more errands to run, which was an ad vantage to him, as he had been growing fat through inac tion. It was about this time that Fred received his second com mission from Mr. Opdyke. It was an order, delivered by messenger, to buy every share of D. & L. he could find, on the quiet, at about 60, same to be delivered C. 0. D. at the Manhattan National. Fred lost no time getting on the job, which promised to net him a big commission. It took him just two days to exhaust the district, and he corralled 70,000 shares in that time. His commission amounted to $8, 750. Next day the operator's regular brokers went on the floor of the Exchange and began bidding for the stock, and by the middle of the following week Mr. Opdyke had it cor nered. Then the price was put up and the big operator finally quit a million and a half ahead of the game. Soon after Dora came to work for Fred he invited her to go to the theater with his sister and himself. She accepted and the three young people enjoyed them se lve s very much. After the show the young banker insi sted on treating the girls to supper at one of the well-known restaurants. It then became a regular thing with Fred to take Dora to some place of amusement once a week, usually without his sister. He also got into the habit of calling OJ! her every Sunday evening, when they went out for a walk, if the weather permitted. His preference :for Dora's society was so evident that it was easy to forecast what the result o:f it all would be. One rainy and foggy afternoon, about two o'clock, Fred got an order from Mr. Opdyke to go to Jersey City, to the office o:f a certain firm of brokers, and buy a large block of Montana Copper for him at a given price. There was about $1,500 commission in it for him if he succeeded in securing the shares, a.nd Fred was more than anxious to earn the money. The operator had sent him a check for the value o:f the stock, which he was instructed to turn into his own bank and draw up his personal check for a similar amount have it certified by the bank, and carry it over with him. Mr. Opd yke took this method of preventing the Jersey City brokers :from knowing that he wanted the stock, for -if such a suspicion occurred to them they would probably r e fuse to sell at lhe market price, Lielicvin g the y c ould gel more. Fred left J\fr. Opclykc s chr c k with h is boo kk e eper to de posit with other fonds later on, wrote ont his own check and had iL certified on his way lo the ferry. It was a nasty day on the river, the hoat ha.cl to feel its way across azjl Fred did not reach the brokers' office until close on to He had no difficulty in making the sale, however, but as the firm had hypothecated the stock they could not deliver it that afternoon. They agreed to send the certificates to Fred's office before noon next cla.y. This was sat i sfac tory to the young banker, as the firm was a respensible one, and he left their office to return to the ferry Not b e ing any too familiar with Jersey City, Fred got confused by the fog, and walked some distance out of his way along the water-front. Although it was not 1quite four o'clock, the overcast sky, in conjunction with the mist, made the afternoon dark and gloomy As s oon as the young banker was satisfied that he had lost his bearings comp l etely he stepped into a small cigar store and inquired his way to the ferry Two rough-looking men who were hanging about the place followed him out and kept close at his heels as he retraced his steps. As he was passing an unoccupied building, they sud denly jumped upon him from behind, tripped him up and choked him into insensibility in spite of the vigorous re sistance he put up. Then, carrying him between them, as if he was helplessly intoxicated, they made their way some distance down the street to a low-class rum mill and sai lors' hoarding house, into which entered. After a short conference with the man behind the bar, who appeared to be the proprietor, they carried him upstairs to a room and laid him on a bed. Then they leisurely took his watch and chain, studs, scarf pin, and whatever loose money he had on his person, after which they left the room, lockin g the door Fred Tay like dead one for several hours, during which he was once visited by the landlord. In fact, it was eight o'clock, and pitch dark outside by the time he recovered his senses ; sat up in the bed, and be gan to wonder where he was, and what had happened to him. By degrees he recollected the assault that had been made on him by two powerful rascals, but that was the e:rlent of his knowledge. As soon as he realized that he was sitting on a bed he knew that he was in a room in some house. "Now, why sho uld they bring me here?" he asked him self. "If robbery alone was their object, and I have been cleaned out, I can see that, it's a wonder they didn't leave me lying in the street, to be picked up by the first police man who came that way. Maybe they th

A GOLDEN SHOWER. 23 ie i lic J:.:; L \Yha t I \ c g o l to do now is to make -=--=.1 t of t.his build i n g-, am1 try to fmd lhe :ferry. I alkc d cuvc bee n here ,;ome lime, for irs dark, or else this is a windowless one." Fre d rose from the bed and b e gan l o grope l1is way about the room. He found there was a window, but it lookecl out on to a kind of shaft. He the sash up and found the space full of fog. Looking upward, he saw only the densest obscurity. "It's night, all right," he muttered. Casting his eye downward he saw lights flashing from a pair of windows, and'. heard the clinking of glasses and the coarse talk and laugh of many men. The sounds came3rom the barroom hvo floors below, but Fred did not know the charact e r of the place. He caught the bare outline of a window across the shaft, but there was no light behind it Partly closing the window, he f elt hi s way to the door, tried the knob and then realized that he a s loc ked in. Robbed and yet a prisoner-what more was in store f6r him? For the first time the seriou s nes s of his situation began to dawn upon him. He had evidently fallen into the hands of a pretty bad Jot. How was he to get out of the trap? He threw himself down on the bed and began to consider what he should do. he was turning the subject over in hiS' mind, he heard footsteps in the corr i dor outsid e 'l'hey paused before hi s door a k e y rattled in the lock, the door opened and a short thicks et man, with a candle in his fingers, entered the room. Fre d on the impulse of the moment, fei gned uncon sciousness. The man approached th e bed and look e d down at him "He s a long time in se nsible," the fellow muttered .__ "Dorgan and hi s pal mus t hav e squ eezed the life out of him almo st. I r e ckon h e's good for another hour, maybe two, y et. Well, s o mu c h the b ette r. H e' ll be as weak a s a cat when he comes to, so I won' t have much troubl e givin g him the dope. I must take a look in at the sea cap'n now, and see how he s g ettin' on. Alon g toward midnight we' ll dump th e cap n into the river and ship thi s y oung chap aboard th e Windsor Castle. Before I let him go I must take off his good clothes and ri g him out in a suit of slop s They'll R tand me in a couple of bon es, at an y rate and cve ryihin' i s fis h that come s to my n et. I wonder how he pann e d out to Dor g an? The fellow wouldn't t e ll me, but I have an idea he had a watch, and a pin in hi s tie. Yes, I'm sure of it," he s aid, bending down and feelin g of Fre d 's four-in-hand, and then flas hing the candle light over hl.s ve s t. "Dorg an is a close ra scal-a mi g hty close one." He turne d and moved i.owarcl the door. In an in stant Freel had conceived a plan of escape and was on his feet. lie i.ore the rude cove rl e t from i.he bed, with a sweep of bi arm, and jumpcd on the thicks et man as h e was in the a c t of l e aving the room. H e enve l o p e d the rascal' s h e ad and arms with the foids of the spread and i.ripp e d him upon the floor. The candle fell and was c:\tin gui h e d in i.he s truggle that ensued. CHAPTER XIV. CAPTAIN STORMS. Fred was a strong boy and he was desperately ip. earne s t The man was tough and even stronger, but the yonn g banker had taken him by surprise, and his head being c om pletely covered with the coverlet, which half smothered 11111, he. was placed at a great disadvantage. Fred knelt on his chest and pressed the coverlet close about his face. The man's struggles became weaker and weaker as the lack of air got the better of him, and :finally he lay quite still and inert. Fearful of smothering him completely, Fred removed th e from his face. The fellow was unconscious. Although the door had been open all this time the corri dor was dark and silent. None of the inmates of the house was stirring in that direction. "I'll have to bind and gag this scoundrel," thought Fred, for he may recover his senses any moment and make trouble for m e I wis h I had a light." H e felt in the man's pockets and found s everal matches. He used one to strike a light and ignite the wick of the candle. The n he shut the door from prudent motives. T e aring strips from the spread, he tied the rascal's arms s e c urely behind his back. The n h e g ag g ed him with another strip and with a third bound hi s ankles together. H e lift e d the helpless man on to the b e d and tied his legs to the footboard. "Now I guess you're saf e enough s aid Fred. Ope ning the door, he looked out. The corridor was just as still and dark as ever. Clos ing the door after him, he loc k e d it and put the key in hi s pocket. Aft e1 locating the stairs, he put out the light and was about to descend, hoping to be able to make hi s way to the street without opposition, when suddenly a light appeared on the floor below. f A man with a lamp in his hand was coming along the s econd landing. F e aring that the newcomer was coming; upstairs Freel retreated back along the corridor. Coming in contact with a door, he tried the handle, bnt it was locked. The key, however, was in the lock. Fred turned it, opened the door and entered the room, which was dark as the ace of spades. He took the precaution to remove the key from the out side, lest through the cropping up of some unexpected complication. he might find himself locked in once more. Then he struck a match to see what kind of room he was in. It was a small bedroom similar to the one he had been a pri s oner in himself


A GOLDEN SHOWER. On the bed, fully dressed, and unconscious of his sur roundings, lay a well-built man of middle age The heavy double-breasted peajacket, and the mahogany hue of his countenance, proclaimed him to be a sailor, but not a common one. He look e d more like the mate or captain of some vessel. On the table stood a bottle and two nearly empty tum blers. Also an open pocketbook, severa l l etters, and papers It instantly occurred to Fred that this must be the sea captain that he had heard the rascal, whom he had over come, muttering about while he bent over him prior to his break for liberty. This was another victim of the gang who inhabited the h ouse, and they had drugged and robbed him, and meant to dump him into the river later on. here is h e r captain in J ersey City, after two==== terious silence. Clearly he escaped from the ')uld get one e lse did. How did he escape? And how a the fact that h e's b een l ost to the world for over twL five months?" That was another lmotty problem that would have to be solv ed later on when the captain recovered his senses and could exp lain matters. His wife and daughter had not yet given up all hope that he might yet return to g ladd en their hearts-that Fred lmew; but they were in that situation where "hope deferred maketh the heart sick." The owners of the Golden Hope, with offices near Hanover Square, had collected the insurance on vessel and cargo, settled all c l aims agiiinst her, and closed her account on their books. Fred struck another match and lit the candle he held in his hand. still The relatives of the officers and crew-every one but Dora He now took a closer look at the man on the oJ::ied. and her mother-had given up the men for dead, and the Golden Hope was reckoned one that had reached the port of rpissing ships, and would never be heard of more He appeared to be between fifty' and sixty years of age, his face was heavily bearded, of an iron-gray tint, and he had a thick head of hair of the same color. His hands were large, thick and almost as hard as a rock. 'rhere was an air of almost childlike innocence about him that singularly impressed the boy. "He look s like an easy rilark," thought Fred. "I'll bet he tumbled into the clutches of these ra sca l s without giv in g them the l east trouble. Yes, he's been doped all right. Now how am I going to save him in that condition?" It was eviclcntly a tough problem, for he was not so sure how he would be able to leave the hou se him self even with all his faculties on the alert. He glanced a t the table again 'l'h e pocketbook looked as if it had held money "WhateYer he possessed, they've cleaned him out compl etely,'' thought Fred. Mechanically he picked up one of the l ette rs. "This will probably tell me his name," muttered the young banker, bringing the enve lope close to the candle and l ooking at the superscription '11his is what he sa. w : "Captain Ezra Storms, Ship Golden Hope, Care of Laz ard Freres, Bombay, Hincloostan "My Heavens!" gasped Freel, dropping the envelope from his trembling hand. "Dora's father!" He stoocl for some morncnls.Jike a statue, sta ring at the pocketbook and the other enve lopes beside it, then, as if waking from s ome unple asant dream, h e grabbed another lett er and looked at it. "Captain Ezra Storms, Care of Poindexter & Co., 16 Crown Street, Capetown, Sout h Africa," and in the cor n er, "Ship Golden IIotJe." "That's Dora's writing, I'll swear," breathed Fred, ex citedly. "This man on the bed seems to be her father pa s t any doubt. Where has he been these two years since the Golden Hope left Bombay for New York? What became of the Golden Hope and h er crew? No word has ever r eached either owners or consignees from the day s he hau lecl out of the harbor set her sai ls to the breezes of the Arabian Sea. Lost, of course, somewhere along h e r trackless comse Probably she foundered in one of those simoo n s of the Indian Ocean I've read about And yet Fred took up the pocketbook and examined it. Captain Storms' name was inscribed on the flap in gilt l etters If Fred needed ind isputable proof of the captain's iden tity he soon found it in a small flap in the shape of a photo graph of Dora herself. Well, t h ere was only one thing to be done and that was he must save the ca.ptain from the fate these rascals had marked out fo r him. That was his duty in the name of common humanity, without reference to Dora and her mother, and it was doubly his duty for their sake. The question was, how was he going to save the drugged man? He replaced the l etters in the pocketbook and put it in his own pocket. Th en he shook the captajn roughly and s ucceed ed in partiaJly arousing him from his stupor '11he moment he s topped Captain Storms fell back into his :former state. "I'll have to make my own escape, take note of the house and tell the first poli ceman I meet of the captain's peril," Freel. "I don't see what e lse I can do under the circumstances." As a preca u tionary me asure he l ocked the skipper of the Golden Hope in the room and put the key in his pocket. Then i n t h e darkness h o staTted downstairs. He met no one on hi s road ancl fina ll y grope.cl hi s way to a door that h o believed opened on the street To his ri ght was another door, und e r which a light flashed and through whi ch he heard the rattle of g lasses and lhe talk of half drunken men. "That's a barroom," he thought, as he fumbled for the handle of the front door. 1 The door was not only locked, but bolted as well. He discovered the l atter fact when the door refused to budge afte r he had unlocked it. Running his hand llp the door, he found a big bolt. He drew it cautio usly back. Still the ooor held, so he ran his hand down till he came to another bolt. When this yie l ded to his finge r s the cloor opene

A GOLDEN SHOWER. 25 .ilkcd 01L into ihc o.r a policeman, who,'c form loomed i A Fred couldn't identify the men 1rho had assauliell and mislily lhrough Lhe dense fog. robbed him no further arrest;; 1\"C. 'rc made, anJ the wagon CHAPTE R X V. CONCLUSION. The policeman seized Fred by the arm and l ooked keenly into his face. He was rather surprised to see one of the b o y's gent l e manly appearance issuing fro m a building with whose s h a d y character be was sufficiently well acquainted. "Well," he said, grufliy and suspiciously, "who are you, young fellow?" ''I am Fred Sparks, a Wall Street banker and broke r. "Is that s o ? What are you doing in that house?" "It's a den of thieves and murderers, isn't it?" said Fred "Is it? It's one of ihe toughE11>t joints in Jersey City But you ought to know what it is, seeing that you. have just come out of it. "All I know is that I was waylaid and knocked out some where along tqe water front, not far from the ferry, this afternoon by two rascals, who, while I was unconscious. brought me to thi house and locked me in a room on third floor They cleaned me out of everyLhing I had about me What else they meant to do to me I cannot say, but they must have ha.d other designs, or they wou ldn't have kept me a prisoner. I managed to escape from the room by overcoming a man who came up there to look at me. I bound and gagged him, and locked him in the room 'l'hat's the whole story as far as I am concerned." "If your yarn i s true, young man, you are lucky to get away with your lifo. You had better make yourself scarce around these digging if you expect to get off entirely "I intend to afler you have helped me rescue a sea cap tain who lies drugged in a back room on the third floor "A sea captain ?" "Yes. Ile's another victim, ancl i 8 incapabl(l of escaping by him,elf. '1.'hey mean to throw him into the river before morning We must save hi.rb. at once. I know his wife and daughter, and I'm ready to risk my life in his behalf." "It's as much as both our lives are worth to be caught in that building. "But something must be dnnc," f'aicl Fred, excitedly "'1.'he only thing we can do is to pull the hou se Come with me. I'll telephone for a patrol wagon and several officers." He piloted Fred to a nea.rby drug-store, opened up com munication wiLh his station and stated the facts to the officer in charge. The patrol wagon was sent with hall a dozen policemen As soon as these turned up at the drug store, Fred and the officer boarded it and the wagon presently drew up in front of the sailors' boarding house. Three policemen entered ihc barroom and overawed the crowd, while Freel, with the rest, marched upstairs The young banker led them to tho room \'vhere he had locked in Captain Storms, and the unconscious skipper was take n down to the wagon Fred then showed the officer the man he had knocked out, wl]o was recognized as the proprielor of the house, and was arrested. started fo r the station 1 He.re F r ed told his story, the prisoner was interrogate d w ith little success, and was l ocked up, while a doctor after a while succeeded in bringing Captain Storms to his senses His story was simple. H e had arrived in New York that forenoon in the bark S itka, which had taken him off an island in the Indian O cean where h is ship, the Golden Hope, had been lost. His two .mates and a part of tlle crew had escaped ftie wreck also; the entire party after surviving their sequestra tion on the isl and, and all its attendant hardships, being taken off bJ. the Sitka seven weeks since. The bark, after passing quarantine, had started in tow of a tug for h e r wharf in Jersey City to discharge a consign ment of merchandise intended for immediate shipment to Trenton, but being overtaken by the fog had come to an chor for the time being not far from the Jersey shore The captajn, anxious to reach his wife and d aug hter, whom he believed were mourning him as dead, induced the captain of the bark to put him ashore 11t the nearest wharf, 1bich was done. I He had covered half the distance to the ferry when he became confused in the fog and strange locality, and final l y applied to two rough looking men to be directed to h is de s tination. They agreed to show him the way. On the road they said they felt thirsty, and asked t h e captain to treat. He consented to do so, in consideration of their apparent civility, and they led him into a barroom along the water front. They sat down at a table, had one round of drinks t o gether, and that was all the captain rem embere d until he came to his senses in the station house. He said he would be able to identify the men who ha d drugged him, so two detectives were sent out to see what they could bag Fred then explained to the capta:in how he had himself been treated in much the same way, only be had Bot been drugged, and told Captain Storms how he had found him stupefied on a bed in the third floor room of the house, how he hacl heard the proprietor rnutlcr that he was to be dumped into the bay during the night, and how he had suc ceeded in getting away from the build i n g himself an d bringing the police to his re scue The skipper of the lo s t Gold en Hop e was very gratefu l to the plucky boy for saving his lire, and assured him that he would never forget the obligation. "And now, my lad, if you arc going back to New York I will go with you, for I am wild with anxiety abo1'.t my wife and daughter. I left them well fixed for the time I expected to be away, but two years haB been added to that time. I don't even know if they arc alive," he added. in a trembling voice, "nor what trouble they may have bad to face of my unexplained absence. It is more than likely that they have given me up for dead. If they have movcrl from the old aclclress how sha ll I find them to night, and I feel that I cannot rest till I do find them." "You needn't wa>rry, Captain interposed Fred,


if GOLDEN SHOWER. taking him by the hand, I can take you to your wife and d aughter right away." '"You can?" ejacu l ated the s kipp er, looking at him in bewilderment. "Yes, I can. 1 made their. acquaintance a couple of months ago in an accidental way. They have moved from thei r old address and are now li ving at No 120th Street, Harlem. Your daughter's name is Dora, so you see there is no mistake." "My dear boy, take me to them at once. You cannot how I long to clasp them in my arms-to see them once more after all these months of absence." Promising to be present next morning in the police court in Jersey City, Fred and Captain Storms took the ten o'clock ferryboot fo r Cortlandt Street The skipper plied him with many more anxious question s about his wife and child, all of which the boy answered in a wa.y best calculated to relieve his anxiety. During the run on the und ergro und railroad, which had then only l ately been opened, and filled the captain with wonder at the improvements that had taken place in the metropolis since he left it three yeaTs and a half before r the master of the Gol den Hope told Fred much about the experiences of himself and the surviving members of the ship's company on the l one island in i.he Indian Ocean. His account great l y intere sted the young banker, and he asked the captain many questions about their enforced mode of life while living a sort of Robin s on Crusoe state of existence They l eft the train at Lenox A venue and 125th Street, and took a surface car which carried them to Third Avenue and 1 20th Street, half a block from the house where Mrs. Storms and her daughter lived. It was eleven o'clock when they reached the house. Fred rang the bell connecting with the Storms' apa1t ments vigorously, and in a few minutes the street door was opened. They entered and Fred l ed the way up. "You had b ette r remain here till I break the news of your return,'' said Fred, when they reached the second floor The impatient captain reluctantly consented. Then Fred continued on up the next flight Mother and daughter had retired, but the strenuous "-av their bell had rung had aroused them, and putting on wrapper, Mrs Storms came to the door to sec what was the meaning of the strange summons. "It's me, Mrs. Storms,'' said Fred, in answer to her "Who is there?" She threw the door open instantly in gr0at surprise "Why, Mr. Sparks !" she cried. "Is anything wrong?" Dora heard the name and got into a wrapper, too, in some little excitement "Nothing wrong, Mrs. Storms, but I have brought you wonderful news." "What do you mean?" "Can you beai a great surprise?" "A great surprise?" "Yes, your hu sband--" "1\'fy husband!" she gave a gasp and would have fallen but for Fred's strong a rm. Dora gave a scream The captain below heard it and could not restrain himse lf. Ile rushed up the flight and dashed into the room, crying "Mary Dora!" Fred thought it was time for him to l eave, and did so. Next morning Dora was down on time at the office, but she was a different looking girl. -Her face reflected a great happiness that added a new loveliness to each feature. When Fred came in she rushed over to his desk, put her aTms around his neck and kissed him impulsively. "You brought papa home to us. You saved his life l ast night. He told us all, and we can never be grateful enough to you as lo ngas we live." "Yes, you can, Dora," he said, taking her hand s and looking into h er s hining eyes and blushing face. "You can easi l y square the account by consenting to become my wife. \Yill you do that, sweetheart? Will you?" "Yes, dear Fred I am yours now and forever." Six months later they were married in a little cottage in the Bronx that Fred had purchased and presented to the ca. ptain and hi s wife Edith Sparks was bridesmaid an.cl Will Robson best man. Prominent amo ng those present on this delightful OGcas;on was William Opdyke, the millionaire operator, and he g:we the bride a costly set of diamonds' that she wore during the marriage service, in connection with the dia mond sunb ur st and shower of go ld en stars her husband had her with, and which shone with great brilliancy on her lovely neck. \\'hrn Fred got back from his wedding trip he took up hi,; residence in a house he had purchased in his mother's name, and Dora became its mistress. 1\Irs. Sparks and Edith lived with them, while Captain S lorms and his wife were constant visitors, dining with ihl'il' daughter and son-in -law two or three times a week. By Lhi s time F'rccl estab li she d his banking business on a snbsianlia l footing, while his broJ(crage depa1tment was gaining new customers right along ] L0 coulrl s ign his c h eck, if necessary, for a quarter of a million, and Joe Yardley did not doubt the fact in the l east. Both .Toe and Will Robson arc now working for him, the latter hoping ultiuuitely to become cashier when Mr. Warren is no longer able i.o hold down the job, and both, now young men, cleciarn that they have the finest and smart est emp loyer in Wall Street-one who i:;howec1 the stuff he was ma.de of when he branched out as A BOY B ANKER. 'rHE END. Read "MAKlNG A OR, THE PLUCK OF A WORKI G BOY," which will be the next number ( 113) of "Prune and Fortune Weekly.'' SPECIAI_J NOTICE : All back numbers of this weekly arc always in print. If you c'annot obtain them from any newsdealer, send the price in money or postage stamps by mail i.o FRANK TOUSEY, PUBLISHER, 24 UNION SQ ARE, NEW YORK, and you will receive the copies you order by return mail.


FAME AND FORTUNE WEEKLY. 2'7 Fame and Fortune Weekly NEW YORK, NOVEMBER 22, 1907. Terms to Subscribers. Single Coples ............................................. One Copy Three nonths ................................. :: :::::.:::::::: Postage Free. How 'l'o SKND MONEY. .05 Cent.s .65 .. $1.25 2.50 At our risk send P. 0. Money Order, Check, or Registered Letter; re mittances in any other way are at your risk. We accept Post.age Stampe the ea.me as cash. When sending silver wrap the coin in a separate piece ot paper to avoid cutting the envelope. Write your name and address plainly. Address letten to Frank Tousey, Publisher, .. Uni on Sq., New York. GOOD STORIES. When the conductor wanted the train to stop, or go ahead, he went to the front door and yelled to the engineer. The Mammoth Cave Railroad, described by Elbertus Hub bard, in the Philistine, belongs to the Mammoth Cave estate, and the estate is so land poor and the heirs so greedy that the engineer told me he had hard work to get grease for his cylinders. It took us just one hour to make the nine miles. "You notice," said the conductor, "that we have our cow catcher on the rear end, so as to keep the cows out of the ladies' coach." He then explained: "Why, a bull got after us last week, and would have ketched us if we hadn't been on the down grade." A German firm has recently introduced into India a portable fan which is propelled by a hot-air engine. Owing to the intense heat which prevails in that country during most of the year, fans of some kind are a necessity to the comfort of Europeans, and their' offices, shops, and resi dences are all equipped with the old-fashioned swinging screens, known as "punkahs," which consist of a piece of cloth, or matting, stretched over a rectangular frame hung. from the ceiling and kept in motion by a servant at the end of a cord. Wherever electricity is introduced these are gen erally superseded by electric ceiling-fans. 'l'he fan is propelled by a hot-air engine, the heat being gen erated by a kerosene lamp, which holds about one quart of oil, sufficient to keep the fan running for more than twenty four hours. To the lamp is attached a small glass chimney, which fits into a larger metal chimney connected with the engine. Upon the top of the engine is hung the fan, similar in shape and size to the ordinary electPic fan, whose speed is governed by the size of the flame; that is, to reduce the speed the flame is turned down, lj.nd to increase it the flame is turned up. The whole outfit weighs about thirty pounds and rests upon a small stand, raising the level of the .fan proper to that of an ordinary desk. It is fitted with handles, and can be easily moved to any part of the room or house desired. Every one knows what an explosion is; but its opposite, an implosion, is less familiar. At great depths in the sea the conditions are fav"rable for its production. At 2 500 fathoms the pressure is, roughly speaking, 21h tons to the square inch; that is to say, several times greater than the pressure exerted by the steam upon the piston of a powerful engine. An interesting experiment. to illustrate the enormous force of this deep-sea pressure, was, not long ago, made on the Albatross, a Government vessel engaged in deep-sea explora tion. A thick glass tube several inches in length, full of air, was hermetically sealed at both ends. This was wrapped in flan t nel and placed in one of the wide copper cylinders, used to protect deep-sea thermometers when they are sent down with the sounding apparatus. The copper cylinder had holes bored in it, so that the water had free access inside, round the glass. The case was then sent down to a depth of 2,000 fathoms, and drawn up again. It was found that the cylinder was bulged and bent inward, just as if it had been crumpled inwardly by being violently squeezed. The glass tube itself, within its flannel wrapper, was reduced to a fine powder, almost like snow. The glass tube, it would seem, as it slowly descended, held out long against the pressure, but at last suddenly gave way, and was crushed, by the violence of the action, to a fine powder. This process, exactly the reverse of an explosion, is termed an implosion. To build prisons which are palaces, giving the malefactors c onfined there a degree of comfort which many honest people do not and probably never will possess is plainly a matter for derision and a scandal. Young men who are ambitious to amass money nrake a great mistake in thinking that it is a waste of time to' cul tivate their social faculties, that society has nothing to do with money-making; they think that spending time in society is a hindrance, that it will keep them back. JOKES AND JESTS. Down in the black belt Billy Bunch, a white-headed old. darky, had been appointed bailiff. The magistrate proceeded to admlnister the oath, "Do you solemnly swear to support the constitution of the--" "Ho!' on, boss," interrupted old Billy. "I can't tek dat oaf, 'cause as hit's all old Billy kin do now ter s'port Betsy an' the chillun." '":Phat summer-resort proprietor is a sharp one, isn't he?" "I should say so. I fell off the dock and he charged me for an extra bath." Senator Gilchrist, of Brooklyn, walked into the Ten Eyck hotel in Albany one day to use the telephone. "Give me 2921. Main," he Minute after minute passed and Central still had not got the number. "Will you hurry .up with that number?" asked the, Senator after a time. "Why, sure," re sponded Central. Another long wait followed, and still Sena tor Gilchrist had not got the connection. Finally losing pa tience entirely he yelled through the telephone, "Central, where is that number? You have kept me here half an hour and have not got it. I'll have you reported. I want you to under stand I am Senator Gilchrist." "Janitor who?" demanded the voice at tha other end of the wire. "Why don't you see to the heating instead of wasting your employer's time at the telephone?" The joke was too good to keep, and Senator Gilchrist told it on himself. The haughty youth had just arrived at the tiny North Wales railway station, and the porter had fetched out of the guard's van a store of luggage, which included many portmanteaus, a camera, fishing and golf tackle, and-oh, far worse than all besides-a particularly ferocious bulldog. "Aw, portah.'' com mantled the haughty one, "just put-aw-my portmanteaus, cameraw, etceteraw, on a cab, will yaw?" The porter surveyed the forbidding looking bulldog dubiously. "Yes, sir," he said, slowly. "Er-Etceteraw won't bite, will he, sir?" "Wen; said the proprietor, "I see you have at last sold that. ugly hat we expectt:d to have on our hands.'' "Yes," replied the saleslady, "I got a middle-aged woman to try it on yester day and then tolu her that it would not, of course, dg for her because it was intended for a very young woman."


28 FAME AND FOR'l'UNE WEEKLY. Held for Ransom by Australian Bush=Rangets By Horace Appleton. We had been out from Melbourne two days, journeying to ward the new town of .Murray City, on the Murray River, and we were only .two miles from the post station, where a guard of mounted police had their headquarters, when the driver of the stage or wagon suddenly brought his horses to a dead stop. This was in the days of thirty years ago, before any part of Australia was half civilized by the English, and before the big island had been more than half surveyed. There were plenty of bushrangers haunting every highway, and every stage was usually accompanied by a guard. In our case five of us had put together and hired a private co nveyance. It was one of the usual stages, but making a special trip for our benefit. Of the five three were Englishmen going up to the valley of the Murray to locate land, the fourth was an American who had been in the country two years, and I had landed in Mel bourne only the week before. My compatriot was named Davis, a widower, and he had his only child along-a bright little girl eight years old. He was going up to. sheepranch in part nership with a friend already settled, and he could not bear to leave his child behind him in the town. The five of us were well armed, and every hour since leaving Melbourne we had been ready to defend ourselves. As we had met with nothing to alarm us thus far, and as we knew we were upon a station, no one was prepared for what hap pened. The stage had no sooner stopped than two men came up on a side, covered us with revolvers, and a gruff voice an nounced: "Now, then, the first move and off goes yer heads! out here one by one!" I was the first one out. It was just at sundown, and on a 11ortion of the road between two ridges. The two men on that side were rough, unkempt, desperate-looking fellows-fair liamples of the other two--and the instant I saw them I knew that we were in for trouble. When we were all out they or dered the driver to turn into a blind road to the right, and we followed after the wagon. As we were ordered to follow the vehicle the leader of the gang said: "No foolishness now. The four of us have got our pistols looking right at ye." After going thirty rods we were as well hidden from the highway as if we had gone ten miles, and were brought to a ualt in a little glade. As there were five to four, you may won der that we did not make a break. The first man who had "Do you think I'm' carrying my money about the country for such as you?" protested the hot-head ed '1ictim "I'm a-wishing you hadn't got a blasted penny!" added the second. "The idea of it! third. You'll all be hung for this!" groMed the Davis and I had nothing to say. We didn't see that the case could be helped by protestations. The words of the English men provoked our captors to a white heat, and they were knoc1rnd about unmercifully for the next five minutes. Then the leaaer, speaking to the two of us, asked: "You are not English?" "No, Americans." "I thought so. Where ye bound for?" We gave him our destinations. "Well, we're a bit sorry to take your. money, small as it is, and so delay your journey, but we've'v. got to do both. These three coves is rich, and we ain't going to let 'em off with shil lings where we ought to hav;_e pounds." While we were held under: guard one of the men went over to the driver and held a consultation with him, and the result was that he turned his team about and disappeared in the direction of the highway. We were then ordered to proceed in a northerly course through thll scrub, one man leading and the others bringing up the rear. Not a word had been ad dressed to little Eva by all,. J. the men, although all had looked at her with softened expression. She realized what was going on, but went through it bravely, and when we started through the scrub her father carried her on his shoul ders. We traveled for six or seven miles before halting, and then came upon a camp fire, with a fifth bushranger sleeping beside it. He WftS rudely awakened, and I then saw that he had his right arm in a sling, having been wounded or meeting with an accident. The camp was a thicket, with a temporary shelter of brush to sleep under. The :five of us were ordered to sit down under this shelter, and then every man's feet were tied together at the ankles and a guard' took a seat before us. Then the fire was replenished and the bushrangers gave such a supper as they could afford, which consisted solely of roast mutton and a fiour cake baked in the ashes. When we had eaten this and b\:)en offered a drink of water all around the leader sat down before us and said: "Now, gents, business is business the world over. We have got to have money. We want it to convert these 'ere natives from the error of ways, and it will take a heap to do it. You first gent, who was so ready with your tongue, how much are you worth?" "It's none o' yer blasted business, you scoundrel, you!" was moved to pull his revolver would have been shot in the back Davis could not have been counted on anyhow, as his anxiety the hearty reply. for his child took all the fight out of him. The driver, if not in league with the rangers, was at least treated as neutral. While he was armed, he took matters so coolly that we saw "Well, mebbe not. Bein' as you is so poverty-stricken, I'll put you down for only Now, you second gent." "I could raise if in Melbourne." "That means for you, then. You'll lie a half or more. he was out of the scrape. The five of us were placed in a and while three men stood behind us the fourth disarmed us Now, you third gent." and went through our pockets We were a poverty-stricken crowd. The $30 they took from me constituted my worldly wealth, while Davis and the others had been too sharp to trust their money to a stage unguarded. The whole amount did not pan out over $150, and the bushrangers were furious. "Why, you bloody bloke!" shouted the leader, "you: alone ought to have at least with you!" "I'll see you hanged for this day's work!" was the reply. "Mebbe you will, but not until after I sees your money. You also go down for Now, the fourth gent." "You've got my last dollar," I replied. "I landed in Mel bourne only a week ago." "That's bad for all of us, but I guess you tell the truth. Now, you fifth gent."


FAME AND FORTUNE WEEKLY. "I mi ght poss i bly raise if up at the ranc h replied Davis "bu t that would be a ll. I am poor and just making a start." "Is that your little gal?" "Ye s." "Where's the mother?" "Dead." get another dollar of their money. The c i v il wa s the leader and the most independent. He wa s s e iz e d tie d han d and foot, and after his boots and sto ckings had b ee n remov e d he was placed with his feet to a fir e H e stood the torture un til we could smell the odor of his burning soles and then gave in. The other two followed his example without waiting for "Shoo! That' s too bad. What 's the gal's name?" the torture. Each one wrote a note to a friend in Melbourne "Eva." worded by dictation. While the chief was a rough-looking "Mighty sweet. Say, gal come and kiss me." fellow, he proved to have a very fair education. When the She went over to him and kisse d his bronzed and bearded letters were ready he took them and started, presumably to ch eek w ithout the slightest hesitation, and he held her for a find a messenger to act as a go-between. There were four left moment arul look e d her over and said : to guard us, and after the chief had gone one of them bruisi;!d "Sweet a s honey! I wouldn' t hurt you for all the gold in some herbs and kindly tied up the Englishman's feet. Our the big world!" three fellow-prisoners rather shunned Davis and myself during She was allowed to return to her father, and the leader the afternoon, seeming to be put out because we were not thep. said: called upon to ransom ourselves. But we afterward r ecalled "We shall hold you three peppery gents until you raise that they made much of the child, and had her with tem a for us, and as these Americans might give the alarm, good share of the time. Each outlaw also had a good word for we shall be obliged to hold them as well. Sorry to do it, but her whenever she came near, and she was permitted to run business is business, and if we don't look out for ourselves about without restraint. no one will." At four o'clocl{ in the afternoon this was the situation: Each one of the Englishmen swore by all that wai; good and Three of the guards were asleep beyond the fire; the fourth great that he'd never pay a cent, but the bushrangers only sat on the ground with his back to a rock reading a novel, laughed at their words. At a hour we were ordered to while he had a rifte across his knees. Davis and I lay close go to sleep, and the last thing I saw before my eyes closed together talking matters over, and the Englishmen were ten was the guard sitting-on a rock at my feet. The night passed steps away. Little Eva was running about, shouting and play quietly, and as soon as we had breakfasted in the morning the ing. All at once we heard the pop of a revolver, followed by a leader took pen, ink and paper from a box and said to the death cry and as we sprang up two of the Englishmen, each Englishmen: with a pistol in hand, dashed past us. In sixty seconds more "Now, then, here's the chance to write to your friends to every one of the bushrangers was dead. They had coaxed raise the rocks, and I'll see that the letters reach them." Eva to bring them the pistols, whi c h were lying on the far side Each one of the three refused point blank to make any of the camp, and she had passed behind the guards and made attempt to raise money, althoug h it was plain they had a des two trips. As soon as they had the weapons one of them shot perate lot to deal with and that they would suffer for their down the guard; and then the others were slain obstinacy. before sleep was fairly off their eyelids. "Well, some other day will do just as well," laughed the The smoke was still hanging over the camp when we began leader, "but I want it understood that each day of delay adds the construction of a litter, and within half an hour we were to the ransom." headed for the highway and carrying the victim of torture We were then untied, given a few minutes to get over our along with us. We kept going all night, as we had to go slow, stiffness of limb, and then we all set off over a rugged, scrubby and about daylight came out at the stage station. A squad of country toward a range of hills. We traveled steadily until noon, and the n came to a very secure stronghold among the hills. By placing us in a natural inclosure about an eighth of an acre we w ere surrounded by rocky walls on three sides, and on the fourth the bushrangers built their fire and made their camp. A s we w e r e penned in here the chi e f of the bushrangers announced to the Englishmen that he would give them two days in whic h to make up their minds to send for the money. If they held out at the end of that time he would take' his own measures to extort the money. One of the Englishmen was a large land owner in Australia, another was a civil officer at Melbourne the third was fresh from England, and was intend ing to start a manufactory of some sort at Melbourne or Syd ney. Davis and I both labored with them to make them realize the situation, but they were pig headed and obstinate, declaring that it was all a bluff, and that the rangers .would not dare proceed to e x t r e mes. We believed differently, They were es caped convi c t s, e ach one outlawed, and a more villainous gang one n ev e r looked a t. On the morning of the third day, without having annoyed us in the l east during the interval, the chief called for their decision. Each Englishman curtly replied that he would never mounted police set off for the camp, and on their way tQ. it came across and killed the leaders of the bushrangers, thus wiping out the last of a bad gang. A few more years and our ears may no longer be charmed by the sweet tones of the tenor and the soprano. The pres ent fashion of violent sport, declares a French writer in La Repiibli que Francaise, is having a most disastrous effect on the singing powers of the lungs, and it is probable that our descendants will never be able to enjoy the operas of Verdi or Rossini, owing to the dearth of The female, like the male matadors, has received high hon ors, and the crowds J:i.ave cheered as she entered the arena to put to death some huge animal. The men and women mata dors can easily be recognized on the street by their elaborate costumes, which are heavily trimmed with gold and silver. Often a suit worn in the ring costs from $800 to $1,000, as it is made of silk, satin or velvet heavily embroidered and cov ered with precious stones and gold. The street costume is a short jacket, with very tight trousers, a hat with a straight brim and a low, fiat crown. Under the rim of the ,hat is a short queue of plaited hair, called a coleta. This is prized so much that if a matador does poor work it is cut off, a sign of great ignominy. When the matador retires from public life it is cut off with scissors of gold, and kept in a box ever afterward by his family.


/ You (Everythi n g I Books Tell IS A REGULA:a. ENCYCLOPEDIA! Each book consists of sixty-four pages, printed on good paper, in clear type and neatly bound in 3n attractive, illustrate

I THE STAGE. No. 4-1. THE BO}'S OF NEW YORK END MEN'S JOKE BOOK-Containing a great variety of the latest jokes used by the most famous end men. No amateur minstrels is complete without t hi s wonle information as to the n eatness, l eg ibility 11nd gen,,ral com er y va l uable little book just published. A complete compendium posilion of manuscript, essential to a successful aulhor. By Prince 11f g ames, sports, card diver s ions, comic recitations, etc., suitahle Hiland. for p a rl o r or drawing-room entrrtainment. It contains more for the No. 38. HOW TO BECOl\IE YOUR OWN DOCTOR.-A WOii m o ney than any book published. derfu l book, containing useful and practical information in the < No. 35. HOW '.l.'O PLAY GAl\IES.-A complC'te and useful little treatment of ordinary dis ease s and ailments common to every boo k contai ning the rules and ri>gulations of billiards, bagatelle, family Abounding in useful and effective recipes for general com b a c k gammon, C'roquet domino('s, et('. plaints N o 36 HOW '1'0 SOLVEJ CONUNDRUl\fS.-Containing all No. 55 IlOW TO C OLLECT STAMPS AND COINS.Con t he l eading conundrums of the day, amusing riddles, curious catches taining valuable information regarding the collecting and arran g i n g a nd witty sayings of stamps and coins. Handsomely No. 52. HOW 1'0 PLAY 0-iRDS.-A coinplete and handy little No. 58. HOW 'l'O BE A DE'l'ECTIVE.-By Old King Brady, b ook, giv i ng the rules and !1.,_ ';rections for playing J1JnC'hre, Cribthe world-known detectiYe. In which he Jar s down some valuable b age, Casino, Forty-Five, R:--.,. jje, Pedro Sancho, Draw Poker, and sensible rules for beginners, and also relates some adventu r e a :Au c tion Pitch All Fours, ano many other popular games of cards. and experiences of well-known detectives. No. 6 6. HOW TO DO PUZZLES.-Containing over three bunNo. 60. HOW TO BECOl\fE A PIIO'l'OGRAPHER.-ContalD. dred interesting puzzles and conundrums. with key t o same. A ing useful information regard i ng the Camera and how to work it; co mplete book F u lly illustrated. By A Anderson also how to make Photographic l\Iagic Lantern Slides and other ETIQUETTE Handsomel y illustrated By Captain W. De w. No. 13. HOW TO DO IT; OR, BOOK OF ETIQUETTE.-It No. 62. HOW TO BECOME A WEST POINT MILITARY is a great l ife sec r et, and one that every youLg man desires to know CADE'l'.-Containing full explanations how to gain admittance, a ll about. There's happiness in it. course of Stuoy, Examinations, Duties, Staff of Officers, Post No. 33 HOW TO BEHAVE.-Containing the rules and etiquette Gnard, Police Regnlations, Fire Department, and all a boy should o f good society ano the easiest and most approved rp.ethods of apknow to be a Cadet. Ccmpileo a n d written by Lu Senarens, author p earing to good advantage at parties, balls, the theat;;:e, chu rch, and of "How to Rerome a Nava l Caoet." m the d rawingr oom. No. 63 HOW TO BECOME A NAVAL CADET.-Comp lete in structions of bow to ga i n admission to t he Annapolis Naval DECLAMATION. Academy. A l so conta i n i ng t h e cou rse o f instructior, description No. 27. HOW TO RE.C ITE AND BOOK OF i:tlilCITA.TIONS. of grounds and b ui ldings, historieal sketc h and everything & b o1 -Containing the most popu l a r selections in use, comprising Dutch should know to become a n officer i n the Uni te d States Navy. Com d ial ec t French dialect, Yankee a nd Irish dialect pieces, together piled and writt<.'n by L u Senar ens autho r o f "Ho w to Become{l twith many standard r eadings West Point Mi litar y Cadet. PRICE 1 0 CENTS EACH. OR 3 FOR 2 5 CENTS. Addreas FRAN K TOUSEY, Put.lisber. 24: Uni()n Square, New York.


Latest "WILD WEST WEEKLY" CoLOllED COVERS A 1\lA.u.1.zrn.E CoNTAlNlNG STOlUES, SKETCHES, ETC. OF L1.1!'E 32 PAGES PRICE 5 CEKTS 2 5 7 Young Wild West and t h e River Rangers; or, The Cave 262 Young Wild We s t as a Prairie Pilot; or, Arietta and the Qnee n of the Yellowsti u e Broncho Queen. :::; Young Wild West's Cowbny Call; or, Arietta and the 263 Young Wild West Laying Down the Law; or, The "Bad" Smugg lers. I Men o f Black Ball. ,o Young Wild West and the Moqui Medicine Man; or, Do ing 264 Young Wild West's Paying Placer; or, Arietta's Lucky the Dance of Death. I Shot. Young Wild W es t on a Treasure Trail; or, Arietta and 1 265 Young Wild '\ Vest's Double 'l'rap ; or, Downing a Dangerous the Silver Lode. Gang. 261 Young Wild West and the Deadwood Den; or, The Fight 266 Young Wild West after the M ex ican Raiders; or, Arietta for Half a Million. on a Hot Trail. AND W I N COLORED COVERS CONTAINING THE FRED FE.ARNOT STORIES 32 PAGES 459 Fred Fearnot at Ranch 10; or, The Search for the Branded Man. \so Fred Fearnot on the Gridiron; or, The Opening Game of Football. 461 Fred Fearnot and the Drunkard; or, Saving a Good Man from Ruin. 4.64 Fred Fearnot Playing Half-Back; by Gr i t. 465 Fred Fearnot and The Shadow Strange Mystery. 46G Fred F earnot's Sixty-yard Run; Football Field. PRICE 5 CENTS or, Winning the Game Hand; or, Solving a or, Champion of the 462 Fred Fearnot's Star Quarter-Back; or, The Trick That 467 Fred Fearnot and The Town Bully; or, Taming a Young Won the Game. Giant. 463 Fred Fearnot and "Railroad Jack"; or, After the Train 468 Fred Fearnot's Football Stars; or, Up Against a College Wreckers. Team. PLUCK AND LUCK CONTAINING ALL KINDS OF STORIES COLORED COVERS 32 p AGES PRICE 5 CENTS 487 Shine r the New York Bootblack; or, The Secret of a Boy's 491 The White Wizard of the Bowery; or, The Boy Slaves of Life. By Allyn Arnold. New York. By Allyn Draper. 488 Whistling Walt, the Champion Spy. (A Story of the 492 Harry Dare; or, A N ew York Boy in the Navy. By Cap't American R evolution.) By Gen Jas. A Gordon Thos. H. Wilson. 489 Tbe Boy Maroons; or, Cast Away for Two Years. By Richard R. Montgomery. 490 Fred Flame, the HE:ro of Greystone No. 1. By Ex-Fire Chi ef Warden. 493 The Little Unknown; or, The Young Hero of the Reign of Terror. By Allan Arnold. 494 Jac k Quick; or, The Boy Engineer. By Jas. C. Merritt. For sale by all newsdealers, or will be sent to any address on receipt of price, 5 cents per copy, in money or postage i;tamps, by FRANK TOUSEY, Publisher, 24 Union Square, N.l Y. IF YOU WANT ANY BACK NUMBERS of our Weeklies and cannot procure them from newsdealers, can be obtaine d from this office direct. Cut out and fill in the following Ord e r Blank and send it to us with the price of the weeklies you Y'f p.nt and we will send them to you by return mail. POSTAGE STAMPS TAKEN THE SAME AS MONEY . . ................................................................................ FRANK TOUSEY, Publisher, 24 Union Squa re, New York. ................... 190 DEAR Sm-Enclosed find ...... ci:mts for which please send me: .... copies of WORK AND WIN, Nos .......... 1 '' '' WIDE AWAKE WEEKLY, Nos ..................................... i ." .... \VILD WEST WEEKLY, Nos .......................................................... '' THE LIBERTY BOYS OF '76, Nos......................... ......................... PLUCK AND LUCK, Nos ......................................... ..................... SECRET SERVICE, Nos .................................................... ; ..... FAME AND FORTUNE WEEKLY, Nos .................................................. Ten-C ent Hand Books, Nos ............ . . . . .... N11me ....................... : ... _.Street and No....... .. ...... Town ......... State ..............


Fame -and Fortune w e _ekly STORIES OF BOYS WHO MAKE MONEY B y A SELF-MAD E MAN COLORED COVERS PRICE 5 Cts. ISSUED E VERY FRIDAY This Weekly contains interesting stories of smart boys, who win fame and fortune by their ability to advantage of passing opportunities. Some of these stories are founded on true incidents in tt1e lives of' our most successful self-made men, and show how. a boy of pluck, perseverance and brains can become ous and wealti;ly. ALREADY PUBLlSlIED. 24 Pushing It 'l'hi:ough; or, The Fate of a Lucky Boy. 25 A Born Speculator; or, The Young Sphinx of Wall Street. 26 The Way to Success; or, The Boy Who Got There. 27 Struck Oil ; or. The Boy Who Made a Million. 28 A Golden Risk ; or, The Young :Miners of D'ella Cruz. 29 A Sure Winner; or. The Boy Who Went Out With a Circus. 30 Golden'Fleece: or, The Boy Brokers of Wall Street. 31 A Mad Cap.Scheme; or, The Boy Treasure Hunters of Cocos Island 32 Adrift on the world; or, Working His Way to Fortune. 33 l'iaying to Win; or, The Foxiest Boy in Wall Street. 34 ratters; or, A Boy from the Slums. 35 A Young Monte Cristo; or, The Richest Boy In the World. 86 Woo by Pluck; or, The Boys Who Ran a Railroad. ll7 Beating the Brokers; or, 'l'he Boy Who "Couldn't be Done." 38 A Rolling Stone; or, The Brightest Boy on Record. 39 :-lever Say Die; or, The Young Surveyor of Happy Valley. 40 Almost a Man; or, Winning His Way to the Top. 41 lloss of the Market; or, The Greatest Boy In Wall Stteet. 42 The Chance of His Life; or, The Young Pilot of Crystal Lak11. 43 Striving for Fortune; or, From BellDoy to Miliionaire. 44 Out for Business; or, The Smartest Boy in Town. 45 A Favorite of Fortune; or, Striking it Rich in Wall Streer_ 46 'l'hrough Thick and Thin; or, 'l'h\! Adventures of a Smart oy. 47 Doing His Level Best; or, Working His Way Up. 48 Always on Deck; or, 'l'he Boy Who Made His Mark. 41! A Mint of i\1oney; or, The Young Wall Street Broker. 50 The Ladder of l'ame; or, From Office Boy to Senator. 51 On the Square; or, The Success of an Honest Boy. 52 After a Fortune; or, The Pluckiest Boy in the West'. \Y 1uniug ti.le l.Joilars; or. 'l'he You u g \Yonder of 'Ya Ii Street. 54 Making His Mark; or, The ,Boy WhJ Became resident. 5'5 Heir to a Million; or, The Boy Who .as Born Lucky. 56 Lost in the Andes: or. The '!'1enr ; nr the Buried City. 1 57 On His Mettle; or, A Plucky Boy In Wall Street. 58 A Lucky Chance; or, Taking Fortune on the Wing. 59 The Road w Success; or, The Career of a Fortunate Boy. 60 Chasing Pointers; or, The Luckiest Boy 1n Wall Street. 61 Rising in the World; or, From Fa.ctory Boy to Manager. 62 From Dark to Dawn; or, A Poor Roy' s Chance. 63 Out for Himself; or, Paving His Way to Fortune. 64 Diamond Cut Diamond: or, The Boy nrokers ot W;tll St,.eet. 63 A Start in Life; or, A Bright Boy's Ambition. 66 Out for a llfillion: or, The Young llfidfls of Wall Street. 67 Every Inch a Boy; or, Doin.!l' His Level D est. 68 Money to Burn; or, 'l'he Shrewdest Boy in Wall Street. 69 An Eye to Business; or, 'l'he Boy Who Was Not Asleep. 70 Tipped by the or, An Ambitions Boy in Wail 8treet. 71 On to Success; or, Tile Boy Who Got Ahead. 72 A Bid for a Fortune; or, A Country Boy in Wail Street. 73 Bound to Rise; or, Fighting His \Yay to Success. T4 Out for the Dollars: or, A Smart Boy in Wall Street. 75 For"Fame and Fortune; or, The Boy Who Vl'ou Uotll. 76 A Wall Street. Witmer; or, Making a Mint of i\loney. 77 'l'he Road to Wealth; or, The Boy Who l'ouud lt Out. 78 On the Wing; or, 'l'he Young Mercury of \\'ail 8trcet. T\l A Chase for a Fortune; or, '.l.'he Boy' Who U ustled. 80 Jugglng With the :.llarket; or, The boy Wbo .lrnde 1 t l'ay. 181 Cast Adrift; or, 'l'he Luck of a Homeless Doy. 82 Playing the llfarket: or. A .Keen Doy in Wall Street. 83 A l'ot of Money: or. 'l'he Legacy of a Lucky Boy. 84 From Hags to Riches: or. A ,Lucky Wall Street :.llesseuger. 85 On H : s i\Ierits: or, 'l'he Sma'hest Hoy Aliye. 86 Trapping the Brokers; or. A Game Wall Street Boy. 87 A Million in Gold: or, '.l.'he 'l'reasure of !:!'anta Cruz. 88 Bound to Make Money ; or, From t h e West to Wall Street. 80 The Boy i\lagnate: or, Making Baseball l'ay. 90 Making l\I(lney 01 A Wall Stree t Messenget"s Luck. 91 A Harvest of Gold: 01", 'l'he Buried 'l'reasure ol I.Coral Island. 02 On the Curb: or, Beating t h e Wall St1eet Brokers. 93 A Freak of Fortnne: or, 'l'he Boy Who S4uck Luck. 94 The Prince of Wall Street: or, A Big lJt:al for Big :.lloney. ll5 Starting His Own Business; or. The Uoy Who Caught On. I 96 A Corner in Stock: or, '.l.'he Wall Street Boy Who Won. Ji'frst in the Field; or Doing J:rusin s for I limsell. 98 A Bruker at Eigl1teen; or, Roy Gilber1.'" Wall Street 99 Only a l>olhir; or. From .1rrand Boy to Owner. I 00 Pdce & Co .. Boy Brolrnrs; or. 'L'he Young Traders ot Wall Stre9t. I 0 I A Winning Risk; or, The Hoy 'v\'ho Made Good. ; 02 From a J)ime to a Million; or. A WideAwnke Wall StrePt Hof. I 03 The Pa.th to Good Luck; or. 'l'he Hoy Miner or Dea1 h I 0 Miir1 Mori.on's Money; or, A Corner in Wall Street 1 I 0 5 n t or, 'l'he Boy who made a Great N"me. 'I 06 Tip to ]fortune; or, A Lucky l'l'ali Street Deal. I 07 S1.rikln1t His Gait; or, The Perils of a Boy J<:ngineer. I 08 Messeng


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